Sound Credit Union Auburn WA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Sound, your trusted partner in financial well-being, located at 1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001. Since our establishment in 1940, we have proudly served the community with a commitment to providing exceptional banking services tailored to meet your needs. With over 163,882 members, we are dedicated to fostering strong relationships and supporting our local families and businesses. As part of our mission, we have grown significantly over the years, currently boasting total assets of $2,982,146,348 and offering a range of products from personal checking accounts to business loans. Our total deposits stand at an impressive $229,438,843, reflecting the trust our members place in us. Additionally, we manage a robust loan portfolio with 84,672 loans and leases that help our members achieve their dreams. At Sound, we believe in transparency and accountability. Our net worth is recorded at $341,018,475, while we maintain healthy cash reserves of $24,826,562 to ensure we can support you when it matters most. Under the leadership of our CEO, Don Clark, and Board President John Bauder, our team of 427 employees works diligently every day to provide quality service and innovative financial solutions. While you can reach us by visiting our branch or through our website at soundcu.com, please note that official correspondence should be sent to our mailing address: PO Box 1595, Tacoma, WA 98401. We invite you to explore what Sound has to offer whether it's personal banking services like auto loans or credit cards with rewards or business banking solutions designed for growth. Feel free to give us a call at 253-383-2016 or drop by during our operating hours: Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. We're here for you!

Branch History & Mission

Join Us

We invite you to become part of our journey at Sound. Experience firsthand how we blend modern banking with a personal touch. Together, let's build a brighter financial future for you and your family! Reach out to us at 253-383-2016 or visit us online at Sound Credit Union. Join us today!

Our Journey

Located at 1202 Outlet Collection Way SW Ste 107, we are nestled in a vibrant area that reflects the spirit of our community. Over the decades, Sound has evolved significantly, adapting to the changing needs of our members while maintaining our core values of service and integrity. As we expanded our offerings, we embraced technological advancements to provide better services, ensuring that everyone can access their finances conveniently. Today, our members benefit from online banking, mobile payments, and secure electronic signatures. Our commitment goes beyond just providing financial services; it's about being there for our community. We have always believed in giving back through partnerships and outreach initiatives that uplift those around us. Whether it's offering educational workshops or supporting local charities, Sound is dedicated to making a positive impact on people's lives.

Our Mission

At Sound, our mission is clear: to empower our members by providing accessible financial solutions tailored to their needs. We focus on personal banking services such as checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our aim is to help individuals achieve their financial goals while fostering a sense of belonging within our community. For any official correspondence, members can reach out via mail at PO Box 1595, Tacoma, WA 98401. Our branch operates with convenient hours from Monday to Friday, 9 am - 5:30 pm, and on Saturdays, from 9 am - 1 pm. We also offer drive-thru banking for quick transactions and an ATM for easy cash access.

Branch Location & Accessibility

Accessibility Features

At Sound, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Parking is available nearby, so whether you're coming in for a quick transaction or a more in-depth consultation, you won't have to worry about finding a spot.

Operating Hours

We're here for you during convenient hours! Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM and on Saturday from 9:00 AM to 1:00 PM. Need assistance outside of these hours? Just give us a call at 253-383-2016.

Services Offered

Whether you're interested in personal banking services like checking and savings accounts or looking for loans auto financing, mortgages, or credit cards we've got you covered. We also offer basic drive-thru banking for deposits and withdrawals if you're in a hurry. Plus, with our shared service center availability, members of partner credit unions can enjoy access to their accounts with ease. Our ATM is always ready for your cash withdrawal needs too! We invite you to come visit us at the Sound Auburn Branch. Explore how we can support your financial journey today!

Member Eligibility

At Sound, we believe that everyone deserves the chance to be part of a friendly and supportive community. Becoming a member is simple and welcoming, and it opens the door to numerous benefits tailored just for you. If you're a resident or employee in the areas we serve, you're likely already eligible to join us! We embrace individuals from all walks of life, whether you're looking to save for your future, finance a vehicle, or access various banking services. For more details on our eligibility requirements, please check out this resource: . Once you're ready to take the next step, opening an account at Sound is straightforward. Our team is here to guide you through the process, ensuring everything goes smoothly. Feel free to reach out at (253) 383-2016 if you have any questions or need assistance. We look forward to welcoming you into our community at 1202 Outlet Collection Way Sw Ste 107 Auburn Wa 98001!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $425 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $673,966,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine accepting payments seamlessly whether your customers prefer credit cards, mobile payments, or online transactions. These services not only enhance customer experience but also streamline your operations, allowing you to focus on what truly matters growing your business. Located at 1202 Outlet Collection Way Sw Ste 107 Auburn Wa 98001 in Auburn, WA, our dedicated team is here to assist you Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. Reach out at (253) 383-2016 to learn more about how we can partner with you on your journey to success!

Comprehensive List Of Services

Additional Services

For quick transactions, visit us during lobby hours or utilize our basic drive-thru banking for deposits and withdrawals without leaving your car. If you happen to be a member of a partner credit union, our shared branch transactions allow you to access deposits and withdrawals seamlessly. We invite you to experience all these services firsthand! Contact us at (253) 383-2016 or visit us in person at 1202 Outlet Collection Way Sw Ste 107 Auburn Wa 98001 during our operating hours: Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. At Sound, we're here to help you achieve your financial dreams one service at a time!

Business Banking

If you're a business owner, our business banking services are designed with you in mind. From merchant services that simplify transactions to business loans that fuel growth, we're here to support your entrepreneurial journey.

Credit Options

In addition to mortgages, we also provide personal loans and debt consolidation services. These can help ease financial burdens by combining multiple debts into one manageable payment. Plus, don't forget about our credit cards with rewards enjoy cashback or travel points every time you use them!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Sound offers robust online and mobile banking features. Check your balance, transfer funds, pay bills, or even send money to friends all from the comfort of your home or on the go. Our ATM services are also readily available for cash withdrawals whenever you need them.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing solutions offer flexibility and great rates to help you secure your dream home. We understand that every situation is different, so we work closely with you to find the best fit for your financial goals.

Personal Banking

For those managing everyday finances, our personal banking options are tailored just for you. Open a checking or savings account that fits your lifestyle and start enjoying the benefits of competitive interest rates. If you're planning to buy a new car or need some extra cash, our auto loans and vehicle financing options make it easy to get on the road without breaking the bank.

Digital & Online Banking

Convenience at Your Fingertips

We also offer mobile payments, so you can pay for purchases directly from your phone no need for cash or cards. It's convenient and quick! All these features ensure that managing your finances is as easy as possible. In short, at Sound, we're committed to making your banking experience smooth and straightforward. Dive into the world of digital banking with us today and discover how easy it can be to stay on top of your financial goals!

Key Features

For those looking for quick transactions, our person-to-person transfers make sending money to friends or family a breeze. Whether it's splitting a dinner bill or helping someone out in a pinch, it's all just a tap away. Plus, if you're always on the move, you'll love our mobile application, which offers all these great features right at your fingertips. Security is our top priority. With electronic signature authorization available, signing documents is not only easier but also safe and secure. And for those who prefer paperless options, we provide e-statements that allow you to view your financial activity without the clutter of physical mail.

Financial Strength

A Growing Member Base

With a total of 318,778 accounts, we demonstrate a robust and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $2,854,249, further solidifying our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 1202 Outlet Collection Way Sw Ste 107 Auburn Wa 98001 or call (253) 383-2016 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $290,141,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $32,794 in used auto loans and $2,334,975,424 in total loans and leases.

Operational Efficiency

Our strong performance is reflected in our $10,962,029, showcasing our operational efficiency that enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 408 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $766,800,320 in share certificates and $499,327,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $341,018,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $619,769,853 in used vehicle loans and $232,912,683 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our flexible terms make it easy for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $673,966,414 provide the capital needed to grow and expand. We are dedicated to supporting local businesses through tailored lending solutions that meet your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $156,635,803, make buying or refinancing simple. We strive to provide competitive rates and personalized service to ensure that your path to homeownership is as smooth as possible.

Refinancing and Eligibility Options

If you're considering refinancing any of your existing loans, our team is here to assist you with tailored solutions and eligibility assessments. We aim to help you find the best options available for your financial situation. In all aspects of lending, we prioritize transparency and customer satisfaction. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information about our loan offerings or to discuss how we can help you reach your financial goals, please give us a call at (253) 383-2016 or visit us at Sound today!

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $69,986,124 in loans helping members manage their finances effectively. This option gives you the flexibility you need while keeping your budget in check.

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SOUND CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans