Simpsonville SC Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

At South Carolina, we believe that every financial journey is unique and deserves personalized support. Located at 2536 Woodruff Rd Simpsonville Sc 29681 in the heart of Simpsonville, SC, our credit union has been serving the community since 1936. With a strong commitment to our members, we have grown into a trusted financial partner for over 173,960 individuals and families. As a member-owned institution, we prioritize your needs. Our total assets now exceed $2,519,426,018, with robust deposits of $161,963,638, reflecting our dedication to helping you achieve your financial goals. We offer a variety of services, including auto loans, mortgages, and personal banking options tailored just for you. Our total loans stand at an impressive 95,937, showcasing our active role in financing dreams across our community. Leadership plays a vital role in our mission. Under the guidance of our CEO, Scott Woods, and Board President, James Mace, we strive to create a welcoming environment where everyone can thrive financially. Our dedicated team of 590 employees is here to provide expert assistance whenever you need it. While members can visit us at 2536 Woodruff Rd Simpsonville Sc 29681, official correspondence should be sent to 2536 Woodruff Road, Simpsonville, SC 29681 if it's different. We encourage you to reach out by calling us at (843) 797-8300 or visiting our website at https://www.scfederal.org/ for more information about how we can help you on your financial journey. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Community Engagement

Over the years, we have actively participated in numerous community outreach initiatives, partnering with local organizations to promote financial literacy and support those in need. We believe that a strong community leads to stronger families and individuals, and we are here to help every step of the way.

Join Us Today!

We invite you to become a part of the South Carolina family. Discover how our personalized services can make a difference in your financial journey. For more information or assistance, feel free to reach out at (843) 797-8300 during our operating hours: M-F 9:00 AM to 5:30 PM. Join us today and experience the benefits of being a member at South Carolina where your success is our mission!

Modern Services

As part of our growth, we've embraced technology to enhance your banking experience. Enjoy convenient access through online banking and mobile payments. Whether you need to check your balance or make transactions on-the-go, we've got you covered. We also ensure that our facilities are ADA compliant so everyone can access our services without barriers. With an ATM available for quick cash withdrawals and drive-thru banking for added convenience, we aim to provide a seamless banking experience tailored for busy lives.

Our Mission

At South Carolina, our mission goes beyond providing financial services; we are dedicated to uplifting the community we serve. We strive to empower our members with the tools they need to achieve their financial goals while fostering a strong sense of community spirit. Our commitment is reflected in the wide range of services we offer from personal banking solutions like checking and savings accounts to auto loans and mortgages.

Branch Location & Accessibility

Welcome to South Carolina located at 2536 Woodruff Rd Simpsonville Sc 29681 in the heart of beautiful Simpsonville, SC! Our branch is designed with your convenience in mind, making it easy for you to access all the financial services you need. Whether you're just around the corner or traveling from a neighboring area, you'll find us nestled near local landmarks that make finding us a breeze. At Five Forks, we prioritize accessibility for all our members. Our location offers ample parking and is ADA compliant, featuring ramps and other facilities to ensure everyone can visit us comfortably. If you're in need of quick banking services, our drive-thru is available for your convenience, allowing you to handle deposits and withdrawals without leaving your vehicle. We're open Monday through Friday from 9:00 AM to 5:30 PM, making it easy for you to drop by after work or during your lunch break. If you have any questions or need assistance, don't hesitate to give us a call at (843) 797-8300. While members can visit us at 2536 Woodruff Rd Simpsonville Sc 29681, official correspondence should be sent to 2536 Woodruff Road, Simpsonville, SC 29681. Additionally, enjoy our ATM availability for quick cash withdrawals and balance checks whenever you need them. Come see why so many people in Greenville trust South Carolina for their banking needs! We look forward to welcoming you soon!

Member Eligibility

At South Carolina, we believe that becoming a member is like joining a family where everyone supports each other. If you're interested in joining us at our friendly branch located at 2536 Woodruff Rd Simpsonville Sc 29681, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the area. We welcome individuals and their families, making it easy for you to start enjoying the benefits of being part of our community. To get all the details about eligibility requirements, feel free to check out our comprehensive guide at http://www.scfederal.org/why-us/membership-benefits. Opening an account with us is a breeze! You can find everything you need to know about the account opening process by visiting https://online.scfederal.org/auth/enrollment?_gl=1*1h067ag*_gcl_au*mzy5nzc2mti2lje3mzq0ndmyotm.. If you have any questions or need assistance along the way, don't hesitate to reach out at (843) 797-8300. We're here to help you every step of the way as you take this exciting step towards better banking with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $235 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $69,636,247, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments quickly and easily, enhancing customer experience while streamlining your operations. Our merchant services provide you with the tools you need to process transactions efficiently, allowing you more time to focus on what matters most growing your business. Located at 2536 Woodruff Rd Simpsonville Sc 29681 in Simpsonville, SC, we invite you to visit us or call us at (843) 797-8300 to learn how our business banking solutions can empower your success.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we understand the unique challenges that come with managing a company. That's why we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. These services are designed to help your business thrive, from accepting payments easily to securing funding for growth.

Connect With Us

If you're ready to take the next step in managing your finances or have any questions about our offerings, don't hesitate to reach out! Give us a call at (843) 797-8300 during our operating hours from Monday through Friday between 9:00 AM and 5:30 PM. You can also explore more about what we offer by visiting us online at Five Forks. Join us today and experience the difference of being part of the South Carolina family!

Digital Banking Convenience

In today's fast-paced world, having access to your accounts at your fingertips is essential. At South Carolina, we embrace technology with our Online & Mobile Banking services. You can check balances, transfer funds, and pay bills anytime and anywhere using our user-friendly mobile app. Plus, we provide convenient ATM & Cash Withdrawal Services, so you can access your cash whenever needed.

Everyday Transactions Made Easy

Our branch features basic services such as Drive-Thru Banking, where you can handle deposits and withdrawals quickly without leaving your vehicle. For those who prefer digital interactions, our Basic ATM Access allows for simple transactions like balance checks and cash withdrawals.

Personal Banking Services

When it comes to personal banking, we offer a range of options that can fit any lifestyle. Our Checking & Savings Accounts are designed with your convenience in mind, providing easy access to your funds while helping you save for those special moments. If you're considering a new car or simply need some financial flexibility, our Auto Loans & Vehicle Financing options come with competitive rates and flexible terms. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing solutions are crafted to help you navigate the home-buying process smoothly. We also provide Personal Loans & Debt Consolidation, allowing you to manage expenses efficiently without added stress. And let's not forget about our Credit Cards with Rewards, which let you earn points on everyday purchases.

Digital & Online Banking

24/7 Accessibility

With South Carolina, you can enjoy 24/7 online banking services that empower you to take control of your finances whenever it suits you best. Whether it's checking account balances, making payments, or setting up automatic transfers, everything is designed for ease of use and real-time management of your funds. In today's fast-paced world, having reliable digital banking tools is essential. At South Carolina, we strive to provide a secure and convenient online experience so you can focus on what really matters your financial goals. For more information about our digital services, visit us at https://www.scfederal.org/.

Key Features

We prioritize security alongside convenience. Our online banking includes electronic signature authorization, ensuring that your transactions are not only quick but also safe. You can confidently manage your accounts with features like e-statements, which allow you to view and download your account statements anytime without the hassle of paper clutter. On the go? Our mobile application brings banking right to your fingertips. Enjoy mobile payments that let you make purchases quickly and easily from your smartphone. And with person-to-person transfer options, sending money to friends or family is straightforward and efficient.

Financial Strength

At South Carolina, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial position, which allows us to support our members with confidence. With a net worth of $312,628,701, we maintain robust financial health, enabling us to provide better rates, lower fees, and enhanced services tailored for you. Our net worth ratio of 12.39% demonstrates a solid capital foundation. This ensures that we can continue offering loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $69,036,468 in share certificates and $381,268,239 in money market shares, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,544,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you is backed by $294,877,879 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures that directly benefit our members. With $23,587 in used auto loans and $1,932,930,657 in total loans and leases, our lending capacity supports your financial goals across various sectors. Furthermore, our operational efficiency is reflected in our $6,349,798, enabling us to consistently offer competitive loan rates and solid financial products. We are also proud of our dedicated team of 567 full-time employees and 23 part-time employees. They ensure that our branches are always ready to serve you with knowledge and commitment. Our net shares available for lending and investments stand at $8,012,968, further reinforcing our ability to provide quality service. With a total of 312,661 accounts held by our growing member base, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Carolina is your trusted partner. Visit us at 2536 Woodruff Rd Simpsonville Sc 29681 or call (843) 797-8300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

For business owners, our outstanding commercial loans totaling $69,636,247 provide the capital needed to grow and expand. Whether you need funds for equipment or operational costs, we have tailored solutions just for you. If you're considering refinancing any of your existing loans or are unsure about your eligibility, our team can help guide you through the options available at South Carolina. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. To learn more about our loan offerings or discuss your specific needs, feel free to reach out to us at (843) 797-8300 or visit us at our branch located at 2536 Woodruff Rd Simpsonville Sc 29681. We're here to help you achieve your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $409,904,285 in used vehicle loans and $113,891,356 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring you find the right fit for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $163,775,717, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our dedicated team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $53,439,616 in loans helping members manage their finances effectively. This option is ideal for those who want to make purchases without putting down collateral.

Loan Aggregator

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SOUTH CAROLINA FEDERAL CREDIT UNION - Simpsonville, SC

Type of Loan Offerings

Personal Loans

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