Sound Credit Union Olympia WA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Sound, your trusted financial partner in the heart of Olympia! Located at 3600 Martin Way E, Olympia, WA 98506, our branch has been serving the community since 1940. With a commitment to providing exceptional service, we are proud to have grown to a membership of over 163,882 individuals and families who rely on us for their banking needs. At Sound, we understand that financial well-being is about more than just numbers; it's about building relationships. Our total assets stand strong at $2,982,146,348, reflecting our dedication to secure and reliable banking solutions. We offer a wide array of services including personal banking, auto loans, mortgage options, and business banking all designed with you in mind. Whether you're looking to save for your future or obtain a loan for your next vehicle, we're here to help. Our current total deposits amount to $229,438,843, showcasing the trust our members place in us. In addition, our net worth is an impressive $341,018,475, further emphasizing our stability and commitment to serving you. The leadership at Sound is equally dedicated. Under the guidance of CEO Don Clark and Board President John Bauder, we prioritize transparency and community-focused service. With a team of 427 employees ready to assist you during our operating hours from Monday through Friday (9 am - 5:30 pm) and Saturday (9 am - 1 pm), you'll always find a friendly face when you visit. While members can visit us at 3600 Martin Way E, official correspondence should be sent to our mailing address at PO Box 1595, Tacoma, WA 98401. If you have any questions or need assistance, don't hesitate to give us a call at 253-383-2016. Join us as we continue to grow together visit us online at Sound Credit Union or stop by today! Your financial journey starts here with Sound.

Branch History & Mission

At Sound, we take pride in our rich legacy and commitment to serving the community of Olympia, WA. Since our establishment in 1940, we have grown from a small credit union into a trusted financial partner for over 163,000 members. Our branch, located at 3600 Martin Way E, Olympia, WA 98506, stands as a testament to our dedication to providing exceptional financial services while nurturing the needs of our community. Over the years, Sound has made significant strides in expanding our offerings and enhancing member experiences. With total assets now exceeding $2.98 billion, we've built a solid foundation that allows us to provide a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our growth reflects our unwavering commitment to empowering individuals and businesses alike. Our mission is simple yet powerful: to enhance the financial lives of our members while fostering a spirit of community support. We strive to make banking accessible and straightforward for everyone. Beyond just financial transactions, we are dedicated to giving back through various outreach programs and partnerships within Olympia. We believe that when our members thrive, so does our community. While members can visit us at our branch location on Martin Way E, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401. Our operating hours are designed to accommodate busy schedules: Monday through Friday from 9 AM to 5:30 PM and Saturdays from 9 AM to 1 PM. For added convenience, we offer ATM services and drive-thru banking options. In today's digital world, we have embraced technology to ensure that banking with Sound is not only efficient but also user-friendly. Our online banking platform and mobile app allow you to manage your finances anytime, anywhere. We are committed to making these services accessible for everyone by maintaining ADA compliance across all digital platforms. As part of our ongoing effort to serve you better, we also provide shared service center access for members from partner credit unions. This collaboration enhances your banking experience by offering more locations where you can conduct your business conveniently. We invite you to join Sound Credit Union today! Experience firsthand how we can help you achieve your financial goals while supporting the vibrant community of Olympia. Whether you're looking for personal banking solutions or business financing options, we're here for you every step of the way. Come see how Sound makes a difference in your life!

Branch Location & Accessibility

Get in Touch!

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 253-383-2016. We look forward to welcoming you at Sound's Olympia Branch! Your financial wellness is our top priority.

Location Highlights

Nestled just off Martin Way, our branch is easy to find and reach. We are close to several local landmarks, making it convenient for you to stop by while running errands or enjoying a day out in the area. For those driving, we offer ample parking spaces right outside the entrance. Our facility is ADA-compliant, ensuring that everyone can access our services comfortably.

Operating Hours & Services

We understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 5:30 PM and on Saturday from 9 AM to 1 PM for drive-thru service. Our dedicated staff is ready to help with a variety of personal and business banking needs including checking and savings accounts, auto loans, mortgage refinancing, and more. Additionally, our branch features a drive-thru for quick transactions without leaving your vehicle. Plus, members can enjoy ATM services for convenient cash withdrawals and balance checks anytime. While members can visit us at our Olympia location for all their banking needs, please note that official correspondence should be sent to PO Box 1595, Tacoma, WA 98401 if you need to reach us by mail.

Member Eligibility

Becoming a member of Sound feels like joining a caring family that supports you through life's financial journeys. If you're looking to open an account, you'll be pleased to know that eligibility is designed to be straightforward and welcoming. Generally, anyone who lives, works, or attends school in the local area can become a member. This means that if you're part of our vibrant community, you're likely already eligible! Joining us opens the door to a range of benefits, including personalized service, competitive rates on loans and savings, and access to convenient online banking options. To learn more about specific eligibility requirements or to see if you qualify, we encourage you to visit our website. Once you're ready to take the next step toward membership, opening an account is quick and easy just give us a call at (253) 383-2016 or stop by our branch located at 3600 Martin Way E Olympia Wa 98506 during our operating hours. We can't wait to welcome you into the Sound family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide robust merchant services that simplify payment processing for your business. Imagine being able to accept payments quickly and securely, whether in-store or online. Our services are designed to enhance customer experience and streamline your operations, allowing you to focus on what truly matters growing your business. Visit us at 3600 Martin Way E Olympia Wa 98506, Olympia, WA or call us at (253) 383-2016 to discover how we can help you achieve your business goals. Together, let's build a brighter future for your enterprise!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM and cash withdrawal services make it easy for you to access funds without hassle. Plus, for those who prefer face-to-face interactions for simple transactions like deposits or withdrawals, we provide basic drive-thru banking options.

Business Banking Solutions

For our business members, we provide comprehensive business banking services, including essential merchant services and business loans. This means whether you're just starting out or managing an established company, we have the tools you need to succeed.

Connect With Us

No matter what financial needs you have, Sound is here for you! We invite you to visit us at our location in Olympia, WA, or give us a call at (253) 383-2016. Discover how we can assist you in achieving your financial goals today! For more information about our services and offers, please check out our website at Olympia Branch. Your journey towards better financial health starts here!

Credit Card Rewards

Don't forget about our credit cards with rewards! These cards not only provide a secure way to make purchases but also offer cashback or points for every dollar spent. It's a smart way to earn while you spend.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Sound, we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks from your computer, you can manage your accounts, pay bills, transfer funds, and even deposit checks without having to visit the branch. This flexibility allows you to bank anytime, anywhere.

Personal Banking Services

Our personal banking services include everything you need to manage your day-to-day finances efficiently. From checking and savings accounts that help you keep track of your spending and savings, to auto loans and vehicle financing for that new car you've been eyeing, we've got you covered. If homeownership is on your radar, explore our mortgage loans and refinancing options tailored to fit various budgets. We also offer personal loans and debt consolidation solutions that can help ease financial burdens when unexpected expenses arise.

Shared Branch Transactions

As part of our commitment to community and accessibility, we also facilitate basic shared branch transactions for members of partner credit unions. This means that even if you're away from home, you can still perform essential banking tasks like deposits and withdrawals seamlessly.

Digital & Online Banking

Enhanced Features for Your Convenience

Need to send money quickly? Our person-to-person transfer feature lets you send funds easily to family or friends, making it perfect for splitting bills or sending gifts. And if you're on the go, our mobile payments feature allows you to make purchases directly from your smartphone no cash or card needed! At Sound, we prioritize your security while ensuring that all these features are straightforward and easy to use. Whether you're checking in on your account or making a payment, our systems are designed to keep your information safe while providing a hassle-free experience. Embrace the future of banking with us! Explore all these services and more at https://www.soundcu.com/, where convenience meets reliability.

Key Services Offered

With our online banking platform available at https://www.soundcu.com/, you can take control of your finances anytime, anywhere. Our 24/7 online banking services allow you to check your balances, transfer funds, and pay bills without the need to visit a branch. For those who prefer managing their accounts on the go, our mobile application is user-friendly and packed with features to help you stay on top of your finances. You can also enjoy the ease of electronic signature authorization for important documents, making it simpler than ever to complete transactions securely from home. Plus, with e-statements available, you'll have quick access to your account information without the clutter of paper statements.

Financial Strength

Growing Trust

Total Share Accounts: 318,778, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,854,249. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 3600 Martin Way E Olympia Wa 98506 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $7,140,523 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees who are dedicated to serving you with a knowledgeable team.

Reinvestment for Growth

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $32,794 in used auto loans and $2,334,975,424 in total loans and leases.

Strong Financial Health

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. We make the process simple and straightforward, ensuring you can drive off with the vehicle you want without unnecessary stress.

Business Loans

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand. We believe in supporting local businesses and are dedicated to helping entrepreneurs realize their dreams. If you're considering refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out. Our knowledgeable staff at Sound, located at 3600 Martin Way E Olympia Wa 98506, Olympia, WA, is ready to assist you. You can call us at (253) 383-2016 during our operating hours: Monday - Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing transparent information so that you can make informed decisions about your financial future. Let us help you find the right loan solution today!

Credit Cards and Lines of Credit

We also offer flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans helping members manage their finances effectively. If you're interested in boosting your purchasing power or consolidating debt, our credit lines provide additional financial flexibility when you need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through each step.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers tailored to your needs. Each loan comparison reflects the most accurate and up-to-date information available, allowing you to trust the details you see.

SOUND CREDIT UNION - Olympia, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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