Sound Credit Union Tacoma WA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Sound at our Westgate Branch, where community and finance come together in a place you can trust. Located at 1802 N Pearl St, Tacoma, WA 98406, we have proudly served our members since 1940. With over 163,882 members and total assets of $2,982,146,348, we're committed to providing financial solutions that help you achieve your goals. At Sound, we understand that everyone's financial journey is unique. That's why we offer a range of services tailored to meet your individual needs from personal banking options like checking and savings accounts to auto loans and mortgage financing. In addition to these services, our dedicated team of 427 employees, led by CEO Don Clark and Board President John Bauder, is here to ensure you receive exceptional service every step of the way. While members can visit us at our branch address, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401. We encourage you to explore how our offerings can benefit you or your business. With total deposits amounting to $229,438,843 and a net worth of $341,018,475, we are proud to provide stability and support for our community. Whether you're looking for a new vehicle loan or want to open a savings account, we invite you to reach out. Call us at 253-383-2016 or visit our website at Sound Credit Union today! Your financial future starts here with Sound let us help guide you on your path to success.

Branch History & Mission

Community Engagement

At Sound, we are proud of our partnerships with local organizations and initiatives that promote financial literacy and community development. We strive to be more than just a credit union; we aim to be a partner in your journey towards financial success. Our shared service center allows members from partner credit unions access to basic transactions right here at our location. In this digital age, we also understand the importance of convenience. That's why we've implemented online banking options along with mobile payments and e-statements for easy account management on-the-go. With ADA compliance in mind, we ensure all members can enjoy equal access to our services.

Join Us

We invite you to experience the benefits of being part of Sound. Whether you're looking for reliable banking services or seeking ways to get involved in your community, we're here for you. Visit us during our operating hours Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM or give us a call at 253-383-2016. Together, let's build a brighter financial future!

Our Mission

Our mission at Sound goes beyond just providing banking services; it's about building lasting relationships and fostering a spirit of cooperation. We believe that everyone deserves access to quality financial resources, which is why we offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Additionally, our commitment to community service drives us to engage in outreach initiatives that support local organizations and improve lives in Tacoma. While members can visit us at our branch address, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401.

Branch Location & Accessibility

Banking Hours

We're open Monday through Friday from 9 AM to 5:30 PM and Saturdays from 9 AM to 1 PM. These hours are designed to fit into your schedule, whether you're on your way to work or running errands over the weekend.

Easy Access and Amenities

At Sound, we prioritize making banking accessible for everyone. Our branch is equipped with features that ensure comfort and ease of access, including ADA-compliant ramps for those who need them. You can also enjoy hassle-free parking right by the entrance, making your visit quick and convenient. For your convenience, we have an ATM available on-site, so you can withdraw cash or check your balance anytime during our operating hours. If you prefer to handle your transactions without leaving your vehicle, our drive-thru service allows you to do just that. We understand that life can be busy, and we're here to make banking as easy as possible.

Services Offered

At Sound Credit Union's Westgate Branch, we offer a range of personal banking services tailored just for you! From checking and savings accounts to auto loans and mortgage refinancing options, we've got something for everyone. Plus, our shared service center means that members of partner credit unions can also enjoy our facilities for their basic transactions. While members can visit us at 1802 N Pearl St, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401. Feel free to reach out by calling us at 253-383-2016 if you have any questions or need assistance. Our friendly team is always ready to help! We invite you to stop by today and experience the Sound difference in personal banking!

Member Eligibility

At Sound, we believe that becoming a member means joining a caring community where your financial well-being is our top priority. If you're looking to open an account with us, you'll be pleased to know that eligibility is quite straightforward. Generally, anyone who lives, works, or worships in the Tacoma area can join. Plus, if you have a family member who's already a member, you're automatically eligible! It's all about creating connections and supporting one another in achieving financial goals. Once you're ready to take the next step toward membership, opening an account at Sound is easy and welcoming. You can visit us at our location at 1802 N Pearl St Tacoma Wa 98406, give us a call at (253) 383-2016, or check out our website for more details on how to get started. We encourage you to explore the full eligibility criteria by visiting this link, ensuring you're fully informed about how to join our community. We can't wait to welcome you!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer practical merchant services designed to simplify payment processing for your business. Imagine being able to accept payments quickly and securely, allowing you to focus on what you do best running your business. With tools that streamline transactions, you can enhance customer satisfaction while managing cash flow effectively. Visit us at 1802 N Pearl St Tacoma Wa 98406 in Tacoma, WA, or call us at (253) 383-2016 to learn more about how our tailored business banking solutions can support your success!

Comprehensive List Of Services

Additional Services for Your Needs

We also offer basic drive-thru banking services for quick transactions like deposits and withdrawals, ensuring that you have access to what you need without any hassle. Plus, if you're a member of a partner credit union, our shared branch transactions make it simple for you to handle deposits and withdrawals wherever you are. Feel free to reach out to us at (253) 383-2016 if you have any questions or would like more information about how we can help you achieve your financial goals. Visit us at 1802 N Pearl St Tacoma Wa 98406 or check out our website at Westgate Branch for additional details on all our offerings. Your financial journey starts here at Sound where we're committed to serving you!

Business Banking Services

For local businesses, we provide comprehensive business banking solutions, including merchant services and business loans. We recognize the unique challenges entrepreneurs face and are committed to supporting their growth and success.

Credit Options That Reward You

At Sound, we understand that credit is a vital part of managing your finances. That's why we offer credit cards with rewards that allow you to earn points for every purchase you make. This is just one of the ways we strive to add value to your banking experience.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your accounts anytime, anywhere. With features like ATM access for withdrawals and balance checks, as well as person-to-person payment options, banking has never been easier.

Personal Banking Solutions

Whether you're opening your first checking account or planning for retirement, our personal banking options have you covered. We offer convenient checking and savings accounts that fit your lifestyle, making it easy to manage your money. If you're considering purchasing a vehicle, our auto loans and vehicle financing services can help you get behind the wheel with competitive rates and flexible terms. For those looking to buy a home or refinance an existing mortgage, our team is here to guide you through the process with tailored mortgage loans and refinancing solutions. And if life throws unexpected expenses your way, our personal loans and debt consolidation options can provide the financial relief you need.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! Our e-statements allow you to view your account statements online whenever you want, making it easier to stay organized and informed about your financial health. You can also download the Yes on your smartphone for an even more streamlined experience. Need to make payments on the go? Our mobile payments feature lets you send money quickly and securely using just your phone. Plus, with person-to-person transfers available, sharing expenses with friends or family has never been easier.

Security You Can Trust

Your security is our top priority. We employ the latest technology to protect your personal information while ensuring that your online banking experience remains smooth and straightforward. With each transaction being monitored for any unusual activity, you can bank with peace of mind. In today's fast-paced world, having access to real-time account management is crucial. With our digital banking services at Sound, you're not just keeping up; you're ahead of the game! So why wait? Start enjoying these convenient services today by visiting us at https://www.soundcu.com/ !

Financial Strength

Community Commitment

We believe that our success is tied to the well-being of our members. With a total of 318,778, showing a strong and growing member base that trusts us with their finances, it's clear that Sound is more than just a credit union we're a community partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 1802 N Pearl St Tacoma Wa 98406 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Our Members

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, as shown by our $32,794 in used auto loans and $2,334,975,424 in total loans and leases. Our operational efficiency is reflected in our $10,962,029, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees who are dedicated to serving you with a knowledgeable team.

Key Financial Highlights

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, making it easier for you to drive away with your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your current business, we have solutions tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our dedicated team at Sound, located at 1802 N Pearl St Tacoma Wa 98406, Tacoma, WA, is ready to assist you with any questions regarding our loan offerings. You can reach us at (253) 383-2016 during our operating hours: Monday - Friday from 9 am - 5:30 pm and Saturday from 9 am - 1 pm. Let us help you take the next step towards achieving your financial dreams!

Credit Lines and Unsecured Credit Cards

Managing unexpected expenses? Our total credit lines amount to $547,290,089, providing you with accessible funds when needed. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans helping members manage their finances effectively. This means you can handle day-to-day spending without worry.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We know that securing a mortgage can be daunting, so our team is here to guide you through the process and find the right fit for your situation.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers. Every listed loan is backed by verified data, ensuring that consumers can trust the information they see.

SOUND CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans