Sound Credit Union Stamford CT | Best Auto Loans & Business Banking

Introduction

Welcome to Sound, your trusted financial partner in the heart of Stamford, CT! Located at 888 Washington Blvd, our branch has been serving the community since 1953, with a commitment to providing exceptional service and support to our 9,198 members. With total assets of $124,596,631 and a solid net worth of $7,917,386, we are dedicated to ensuring your financial well-being. At Sound, we believe in empowering our members through a range of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts, or seeking financing solutions such as auto loans and mortgages, we've got you covered. Our team is here to guide you every step of the way. While members can visit us at our main branch address, official correspondence should be sent to the same location: 888 Washington Blvd, Stamford, CT 6901. We're proud to offer easy access to your accounts through online and mobile banking options, making it convenient for you to manage your finances from anywhere. Our leadership team, led by CEO Megan Legault and Board President Erik Larson, is committed to creating a supportive environment where members feel valued and secure. With 31 dedicated employees, we strive to foster relationships built on trust and transparency. We invite you to reach out today! You can call us at 203-977-4701 or explore more about our offerings on our website at mysoundcu.org. Join us in building a brighter financial future together!

Branch History & Mission

Community Commitment

Sound believes in giving back to the community that has supported us for so long. We engage in various outreach programs aimed at empowering local residents and businesses alike. From educational workshops on financial literacy to partnerships with local organizations, we strive to make a positive impact every day. With ATM availability at our branch and no drive-thru service currently offered, we focus on providing personalized assistance tailored to each member's unique needs. Our commitment extends beyond transactions; it encompasses building lasting relationships that foster trust and confidence. We invite you to become a part of our growing family at Sound. Experience firsthand the benefits of membership that go beyond just banking join us today! Visit us or contact us at 203-977-4701 for more information on how you can start your journey with Sound Credit Union. Your future awaits!

Our Mission

At Sound, our mission is clear: we are dedicated to enhancing the financial lives of our members while actively supporting the communities in which we live and work. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We also provide digital tools such as online and mobile banking for convenience without compromising on security. While members can visit us at 888 Washington Blvd, official correspondence should be sent to 888 Washington Blvd, Stamford, CT 6901 if it differs from the branch address. Our dedicated team operates from 8:30 AM to 4:30 PM Monday through Friday, ensuring that we're available when you need us most.

Branch Location & Accessibility

Accessibility and Nearby Landmarks

Our branch is situated close to local landmarks, making it easy to find. If you're near the Stamford Town Center or enjoying a day at the nearby Mill River Park, swing by for all your financial needs. We offer ample parking space and our facilities are designed with accessibility in mind, including ADA-compliant features to ensure that everyone can visit us comfortably.

Get in Touch!

If you're ready to experience banking that feels more like a partnership than a transaction, we invite you to visit us or give us a call at 203-977-4701. Let's work together towards your financial goals today!

Operating Hours and Services

We're open Monday through Friday from 8:30 AM to 4:30 PM, providing you with plenty of time during the week to come in and chat with our knowledgeable staff. Even if you can't make it during regular hours, don't worry! Our ATM is available for cash withdrawals and balance checks anytime you need it. At Sound, we pride ourselves on offering personalized services tailored to fit your lifestyle. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we have everything you need under one roof. Our team is here to help you navigate your financial journey smoothly.

Member Eligibility

At Sound, we believe that becoming a member means joining a welcoming community where your financial needs are understood and valued. If you live, work, or worship in the Stamford area, you're likely eligible to join us! We embrace individuals from various backgrounds, making it easy for you to access our supportive services. To get more details about eligibility requirements, feel free to visit our resource page at https://mysoundcu.org/membership/ . Opening an account is a breeze just visit us at our branch located at 888 Washington Blvd Stamford Ct 06901, or you can start the process online by following this link: https://forms.onlineaccountaccess.com/secure/soundfcu/ . If you have any questions or need assistance along the way, don't hesitate to call us at (203) 977-4701. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,279,868, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In addition to loans, we offer merchant services tailored for busy entrepreneurs. Imagine being able to accept payments seamlessly from your customers, whether online or in-store. Our merchant services help you manage transactions efficiently so you can focus on what matters most growing your business. Visit us at 888 Washington Blvd Stamford Ct 06901 in Stamford, CT, or call us at (203) 977-4701 to learn how we can support your business journey today!

