Sound Credit Union Kent WA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Sound, your trusted financial partner located at 10914 Se Kent Kangley Rd, Kent, WA 98030. Since our establishment in 1940, we have been dedicated to serving our community with reliable banking solutions that empower our members. Whether you are looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we're here to help. At Sound, we take pride in our strong commitment to our members. With a total membership of 163,882 and assets exceeding $2.98 billion, we provide a robust foundation for your financial needs. Our total deposits currently stand at $229,438,843, ensuring that we have the resources to support our members effectively. We also maintain a solid net worth of $341,018,475, reflecting our stability and reliability as a credit union. Our team is led by CEO Don Clark and Board President John Bauder, both of whom prioritize member satisfaction and community engagement. With a dedicated workforce of 427 employees, we strive to make every interaction a positive experience for you. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401. We invite you to experience the difference at Sound. Feel free to reach out by calling us at 253-383-2016 or visit our website at soundcu.com for more information about our services. Your financial journey starts here!

Branch History & Mission

Commitment to Accessibility

As part of our mission, we ensure that all members can access our services easily. With features like online banking, mobile payments, and a fully ADA-compliant branch environment, we prioritize convenience and accessibility for everyone. Additionally, our branch offers an ATM for quick transactions and drive-thru banking for those on the go. While members can visit us at 10914 SE Kent Kangley Rd, official correspondence should be sent to PO Box 1595, Tacoma, WA 98401 if you prefer mailing options.

Join Us

Join us at Sound Credit Union as we continue to build a legacy centered on community strength and individual empowerment. Experience firsthand the benefits of being part of a cooperative institution that truly cares about its members' financial well-being. For any inquiries or assistance, feel free to reach out at 253-383-2016 during our operating hours: Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. Together, let's work towards a brighter financial future!

Our Mission

At Sound Credit Union, our mission is clear: to empower our members by providing them with the tools they need for financial success while actively supporting the communities we serve. We believe that when you thrive, so does our community. Our services range from personal banking including checking and savings accounts to auto loans, mortgage options, business banking, and more. We aim not only to provide quality financial products but also to make a positive impact through various outreach programs. Whether it's through partnerships with local organizations or hosting community events, we strive to give back and uplift those around us.

Branch Location & Accessibility

Welcome to the Sound Credit Union Kent Branch, your friendly financial partner located at 10914 SE Kent Kangley Rd in Kent, Washington. Nestled in King County, our branch is easily accessible and conveniently situated near local landmarks that make it easy for you to stop by. Whether you're visiting the nearby Lake Meridian Park or taking a stroll through the vibrant Kent Station, our location is designed to fit seamlessly into your day. At Sound Credit Union, we understand that accessibility is key. Our branch features ADA-compliant entrances and parking options to ensure everyone can visit us with ease. If you prefer banking from your vehicle, we have a drive-thru service ready to assist you with deposits and withdrawals without leaving your car. Plus, our ATM availability means you can access your funds anytime. We're open Monday through Friday from 9 AM to 5:30 PM, and on Saturdays from 9 AM to 1 PM, making it convenient for you to drop by before work or during your weekend errands. Should you need to reach us directly, feel free to call us at 253-383-2016 for any questions or assistance. While members can visit us at our physical location for personal banking services such as checking and savings accounts, auto loans, mortgages, and more, official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401. With shared services available at our branch, you can also take advantage of transactions for partner credit union members. We are committed to providing a welcoming atmosphere where your banking needs are met with care and efficiency. We invite you to come experience the difference at Sound Credit Union Kent Branch! Whether you're looking for financial advice or simply need assistance with a transaction, our dedicated team is here to help you thrive. We look forward to seeing you soon!

