South Bay Credit Union Redondo Beach CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to South Bay, your trusted financial partner located at 2023 Artesia Blvd, Redondo Beach, CA 90278. Established in 1953, we have proudly served our community for decades, fostering a sense of belonging and financial empowerment among our 9,718 members. With total assets amounting to $157,772,240 and total deposits reaching $2,311,852, we are committed to providing personalized banking services that meet the diverse needs of our members. At South Bay, we believe in the power of community. Our dedicated team of 23 employees, led by our CEO Paris Chevalier-Boochee and Board President Chris Otey, works tirelessly to ensure that you receive top-notch service every time you visit us. Whether you're looking for auto loans, personal banking options, or business financing solutions, we have you covered. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: 312 N. Pacific Coast Hwy., Redondo Beach, CA 90277. Join us as we continue to grow and support our local community. With a net worth of $14,661,587 and cash in hand amounting to $594,036, you can trust that your finances are in safe hands. We invite you to explore our services online at southbaycu.com or give us a call at 310-374-3436. Your journey towards financial success starts here!

Branch History & Mission

Join Us Today

As we look forward to the future, we invite you to be part of our growing family at South Bay. Experience firsthand how we put our members first and contribute positively to our beloved community in Redondo Beach. Together, let's make strides toward your financial dreams while fostering a strong sense of belonging within our neighborhood. For more information or assistance, don't hesitate to call us at 310-374-3436 or visit us online at South Bay Credit Union. Join us today and discover what it means to be part of something special!

Our Community Commitment

At South Bay, we believe in giving back. Our outreach programs aim to strengthen local ties by supporting various community initiatives and partnerships that uplift those around us. We understand that the success of our credit union is tied directly to the prosperity of the communities we serve. With no drive-thru service but a welcoming lobby atmosphere, every visit to South Bay offers an opportunity for meaningful interaction with our staff who genuinely care about your financial journey. Whether you're looking for guidance on a loan or simply need advice on managing your finances better, we're here for you.

Branch Location & Accessibility

Accessibility Features

At the South Bay Artesia Branch, we prioritize accessibility for all our members. Our facility is designed with ADA compliance in mind, featuring ramps and ample parking to ensure everyone can visit us comfortably. We also provide convenient ATM access right on-site, so you can manage your cash needs easily.

Operating Hours

Our doors are open from 9 AM to 5 PM Monday through Friday, providing ample time for you to drop by and discuss your financial goals or ask any questions you may have about our services. Although we do not currently offer drive-thru banking, our friendly staff is always ready to assist you inside the branch.

Services Offered

We pride ourselves on offering a wide array of services tailored to meet your individual needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. If you're a business owner, take advantage of our merchant services and business loans designed to help your enterprise thrive. Plus, enjoy the convenience of online and mobile banking wherever you are! We invite you to stop by or give us a call at 310-374-3436 if you have any questions or need assistance. The South Bay Artesia Branch is here for you come see how we can support your financial journey today!

Member Eligibility

Becoming a member of South Bay is like joining a family that truly cares about your financial well-being. Located at 2023 Artesia Blvd Redondo Beach Ca 90278, we welcome individuals who live, work, or worship in our community, as well as their family members. Our membership is designed to be inclusive, so if you meet these simple criteria, you can easily join us. You'll enjoy a variety of benefits, from competitive loan rates to personalized service that puts you first. To learn more about the eligibility requirements and ensure you have the most up-to-date information, please visit our website at . If you're ready to open an account or have any questions, feel free to give us a call at (310) 374-3436. Joining South Bay means stepping into a supportive community where your financial goals are within reach!

Business Banking & Commercial Services

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $468,165, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer comprehensive merchant services that streamline payment processing. Imagine being able to accept payments seamlessly while focusing on serving your customers. Our services empower you to handle transactions efficiently, giving you more time to grow your business without worrying about cash flow interruptions. Visit us at 2023 Artesia Blvd Redondo Beach Ca 90278 in Redondo Beach, CA, or call us at (310) 374-3436 to learn how our business banking solutions can help you thrive. At South Bay, your success is our priority!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we've got you covered too! Our business banking services, including merchant services and business loans, are designed to help your venture thrive. With us as your partner, you'll have the resources necessary to grow.