Comprehensive List Of Services

Business Banking

For our business members, we offer essential services like merchant services and business loans to help you grow your enterprise. With competitive rates and personalized support, we understand what small businesses need to thrive.

Credit Options

Need some extra cash? Explore our personal loans and debt consolidation services that can help you tackle unexpected expenses or combine multiple debts into one manageable payment. Plus, don't forget to check out our credit cards with rewards, which allow you to earn points on every purchase perfect for those who love to travel or enjoy dining out.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking features. You can easily access your accounts, transfer funds, pay bills, and even manage your loans right from your smartphone or computer anytime and anywhere! Our ATM services allow for quick cash withdrawals and balance checks without the hassle of waiting in line. At Sound, we are committed to making banking simple. Whether you're visiting us in person or connecting through our digital platforms, our friendly staff is always here to assist you with any questions or concerns. Ready to take the next step? Contact us at (203) 977-4701 or visit us at Stamford Branch today! We look forward to helping you achieve your financial goals!

Personal Banking

Our personal banking options are designed with you in mind. We offer checking and savings accounts that help you save for that dream vacation or manage everyday expenses effortlessly. If you're in the market for a vehicle, our auto loans and vehicle financing solutions make it easy to drive off with your new car without breaking the bank. Planning to purchase a home? Our mortgage loans and refinancing options provide competitive rates and flexible terms, ensuring that you find the perfect fit for your budget.

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services, you can access your accounts whenever it suits you. From checking your balance to transferring funds, everything you need is just a click away. Head over to https://mysoundcu.org/ to explore all the features we offer.

Going Paperless

Say goodbye to cluttered mailboxes! With e-statements available, you can view your account statements online anytime. Not only does this help the environment, but it also keeps your financial information organized and easily accessible.

Secure Transactions at Your Fingertips

Security is a top priority at Sound. We provide electronic signature authorization, ensuring that your transactions are safe and straightforward. Plus, our mobile application makes it even easier to manage your accounts securely from your smartphone or tablet.

Simplified Payments and Transfers

Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family with just a few taps on your device. And if you're ready to embrace modern payment methods, our mobile payments feature lets you make secure purchases without ever needing cash or cards. At Sound, we're dedicated to providing user-friendly banking solutions that fit seamlessly into your lifestyle. Experience the ease of managing your finances with us today!

Financial Strength

Growing Together

We're thrilled to support a vibrant community with a total of 15,712 share accounts showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sound is your trusted partner. Visit us at 888 Washington Blvd Stamford Ct 06901 or call (203) 977-4701 to learn more about how we can help you achieve your financial goals.

Investing Back into You

With $5,528,173 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We understand your needs for reliable credit access; therefore, with $918 in used auto loans and $96,174,289 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Centric Savings

Your savings are secure with us! Members' funds are protected through $22,283,474 in share certificates and $2,710,805 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,313,810, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-1,746,895 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees ready to assist you every day.

Solid Foundation

With a net worth of $7,917,386, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $634 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,517,864 in used vehicle loans and $5,140,678 in new vehicle loans already helping members get on the road. Whether you're buying a brand-new model or a reliable pre-owned vehicle, our financing options can help make your purchase smooth and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $6,279,868 provide the capital needed to grow and expand. We understand that running a business comes with its challenges, and we're here to support your endeavors with tailored lending solutions.

Credit Lines

Additionally, we offer credit lines that can be customized based on your financial needs. With a total of $15,222,883, this option gives you the flexibility to borrow only what you need when you need it. For those interested in refinancing options or learning more about eligibility requirements, please visit our website at https://mysoundcu.org/ or call us at (203) 977-4701. Our dedicated team is here to assist you from Monday to Friday between 8:30 AM and 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Sound, we strive to empower our members through informed financial decisions and accessible lending products tailored just for you.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $35,193,749, make buying or refinancing simple. We guide you through each step of the process, ensuring you find the best terms for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,155,001 in loans helping members manage their finances effectively. This option provides you with quick access to funds when unexpected expenses arise or when you want to consolidate existing debt.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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SOUND FEDERAL CREDIT UNION - Stamford, CT