Sound Credit Union believes in giving back. We engage in numerous community outreach programs designed to uplift those around us. Through partnerships with local organizations and initiatives that promote financial literacy, we invest in building a stronger community for everyone.
As we continue our journey since 1940, we invite you to experience the benefits of being part of Sound Credit Union. Our doors are always open during operating hours from 9 AM to 5:30 PM Monday through Friday and 9 AM to 1 PM on Saturday. Whether you're looking for reliable banking services or ways to enhance your financial future, we are here for you. Call us today at 253-383-2016 or visit us online at Sound Credit Union to learn more about how we can help you thrive. Join us as we build a brighter future together!
At Sound Credit Union, our mission is clear: we aim to improve the financial well-being of our members while actively contributing to the communities we serve. This means offering personal banking services like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. We prioritize customer service and accessibility by providing online and mobile banking options along with ATM availability and drive-thru services. We understand that it's not just about transactions; it's about relationships. Our team is here to support you every step of the way whether you're saving for your first home or looking to expand your business.
Have questions or want to learn more? Feel free to give us a call at 253-383-2016. We're excited to help you with all your financial needs! So next time you're in the area or looking for a trusted credit union partner, remember that Sound is here for you at 10208 187th St E, Puyallup, WA. Come visit us today!
Located in the vibrant heart of Puyallup, our branch is just a short drive from popular landmarks like the South Hill Mall and Pioneer Park. This prime location means you can easily combine errands with a visit to your credit union. For those driving in, we offer ample parking right outside our doors, so you won't have to worry about finding a spot. Our building features ADA-compliant access, including ramps for those who may need extra assistance. We want everyone to feel welcome and comfortable when they visit us.
We know that life can be busy, which is why we're open Monday through Friday from 9 AM to 5:30 PM and on Saturdays from 9 AM to 1 PM for drive-thru banking. Our dedicated team is ready to assist you during these hours with a range of services tailored just for you whether it's checking and savings accounts, auto loans, mortgage refinancing, or even personal loans. In addition to traditional banking services, we also provide ATM availability for quick cash withdrawals and balance checks. If you prefer the convenience of online transactions, our mobile banking options make it easy to manage your finances on-the-go.
For our business members, we have tailored solutions that include merchant services and business loans. We understand that running a business comes with unique challenges, and our team is here to help you navigate them with ease.
Managing debt is crucial for financial health, which is why we offer personal loans and debt consolidation services. These can assist you in streamlining your payments into one manageable monthly installment. Additionally, our credit cards with rewards allow you to earn benefits on purchases you make every day perfect for those who want to maximize their spending power.
In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that let you manage your accounts anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, along with person-to-person payment options, managing your finances has never been easier.
For those who prefer face-to-face interactions but need quick service, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions all without leaving your car. Plus, if you're a member of another partnering credit union, our basic shared branch transactions make it easy for you to conduct deposits and withdrawals seamlessly.
Ready to explore how these services can enhance your financial journey? Reach out to us at (253) 383-2016 or visit us at 10208 187Th St E Puyallup Wa 98374 during our operating hours: 9 AM - 5:30 PM on weekdays and 9 AM - 1 PM on Saturdays. At Sound, we're here to empower you with the tools needed for financial success!
We offer various personal banking options that cater to your everyday needs. From checking and savings accounts to help you manage your funds efficiently, to auto loans and vehicle financing that can get you behind the wheel without breaking the bank, we have you covered. If you're considering homeownership, our mortgage loans and refinancing options can provide you with competitive rates and flexible terms to make your dream a reality.
With our online banking platform available at https://www.soundcu.com/, you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills whenever it suits you. Plus, with our electronic signature authorization feature, signing documents is quick and hassle-free no more printing or mailing! For those who prefer to go paperless, e-statements are readily available. You'll receive your statements electronically, which not only helps the environment but also keeps your information secure and easily accessible.
Our mobile application takes banking even further. With mobile payments enabled, you can make purchases with just a tap of your phone. This makes shopping a breeze! Need to send money to a friend? Our person-to-person transfer service allows you to do that instantly from your mobile device. We take security seriously, ensuring that all transactions made through our online and mobile platforms are safe and secure. You can manage your accounts in real-time without worrying about fraud or unauthorized access. In summary, Sound's digital banking services empower you with the tools to manage your finances effortlessly and securely. Experience the freedom of online banking today!
Our operational efficiency shines through with a net income of $7,140,523, allowing us to continue providing competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees ready to serve you with a knowledgeable, committed team. In addition to our strong financial metrics, we boast a total of 318,778 share accounts, showing a robust member base that trusts us with their finances.
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 10208 187Th St E Puyallup Wa 98374 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.
With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that you have access to the best possible banking experience. Our lending capacity is significant; with $32,794 in used auto loans and $2,334,975,424 in total loans and leases, we support our members' financial goals across various sectors.
Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. These options not only safeguard your funds but also help you grow your wealth over time. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks tailored just for you.
With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is crucial for meeting your needs today and in the future. Our net worth ratio of 11.42% demonstrates a robust capital base. This means we are well-prepared to provide loans, competitive savings rates, and uninterrupted services even during challenging economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team can guide you through the process smoothly.
Managing day-to-day expenses can sometimes be challenging. That's why we provide flexible credit lines totaling $547,290,089, which can be a great way to ensure you have access to funds when you need them. Additionally, we also offer unsecured credit card loans amounting to $69,986,124, allowing members to manage their finances effectively while enjoying the benefits of rewards programs.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We offer various terms and competitive interest rates to help make your dream of owning a home a reality.
For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand. We understand that every business has unique needs, and our tailored solutions can help support your growth ambitions. If you're considering refinancing any of your existing loans or exploring eligibility options for our various products, don't hesitate to reach out. Our knowledgeable staff is ready to assist you with personalized advice based on your situation. For more information about our loan offerings or to start an application today, feel free to contact us at (253) 383-2016 or visit us at 10208 187Th St E Puyallup Wa 98374 in Puyallup, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial aspirations!
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