SOUTH CAROLINA FEDERAL CREDIT UNION - Charleston, SC

Welcome to South Carolina, your trusted partner in financial well-being! Located at 140 Bee St, Charleston, SC 29401, we have proudly served our community since 1936. With a robust membership of over 173,960 individuals, we are committed to providing exceptional service and tailored financial solutions that meet the diverse needs of our members. At South Carolina, we understand that every financial journey is unique. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking options. Our total assets stand at an impressive $2.52 billion, reflecting our strong commitment to the financial health of our members. Our dedicated team of 590 employees, led by CEO Scott Woods and Board President James Mace, is here to guide you every step of the way. We believe in building lasting relationships with our members and fostering a sense of community through responsible lending practices and personalized service. While you can always visit us at our branch for assistance, please note that official correspondence should be directed to our mailing address: PO Box 190012, North Charleston, SC 29419-9012. With a net worth of $312 million and total deposits exceeding $161 million, South Carolina is not just a credit union; we're a pillar of support for families and businesses alike in Charleston and beyond. Whether you're looking to finance your dream car or save for your future, we are here to help you reach your goals. Feel free to reach out to us at (843) 797-8300 or visit our website at scfederal.org for more information on how we can assist you today. Join us as we continue to empower our community one member at a time!

Becoming a member of South Carolina is like joining a welcoming family where your financial well-being is our top priority. If you're looking to enjoy a range of benefits and personalized service, you'll be happy to know that eligibility is designed to be inclusive. To become a member, you need to either live, work, worship, or attend school in the Charleston area. We believe everyone deserves access to affordable financial solutions, so we invite you to check out more specific eligibility details at http://www.scfederal.org/why-us/membership-benefits . Once you find that you're eligible, opening an account with us is straightforward and user-friendly! You can start the process online through this link: https://online.scfederal.org/auth/enrollment?_gl=1*1h067ag*_gcl_au*mzy5nzc2mti2lje3mzq0ndmyotm. , or feel free to give us a call at (843) 797-8300 for any questions or assistance. We're here to help you every step of the way as you take this exciting step toward securing your financial future with us at South Carolina, located at 140 Bee St Charleston Sc 29401.

At South Carolina, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trusting us with your hard-earned money is a significant decision, which is why we prioritize transparency and strong financial health. With a net worth of $312,628,701, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,239 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $69,036,468 in share certificates and $381,268,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,544,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $294,877,879 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $23,587 in used auto loans and $1,932,930,657 in total loans and leases, supporting our members' financial goals across various sectors. While our reported net income of $0 reflects operational efficiency during this period, it also means we're strategically positioned to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having 567 full-time employees and 23 part-time employees ready to assist you with any inquiries or needs you may have. In addition to our financial capabilities, we boast a growing member base with a total of 312,661 share and deposit accounts. This shows the trust that our community places in us a testament to the reliability of South Carolina. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Carolina is your trusted partner. Visit us at 140 Bee St Charleston Sc 29401 or call (843) 797-8300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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