Sound Credit Union Lakewood WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Sound at our Lakewood Branch, located at 7717 Bridgeport Way W, Lakewood, WA 98499. Since opening our doors in 1940, we have proudly served our community with dedication and care, now boasting a vibrant membership of 163,882 members. At Sound, we believe that your financial health is paramount, which is why we are committed to providing personalized banking solutions tailored to meet your needs. With total assets exceeding $2.98 billion, our strong financial foundation allows us to support a wide array of services, including personal banking, auto loans, mortgages, and business loans. We currently manage over $229 million in deposits and have issued an impressive 84,672 loans and leases to our valued members. Our net worth stands at $341 million, demonstrating our stability and commitment to sound financial practices. Under the leadership of CEO Don Clark and Board President John Bauder, we strive to foster a welcoming environment where all members feel valued. Our dedicated team of 427 employees is here to assist you with any questions or concerns you may have. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401. At Sound, we take pride in being more than just a credit union; we're your trusted partner in achieving financial success. Whether you're looking to open an account or need assistance with loans, we invite you to contact us at (253) 383-2016 or explore more about our services online at soundcu.com. Join us today as we continue to build a brighter financial future together!

Branch History & Mission

A Journey Through Time

Since opening our doors, Sound Credit Union has evolved significantly. Our commitment to providing reliable financial services has seen us grow from a small organization into a full-service credit union that offers personal banking, auto loans, mortgages, and business services. Over the years, we've not only expanded our offerings but also embraced modern technology to enhance member experiences. Today, we offer online and mobile banking options, ensuring that our members can manage their finances with ease.

Commitment to Accessibility

Understanding the importance of accessibility, we ensure that all members can easily access our services. With features like ADA compliance in place and a shared service center available for additional convenience, we strive to create an inclusive environment for everyone.

Community Focus

We take pride in being an integral part of the Lakewood community. Our partnerships with local organizations allow us to support initiatives that promote financial literacy and community development. Whether it's sponsoring events or hosting workshops, we're dedicated to making a positive impact.

Join Us

We invite you to become part of the Sound family! Experience firsthand how we can help you achieve your financial goals while being a part of a community-oriented credit union. Visit us during our operating hours Monday through Friday from 9 am to 5:30 pm and Saturday from 9 am to 1 pm or give us a call at 253-383-2016. Discover how Sound Credit Union can empower you on your financial journey!

Our Mission

At Sound Credit Union, our mission is simple yet impactful: to improve the financial well-being of our members and the communities we serve. We believe in building lasting relationships based on trust and transparency. Our dedicated team is here to provide personalized assistance and guidance tailored to individual needs. We are passionate about supporting local initiatives and giving back through various outreach efforts. While members can visit us at 7717 Bridgeport Way W, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401 if needed.

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

At the Sound Lakewood Branch, we offer a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we've got you covered. Plus, with ATM availability on-site and shared services for partner credit union members, managing your finances has never been easier. If you have any questions or need assistance, feel free to give us a call at 253-383-2016. We're here to help! Come visit us today and discover how Sound can support your financial journey.

Easy Access and Amenities

At Sound, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services without difficulty. You'll find ample parking available right outside our doors, making your visit as hassle-free as possible.

Operating Hours That Fit Your Schedule

We know you have a busy life! That's why we're open Monday through Friday from 9 AM to 5:30 PM and offer Saturday hours from 9 AM to 1 PM for those who prefer weekend banking. Our drive-thru service is also available during these hours, allowing you to handle simple transactions like deposits and withdrawals without leaving your vehicle.

Member Eligibility

At Sound, we believe that everyone deserves a chance to belong to a community that truly cares. Becoming a member is easy and welcoming! If you live, work, or worship in the area, you're already eligible to join us. We also invite family members of current members to become part of our supportive network. By joining Sound, you gain access to a range of financial products and services designed to help you thrive, from checking and savings accounts to loans with great rates. If you're ready to take the next step, opening an account is simple! Just visit us at our branch located at 7717 Bridgeport Way W Lakewood Wa 98499 or give us a call at (253) 383-2016 for more information. You can also check out our detailed eligibility criteria online at . We look forward to welcoming you into our family!

