Our involvement extends into various outreach programs aimed at supporting local causes and fostering community spirit. Partnering with local organizations allows us to contribute positively to Greenville's vibrant culture and economy. As we continue this journey together, we invite you to experience the benefits of being a member of South Carolina. Whether you are looking for reliable banking solutions or seeking ways to engage with your community, we are here for you every step of the way. If you're ready to join us or learn more about what we offer, please call us at (843) 797-8300 or visit our website at https://www.scfederal.org/. Together, let's build a brighter financial future!
From humble beginnings, South Carolina has transformed significantly over the decades. Established to provide accessible financial services to the local community, we have expanded our offerings while maintaining our commitment to personal service. As we grew, so did our assets, which now stand at an impressive $2,519,426,018. This growth reflects not just numbers but the trust placed in us by our members who believe in our mission. While members can visit us at 211 Patewood Dr Greenville Sc 29615, official correspondence should be sent to 211 Patewood Dr, Greenville, SC 29615-6334. Conveniently situated near local landmarks and easily accessible, our location is designed to serve you better.
At South Carolina, our mission goes beyond just banking; we aim to empower individuals and families through reliable financial services and community support. We strive to create an inclusive environment where everyone feels valued and understood. Our services range from personal banking products like checking and savings accounts to auto loans, mortgage refinancing, and business banking solutions. We are here not only to meet your financial needs but also to help you achieve your dreams. We embrace modern technology with features such as online banking and mobile payments, ensuring that managing your finances is easy and convenient. Our commitment to accessibility includes ADA compliance initiatives that make banking available for all.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $235 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $69,636,247, we continue to drive economic growth by financing new and expanding businesses.
Imagine running your business smoothly with reliable payment processing options. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Accept payments easily, manage cash flow effectively, and enhance customer satisfaction with our tailored solutions. Located at 211 Patewood Dr Greenville Sc 29615 in Greenville, SC, we're here to provide the financial tools you need to thrive. If you're ready to take the next step for your business, call us at (843) 797-8300 or visit us today!
For our business members, we have a comprehensive suite of Business Banking services. From Merchant Services that facilitate smooth transactions for your customers to tailored Business Loans, we're dedicated to helping local businesses thrive.
We recognize the importance of convenience in today's fast-paced world. With our digital banking features like mobile payments and person-to-person transfers, managing your finances has never been easier. You can also enjoy easy access to cash withdrawal services without any hassle. We invite you to explore all that South Carolina has to offer by visiting us at 211 Patewood Dr Greenville Sc 29615 or calling us at (843) 797-8300. Our friendly staff is ready and eager to assist you with any questions about our services or how we can support your financial journey. Don't hesitate take advantage of our offerings today!
Life can throw unexpected challenges your way, and when it does, our Personal Loans & Debt Consolidation services can provide much-needed relief. Whether it's consolidating debt or covering an emergency expense, we're committed to helping you regain control over your finances. In addition to these essential personal services, we offer Credit Cards with Rewards that allow you to earn points on everyday purchases turning spending into savings!
When it comes to managing your finances, we understand that everyone's needs are unique. That's why we provide tailored Personal Banking services, including checking and savings accounts that fit your lifestyle. You can easily access your funds through our user-friendly Online & Mobile Banking platforms. Imagine being able to check your balance, transfer money, or pay bills from the comfort of your home or while on the go! If you're thinking about purchasing a new car or need help with vehicle financing, our Auto Loans & Vehicle Financing options are designed to make your dream ride more affordable. We offer competitive rates and flexible terms to suit your budget. For those considering homeownership, our Mortgage Loans & Refinancing services can guide you through the process, ensuring you find the right loan for your situation. Our experienced team is here to help simplify everything from pre-approval to closing.
With $294,877,879 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $23,587 in used auto loans and a total of $1,932,930,657 in loans and leases available.
Total Share Accounts: 312,661, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,012,968 further reinforces our capability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Carolina is your trusted partner. Visit us at 211 Patewood Dr Greenville Sc 29615 or call (843) 797-8300 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $69,036,468 in share certificates and $381,268,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,544,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our commitment to operational efficiency is reflected in our $6,349,798, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 567 full-time employees and 23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $312,628,701, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
If you're considering refinancing your existing loans, we have options available that could lower your monthly payments and save you money over time. Be sure to check out our eligibility criteria at this link for more information. Our team is dedicated to helping you navigate through these financial products so you can make informed decisions. If you have any questions or need assistance, please don't hesitate to reach out by calling us at (843) 797-8300. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you at 211 Patewood Dr Greenville Sc 29615, located conveniently in Greenville, SC!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $409,904,285 in used vehicle loans and $113,891,356 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we've got you covered with options that fit your budget.
For business owners, our outstanding commercial loans totaling $69,636,247 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and are here to support your ambitions with tailored lending solutions.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $163,775,717, make buying or refinancing simple. We aim to help you secure your dream home while offering guidance throughout the process to make it as smooth as possible.
Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $53,439,616 in loans helping members manage their finances effectively. Our credit cards come with features that can suit your spending habits and provide peace of mind.
- Verified Data: Loan offers are sourced from reputable financial institutions, providing a trustworthy comparison experience. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to deliver unbiased results for your decision-making. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, ensuring you make informed choices based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the value and reliability of this tool. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By using verified data, LendMesh allows you to see only legitimate loan options that fit your needs.