Moncks Corner SC Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to South Carolina, your trusted financial partner located at 456 N Highway 52, Moncks Corner, SC 29461. Established in 1936, we take pride in our long-standing commitment to serving the community and empowering our members with a range of financial solutions. With over 173,960 members, we are dedicated to providing personalized service that meets your unique needs. At South Carolina, we're not just a credit union; we are a family. Our total assets stand at an impressive $2,519,426,018, demonstrating our strong financial foundation and ability to support you. Our total deposits of $161,963,638 reflect the trust our members place in us. We offer various services including personal banking, auto loans, mortgage financing, business banking options, and much more. Led by our CEO Scott Woods and Board President James Mace, our team of 590 employees is here to help you achieve your financial goals. With a net worth of $312,628,701 and cash in hand amounting to $60,972,713, we are well-equipped to provide you with reliable services and support. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 190012, North Charleston, SC 29419-9012. We invite you to explore the various ways we can assist you financially. Whether you're looking for a loan or want to open an account online or in person, we're just a phone call away at 843-797-8300. Visit us today or check out our website at scfederal.org for more information on how we can help you thrive!

Branch History & Mission

Join Us

As we continue to grow and evolve, we invite you to become part of the South Carolina family. Experience firsthand the benefits of membership and see how we can help you achieve your financial dreams. Visit us today or check out our website at https://www.scfederal.org/ for more information on joining us!

Our Mission

Our mission is clear: to empower our members through accessible financial services and community support. We believe that everyone deserves a chance to thrive financially, which is why we offer a wide range of products from personal loans and auto financing to business banking solutions. We understand that financial education is crucial; therefore, we strive to provide resources that help our members make informed decisions about their money. In addition to our core financial services, we actively engage in community outreach efforts, partnering with local organizations to give back and support those in need. This dedication to community well-being underscores everything we do at South Carolina. With operating hours from Monday to Friday between 9:00 AM and 5:30 PM, you can easily find time to visit us for assistance or simply to learn more about how we can help you. Our branch also features convenient amenities like ATM availability and drive-thru banking services.

Branch Location & Accessibility

Convenient Access and Features

At South Carolina, we understand that your time is valuable. That's why we offer ample parking spaces and ADA-compliant accessibility features, making it easy for everyone to visit us. Whether you prefer to walk in or use our drive-thru service, we aim to make your banking experience smooth and hassle-free. Our operating hours are from Monday through Friday, 9:00 AM to 5:30 PM, giving you plenty of time during the week to take care of your financial needs. If you ever have questions or need assistance, feel free to call us at (843) 797-8300 our friendly team is here to help!

Services Tailored for You

We're more than just a credit union; we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Plus, with ATM availability on-site, you can easily withdraw cash or check your balance without stepping inside. While members can visit us at 456 N Highway 52 Moncks Corner Sc 29461, official correspondence should be sent to our mailing address at PO Box 190012, North Charleston, SC 29419-9012. We invite you to stop by and discover all that South Carolina has to offer. Your financial journey starts here!

Member Eligibility

At South Carolina, we believe that everyone deserves a chance to be part of a community that supports their financial journey. Becoming a member is an easy and welcoming process! To be eligible, you simply need to live, work, worship, or attend school in the areas we serve. This includes individuals who have family members that are already part of our credit union family. By joining us, you gain access to a range of benefits designed to help you thrive financially whether it's personalized service, lower loan rates, or higher savings yields. For more detailed eligibility information, feel free to visit our website at http://www.scfederal.org/why-us/membership-benefits . Once you've confirmed your eligibility, opening an account with us is just a click away! You can easily start the process online by visiting https://online.scfederal.org/auth/enrollment?_gl=1*1h067ag*_gcl_au*mzy5nzc2mti2lje3mzq0ndmyotm. . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (843) 797-8300. We're here to help you every step of the way and look forward to welcoming you to South Carolina at 456 N Highway 52 Moncks Corner Sc 29461!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced market, having reliable merchant services can make a significant difference. Picture this: you're at a busy trade show, and your customers want to pay quickly and securely. With our merchant services, you can process payments effortlessly, ensuring customer satisfaction while streamlining your operations. Located conveniently at 456 N Highway 52 Moncks Corner Sc 29461, Moncks Corner, SC 29461, we invite you to explore how our business banking and commercial services can elevate your enterprise. For inquiries, reach us at (843) 797-8300. Together, let's build the future of your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $235 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $69,636,247, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer specialized services such as merchant services and business loans that can help your company grow. Whether you're just starting out or looking to expand, we're here to assist every step of the way.

