Mt Pleasant SC Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

At South Carolina, we believe in the power of community and the value of personal banking. Located at 1620 N Highway 17 Mt Pleasant Sc 29464, our branch has been serving members since 1936 and has grown to foster a strong membership base of 173,960 individuals who trust us with their financial needs. With total assets exceeding $2,519,426,018, we are committed to providing a safe and reliable banking experience. Under the leadership of our CEO, Scott Woods, and Board President, James Mace, we strive to support our members with tailored services that range from personal loans to business financing. Our total deposits stand at $161,963,638, reflecting the confidence our members place in us. In addition to traditional banking services, we offer modern conveniences such as online banking, mobile payments, and ATM access for your ease. While you can visit us at 1620 N Highway 17 Mt Pleasant Sc 29464, for any official correspondence, please send mail to PO Box 190012, North Charleston, SC 29419-9012. Join us at Southampton where your financial goals are our priority. Call us at (843) 797-8300 or check out our website at https://www.scfederal.org/ to learn more about how we can assist you today!

Branch History & Mission

Welcome to South Carolina, where our journey began in 1936 in the heart of Mt Pleasant, SC. Over the decades, we have blossomed from a small credit union into a vital part of the community, proudly serving over 173,960 members today. With total assets amounting to an impressive $2,519,426,018, we remain committed to providing exceptional financial services tailored to meet the needs of our diverse membership. Located at 1620 N Highway 17, Mt Pleasant, SC 29464, our branch is easily accessible and surrounded by local landmarks that many residents cherish. Whether you're stopping by for a quick transaction or seeking guidance on your financial journey, our team is here to help you every step of the way. For official correspondence, please send mail to PO Box 190012, North Charleston, SC 29419-9012. At South Carolina, our mission is simple yet powerful: We aim to enhance the financial well-being of our members and support our community. This commitment drives us to offer a wide range of services from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. We also prioritize digital advancements such as online banking and mobile payments, ensuring that our members have convenient access to their finances anytime, anywhere. We take pride in being more than just a financial institution. Our outreach programs and partnerships with local organizations allow us to give back and make a positive impact in the lives of those around us. We believe in fostering a strong community spirit, where each member feels valued and supported. Our branch operates Monday through Friday from 9:00 AM to 5:30 PM, providing both lobby and drive-thru banking options for your convenience. Plus, with ATM availability on-site, accessing your funds has never been easier. Join us at South Carolina where your financial goals become our mission! Experience firsthand the benefits of being part of a supportive community that puts its members first. Visit us today or call us at (843) 797-8300 to learn more about how we can help you thrive financially.

Branch Location & Accessibility

Convenience and Accessibility

At South Carolina, we prioritize your convenience. Our branch features ample parking and is designed with accessibility in mind, including ADA-compliant ramps to ensure that everyone can visit us comfortably. Plus, we offer both drive-thru banking and ATM access, so you can manage your finances quickly without leaving your vehicle.

Explore Our Services

At South Carolina, we offer a variety of services to meet all your banking needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards there's something for everyone. We also provide business banking solutions and online/mobile banking features for added convenience. So why wait? Come see us at South Carolina today or give us a call at (843) 797-8300. We look forward to serving you!

Friendly Operating Hours

We understand that life can be busy, which is why our lobby hours are tailored to fit your schedule. You can visit us Monday through Friday from 9:00 AM to 5:30 PM. Whether you're looking to open a new account, apply for a loan, or just ask questions about our services, our friendly team is here to help!

Member Eligibility

At South Carolina, we believe that everyone deserves a place in our supportive community. Becoming a member is simple and welcoming, and you'll find that we're here to help you every step of the way. To be eligible for membership, you need to meet some basic criteria, which often includes living or working in the area, or having family ties to existing members. Our goal is to create an inclusive environment where everyone can thrive. If you're interested in joining, visit our detailed eligibility page at http://www.scfederal.org/why-us/membership-benefits for more specifics. Opening your account with us is just as easy! You can start the process online by visiting https://online.scfederal.org/auth/enrollment?_gl=1*1h067ag*_gcl_au*mzy5nzc2mti2lje3mzq0ndmyotm. or give us a call at (843) 797-8300 if you have any questions. We're located at 1620 N Highway 17 Mt Pleasant Sc 29464, and our friendly staff is always ready to assist you in making this exciting step towards financial empowerment. Join us today and experience all the advantages that come with being part of the South Carolina family!

Business Banking & Commercial Services

Lending Solutions That Work for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $235 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $69,636,247, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to our lending options, we offer merchant services that streamline your payment processes. Imagine being able to accept payments from customers quickly and easily, whether they're paying in-store or online. Our merchant services are designed to help you focus on what you do best running your business while we take care of the financial transactions. Located at 1620 N Highway 17 Mt Pleasant Sc 29464, Mt Pleasant, SC, we're here to partner with you on your journey toward success. For more information about how we can assist your business, call us at (843) 797-8300 or visit our website at https://www.scfederal.org/.

