Greenville SC Credit Union | Top Auto Loans & Business Banking

Introduction

Welcome to South Carolina at 701 Grove Rd, Greenville, SC 29605! Since our establishment in 1936, we've been dedicated to serving the financial needs of our community with trust and reliability. With over 173,960 members and assets totaling $2,519,426,018, we pride ourselves on offering a range of financial services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards, we have you covered. At South Carolina, we understand that financial decisions can be daunting. That's why our experienced team of 590 employees, led by CEO Scott Woods and Board President James Mace, is here to provide guidance every step of the way. With a commitment to our members, we have managed to maintain a strong net worth of $312,628,701 and cash in hand amounting to $60,972,713. These figures reflect not just our stability but also our dedication to ensuring that we can help you achieve your financial goals. While members can visit us at 701 Grove Rd, official correspondence should be sent to the same address. We are proud to offer convenient operating hours from Monday to Friday, 8:30 AM to 5:00 PM, making it easy for you to reach us when it matters most. Explore what makes us a trusted choice in Greenville! To learn more about our services or open an account today, visit us online at scfederal.org or give us a call at 843-797-8300. We look forward to being your partner in achieving financial success!

Branch History & Mission

Commitment to Community

Our roots run deep in the community, and we take pride in forging partnerships that make a difference. From sponsoring local events to providing educational resources on financial literacy, we aim to uplift those around us. We are not just a credit union; we are your neighbors, committed to building a brighter future together. With no ATMs or drive-thru services available at this branch, we focus on delivering exceptional in-person experiences during our operating hours of M-F 8:30 AM to 5:00 PM. Our team is always ready to assist you with any questions or concerns. As we look ahead, we invite you to join us at South Carolina. Experience firsthand the benefits of being part of a credit union that puts its members first. Together, let's continue making strides toward financial well-being and community growth. Visit us today or reach out at (843) 797-8300 we can't wait to welcome you!

Our Mission

At the heart of our operations is our mission statement: to empower our members through innovative financial solutions while actively engaging in community support. We believe that when our members thrive, so does the entire community. This commitment drives us to offer services such as checking and savings accounts, auto loans, mortgage refinancing, and personalized customer service. While members can visit us at 701 Grove Rd Greenville Sc 29605, official correspondence should be sent to 701 Grove Rd, Greenville, SC 29605 if it differs from our branch address. We understand that accessibility is key; therefore, we are proud to offer online and mobile banking options that cater to your needs on-the-go.

Branch Location & Accessibility

Accessibility and Parking

We prioritize accessibility for all our members. Our location features ADA-compliant facilities, including ramps and designated parking spaces, ensuring everyone can visit us without hassle. Ample parking is available right outside our branch, allowing you to park with ease.

Connect with Us

Ready to experience exceptional service? We invite you to visit us at South Carolina or give us a call at (843) 797-8300. Let us help you reach your financial goals today!

Operating Hours

Our friendly staff is ready to assist you during convenient hours: Monday through Friday from 8:30 AM to 5:00 PM. We know life gets busy, so we aim to provide service at times that work best for you.

Services Offered

At South Carolina, we offer a variety of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our team is also here to help with mortgage loans, refinancing options, and business banking services. Unfortunately, we do not have ATM services or drive-thru banking available at this location. However, our online and mobile banking platforms allow you to manage your finances conveniently from anywhere.

Member Eligibility

At South Carolina, we believe that becoming a member is like joining a warm, welcoming community where your financial needs are truly understood. If you're looking to be part of something special, you'll be pleased to know that eligibility is designed to be inclusive. Generally, anyone who lives, works, worships, or attends school in the Greenville area can join us. It's not just about banking; it's about being part of a family that supports one another. For the most detailed and updated criteria, feel free to check out our eligibility page at http://www.scfederal.org/why-us/membership-benefits. Opening an account with us is straightforward and hassle-free! Whether you're interested in checking accounts, savings options, or loans, we make the process easy so you can focus on what matters most to you. Ready to take the next step? You can find all the details on how to open an account by visiting https://online.scfederal.org/auth/enrollment?_gl=1*1h067ag*_gcl_au*mzy5nzc2mti2lje3mzq0ndmyotm.. If you have any questions or need assistance, don't hesitate to reach out at (843) 797-8300. We look forward to welcoming you into our South Carolina family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $235 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $69,636,247, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that makes accepting payments easy. Our merchant services streamline payment processing so you can focus on what you do best running your business. Whether you're selling online or in-store, our solutions ensure you get paid quickly and securely. Located at 701 Grove Rd Greenville Sc 29605 in Greenville, SC, we're here to provide personalized support and resources for your business. Reach out today at (843) 797-8300 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we provide comprehensive business banking services. From merchant services that simplify payment processing to business loans that fuel growth and expansion, we're committed to helping your business thrive.

