Sound Credit Union Tacoma WA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Sound at our Pacific Avenue Branch, located conveniently at 3633 Pacific Ave, Tacoma, WA 98418. Since we opened our doors in 1940, we've been dedicated to serving our community with trust and reliability. With a growing membership of 163,882 individuals, we are proud to offer a range of financial services tailored to meet your needs. At Sound, we believe in the power of community and member-focused banking. Our total assets amount to an impressive $2,982,146,348, providing a solid foundation for secure banking experiences. We understand that every dollar counts, which is why we work hard to maintain $229,438,843 in total deposits while ensuring our members have access to over 84,672 loans and leases. Under the leadership of CEO Don Clark and Board President John Bauder, our dedicated team of 427 employees is here to support you. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. While members can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401. With a commitment to transparency and excellence in service, we invite you to explore everything Sound has to offer. Feel free to reach out by calling us at 253-383-2016, or visit our website at soundcu.com for more information. Together, let's build a brighter financial future!

Branch History & Mission

At Sound, we take pride in our rich history and unwavering commitment to serving the Tacoma community. Founded in 1940, our Pacific Avenue Branch has been a cornerstone for financial empowerment and support for over eight decades. Located at 3633 Pacific Ave, Tacoma, WA 98418, we have grown alongside our members, adapting to their needs while maintaining a strong focus on community values. From our modest beginnings, we've expanded significantly. Today, Sound serves over 163,882 members and manages total assets of approximately $2.98 billion. This growth reflects not just financial success but also our dedication to enriching the lives of those we serve. Our mission is clear: to provide accessible financial services while fostering strong community ties. We strive to offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions tailored to meet diverse needs. While members can visit us at our branch address for personal service, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401. Our operating hours are convenient Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM making it easy for everyone to access our services. Our commitment goes beyond traditional banking; we embrace digital advancements that enhance member experience. From online banking and mobile payments to electronic signatures and e-statements, we ensure that banking is not only easy but also secure and efficient. Additionally, with ATM availability and drive-thru services at our branch, we cater to the fast-paced lifestyle of our members. The heart of Sound lies in its mission to improve the financial well-being of our members while actively participating in community outreach programs. We believe in giving back through various partnerships and initiatives that uplift those around us. Whether it's offering financial education or supporting local charities, we aim to make a real impact in Tacoma. We invite you to join Sound and become part of a credit union that prioritizes your needs while fostering community spirit. Experience firsthand the benefits of membership with us today! For more information or assistance, feel free to call us at 253-383-2016 or visit our website at https://www.soundcu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

At Sound, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can easily access our services. Plus, with ample parking available right outside, you won't have to worry about finding a spot when you visit us.

Convenient Location

Situated in the heart of Tacoma, our branch is close to popular local spots like the historic Pantages Theater and just a short drive from the stunning Point Defiance Park. This makes us not only a practical choice for banking but also a great stop during your day out.

Operating Hours

We understand that life can get busy. That's why we offer flexible hours to fit your schedule. You can visit us Monday through Friday from 9 AM to 5:30 PM and on Saturdays from 9 AM to 1 PM. If you prefer banking from the comfort of home, don't forget that we also provide online and mobile banking options.

Services Tailored for You

Our Pacific Avenue Branch offers a wide range of services designed with you in mind. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we have what you need. We also feature an ATM for quick cash withdrawals and basic transactions, along with drive-thru banking for added convenience. If you're ever in need of assistance or want to learn more about how we can help you achieve your financial goals, please don't hesitate to reach out! Give us a call at 253-383-2016 or stop by our branch today. Your financial journey starts here at Sound!

Member Eligibility

At Sound, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We also open our doors to family members of existing members, making it easy for your loved ones to benefit from our services. Being part of Sound means you'll have access to a range of financial products designed to help you thrive, from personal banking options to loans tailored for your needs. To learn more about the specific eligibility requirements, feel free to check out our detailed informati. Ready to take the next step? Opening an account with us is straightforward! Just visit us at our branch located at 3633 Pacific Ave Tacoma Wa 98418, or give us a call at (253) 383-2016. Our friendly team is here to guide you through the process and answer any questions you may have. Join us today and start enjoying all the advantages that come with being a member of Sound!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having the tools to streamline your transactions and enhance customer experiences. Our merchant services empower you to accept payments easily and securely, allowing you to focus on what truly matters growing your business. From point-of-sale systems to online payment processing, we provide practical solutions that fit your needs. Visit us at 3633 Pacific Ave Tacoma Wa 98418 in Tacoma, WA or give us a call at (253) 383-2016. Let's explore how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide Basic Drive-Thru Banking for quick transactions like deposits and withdrawals. If you're a member of a partner credit union, take advantage of our Basic Shared Branch Transactions for even more flexibility in managing your accounts. Our branch's operating hours are convenient too! We're open Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. Feel free to reach us at (253) 383-2016 if you have any questions or would like more information about what we offer. At Sound, we're committed to empowering you with the tools and resources needed for financial success. Explore all of our services today and see how we can assist you in achieving your financial goals! For more details, visit us online at Pacific Avenue Branch.

Business Banking

For small business owners, we offer comprehensive Business Banking services, including Merchant Services & Business Loans. Whether you're launching a new venture or expanding an existing one, we're here to support your goals.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases. This way, each swipe gets you closer to something special!

Online and Mobile Banking

In today's fast-paced world, managing finances online is essential. Our Online & Mobile Banking features allow you to check balances, transfer funds, and pay bills from anywhere at any time. Plus, with ATM & Cash Withdrawal Services available at various locations, accessing your money has never been easier.

Personal Banking

For those looking to manage their finances effectively, our personal banking services include Checking & Savings Accounts designed to help you grow your savings while enjoying easy access to your funds. Whether you're just starting out or are well into your financial journey, we have options that fit your lifestyle. If you're dreaming of a new car or need reliable transportation, our Auto Loans & Vehicle Financing make it simple to get behind the wheel. We offer competitive rates and flexible terms that work for you. When it comes to homeownership, our Mortgage Loans & Refinancing options can guide you through purchasing your first home or refinancing your current mortgage for better rates. Our knowledgeable staff will assist you every step of the way. If unexpected expenses arise, our Personal Loans & Debt Consolidation services can provide the financial support you need without adding stress. We offer tailored solutions that can help simplify your monthly payments.

Digital & Online Banking

Key Features

Our user-friendly online banking platform allows you to check balances, pay bills, and transfer money with just a few clicks. If you're looking to send money quickly, our person-to-person transfers make it simple to send cash to friends or family directly from your account. Plus, for those on the go, our mobile application provides all the functionalities of online banking right in your pocket. Security is a top priority at Sound. We offer electronic signature authorization for transactions, ensuring that your personal information remains protected. You can also opt for e-statements, which not only keep your documents organized but also help reduce paper clutter. And if you enjoy the convenience of modern payment options, our mobile payments feature lets you make purchases easily from your phone. Our digital services are designed with accessibility in mind. Whether you're at home or out and about, managing your finances has never been easier. With real-time account management and the ability to perform essential banking tasks whenever you need them, you can focus more on what matters most to you. Join us at Sound today and experience how our digital and online banking services can enhance your financial life!

Financial Strength

A Dedicated Team

We also take pride in having 408 full-time employees and 19 part-time employees who are always ready to serve you with a knowledgeable, committed team. Your experience matters to us, and our staff is here to assist you every step of the way.

Commitment to Growth

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, supporting your financial goals with $32,794 in used auto loans and $2,334,975,424 in total loans and leases. Our operational efficiency shines through with a net income of $7,140,523, enabling us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 3633 Pacific Ave Tacoma Wa 98418 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation gives you peace of mind knowing your finances are in capable hands. Our net worth ratio of 11.42% demonstrates a solid capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive off in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand your enterprise. We understand the challenges small businesses face and offer tailored solutions that can help take your business further.

Credit Lines

If you're looking for additional flexibility in managing your finances, our total credit lines amounting to $547,290,089 are available as well. These lines of credit can be beneficial for both personal needs and business ventures. At Sound, we're dedicated to providing personalized service and expert advice tailored to your unique financial situation. We also offer refinancing options for many of our products, making it easier for you to adjust your financing as life changes. Feel free to reach out at (253) 383-2016 or visit us at 3633 Pacific Ave Tacoma Wa 98418, Tacoma, WA during our operating hours: Monday - Friday from 9 AM - 5:30 PM and Saturday from 9 AM - 1 PM. We're here to assist you in finding the right loan solution that fits your needs. For more insights and financial data related to our services, remember that this information is sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We offer various mortgage products designed to fit different budgets and situations. Whether you are a first-time buyer or looking to refinance an existing loan, our team is here to guide you through every step.

Unsecured Credit Card Loans

Managing your finances effectively has never been easier with our unsecured credit card loans. With a total of $69,986,124 in loans available, we provide flexible terms that allow you to manage expenses without the burden of collateral. This option is perfect for those who want a safety net for unexpected costs or wish to build their credit score.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs.

SOUND CREDIT UNION - Tacoma, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Tacoma, WA (98418)