Convenient Access Points

We know that convenience matters. Our branch offers ATM and cash withdrawal services so you can access your funds whenever you need them. For those quick transactions like deposits or withdrawals, take advantage of our basic drive-thru banking, making it easy to handle your banking without even leaving your car. At South Carolina, we are committed to meeting the unique needs of our community through comprehensive financial solutions. If you're ready to explore these services or have any questions, feel free to give us a call at (843) 797-8300 or visit us in person. Let's work together towards achieving your financial goals!

Digital Banking Features

In today's fast-paced world, having access to your finances anywhere is essential. That's why South Carolina provides robust online and mobile banking options. You can check balances, transfer funds, and pay bills right from your phone or computer making it easier than ever to stay on top of your financial life.

Loans and Credit

Sometimes life throws unexpected expenses your way, and that's where our personal loans and debt consolidation services come in handy. These options can help you manage costs effectively without added stress. Additionally, our credit cards with rewards allow you to earn while you spend, giving you more value for everyday purchases.

Personal Banking Solutions

Managing your finances should be simple and stress-free. At South Carolina, we offer a variety of personal banking options, including checking and savings accounts tailored to fit your lifestyle. If you're thinking about buying a car or refinancing your current vehicle, our auto loans and vehicle financing services can help get you on the road faster. We understand that homeownership is a big step, which is why we provide mortgage loans and refinancing options designed to make the process easier for you.

Digital & Online Banking

Key Features

Our digital banking services include user-friendly features that enhance your experience. Need to check your balance or transfer funds? You can do all this and more 24/7 through our online banking services. We also offer electronic signature authorization, which means you can complete transactions from the comfort of your home without the hassle of printing or mailing documents. Want to stay organized? Sign up for e-statements to keep track of your finances effortlessly. You'll receive statements right in your inbox no more paper clutter! Plus, with mobile payments and a dedicated mobile application, you can make purchases or send money quickly and securely using just your smartphone.

Real-Time Management

Managing your money has never been easier with person-to-person transfers available right within our app. Whether you're splitting a bill with friends or sending money to family, it's all just a few taps away. Our platform prioritizes security so you can feel confident about every transaction. With the convenience of digital banking at South Carolina, you have real-time access to your accounts, making it simple to keep track of spending and savings goals on the go. So why wait? Dive into the world of hassle-free banking today! Visit us at https://www.scfederal.org/ and take control of your financial future from wherever you are.

Financial Strength

A Solid Foundation

With a net worth of $312,628,701, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,239 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

A Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Carolina is your trusted partner. Visit us at 456 N Highway 52 Moncks Corner Sc 29461 or call (843) 797-8300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $294,877,879 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $23,587 in used auto loans and $1,932,930,657 in total loans and leases, we support members' financial goals across various sectors.

Members First

Members' savings are secured through $69,036,468 in share certificates and $381,268,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,544,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 567 full-time employees and 23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Information

If you're considering refinancing any existing loans or exploring eligibility options for our various products, don't hesitate to reach out. Our friendly staff at South Carolina, located at 456 N Highway 52 Moncks Corner Sc 29461, Moncks Corner, SC 29461, can guide you through your choices and help you find what works best for your situation. Feel free to contact us at (843) 797-8300 during our operating hours from Monday to Friday, 9:00 AM to 5:30 PM. For more details on all our services, visit our website at https://www.scfederal.org/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $409,904,285 in used vehicle loans and $113,891,356 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to help you navigate your options and find the perfect fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $69,636,247 provide the capital needed to grow and expand. We recognize that running a business comes with its challenges, and we're here to support you with tailored solutions designed to meet your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $163,775,717, make buying or refinancing simple. We offer flexible terms and support throughout the entire process, ensuring that you feel confident every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $53,439,616 in loans helping members manage their finances effectively. These cards come with no collateral required, giving you the freedom to make purchases while enjoying competitive interest rates.

Loan Aggregator

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SOUTH CAROLINA FEDERAL CREDIT UNION - Moncks Corner, SC