SOMERVILLE SCHOOL EMPLOYEES FEDERAL CREDIT UNION

Welcome to Somerville School Employees, your trusted partner in financial well-being since 1939. Located at 100 Highland Ave, Somerville, MA 02143, we are proud to serve our community with a personal touch. Our credit union is more than just a financial institution; we are a family dedicated to supporting our members currently numbering 1,791 through all of life's journeys. At Somerville School Employees, we believe that everyone deserves access to quality financial services. With total assets exceeding $24,082,636 and total deposits of $466,170, we stand firm in our commitment to providing secure and accessible banking options. Our offerings include checking and savings accounts, auto loans, mortgage loans, personal loans, and even credit cards with rewards all designed to help you achieve your financial goals. Under the leadership of our CEO, Brenna Geanacopoulos, and Board President Paula Gaffey, we prioritize transparency and member satisfaction. Our team of dedicated employees is here to assist you every step of the way. We understand that each member has unique needs, which is why we strive to create personalized solutions tailored just for you. While members can visit us at our branch location for assistance or inquiries, official correspondence should be sent to our mailing address: P.O. BOX 440053, Somerville, MA 2144. For any questions or to learn more about how we can support your financial needs, feel free to reach out at (617) 625-8411 or explore our website at SSEFCU.ORG. Join us today and discover how we can work together towards a brighter financial future!

Welcome to the Somerville School Employees Credit Union, a community-focused financial institution that has been serving members since 1939. Located at 100 Highland Ave, Somerville, MA 02143, our branch has grown alongside the vibrant community of Somerville. As a proud part of this city, we have created a legacy rooted in trust and support. Since our inception, we have evolved significantly. Initially established to serve school employees, our membership has expanded to include over 1,791 individuals who benefit from our personalized banking services. Today, with total assets amounting to $24,082,636, we are committed to helping our members achieve their financial goals through various offerings including personal banking, auto loans, and mortgages. Our mission is simple yet powerful: to empower our members with accessible financial services while actively contributing to the well-being of our community. We believe that strong financial health leads to a stronger community. This commitment drives us to provide not just banking services but also educational resources and community outreach programs that uplift those we serve. While members can visit us at 100 Highland Ave, official correspondence should be sent to P.O. BOX 440053, Somerville, MA 2144 if necessary. Our operating hours are designed for your convenience: we are open Monday through Wednesday and Friday from 11:30 AM to 1:00 PM and 2:30 PM to 4:30 PM; on Thursdays, we extend our hours until 6:00 PM. In addition to our traditional services, we embrace modern technology by offering online and mobile banking solutions. This allows you to manage your finances anytime and anywhere. Although we do not currently have ATM or drive-thru services available, our shared service center ensures that basic transactions can still be performed easily. As we look ahead, the team at Somerville School Employees Credit Union remains dedicated to fostering strong relationships with local organizations and initiatives. We understand that collaboration is key in creating positive change within our community. Join us at Somerville School Employees Credit Union and discover how we can help you thrive financially while supporting the place we all call home. Together, let's build a brighter future for ourselves and for Somerville! For more information or assistance, feel free to contact us at 617-625-8411.

At Somerville School Employees, we believe that everyone deserves a place to belong, and becoming a member is your first step into our supportive community. If you live, work, or attend school in the Somerville area, you're likely eligible to join us! We welcome individuals from various backgrounds, so whether you're a long-time resident or new to the neighborhood, you can take advantage of our range of services designed just for you. To find out more about specific eligibility requirements, feel free to visit our website at http://WWW.SSEFCU.ORG/membership.php . Joining is easy! You can open an account with us by simply reaching out at (617) 625-8411 or visiting us at our branch located at 100 Highland Ave Somerville Ma 02143. As a member of Somerville School Employees, you'll gain access to personal banking options, loans, and valuable resources tailored to support your financial journey. We look forward to welcoming you into our family!

At Somerville School Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to ensure our financial foundation remains strong so that you can trust us with your savings and loans. With a net worth of $3,840,546, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.95% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,182,496 in share certificates and $4,077,493 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,400,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $547,584 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our support for members' financial goals: we have $89 in used auto loans and a total of $7,994,939 in loans and leases available for various needs. Our operational efficiency shines through as well; despite a net income of $0 this period due to strategic investments in growth areas, our focus remains on offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $208,483. Total Share Accounts: 2,230, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Somerville School Employees is your trusted partner. Visit us at 100 Highland Ave Somerville Ma 02143 or call 617-625-8411 to learn more about how we can help you achieve your financial goals.