South Coast Ilwu Credit Union North Bend OR | Best Auto Loans & Business Banking

Introduction

Welcome to South Coast Ilwu Federal Credit Union, your trusted financial partner in the heart of North Bend, Oregon! Established in 1954, we have been dedicated to serving our community for nearly seven decades. Located at 2438 Broadway Ave, North Bend, OR 97459, our branch is committed to providing personalized banking services that meet your unique needs. With a total membership of 1,045 and assets exceeding $17,690,014, we pride ourselves on our strong financial foundation and deep-rooted community ties. Our focus is not just on numbers; it's about building relationships and making a positive impact in the lives of our members. Whether you're looking for auto loans, mortgage refinancing, or personal banking services, we're here to support you every step of the way. Led by our CEO, Kylee Smith, and Board President, Stephen Maine, our team of 5 dedicated employees is ready to assist you with friendly service and expert advice. From opening accounts to managing loans, we strive to make your banking experience straightforward and rewarding. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 2438 Broadway Ave, North Bend, OR 97459. Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, making it convenient for you to drop by whenever you need assistance. Join us today and discover why so many in North Bend choose South Coast Ilwu Federal Credit Union as their financial home. For more information or to get started with your banking journey, visit us online at southcoastilwufcu.com or call us at 541-756-5746. Your future starts here!

Branch History & Mission

Welcome to the heart of community banking at South Coast Ilwu Federal Credit Union. Established in 1954, our branch has a long-standing history of serving the vibrant community of North Bend, OR. From our humble beginnings, we have grown into a trusted financial partner for over 1,045 members, providing essential services that make a difference in their lives. Located conveniently at 2438 Broadway Ave, North Bend, OR 97459, we are proud to be a part of this beautiful area, surrounded by the stunning landscapes of the Oregon coast. Our branch not only offers traditional banking services but also features modern conveniences such as an ATM and drive-thru service, making banking accessible for everyone. At South Coast Ilwu, our mission is simple yet impactful: to provide our members with exceptional financial services while fostering community growth and support. We believe that when our members thrive, so does our community. This commitment drives us to offer a wide range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We aim to empower every member with the tools they need to achieve their financial goals. While you can visit us at our branch for personalized service during our operating hours Monday through Friday from 9:00 AM to 5:00 PM we also embrace technology to enhance your banking experience. With features like online banking and mobile applications available, managing your finances has never been easier or more convenient. In addition to providing financial products, we take pride in being active participants in the North Bend community. Through various outreach programs and partnerships with local organizations, we strive to give back and support initiatives that matter most to our members. As we continue to grow and evolve, we remain dedicated to maintaining a welcoming environment where everyone can feel valued and supported. Whether you're looking for assistance with a loan or simply have questions about your account, our friendly team is here to help. If you're not yet a member of South Coast Ilwu Federal Credit Union, we invite you to join us today! Experience firsthand the benefits of being part of a community-focused credit union dedicated to your financial well-being. For more information on how you can become a member or open an account, please visit our website at South Coast Ilwu or call us at 541-756-5746. Together, let's build a stronger financial future for you and our community!

Branch Location & Accessibility

Welcome to the South Coast Ilwu Federal Credit Union, your trusted financial partner located conveniently at 2438 Broadway Ave in beautiful North Bend, Oregon. Situated in the heart of Coos County, our branch is easily accessible and just a stone's throw away from local landmarks like the scenic North Bend Boardwalk. Whether you're coming by car or on foot, you'll find ample parking available to make your visit hassle-free. At our branch, we take pride in ensuring that all members can access our services with ease. Our facilities are designed to be ADA compliant, featuring ramps and accessible entrances so everyone can feel welcome. If you prefer to handle banking from the comfort of your vehicle, we offer convenient drive-thru banking for quick transactions like deposits and withdrawals. We're open Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to stop by before or after work. If you have any questions or need assistance, don't hesitate to call us at 541-756-5746. We also have an ATM on-site for those who prefer cash transactions outside of regular hours. While members can visit us at 2438 Broadway Ave, official correspondence should be sent to the same address. At South Coast Ilwu Federal Credit Union, we offer a range of services tailored to meet your needs whether it's personal banking, auto loans, or business financing. Come visit us today! We look forward to serving you and helping you achieve your financial goals.

Member Eligibility

Becoming a member of South Coast Ilwu is like joining a close-knit family where your financial goals are supported and celebrated. To qualify for membership, you'll need to meet some simple criteria that reflect our commitment to serving our community. Generally, individuals who live, work, or worship in the Coos County area are eligible. This means if you call this beautiful place home or spend your time here, we'd love to welcome you into our community. The perks of being a member at South Coast Ilwu include access to personalized financial services tailored just for you, competitive loan rates, and a range of savings options designed to help you reach your dreams. Ready to take the next step? Opening an account with us is easy! Just head over to our online account opening page here and follow the prompts. If you have any questions or need assistance along the way, feel free to give us a call at (541) 756-5746. For more detailed eligibility criteria, check out our resource here. We can't wait to have you join us at South Coast Ilwu, located at 2438 Broadway Ave North Bend Or 97459!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that help simplify your transactions. Imagine being able to process payments seamlessly while keeping track of sales effortlessly. Our tools are designed to make daily operations smoother so you can focus on what really matters growing your business. Visit us at 2438 Broadway Ave North Bend Or 97459 in North Bend, OR or call us at (541) 756-5746 to learn more about how we can partner with you for success. Your growth is our priority!

