South Bend Firefighters Credit Union IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to South Bend Firefighters at 1122 S Main St, South Bend, IN 46601! Since our establishment in 1959, we have proudly served our community with a commitment to providing exceptional financial services tailored to the unique needs of our members. As a trusted credit union, we currently support over 3,343 members, offering a safe and welcoming environment for all your banking needs. At South Bend Firefighters, we understand that finances can sometimes feel overwhelming. That's why we strive to make banking simple and accessible for everyone. With total assets of $56,638,528 and robust offerings that include personal banking, auto loans, mortgages, and business services, we are here to empower you on your financial journey. Our dedicated team of 9 employees, led by CEO Darlene Lopez and Board President Nicholas Kowalski, is passionate about helping you achieve your financial goals. Whether you need assistance with checking accounts or are looking to secure a loan from our impressive portfolio of 2,517 loans, we're here every step of the way. With a solid net worth of $13,891,761 and cash in hand totaling $309,697, you can trust that your money is safe with us. We also offer convenient access through our ATM and drive-thru services for quick transactions. While members can visit us at our branch location, official correspondence should be sent to: 1122 S MAIN ST, SOUTH BEND, IN 46601-3338. Join us today by visiting our website at sbfcu.org or give us a call at (574) 287-6161. Let's build a brighter financial future together!

Branch History & Mission

Community Commitment

Over the years, South Bend Firefighters has not only focused on financial growth but also on giving back to the community. Our partnerships with local organizations allow us to support various outreach programs aimed at enhancing the well-being of those around us. We take pride in being a part of South Bend's fabric and strive to make a positive impact through every initiative.

Join Us Today!

As we continue this journey together with our members and community, we invite you to become part of our family at South Bend Firefighters. Whether you are looking for reliable banking services or seeking ways to engage with your local community, we have something special waiting for you here. Connect with us today at sbfcu.org or call us at 574-287-6161 to learn more about how we can serve you better!

Modern Banking Solutions

In today's fast-paced world, we understand the importance of convenience. That's why we've embraced digital advancements by offering online banking and mobile application services that cater to your needs anytime, anywhere. With features like person-to-person payments and e-statements, managing your finances has never been easier. Additionally, we ensure ADA compliance so that all members feel welcome and secure when they interact with us. Our drive-thru service enhances accessibility further by allowing for quick transactions without stepping inside the branch. Plus, with ATM availability right at our location, you can access your funds whenever you need them.

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while supporting our community. We believe that everyone deserves access to quality banking options that can help them achieve their financial goals. Whether it's personal banking services like checking and savings accounts or more specialized offerings like auto loans and mortgage financing, we strive to meet the diverse needs of our members. While members can visit us at our main branch address, official correspondence should be sent to 1122 S MAIN ST, SOUTH BEND, IN 46601-3338. We are committed to ensuring that all communications are handled promptly and efficiently.

Branch Location & Accessibility

Contact Us

Have questions? Our team is just a phone call away at (574) 287-6161. We invite you to visit us soon and experience firsthand the friendly service that sets us apart from other financial institutions. Come see how we can help you achieve your financial goals!

Nearby Landmarks

Situated near local favorites and essential services, our branch is close to various shops and eateries. This makes it simple for you to combine errands with your banking needs. If you're heading our way, be sure to check out nearby parks and recreational areas that make this part of town lively and welcoming.

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 5:00 PM, ready to assist you during your busy day. Whether you prefer visiting us during your lunch break or after work, we strive to accommodate your schedule.

Parking and Accessibility

We understand how important accessibility is for our members. Our branch features ample parking spaces right outside the entrance, making it easy for you to visit us. We also comply with ADA standards, ensuring that everyone can navigate our facilities comfortably.

Services Offered

At South Bend Firefighters, we offer a variety of personal banking services, including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Need cash? Enjoy the convenience of our ATM on-site and drive-thru banking service for quick deposits and withdrawals without leaving your car.

Member Eligibility

Joining the South Bend Firefighters community is not just about opening an account; it's about becoming part of a family that supports each other. At South Bend Firefighters, we welcome anyone who shares our mission and values, whether you're a firefighter, a family member of one, or even someone who lives or works in the South Bend area. The eligibility criteria are designed to be inclusive, ensuring that our services can benefit as many people as possible. If you're interested in knowing more about these criteria, feel free to check out our detailed guidelines at https://www.sbfcu.org/index.php/membership-eligibility/ . Opening your account with us is simple and straightforward. You'll find that we offer a range of financial products tailored to meet your needs whether it's for personal banking, auto loans, or credit cards with rewards. Our friendly staff is here to assist you through every step of the process. If you have any questions or want to get started today, don't hesitate to reach out at (574) 287-6161. We're excited to help you on your journey toward financial wellness right here at South Bend Firefighters, located at 1122 S Main St South Bend In 46601!