Member Eligibility

Joining the Sound community means becoming part of a supportive family that prioritizes your financial well-being. To become a member, you simply need to meet some basic eligibility requirements. While these can vary, generally, anyone who lives, works, worships, or attends school in the area is welcome to join us. This inclusivity ensures that everyone has access to our exceptional services and benefits tailored just for you. For specific details on eligibility, feel free to visit our comprehensive resource. Opening an account is straightforward and welcoming; we're here to guide you every step of the way! You can call us at (253) 383-2016 or stop by our branch at 10914 Se Kent Kangley Rd Kent Wa 98030 during our operating hours if you have any questions or need assistance. Becoming a member at Sound opens the door to various financial services designed to help you thrive whether it's saving for a dream vacation or securing a loan for that new car. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine a busy Saturday morning where your café is bustling with customers. With our merchant services, you can accept payments quickly and easily, ensuring a smooth experience for both you and your clients. From credit card processing to mobile payment solutions, we provide the tools you need to manage transactions effortlessly. Let us partner with you on your journey to success. Visit us at 10914 Se Kent Kangley Rd Kent Wa 98030 in Kent, WA or call us at (253) 383-2016 to explore how our business banking services can support your goals.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Sound offers specialized business banking solutions including merchant services and business loans. We know that running a business comes with its own set of challenges, so we're dedicated to providing the support you need for growth and success.

Convenient Access

We pride ourselves on making banking accessible. With an ATM available at our branch and cash withdrawal services that cater to your needs, accessing your money has never been easier. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without having to step inside. Moreover, if you're a member of another partner credit union, you can take advantage of shared branch transactions right here at Sound. This means more locations for banking without hassle!

Credit Solutions

Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services are here to assist you when needed most. Whether you need funds for an emergency or want to consolidate existing debts into one manageable payment, we've got you covered with flexible terms that suit your financial situation. And let's not forget about our credit cards with rewards! These cards not only provide convenience but also allow you to earn points on everyday purchases. It's a great way to get more out of your spending while enjoying the benefits of being a member.

Get Started Today!

Ready to take control of your financial future? Stop by Sound today at 10914 Se Kent Kangley Rd Kent Wa 98030, or give us a call at (253) 383-2016 during our lobby hours from Monday through Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. Our friendly team is excited to help you explore all the services we offer! Visit us online at Kent Branch for more details.

Personal Banking Services

Our personal banking offerings include checking and savings accounts tailored to fit different lifestyles. Imagine having easy access to your funds with our user-friendly online and mobile banking options. You can check balances, transfer money, and even pay bills from the comfort of your home or on-the-go. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help turn your dreams into reality. We offer competitive rates that make it easier for you to drive away in your new car. Additionally, if homeownership is on your mind, explore our mortgage loans and refinancing services designed to fit various budgets.

Digital & Online Banking

Convenient Online Services

Visit us at https://www.soundcu.com/ to explore all the features we offer. You can easily enroll in our online banking service, which lets you view your accounts and transactions in real-time. We also provide e-statements, so you can go paperless and keep track of your financial activities without clutter.

Secure and User-Friendly Features

Your security is our priority. That's why we offer electronic signature authorization for a smooth and safe signing process right from your device. You can rest easy knowing that your information is protected with state-of-the-art security measures. If you're always on the go, you'll love our mobile application. Available for download, it allows you to manage your accounts directly from your smartphone or tablet. Plus, with our mobile payments feature, making purchases has never been easier just tap and go!

Stay Connected with Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer option makes it simple and quick. Just a few taps on your screen, and the funds are sent instantly. With all these services at your fingertips, banking with Sound means convenience meets security. Join us today and take control of your financial journey!

Financial Strength

Growing Membership Base

Our dedication to serving you is evident in our total share accounts of 318,778, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $2,854,249, we are well-equipped to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 10914 Se Kent Kangley Rd Kent Wa 98030 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Member Savings and Investment

Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $7,140,523, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $32,794 in used auto loans and $2,334,975,424 in total loans and leases, supporting members' financial goals across various sectors.

Strong Financial Health

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing options or want to check your eligibility for any of our loan products, feel free to reach out. You can contact us at (253) 383-2016 during our operating hours: Monday - Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at Sound and let us help you take your next financial step!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you can afford the vehicle you desire.

Business Financing

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand. We recognize the unique challenges faced by businesses today and are committed to supporting your success.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that can enhance your everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We understand that purchasing a home is one of the biggest financial decisions you'll make, which is why our knowledgeable team is here to guide you through every step of the process.

Loan Aggregator

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SOUND CREDIT UNION - Kent, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Kent, WA (98030)