Comprehensive List Of Services

Business Banking Solutions

If you run a business, we have comprehensive support for you as well. Our Business Banking services include everything from merchant services that help you accept payments easily to business loans designed to fuel your growth. We know how challenging it can be to manage finances in today's economy; that's why we're here to help simplify things.

Convenient Access

We also prioritize convenience with our ATM and cash withdrawal services. With an ATM available at our branch and drive-thru service for quick transactions like deposits or withdrawals, managing your money has never been easier. Plus, if you're on the go, our mobile payment options allow you to make transactions right from your smartphone. At South Carolina, we believe in making banking accessible for everyone. Whether you're visiting us at 1620 N Highway 17 Mt Pleasant Sc 29464 or using our digital banking features from the comfort of home, we're committed to supporting your financial journey every step of the way. Ready to explore what we can do for you? Give us a call at (843) 797-8300 or visit us today! Your financial future starts here at Southampton.

Personal Banking Services

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. Imagine being able to manage your finances seamlessly through our user-friendly online and mobile banking platforms. With these tools, you can check balances, transfer funds, and pay bills anytime, anywhere. Need a new car? Our Auto Loans & Vehicle Financing options make purchasing that dream vehicle a reality. We offer competitive rates and flexible terms to suit your budget. If homeownership is on your horizon, explore our Mortgage Loans & Refinancing services. We understand how important this milestone is for you, and we're here to guide you through every step of the process. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services provide accessible solutions tailored to your situation. And don't forget about our credit cards with rewards perfect for those who want to earn while they spend!

Digital & Online Banking

Key Services

With our online banking, you can easily check balances, pay bills, and transfer money all without leaving your couch! Plus, our electronic signature authorization feature makes it simple to sign documents securely from anywhere, so you don't have to worry about printing or mailing anything. We also offer e-statements, which means no more waiting for paper statements in the mail. You can view your account statements online anytime, ensuring that you stay organized and informed about your finances. If you're someone who loves convenience, you'll appreciate our mobile payments feature, which allows you to make purchases quickly and safely using just your smartphone.

Mobile Banking Made Easy

Download our mobile application to take your banking experience even further. The app provides easy access to all the features of online banking right from your phone. Need to send money to a friend? Our person-to-person transfer service makes it quick and effortless perfect for splitting bills or sending gifts! Security is a top priority at South Carolina. Our digital services use advanced security measures to keep your information safe while giving you peace of mind as you manage your finances. With all these convenient options available at South Carolina, banking has never been easier or more accessible. Join us today and experience the ease of digital banking!

Financial Strength

A Growing Member Base

Total Share Accounts stand at 312,661, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $8,012,968, further underscoring our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Carolina is your trusted partner. Visit us at 1620 N Highway 17 Mt Pleasant Sc 29464 or call (843) 797-8300 to learn more about how we can help you achieve your financial goals.

Commitment to Operational Efficiency

Our commitment to operational efficiency is reflected in our $6,349,798, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 567 full-time employees and 23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $294,877,879 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $23,587 in used auto loans and a total of $1,932,930,657 in loans and leases across various sectors.

Secure Savings Options

Members' savings are secured through $69,036,468 in share certificates and $381,268,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,544,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $312,628,701, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for more extensive financial support, our total credit lines stand at an impressive $765,007,137, giving you access to funds when you need them most. We also cater to business owners with outstanding commercial loans totaling $69,636,247, providing the capital needed for growth and expansion. At South Carolina, we're dedicated to helping you find the right financial solutions. If you're interested in refinancing options or checking your eligibility for any of our products, feel free to reach out! To learn more about our loan offerings or to get started today, contact us at (843) 797-8300, or visit us at our branch located at 1620 N Highway 17 Mt Pleasant Sc 29464 in Mt Pleasant, SC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $409,904,285 in used vehicle loans and $113,891,356 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new vehicle or a reliable used one, we have financing options available that can make your purchase easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $163,775,717, make buying or refinancing simple. We provide tailored solutions to help you navigate the home-buying process seamlessly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $53,439,616 in loans helping members manage their finances effectively. These cards come with various benefits to enhance your purchasing power while maintaining control over your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh takes pride in its commitment to accuracy and transparency. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that the offers you see are not only legitimate but also adhere to established regulations for fair lending practices.

SOUTH CAROLINA FEDERAL CREDIT UNION - Mt Pleasant, SC

Type of Loan Offerings

Personal Loans

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Loan rates in Mt Pleasant, SC (29464)