South Carolina National Guard Credit Union Eastover SC | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to the Mcentire Branch of the South Carolina National Guard, where community and commitment come together to serve our members. Located at 1325 S Carolina Rd Bldg 157, Eastover, SC 29044, we take pride in being a trusted financial partner for over 5,700 members since our establishment in 1966. With total assets amounting to an impressive $89,032,624, we offer a range of services designed to help you achieve your financial goals. At the Mcentire Branch, we understand that financial well-being is more than just numbers. Our dedicated team of 17 employees, led by CEO Travis Hall and Board President Tom Marshall, is here to provide personalized assistance tailored to your needs. Whether you're looking for auto loans, mortgage refinancing, or simple checking and savings accounts, we've got you covered. For our members' convenience, we also offer online banking services so you can manage your finances anytime, anywhere. While official correspondence should be sent to our mailing address at PO BOX 9123, Columbia, SC 29290, feel free to visit us at our branch or reach out at (803) 647-8212 for any inquiries. Join us as we continue to strengthen our community through financial education and support. We invite you to explore all that we have to offer at SC National Guard FCU and discover how we can help you thrive!

Branch History & Mission

Community Engagement

Our commitment goes beyond financial transactions; we actively engage in community outreach programs designed to uplift and support local initiatives. We partner with various organizations aimed at enhancing the quality of life for those around us, ensuring that together we build a stronger future. As technology advances, so do we. Our digital offerings include e-statements and online banking features that provide convenience while maintaining ADA compliance for all members.

Join Us

We invite you to become part of our legacy! Experience firsthand how the South Carolina National Guard Credit Union can make a difference in your financial journey. Visit us today or explore more about what we offer on our website here. Together, let's achieve your financial goals!

Our Journey

Since opening our doors, we have been committed to providing exceptional financial services tailored to the needs of our members. Throughout the decades, we have adapted to the changing landscape of banking while remaining steadfast in our mission to support military families and local communities. Today, we stand as a testament to resilience and unity, continually striving to enhance the lives of those we serve. Our location is not just about finance; it's about building relationships. Situated near key landmarks in Eastover, we invite you to visit us during our operating hours: Monday through Friday from 8:00 a.m. to 4:00 p.m., with special Saturday hours for Air Guard Drill members starting at 8:30 a.m. Your journey toward financial well-being can begin here!

Our Mission

At South Carolina National Guard Credit Union, our mission is clear: to empower our members through accessible financial services while fostering a spirit of community support. We understand that each member's journey is unique, which is why we offer personalized solutions ranging from checking and savings accounts to auto loans and mortgage refinancing. While members can visit us at 1325 S Carolina Rd Bldg 157 Eastover Sc 29044, official correspondence should be sent to PO BOX 9123, Columbia, SC 29290 if needed. We believe in making banking easy and accessible for everyone whether it's through online banking options or mobile applications that keep you connected on the go.

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance before visiting, feel free to call us at 803-647-8212. We're eager to help! Come see us at Mcentire Branch today; we look forward to serving you!

Easy Access and Parking

We understand how important accessibility is for our members. Our location features parking facilities designed with your convenience in mind. Plus, we comply with ADA standards to ensure everyone can access our services without any hurdles.

Operating Hours Tailored for You

Our friendly team is available Monday through Friday from 8:00 a.m. to 4:00 p.m., ready to help you with all your banking needs. For those who may need assistance on weekends, we're open on Saturdays during Air Guard Drill hours from 8:30 a.m. to 5:00 p.m. We know life can get busy, so we strive to accommodate your schedule.

Services Designed for Your Needs

At the Mcentire Branch, we offer a range of services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as personal loans and credit cards with rewards. Our business banking solutions also include merchant services and business loans. Plus, enjoy the convenience of online and mobile banking for managing your finances on-the-go. While we currently do not have ATM services or drive-thru banking available at this location, our dedicated staff is always ready to assist you inside the branch.

Member Eligibility

At South Carolina National Guard, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is easy and welcoming, especially if you're part of the South Carolina National Guard or related to someone who is. We also extend our membership to those who live, work, or worship in the Eastover area, so there's a good chance you qualify! Our friendly team is here to guide you through the process, making it simple and stress-free. Ready to take the next step? You can find more detailed information about eligibility on our website at . If you're excited to open an account, just visit http://WWW.SCNATIONALGUARDFCU.ORG/open-a-new-account for all the steps you'll need. Should you have any questions, feel free to call us at (803) 647-8212. Join us at our branch located at 1325 S Carolina Rd Bldg 157 Eastover Sc 29044 and start enjoying the benefits of being part of our family today!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine a local café that needs an efficient way to process payments. With our merchant services, they can accept various payment methods seamlessly, ensuring customer satisfaction while simplifying their operations. This real-world application shows how our services directly benefit local businesses, allowing them to focus on what they do best serving their customers. At South Carolina National Guard, we are dedicated to your success. Whether you are looking for a loan or need reliable merchant services, we're here to help you thrive. Visit us at 1325 S Carolina Rd Bldg 157 Eastover Sc 29044 or call us at (803) 647-8212 to learn more about how we can support your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're dreaming of hitting the road in a new car, our auto loans and vehicle financing options can help make that dream a reality. With flexible terms and competitive rates, getting behind the wheel has never been easier. Picture yourself cruising down the highway in your dream car without the stress of hefty payments weighing you down.

Business Banking

For small business owners, we offer specialized services including merchant services and business loans designed to support your growth. Whether you're just starting out or looking to expand, our team is here to provide tailored solutions that align with your business goals.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can bring you closer to exciting benefits like cash back or travel points. It's an excellent way to earn while you spend, making everyday purchases feel rewarding.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance their existing mortgage, we offer tailored mortgage solutions. Our experienced team will work with you to find the best rates and terms that fit your lifestyle. Owning a home is one of life's significant milestones; let us help guide you through the process smoothly.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options so you can manage your finances anytime, anywhere. With just a few clicks or taps on your phone, you'll be able to check balances, transfer funds, and pay bills effortlessly. To learn more about how South Carolina National Guard can support you on your financial journey or if you have any questions about our services, feel free to reach out at 803-647-8212 or visit us online at scnationalguardfcu.org. We look forward to serving you!

Personal Banking

Our personal banking services include checking and savings accounts that make managing your money straightforward. Imagine having an account where you can easily track your spending and save for those special moments in life like a family vacation or a new home. Our accounts come with competitive interest rates and no hidden fees, allowing you to keep more of what you earn.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans provide quick access to funds for emergencies or planned purchases. If debt is becoming overwhelming, consider our debt consolidation options to simplify your payments into one manageable monthly bill. It's all about giving you peace of mind.

Digital & Online Banking

Key Features

You can explore all our online banking services at https://www.scnationalguardfcu.org/ . Our 24/7 online banking means you can check your account balance, pay bills, or transfer funds at any hour, without having to visit a branch. Need to send money to a friend? With our person-to-person transfer feature, it's as easy as sending a text. For those who prefer handling things on-the-go, our mobile application allows you to manage your accounts right from your smartphone. Whether you're making payments or checking transactions, everything is just a tap away. Plus, you can enjoy the convenience of electronic signature authorization for certain transactions, so you don't have to worry about printing or mailing documents.

Security and Accessibility

We prioritize your security with advanced measures that protect your information while providing the accessibility you need. E-statements are available, allowing you to go paperless and keep track of your account activity securely online. Plus, with our commitment to user-friendly interfaces, even those new to online banking will find it straightforward and intuitive. At South Carolina National Guard, we're dedicated to making your banking experience as convenient and safe as possible. Join us today and take advantage of our digital services that put you in control of your finances!

Financial Strength

A Dedicated Team

We also take pride in having 16 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a growing member base of 10,671, more people trust us with their finances each day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Carolina National Guard is your trusted partner. Visit us at 1325 S Carolina Rd Bldg 157 Eastover Sc 29044 or call (803) 647-8212 to learn more about how we can help you achieve your financial goals.

A Strong Financial Base

With a net worth of $22,281,513, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,502 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member-Centric Savings

Your savings are secure with us. We have $17,515,804 in share certificates and $1,261,530 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Future

Our commitment to you is reflected in our $22,256,184 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better.

Supporting Your Goals

With $964 in used auto loans and $36,415,998 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Options

If you're considering refinancing, we provide various eligibility options to help reduce your monthly payments or lower your interest rates. Our team is ready to assist you in navigating these choices, ensuring you find a solution that works best for your situation. For business owners, our outstanding commercial loans can provide the capital needed to grow and expand your business. Although currently there are no outstanding commercial loans reported at this time, our team can work with you to develop financing solutions that suit your business needs. To learn more about our loan products or discuss your specific requirements, feel free to reach out to us at (803) 647-8212 or visit us at our branch located at 1325 S Carolina Rd Bldg 157 Eastover Sc 29044 in Eastover, SC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,621,165 in used vehicle loans and $8,393,699 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to find the right fit for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,609,978, make buying or refinancing simple. We guide you through the mortgage process, ensuring you understand your options every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,463,454 in loans helping members manage their finances effectively. These cards are designed to give you the spending power you need while allowing you to maintain control over your budget.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all loan offers displayed are fair and transparent. Users can trust that they are comparing legitimate offers without any hidden agendas.

SOUTH CAROLINA NATIONAL GUARD FEDERAL CREDIT UNION