Business Banking & Commercial Services

Loan Options to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer robust merchant services that can streamline your payment processes. Imagine being able to accept payments easily from customers whether they are shopping online or visiting your store. Our tools help you manage transactions efficiently, allowing you to focus on what matters most growing your business. Located at 7717 Bridgeport Way W Lakewood Wa 98499 in Lakewood, WA, we're here to help you navigate the financial landscape with confidence. For more information or to get started, give us a call at (253) 383-2016. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Sound offers essential services such as Merchant Services & Business Loans. Whether you need financing to grow your business or tools to manage transactions smoothly, we're here to support your journey.

Convenient Access

We know that convenience matters. That's why we provide easy access through our ATM services for cash withdrawals and balance checks. If you prefer visiting us in person, our drive-thru service allows quick deposits and withdrawals without leaving your car. Additionally, we have shared branch transactions available for partner credit union members.

Credit Card Options

Looking for rewards on your everyday purchases? Check out our Credit Cards with Rewards program. It's designed to give back while you spend on what you love, making every purchase feel like a win.

Get Started Today!

With all these services designed with you in mind, it's time to take the next step toward achieving your financial goals. For more information about how Sound can assist you or to explore specific products further, don't hesitate to reach out at 253-383-2016 or visit us online at soundcu.com. We look forward to serving you!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Sound has you covered. Our personal banking services include various accounts that can help you manage your finances effectively. Imagine effortlessly accessing your money with our online and mobile banking options. With features like mobile payments and e-statements, managing your finances is simpler than ever. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options will help you get behind the wheel without breaking the bank. We also offer Mortgage Loans & Refinancing for those ready to buy a home or refinance their current mortgage. Plus, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services provide flexible solutions to meet your needs.

Digital & Online Banking

Key Features

Our commitment to convenience doesn't stop there. We provide electronic signature authorization, making it simple for you to sign documents securely from anywhere. Plus, with e-statements available, you can manage your account statements digitally and reduce paper clutter while keeping everything organized. If you're always on the move, our mobile application is perfect for you! It not only allows for easy account management but also supports mobile payments, letting you make transactions with just a tap on your smartphone. Whether it's splitting a bill with friends or making purchases in stores, we've got you covered. Additionally, our person-to-person transfer feature means sending money to family or friends is quick and straightforward. No more waiting; just instant transfers at your fingertips!

Security and User Experience

At Sound, security is our top priority. Our digital banking tools are designed with the latest security measures to protect your information while ensuring an easy user experience. You can trust that your data is safe as you manage your finances in real time. With these features combined, our digital and online banking services make it easier than ever to handle your financial needs efficiently and securely. Explore everything we have to offer by visiting https://www.soundcu.com/ today!

Financial Strength

Growing Community Trust

Total Share Accounts: 318,778, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,854,249 further underline our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 7717 Bridgeport Way W Lakewood Wa 98499 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

We have $290,141,285 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $32,794 in used auto loans and $2,334,975,424 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Your savings are secure with us through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our robust $10,962,029 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 408 full-time employees and 19 part-time employees who are always ready to assist you with knowledgeable service.

Solid Financial Health

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can make your purchase more manageable. Plus, if you're considering refinancing your existing auto loan, we can help you explore eligibility options that may lower your monthly payments.

Business Financing

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment, we're here to support your business aspirations. At Sound, we're committed to providing exceptional service and financial products that empower our members. For any questions or assistance regarding our loan offerings, don't hesitate to call us at (253) 383-2016. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Take the next step toward achieving your financial goals with us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We work closely with you to understand your unique situation and find a solution that fits your budget. If you're already a homeowner looking to refinance, reach out to learn how we can help you save money on your mortgage.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans helping members manage their finances effectively. This option allows you to cover unexpected costs without dipping into savings or compromising your budget.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing process ensures that users receive fair and transparent offers from legitimate financial institutions. Each comparison reflects current market rates, so users can trust that the information they are viewing is accurate and up-to-date.

SOUND CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans