Sound Credit Union Bellevue WA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Sound, your trusted financial partner located at 40 148Th Ave Se, Bellevue, WA 98007. Established in 1940, we are proud to serve a vibrant community of 163,882 members with personalized banking solutions that cater to all their financial needs. Our commitment to excellence is reflected in our impressive total assets of $2,982,146,348, ensuring that we are well-equipped to help you achieve your financial goals. At Sound, we understand the importance of community and strive to make a positive impact in every member's life. Whether you're looking for a new auto loan, mortgage options, or everyday banking services, we offer a variety of products designed just for you. With total deposits reaching $229,438,843, our members trust us to provide secure and reliable banking experiences. Led by our dedicated CEO, Don Clark, and Board President John Bauder, our team of 427 employees is here to support you every step of the way. From quick transactions to comprehensive financial advice, we are committed to providing exceptional service tailored to your unique needs. If you need assistance or want to learn more about our services ranging from personal and business loans to online banking don't hesitate to reach out! You can give us a call at 253-383-2016 or visit us at our branch. While members can visit us at our Bellevue location, official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401. Join us today and experience the difference that Sound Credit Union can make in your financial journey! Explore more about what we offer by visiting our website at https://www.soundcu.com . We look forward to serving you!

Branch History & Mission

Modern Services

We take pride in offering modern conveniences that enhance your banking experience. Members can enjoy digital advancements such as online banking, mobile payments, and e-statements. With ATM availability at our location and access to shared service centers, we ensure that banking with us is both easy and efficient. While you can visit us at 40 148th Ave SE, any official correspondence should be directed to PO Box 1595, Tacoma, WA 98401 if needed. Our operating hours are designed to fit your schedule: Monday through Friday from 9 AM to 5:30 PM for lobby services and Saturday from 9 AM to 1 PM for drive-thru services. As we continue this journey together, we invite you to join the Sound family. Experience firsthand the benefits of membership at the Bellevue Branch where your financial success is at the heart of what we do. For more information or assistance, please call us at 253-383-2016. Together, let's build a brighter financial future!

Our Mission

At Sound Bellevue Branch, our mission is simple yet impactful: to empower our members by providing them with accessible financial solutions that help them achieve their dreams. We believe in building long-lasting relationships based on trust and respect. Whether you are looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we are here to support you every step of the way. We also understand the importance of community support. Our branch actively engages in outreach initiatives that strengthen local ties and contribute to the well-being of those around us. By partnering with various organizations and participating in community events, we strive to make a difference beyond just banking.

Branch Location & Accessibility

Convenient Access and Features

At our Bellevue location, we prioritize your convenience. We have ample parking available, making it easy to stop by for any of your banking needs. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure everyone can visit us comfortably. While members can visit us at 40 148th Ave SE for all services, please note that official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 253-383-2016. Our team is here to help you with anything you need. We invite you to visit the Sound Bellevue Branch today and discover how we can support your financial journey!

Operating Hours and Services

Our friendly staff is ready to assist you Monday through Friday from 9 AM to 5:30 PM. On Saturdays, we're open from 9 AM to 1 PM for ITM services only. We offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! Plus, enjoy the ease of accessing ATMs at our location. Although we do not have drive-thru services at this branch, our shared service center allows members from partner credit unions to perform basic transactions like deposits and withdrawals right here.

Member Eligibility

At Sound, we believe that becoming a member is more than just opening an account it's about joining a community that cares. If you live, work, or go to school in the Bellevue area, you're already eligible to join us! This means you can enjoy all the benefits of membership, including personalized service, competitive rates on loans and savings, and access to financial education resources tailored just for you. For those interested in detailed eligibility criteria, we invite you to check out our website at . Opening your account is simple! Just visit us at 40 148Th Ave Se Bellevue Wa 98007 or give us a call at (253) 383-2016 to learn more about how you can start your journey with Sound today. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the tools to streamline your payment processes effortlessly. Our merchant services offer just that enabling you to accept payments quickly and securely, whether online or in-person. This means more time focusing on what you do best running your business. With easy access to financial resources and tailored support from our team at Sound, you can navigate the challenges of entrepreneurship with confidence. Ready to take the next step? Visit us at 40 148Th Ave Se Bellevue Wa 98007 in Bellevue, WA, or give us a call at (253) 383-2016 to learn how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions that adapt to your needs. With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access and Shared Services

Need cash? Our ATM services make it easy to withdraw cash or check your balance anytime. Plus, if you're a member of partner credit unions, our branch allows for basic shared transactions like deposits and withdrawals. At Sound, we believe that banking should be accessible and straightforward. Whether you're visiting us during our lobby hours or using our online services, we're here to ensure that your experience is positive and fulfilling. Ready to take the next step? Call us at (253) 383-2016 or visit us online at https://www.soundcu.com to learn more about how we can assist you with all your financial needs!

Business Banking Services

For our business members, we offer comprehensive solutions like merchant services and business loans designed to help grow your enterprise. You can count on us for support as you navigate the financial aspects of running a business.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards not only give you purchasing power but also let you earn points for everyday purchases. It's a simple way to gain benefits while managing your spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking features. With these tools, you can manage your accounts, transfer funds, and pay bills all from the comfort of your home or on-the-go through our mobile application.

Personal Banking Solutions

Our personal banking options include checking and savings accounts that help you manage your day-to-day finances with ease. Imagine opening an account that not only keeps your money safe but also offers competitive interest rates to grow your savings. Additionally, we offer auto loans and vehicle financing to help you get behind the wheel of your dream car without straining your budget. If you're thinking about buying a home, our mortgage loans and refinancing options can make that process smoother than ever. We work with you to find a loan that fits your lifestyle and financial situation. And for those unexpected expenses or debt management needs, our personal loans and debt consolidation services can provide the relief you're looking for.

Digital & Online Banking

Key Services

Our user-friendly online banking platform can be accessed at https://www.soundcu.com/ . You'll find everything you need to take control of your finances right at your fingertips. We also offer e-statements, so you can receive your account statements electronically no more waiting for the mail! Plus, with electronic signature authorization, signing documents has never been simpler or more secure. For those who love to use their phones for banking, our mobile application is here to help. It allows for quick access to all your accounts and includes mobile payments, making it easy to pay for purchases directly from your phone. If you need to send money to friends or family, our person-to-person transfer feature makes it instant and hassle-free. Security is a top priority at Sound. We ensure that all transactions are encrypted and protected, so you can bank with peace of mind knowing your information is safe. Managing your finances has never been easier. Whether you're checking your balance late at night or transferring funds during lunch break, our digital banking services provide convenience and accessibility whenever you need it. Embrace a simpler way to bank with us today!

Financial Strength

Growing Community Trust

Total Share Accounts stand at 318,778, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $2,854,249, further emphasizing our commitment to your success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 40 148Th Ave Se Bellevue Wa 98007 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $32,794 in used auto loans and $2,334,975,424 in total loans and leases supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $10,962,029 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we are here to help you secure the best deal.

Business Financing

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand. We believe in supporting local businesses and providing them with the financial resources they need to succeed.

Credit Lines

In addition to our standard loan products, we also offer credit lines totaling $547,290,089. This gives you flexibility and access to funds when you need them most. If you're interested in refinancing any existing loans or exploring eligibility options, our team is ready to assist you. We are committed to providing personalized service tailored to your unique financial situation. For more information about our loan offerings or to discuss which option is right for you, please reach out at (253) 383-2016 or visit us at 40 148Th Ave Se Bellevue Wa 98007 in Bellevue, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Sound, we are dedicated to helping you achieve your financial aspirations while ensuring clarity and transparency every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We provide flexible terms and competitive rates, ensuring that your path to owning a home is as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans helping members manage their finances effectively. These cards come with various rewards and benefits, making it easier for you to handle everyday purchases without the burden of high interest rates.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers. By relying on verified institutions, LendMesh ensures that every comparison reflects genuine lending conditions rather than promotional gimmicks.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information provided is accurate and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This way, you can focus on finding the best deals available without influence from advertising. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this reflect our commitment to providing a useful and efficient service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SOUND CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans