Florence SC Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to South Carolina, your trusted financial partner located at 501 S Irby St, Florence, SC 29501. Since our establishment in 1936, we have proudly served our community, building strong relationships and ensuring financial well-being for our 173,960 members. With total assets exceeding $2.5 billion, we are committed to providing exceptional banking services that meet the unique needs of individuals and families in Florence and beyond. At South Carolina, we believe in empowering our members with a variety of financial tools and resources. Whether you're looking for personal checking accounts, auto loans, or mortgage options, we have solutions tailored just for you. Our robust portfolio includes $1.6 billion in total deposits and over 95,000 loans and leases to help you achieve your goals. While members can visit us at our branch address above, official correspondence should be sent to the same location as our mailing address is the same. Our team of dedicated professionals is here to assist you with any questions or services you may need. Under the leadership of CEO Scott Woods and Board President James Mace, we strive to create a warm and welcoming environment where everyone feels valued. With modern conveniences like online banking, mobile payments, and ATM access available at your fingertips, managing your finances has never been easier. We also encourage community involvement through various programs and initiatives designed to give back to those we serve. Ready to take control of your financial future? Give us a call at 843-797-8300 or visit us today! Together, let's build a brighter tomorrow. For more information about our services, check out our website at www.scfederal.org.

Branch History & Mission

Community Commitment

Our commitment extends beyond banking services; we are deeply invested in the Florence community. Through partnerships with local organizations and outreach programs, we aim to uplift those around us by supporting education, health initiatives, and financial literacy efforts. While members can visit us at 501 S Irby St Florence Sc 29501, official correspondence should be sent to 501 S Irby St, Florence, SC 29501. If you're looking for a credit union that prioritizes your needs while actively contributing to community growth, look no further than South Carolina. Join us today and discover how being a part of South Carolina can benefit you and your family! Visit us or call us at (843) 797-8300 for more information on how to become a member. Experience personalized service that truly makes a difference!

Our Mission

At South Carolina, our mission is clear: to empower our members through quality financial products and community support. We believe in making banking more than just transactions; it's about building relationships that last a lifetime. We strive to create an inclusive environment where every member feels valued and heard. We understand the importance of adapting to the needs of our members. That's why we offer modern conveniences such as online banking, mobile payments, and access to ATMs throughout the area. For those who prefer face-to-face interactions, we provide drive-thru banking for quick and easy transactions during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM.

Branch Location & Accessibility

Call to Action

We invite you to stop by and experience the personal touch of banking with South Carolina. Whether you're looking for checking accounts, auto loans, or any other financial service, our friendly staff is here to assist you every step of the way. Come see us today!

Convenient Access

At South Carolina, we understand that convenience matters. Our branch features ample parking and is designed with accessibility in mind, ensuring everyone can visit us without hassle. We are committed to providing an inclusive experience for all members, with features such as ADA-compliant ramps. If you need to access your account quickly, you'll be pleased to know that we offer ATM services right here at our location. Plus, for those who prefer a bit more ease, our drive-thru banking allows you to handle deposits and withdrawals without leaving your car.

Operating Hours

We're open Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to drop in on your schedule. Need assistance outside of these hours? Just give us a call at (843) 797-8300, and our team will be happy to help! While you're welcome to visit us at 501 S Irby St Florence Sc 29501, please note that any official correspondence should be sent to our mailing address at 501 S Irby St, Florence, SC 29501.

Member Eligibility

At South Carolina, we believe that everyone deserves a chance to thrive in their financial journey, and becoming a member is your first step towards joining our welcoming community. If you live, work, or worship in the Florence area, you're already on the right track! We also embrace those who are related to current members or belong to select organizations. This means that joining us is not only easy but also inclusive you might be closer than you think! Plus, being a member of South Carolina opens up a world of benefits, including access to personalized banking services tailored just for you. To learn more about our specific eligibility criteria, feel free to check out the details on our website at http://www.scfederal.org/why-us/membership-benefits . Once you've confirmed that you qualify, opening an account is a breeze! You can get started right away by visiting our online account opening page at https://online.scfederal.org/auth/enrollment?_gl=1*1h067ag*_gcl_au*mzy5nzc2mti2lje3mzq0ndmyotm. . If you have any questions or need assistance, don't hesitate to give us a call at (843) 797-8300. We're excited to help you take this important step toward financial empowerment at South Carolina, located at 501 S Irby St Florence Sc 29501!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $235 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $69,636,247, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services that make transactions easier for your business. Imagine being able to accept payments swiftly and securely, giving you more time to focus on what you do best running your business. Our tools are designed with your needs in mind, ensuring you can provide excellent service while managing your finances effectively. Located at 501 S Irby St Florence Sc 29501 in Florence, SC, we're here to help you navigate the financial landscape. Contact us today at (843) 797-8300 or visit our website at https://www.scfederal.org/ to learn more about how we can support your business journey!

Comprehensive List Of Services

ATM and Drive-Thru Services

For quick transactions, our ATM & Cash Withdrawal Services, along with basic drive-thru banking options for deposits and withdrawals, provide easy access without having to leave your car. Need immediate cash or balance checks? Our ATMs are readily available for all members. At South Carolina, we believe that banking should be straightforward and accessible. If you're ready to explore these services and see how they can fit into your life, don't hesitate to reach out! Call us at (843) 797-8300 or visit us at 501 S Irby St Florence Sc 29501 in Florence, SC. We're excited to help you take the next step towards achieving your financial dreams!

Business Banking Support

For those who run their own businesses, we have comprehensive Business Banking services. From Merchant Services that streamline transactions to Business Loans designed for growth and expansion, we ensure that your business has the financial backing it needs to thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features so you can access your accounts anytime, anywhere. Whether it's checking balances or transferring funds with just a few taps on your phone, managing your finances has never been easier.

Easy Access to Credit

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation options can give you the flexibility you need during tough times. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases making each swipe work for you!

Home Financing Options

If homeownership is on your mind, look no further! We provide Mortgage Loans & Refinancing solutions tailored to fit various budgets and lifestyles. With competitive rates and personalized service, securing the perfect mortgage becomes a hassle-free experience.

Personal Banking Solutions

Imagine walking into our branch and discussing your financial dreams with a friendly expert. We offer Personal Banking services, including Checking & Savings Accounts that can help you manage your daily expenses while also saving for those special moments. Need a new vehicle? Our Auto Loans & Vehicle Financing options make it easy to drive away in your dream car without breaking the bank.

Digital & Online Banking

Key Features

Our online banking service allows you to view account balances, transfer funds, and pay bills with ease. You can also enjoy the benefits of electronic signatures for quick and secure document authorization no need for paper forms or in-person visits; it's all handled digitally with Yes. If you're looking to go green, you'll love our e-statements feature. Available at Yes, this service not only helps you reduce paper waste but also gives you instant access to your financial statements anytime you need them.

Mobile Banking on the Go

With our mobile application, available for download on major platforms, banking is as easy as a few taps on your smartphone. Whether you're out running errands or relaxing at home, you can make person-to-person transfers using our simple interface. Need to split a bill or send money to a friend? Our person-to-person feature has got you covered with Yes. Plus, if you're into mobile payments, you'll appreciate our support for seamless transactions right from your phone. Experience the freedom of making payments securely and quickly wherever life takes you thanks to Yes. At South Carolina, we believe in making banking accessible and straightforward for everyone. With real-time account management and user-friendly features, managing your finances has never been easier or more secure. Join us today and discover how our digital banking services can enhance your financial journey!

Financial Strength

Commitment to Service

Our success is driven by our talented team of professionals. We proudly employ 567 full-time employees and 23 part-time employees who are dedicated to serving you with expertise and care. Our knowledgeable staff is always ready to assist you with any questions or concerns.

Lending Support

Whether you're looking for a new car or financing for personal projects, we're here to help. With $23,587 in used auto loans and $1,932,930,657 in total loans and leases, our lending capacity supports your financial ambitions across various sectors. We're dedicated to helping you achieve your dreams through flexible financing options.

Member-Centric Savings

We prioritize our members' interests over traditional banking models. With $69,036,468 in share certificates and $381,268,239 in money market shares, your savings are secured while providing you with stable and rewarding growth opportunities. Unlike many banks, we focus on enhancing your experience with better loan rates and exclusive perks, underscoring our dedication to our community.

Reinvestment for Growth

Our financial strength allows us to reinvest in innovative banking tools and stronger lending options. With $294,877,879 in undivided earnings, we are committed to enhancing security measures and improving the services we provide for our members. We believe that by reinvesting our resources, we can better support your financial goals.

Solid Financial Health

With a net worth of $312,628,701, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further emphasized by our net worth ratio of $1,239, which demonstrates our commitment to ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

With a growing membership base of 312,661, it's clear that more people trust South Carolina with their finances. Our commitment to transparency and member satisfaction has fostered this strong community relationship. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Carolina is your trusted partner. Visit us at 501 S Irby St Florence Sc 29501 or call (843) 797-8300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $409,904,285 in used vehicle loans and $113,891,356 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure you find an option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $69,636,247 provide the capital needed to grow and expand your business. Whether you need funding for equipment, inventory, or other operational needs, we have tailored solutions for businesses of all sizes.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $163,775,717, make buying or refinancing simple. Whether you're looking for your first home or considering refinancing your current mortgage, our dedicated team is here to guide you through the process.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, ask us about our refinancing options. Our team can help determine if you qualify for better rates or terms that fit your unique financial situation. Our branch is conveniently located at 501 S Irby St Florence Sc 29501 in Florence, SC, and we're just a phone call away at (843) 797-8300. Let us help you navigate your loan options with ease and confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in learning more about eligibility or applying for any of these loan products, please visit our website or contact us directly!

Unsecured Credit Card Loans

Managing day-to-day expenses is essential for maintaining financial health. We also offer flexible terms on unsecured credit card loans, with a total of $53,439,616 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards options that make everyday spending more rewarding.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

LendMesh prioritizes accuracy and transparency in its loan comparison services. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using reliable sources ensures that users receive fair and transparent offers that reflect current market conditions.

SOUTH CAROLINA FEDERAL CREDIT UNION