Credit Cards with Rewards

We understand that using credit wisely is essential. That's why we offer credit cards with rewards that allow you to earn points on everyday purchases. This means every time you swipe your card, you're not just spending; you're earning benefits that can be redeemed for travel, merchandise, or cash back.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features such as online banking and mobile payments. Our members can enjoy easy access to their accounts 24/7, ensuring they can manage their finances whenever needed. Whether you're visiting us at our branch or accessing our services online, we aim to make banking simple and efficient. If you have questions about any of our offerings or want to get started with an account today, don't hesitate to reach out! You can call us at (843) 797-8300 during our operating hours from Monday to Friday between 8:30 AM and 5:00 PM. Join us at South Carolina where your financial well-being is our top priority!

Home Financing Options

Buying a home is one of the most significant decisions you'll make in life. At South Carolina, we offer mortgage loans and refinancing options that cater to first-time buyers as well as seasoned homeowners looking to lower their monthly payments. Our experts will guide you through the process, ensuring it's as smooth and straightforward as possible.

Personal Banking Solutions

Our personal banking offerings include checking and savings accounts that help you manage your day-to-day finances effectively. You can easily access your accounts online or through our mobile banking app, making it convenient to check your balance, transfer funds, or pay bills from anywhere. If you're considering a new vehicle, our auto loans and vehicle financing options are designed with competitive rates to help you drive off in style without breaking the bank.

Personal Loans for Life's Needs

Life can be unpredictable, and sometimes you need extra cash for unexpected expenses. That's where our personal loans come into play. Whether it's for medical bills, home repairs, or consolidating debt, we provide flexible solutions that fit your budget and repayment timeline.

Digital & Online Banking

Accessible Online Banking

Our online banking platform, available at https://www.scfederal.org/, gives you 24/7 access to your accounts. Whether you need to check your balance, pay bills, or transfer funds, everything is right at your fingertips. You can also enjoy the peace of mind that comes with using our secure system.

E-Statements for Your Convenience

Say goodbye to paper clutter! With e-statements available, you can receive your account statements electronically. This not only helps the environment but also allows you to access your financial information whenever you need it. In short, at South Carolina, we aim to make banking straightforward and secure for all our members. Experience the ease of managing your finances digitally while enjoying top-notch security measures. Explore all these features today and see how we can help simplify your banking experience!

Mobile Banking Made Easy

For those on the go, our mobile application offers a user-friendly experience. With features like mobile payments, making purchases is as easy as a swipe on your phone. Plus, you can send money to friends or family instantly through our person-to-person transfer feature. Need to sign a document? Our electronic signature authorization lets you handle paperwork quickly and securely.

Financial Strength

Member-Centric Focus

Members' savings are secured through $69,036,468 in share certificates and $381,268,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,544,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 567 full-time employees and 23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Future

With $294,877,879 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $23,587 in used auto loans and $1,932,930,657 in total loans and leases.

Strong Financial Health

With a net worth of $312,628,701, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,239 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $8,012,968. Total Share and Deposit Accounts: 312,661, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Carolina is your trusted partner. Visit us at 701 Grove Rd Greenville Sc 29605 or call (843) 797-8300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Solutions

For those looking for more than just auto or home financing, we also provide commercial loans. If you're a business owner seeking capital for growth, our outstanding commercial loans totaling $69,636,247 can support your expansion plans. If you're considering refinancing any existing loans or want to explore eligibility options for our loan products, don't hesitate to reach out. Our dedicated team at South Carolina, located at 701 Grove Rd Greenville Sc 29605, Greenville, SC 29,605, is here to guide you through every step of the process. You can call us at (843) 797-8300 during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM. For more information about our services and loan offerings, please visit us online at https://www.scfederal.org/. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you secure the financing you need today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $409,904,285 in used vehicle loans and $113,891,356 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a dependable used vehicle, our team is ready to assist you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $163,775,717, make buying or refinancing simple. We provide various mortgage products tailored to meet your unique circumstances, ensuring you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $53,439,616 in loans helping members manage their finances effectively. Our credit card options come with competitive rates and rewards, making them an excellent choice for everyday purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By pulling information directly from legitimate financial institutions, LendMesh guarantees that the loan offers displayed are not only current but also trustworthy.

South Carolina