Business Banking & Commercial Services

Merchant Services

Imagine running your shop without the hassle of complicated payment systems. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From easy card processing to efficient point-of-sale solutions, we provide practical tools that enhance your business operations and improve cash flow. Located at 1122 S Main St South Bend In 46601 in South Bend, IN, we're here to partner with you on your journey toward success. Let's build a brighter future together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATMs provide easy access to your funds whenever you need them. Plus, if you're visiting us in person, our drive-thru service allows for simple deposits and withdrawals without leaving your vehicle. At South Bend Firefighters, our goal is to make banking straightforward and beneficial for everyone in South Bend and beyond. If you have any questions about our services or want to explore how we can assist you further, feel free to give us a call at (574) 287-6161 or visit us online at South Bend Firefighters Fcu. We're here to help you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans offer flexible terms and competitive rates that can help you get behind the wheel without breaking the bank. Whether it's a brand-new vehicle or a used one, we provide financing options that fit your budget.

Business Banking

For business owners, our services extend to merchant services and business loans tailored to help you grow. From managing daily transactions to securing funding for expansion, we support local businesses in achieving their goals.

Credit Cards with Rewards

Take advantage of our credit cards that not only serve as a payment method but also reward you for using them! With points on every purchase, you can redeem rewards for travel, merchandise, or cashback making every swipe count.

Mortgage Loans & Refinancing

Homeownership is a dream for many, and at South Bend Firefighters, we make it more achievable with our mortgage loans. If you're already a homeowner, consider our refinancing options that could lower your monthly payments or help you access cash from your home's equity.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Check balances, transfer money, pay bills, and even send money to friends all from the comfort of your home or on-the-go.

Personal Banking

Our personal banking services include checking and savings accounts designed with you in mind. Imagine having easy access to your funds while also growing your savings through competitive interest rates. Our accounts come with features like online banking and mobile access, allowing you to manage your finances right from your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans can provide you with the cash you need for emergencies or big purchases. If you're juggling multiple debts, our debt consolidation service simplifies things by combining those debts into one manageable payment.

Digital & Online Banking

Key Services

Our online banking platform is designed with your needs in mind. You can enjoy the benefits of e-statements, which provide a simple way to keep track of your financial documents without the clutter of paper. Plus, if you ever need to send money quickly to friends or family, our person-to-person transfer feature makes it a breeze. For those who prefer mobile banking, we have a user-friendly mobile application that allows you to bank on-the-go. Whether you're making payments or checking transactions while out and about, our app keeps everything at your fingertips. Although we currently do not support mobile payments directly through this app, we're continually looking for ways to enhance your experience.

Security and Accessibility

Your security is our priority. We use advanced security measures to ensure your personal information remains safe while you bank online. While electronic signature authorization isn't available yet, we strive to provide a secure environment for all transactions. With South Bend Firefighters's commitment to accessibility and ease-of-use, managing your finances has never been simpler. Join us in embracing a modern banking experience that fits into your lifestyle! Explore more about what we offer by visiting us at https://www.sbfcu.org/ today!

Financial Strength

Commitment to Member Services

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $13,533,243 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Efficient Operations

Our operational efficiency is evident with a net income of $5, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 1 part-time employees who are always ready to serve you with knowledge and commitment.

Growing Member Base

With 7,012 share accounts, it's clear that more individuals trust us with their finances every day. This growing member base reinforces our position as a reliable partner in your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Bend Firefighters is your trusted partner. Visit us at 1122 S Main St South Bend In 46601 or call (574) 287-6161 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Secure Savings Options

Your savings are important to us. Members' savings are secured through $17,086,904 in share certificates, offering stable and rewarding financial growth opportunities. While we currently do not have money market shares, the focus remains on maximizing the value of your deposits.

Strong Financial Health

With a net worth of $13,891,761, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,453 further demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $553 in used auto loans and $37,913,377 in total loans and leases. This diverse portfolio reflects our dedication to helping you achieve your dreams be it purchasing a vehicle or securing a personal loan.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,672,407 in used vehicle loans and $5,347,314 in new vehicle loans already helping members get on the road. We provide competitive financing options whether you're considering a brand-new model or a reliable pre-owned vehicle.

Credit Lines and Personal Loans

For those looking for additional flexibility in managing expenses, our total credit lines of $5,000,000 provide the means to handle unexpected costs or planned purchases efficiently. Additionally, we also have unsecured credit card loans totaling $953,114, which help our members manage their finances effectively without collateral.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,514,543, make buying or refinancing simple. We offer flexible terms that can fit various budgets and situations, allowing you to take steps toward owning your home with confidence.

Refinancing and Eligibility Options

If you're interested in refinancing existing loans or exploring eligibility options for any of our products, our team is here to assist you. We aim to provide solutions that not only help you save money but also align with your long-term financial goals. At South Bend Firefighters, we pride ourselves on offering personalized service tailored to your individual needs. Our dedicated team is ready to answer any questions you may have about our loan offerings or assist you through the application process. Feel free to reach out at (574) 287-6161 or visit us at 1122 S Main St South Bend In 46601, located conveniently in South Bend, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

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SOUTH BEND FIREFIGHTERS FEDERAL CREDIT UNION