Georgetown SC Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to South Carolina, your trusted partner in financial wellness since 1936. Located at 1701 Highmarket St, Georgetown, SC 29440, we are proud to serve over 173,960 members with a commitment to community and personalized service. As a member-focused credit union, our goal is to provide you with the tools and resources you need to achieve your financial dreams. With total assets exceeding $2.5 billion and deposits of $161,963,638, we have the strength and stability to support your needs. Our experienced team, led by CEO Scott Woods and Board President James Mace, is dedicated to ensuring you receive the best possible banking experience. Whether you're looking for an auto loan among our 95,937 loans and leases or simply need a safe place to keep your savings, we have tailored solutions just for you. While members can visit us at our Georgetown branch, official correspondence should be sent to our mailing address: PO Box 190012, North Charleston, SC 29419-9012. We are here to assist you with personal banking services like checking and savings accounts, auto financing, mortgages, credit cards with rewards, and business banking options. At South Carolina Credit Union, we believe in investing in our community and empowering our members. With a net worth of $312,628,701 and cash on hand totaling $60,972,713, we're ready to help you grow financially. Feel free to reach out at 843-546-1342 or visit us online at www.scfederal.org for more information or to open an account today. Together, let's build a brighter financial future!

Branch History & Mission

At South Carolina, we take pride in our rich history and unwavering commitment to the community of Georgetown, SC. Founded in 1936, our branch has grown from humble beginnings to become a trusted financial partner for over 173,960 members. Our journey reflects not just our success but also the dedication we have towards improving the lives of those we serve. Located at 1701 Highmarket St Georgetown Sc 29440, our branch is easily accessible, allowing members to connect with us conveniently. The vibrant surroundings of Georgetown enhance our mission, as we strive to be an integral part of the local landscape. For any official correspondence, please direct your mail to PO Box 190012, North Charleston, SC 29419-9012 if it differs from our branch address. Our mission is simple yet profound: to provide quality financial services while fostering a spirit of community support. We believe that banking should be about more than just transactions; it's about building relationships and empowering individuals. Through various initiatives, we aim to support local businesses and community programs that uplift and strengthen our neighborhood. Over the years, we've embraced advancements in technology, ensuring that our services are accessible to everyone. With features like online banking, mobile payments, and ADA compliance, we are committed to providing a user-friendly experience for all members. We also offer convenient options such as an ATM on-site and drive-thru banking for those who prefer quick transactions without leaving their vehicles. Our total assets now stand at an impressive $2,519,426,018, a testament to the trust placed in us by our members. This growth allows us to continually expand our range of services, including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Community outreach is at the heart of what we do. We partner with local organizations to support initiatives that make a real difference in people's lives. Whether it's financial literacy programs or local sponsorships, we're dedicated to giving back and investing in the future of Georgetown. We invite you to join us on this exciting journey. At South Carolina, you'll find more than just a bank; you'll discover a community focused on your financial success. Visit us during our operating hours from Monday to Friday, 9:00 AM to 5:30 PM or give us a call at (843) 546-1342. Experience the benefits of membership today!

Branch Location & Accessibility

Welcome to the Georgetown branch of South Carolina! Conveniently located at 1701 Highmarket St, Georgetown, SC 29440, our branch is here to serve you with a range of financial services tailored to meet your needs. Whether you're stopping by for personal banking or looking for support with loans and credit cards, we aim to make your visit easy and enjoyable. While members can visit us at this location, please remember that official correspondence should be sent to our mailing address: PO Box 190012, North Charleston, SC 29419-9012. This ensures that any important documents reach us without delay. Our branch is nestled in a friendly neighborhood, just a stone's throw from local landmarks like the beautiful Georgetown Waterfront Park. This makes it convenient to combine your banking needs with a pleasant day out. Parking is available right outside our doors, and our facility is fully accessible, featuring ADA-compliant ramps and entrances to ensure everyone can enjoy easy access. We're open Monday through Friday from 9:00 AM to 5:30 PM, making it simple for you to stop in during your busy week. Our dedicated team is ready to assist you with everything from checking and savings accounts to auto loans and mortgage refinancing. For added convenience, we offer ATM services on-site for quick cash withdrawals and balance checks. Plus, if you prefer not to enter the branch, our drive-thru service allows you to complete basic transactions without leaving your vehicle. At South Carolina Credit Union in Georgetown, we prioritize accessibility and member satisfaction. Don't hesitate to give us a call at 843-546-1342 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Member Eligibility