Convenience at Your Fingertips

With features like ATM access for withdrawals and balance checks, managing cash flow becomes straightforward. You can rely on us for all your banking needs without any hassle. At South Bay, we strive to ensure that banking is not just a necessity but an enjoyable experience tailored specifically for you. For more information about our services or to get started today, feel free to reach out at (310) 374-3436 or visit us online at Artesia Branch. We look forward to serving you!

Credit Cards with Rewards

For those who love rewards, our credit cards not only help you manage purchases but also earn points along the way! Use them for everyday expenses and watch how quickly rewards add up.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing services provide you with the tools to secure the right financing for your property. Let us guide you through the process so you can focus on making your new house a home.

Personal Banking Solutions

We understand that each member's financial journey is unique. That's why our personal banking offerings include checking and savings accounts tailored for all lifestyles. Imagine having the flexibility to access your funds easily while earning competitive interest rates. With online and mobile banking, managing your accounts has never been easier check balances, transfer money, and pay bills right from your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. Whether it's for consolidating debt or funding a special project, we offer options that work for you.

Vehicle Financing

If you're considering purchasing a car, our auto loans and vehicle financing options can make that dream a reality. We offer competitive rates and terms that fit your budget. Picture yourself driving off in a new or used vehicle without the stress of financial strain.

Digital & Online Banking

Access Anytime

Whether it's day or night, our online banking services are always at your fingertips. Our commitment is to provide you with the tools you need for real-time account management all while ensuring that everything is straightforward and user-friendly. Experience the convenience of modern banking with South Bay today! Visit us online at https://www.southbaycu.com/ and see how easy managing your money can be.

Key Services

Our online banking service is available 24/7, allowing you to check your balances, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, you can access your account with just a few clicks or taps. Plus, our mobile application makes it even easier to manage your accounts right from your smartphone. Need to send money to a friend? With our person-to-person transfer feature, sending cash is quick and hassle-free. You won't need to worry about carrying cash or writing checks; just use your mobile device to make a transfer in seconds!

Security and Convenience

We take security seriously at South Bay. While we don't currently offer electronic signature authorization for documents, our systems are built with robust security measures to protect your information. Rest assured that when you're using our services like e-statements available for those who prefer going paperless you're keeping your data safe while helping the environment. Additionally, if you're someone who loves the ease of mobile payments, you'll be happy to know that this feature is also available. Now you can make purchases directly from your phone without any hassle.

Financial Strength

Commitment to Innovation

With $15,026,213 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well with $1,156 in used auto loans and $122,634,220 in total loans and leases supporting members' financial goals across various sectors.

Growing Member Base

Total Share Accounts: 19,426, showing a strong and growing member base that trusts us with their finances. This trust is crucial as we work diligently to provide you with the best possible experience. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Bay is your trusted partner. Visit us at 2023 Artesia Blvd Redondo Beach Ca 90278 or call (310) 374-3436 to learn more about how we can help you achieve your financial goals.

Member Savings and Security

Members' savings are secured through $34,538,573 in share certificates and $11,572,909 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-364,626, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $14,661,587, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $929 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,081,059 in used vehicle loans and $15,909,390 in new vehicle loans already helping members get on the road. We cater to all your automotive needs, whether it's a brand-new model or a reliable used vehicle. Our team is here to assist you through the entire process, ensuring you get the best deal possible.

Business Financing

For business owners, our outstanding commercial loans totaling $468,165 provide the capital needed to grow and expand. We understand the importance of having access to funds when opportunities arise, and our team is ready to work with you on finding the right solution for your business needs. In addition to these offerings, our services extend beyond traditional lending. We strive to provide comprehensive financial solutions tailored for each member's needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in any of these loan products or want more information about refinancing options, please don't hesitate to contact us at (310) 374-3436 or visit us at 2023 Artesia Blvd Redondo Beach Ca 90278 in Redondo Beach, CA. Let's work together towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,494,853, make buying or refinancing simple. We offer competitive rates and personalized service to help you understand your options. If you're considering refinancing your existing mortgage, we can help you explore eligibility options that may save you money.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,605,736 in loans helping members manage their finances effectively. Our credit cards come with features designed for your convenience and rewards tailored for your lifestyle.

Loan Aggregator

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SOUTH BAY CREDIT UNION