Comprehensive List Of Services

Borrowing Options for Every Need

In addition to auto and mortgage loans, we also provide Personal Loans & Debt Consolidation options. These loans can help you manage unexpected expenses or combine multiple debts into one manageable payment. Plus, our Credit Cards with Rewards offer great benefits for those who want to earn while they spend.

Business Banking Services

For business owners, our Business Banking services include merchant services and business loans tailored to help you grow your operations. We understand the challenges of running a business and are here to support you every step of the way.

Convenient Banking Features

At South Coast Ilwu Federal Credit Union, convenience is key. With features like ATM access for cash withdrawals and balance checks, along with basic drive-thru banking for simple transactions, we ensure that managing your finances is straightforward. Our digital banking tools are designed for ease of use so that you can focus on what matters most in your life. We invite you to explore all that South Coast Ilwu has to offer. For any questions or assistance, feel free to call us at (541) 756-5746 or visit our website at https://www.southcoastilwufcu.com/ . Join us today and experience the difference in service!

Home Financing Made Easy

Thinking about buying your first home or refinancing? Our Mortgage Loans & Refinancing services are designed to guide you through the process. We offer tailored solutions that make homeownership more attainable for everyone. You can trust us to help you find the right mortgage that fits your financial situation.

Personal Banking Solutions

For individuals seeking reliable banking options, our Personal Banking services include checking and savings accounts that cater to various lifestyles. Imagine easily accessing your funds through our online and mobile banking platforms, which allow you to check balances, transfer money, and manage your accounts anytime, anywhere. Additionally, if you're considering buying a car or need help with financing, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms that can suit your budget.

Digital & Online Banking

E-Statements and Mobile Application

Say goodbye to paper clutter with our e-statements feature. You can receive your account statements electronically, which not only saves trees but also allows for quicker access to your financial information. Plus, with our mobile application available for download, you can perform banking tasks right from your smartphone perfect for those on the go!

Online Banking Services

With our robust online banking platform, available at https://www.southcoastilwufcu.com/ , you can easily access your accounts 24/7. Whether you're checking your balance, transferring funds, or reviewing transactions, everything is just a few clicks away. Our user-friendly interface makes navigation a breeze, ensuring that even those new to online banking can manage their accounts effortlessly.

Real-Time Management

Our digital offerings empower you to manage your finances in real-time. Whether it's making deposits via mobile app or viewing transactions instantly through online banking, you have control over your money whenever you need it. Although we do not currently offer mobile payments, our other features ensure that you have the tools needed for effective money management. At South Coast Ilwu, we believe that banking should be as easy as possible. With our commitment to providing accessible and secure online services, you can focus on what matters most while leaving the banking details to us!

Security Features

Security is a top priority at South Coast Ilwu. While we currently do not support electronic signature authorization or person-to-person transfers, rest assured that your data is protected with strong security measures. You can bank confidently knowing we prioritize safeguarding your personal information.

Financial Strength

Growing Trust

Our total share accounts stand at 1,666, showcasing a strong and growing member base that trusts us with their finances. Every account represents another opportunity for us to help our community thrive. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Coast Ilwu is your trusted partner. Visit us at 2438 Broadway Ave North Bend Or 97459 or call (541) 756-5746 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $943,717 in share certificates and $2,308,732 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to excellence is evident through our operational efficiency reflected in our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees ready to assist you along with a dedicated team supporting our mission.

Reinvesting for Growth

With $2,662,098 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $174 in used auto loans and $9,458,099 in total loans and leases, we support your financial goals across various sectors.

Solid Foundation

With a net worth of $2,918,852, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,650 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,535,686 in used vehicle loans and $3,053,162 in new vehicle loans already helping members get on the road. We provide flexible terms that make financing easy and accessible.

Credit Lines

Need extra flexibility? We also provide total credit lines amounting to $400,000, allowing you to handle unforeseen expenses without stress. For any inquiries regarding refinancing options or eligibility for our loan products, feel free to reach out to us at (541) 756-5746. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at our branch located at 2438 Broadway Ave North Bend Or 97459, North Bend, OR 97,459, or check out our website at https://www.southcoastilwufcu.com/ for more details on how we can assist you with your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we are here to guide you through alternative financing options tailored to your needs.

Unsecured Credit Card Loans

Managing daily expenses can be easier with our unsecured credit card loans. We offer flexible terms on these loans, with a total of $478,120 in loans helping members manage their finances effectively.

Loan Aggregator

Accurate Comparisons

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SOUTH COAST ILWU FEDERAL CREDIT UNION