Welcome to the family at South Carolina! Becoming a member is like stepping into a supportive community where your financial well-being is our priority. To join us, you simply need to meet a few friendly eligibility criteria. If you live, work, worship, or attend school in the area, you're likely eligible for membership. Additionally, if you have a family member who is already part of our credit union, that's another great way to get involved! We encourage you to explore the full details about eligibility on our website at http://www.scfederal.org/why-us/membership-benefits. Opening an account with us is straightforward and inviting. You can kick off your journey by visiting our online account opening page at https://online.scfederal.org/auth/enrollment?_gl=1*1h067ag*_gcl_au*mzy5nzc2mti2lje3mzq0ndmyotm.. If you have any questions or need assistance, feel free to give us a call at (843) 546-1342. We're here to help and can't wait to welcome you into the South Carolina community located at 1701 Highmarket St Georgetown Sc 29440!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that streamline your operations. Imagine being able to process payments seamlessly whether in-store or online without worrying about complicated fees or outdated technology. Our services are designed to fit your business's daily operations, allowing you to focus on what you do best: serving your customers. Visit us at 1701 Highmarket St Georgetown Sc 29440 in Georgetown, SC, or call us at (843) 546-1342 to learn how we can partner with you for success!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $235 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $69,636,247, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services are available for withdrawals and balance checks whenever you need them. Plus, enjoy the convenience of our basic drive-thru banking for deposits, withdrawals, and other simple transactions without ever leaving your car. At South Carolina, we believe in making banking accessible and straightforward for everyone. To learn more about how we can support your financial goals or to speak with one of our representatives, don't hesitate to give us a call at (843) 546-1342 or visit us during our operating hours from Monday through Friday, 9:00 AM to 5:30 PM. Your financial journey starts here! Join us today by visiting our website or explore membership benefits here. Let's build a brighter future together!

Business Banking

For our business members, we provide comprehensive banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the tools you need to succeed.

Credit Cards & Rewards

Looking for a credit card? Our credit cards come with exciting rewards tailored to suit your spending habits. Enjoy cash back on everyday purchases or travel perks that make your adventures more affordable.

Digital & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. With features like mobile payments, electronic signatures, and person-to-person payments, taking control of your finances has never been easier.

Personal Banking

Our personal banking services are designed with you in mind. You can choose from various checking and savings accounts that fit your lifestyle. Need a car? We offer competitive auto loans and vehicle financing options that make getting behind the wheel easier than ever. If home ownership is your dream, our mortgage loans and refinancing options are structured to help you secure the best rates possible. In addition to traditional banking, we understand that life can be unpredictable. That's why our personal loans and debt consolidation services are available to help you manage unexpected expenses and simplify your finances.

Digital & Online Banking

Go Mobile with Our App

For those who prefer to bank on their smartphones, our mobile application offers all the features of online banking right in your pocket. With options for mobile payments and person-to-person transfers, sending money to friends or paying bills is as easy as tapping a button. You can manage everything from deposits to withdrawals without stepping foot in a branch!

Online Banking Made Easy

With our 24/7 online banking services available through https://www.scfederal.org/, you can access your accounts anytime, anywhere. Checking balances, transferring funds, and reviewing transactions is just a click away. Plus, you can take advantage of electronic signatures for hassle-free document approvals, making your banking experience smooth and efficient.

Security You Can Trust

At South Carolina, we prioritize your security. Our systems are built with the latest technology to protect your personal information and ensure safe transactions. You can bank confidently knowing that your data is safeguarded at every turn. In summary, our digital and online banking services at South Carolina provide you with the tools needed for real-time account management while ensuring convenience and safety. Embrace the ease of modern banking today!

Stay Updated with E-Statements

Say goodbye to paper clutter! We offer e-statements that let you view your account statements online whenever you need them. This not only helps in keeping things organized but also enhances security by reducing the risk of sensitive information falling into the wrong hands.

Financial Strength

Commitment to Growth

With $294,877,879 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial journey effectively.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Carolina is your trusted partner. Visit us at 1701 Highmarket St Georgetown Sc 29440 or call (843) 546-1342 to learn more about how we can help you achieve your financial goals.

Dedicated Team for You

We also take pride in having 567 full-time employees and 23 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 312,661, showing a strong and growing member base that trusts us with their finances.

Secure Savings Opportunities

Members' savings are secured through $69,036,468 in share certificates and $381,268,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,544,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $312,628,701, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We have $23,587 in used auto loans and $1,932,930,657 in total loans and leases, which reflects our capacity to assist members in achieving their financial goals across various sectors. Our operational efficiency is highlighted by our $6,349,798, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $409,904,285 in used vehicle loans and $113,891,356 in new vehicle loans already helping members get on the road. Our flexible terms and competitive rates make it easier than ever to finance your vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $69,636,247 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funding, and our team is here to assist you every step of the way. At South Carolina, we are dedicated to making your borrowing experience straightforward and beneficial. If you're considering refinancing or want to explore eligibility options for any of our loan products, please feel free to reach out. To learn more about our offerings or if you have questions regarding financing options, don't hesitate to contact us at (843) 546-1342 or visit us at our branch located at 1701 Highmarket St Georgetown Sc 29440 in Georgetown, SC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $163,775,717, make buying or refinancing simple. We provide personalized support throughout the process, ensuring that you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $53,439,616 in loans helping members manage their finances effectively. Whether you need help covering unexpected expenses or want to consolidate debt, our credit card options are designed to provide you with the financial freedom you need.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their needs.

SOUTH CAROLINA FEDERAL CREDIT UNION - Georgetown, SC

Type of Loan Offerings

Personal Loans

Compare Loan Rates Near You

Loan rates in Georgetown, SC (29440)