Solutions First Credit Union Enterprise AL | Best Auto Loans & Business Banking

Introduction

Welcome to Solutions First Federal Credit Union, your trusted financial partner located at 1108 Boll Weevil Cir, Enterprise, AL 36330. Since our establishment in 1964, we've been dedicated to serving our community with personalized banking solutions tailored to meet your unique needs. With a total membership of 4,955, we pride ourselves on fostering strong relationships and providing exceptional service. At Solutions First, we understand that financial well-being is vital for you and your family. That's why we offer a range of services from personal banking and auto loans to business banking solutions all designed to help you achieve your financial goals. As of now, our total assets stand at an impressive $46,180,086, with total deposits reaching $977,170. Our commitment to sound financial practices ensures that you can trust us with your hard-earned money. While members can visit us at our branch location, official correspondence should be sent to PO BOX 311990, Enterprise, AL 36331. Our team is here to assist you during regular hours: Monday through Friday from 8:45 AM to 4:45 PM and Saturday from 8:30 AM to 12:00 PM. Under the leadership of CEO Frank Garrett and Board President Chester Nolin, our credit union has built a reputation for integrity and reliability. With a dedicated staff of 11 employees, we strive to create a welcoming environment where every member feels valued. Whether you're looking for a new vehicle loan or need assistance with online banking services, we're here for you every step of the way. Discover how Solutions First can help elevate your financial journey today! For inquiries or more information, please call us at 334-347-9000 or visit our website at Solutions First Federal Credit Union.

Branch History & Mission

Community Engagement

Solutions First believes in giving back to the community that supports us. Our partnerships with local organizations and outreach efforts help strengthen ties within Enterprise. We focus on initiatives that uplift our neighbors and promote financial literacy for all ages. As we look toward the future, we invite you to join us on this journey. Experience the benefits of membership at Solutions First Federal Credit Union. Together, let's build a brighter financial future for you and your family! For more information or assistance, feel free to reach out at 334-347-9000 during our operating hours: Monday through Friday from 8:45 AM to 4:45 PM and Saturday from 8:30 AM to 12:00 PM.

Our Mission

Our mission is simple yet impactful: to empower our members by offering reliable financial solutions while fostering a sense of community and support. We believe that every member deserves personalized attention and resources to help them achieve their financial goals. Whether it's through personal banking services like checking and savings accounts or helping you finance your dream car with auto loans, we are here for you. While members can visit us at 1108 Boll Weevil Cir, official correspondence should be sent to PO BOX 311990, Enterprise, AL 36331 if you're looking for a mailing address. In addition to traditional banking services, we embrace digital advancements that make managing your finances easier. With options like online banking and mobile applications, accessing your accounts has never been more convenient. We also prioritize accessibility with ADA-compliant facilities so everyone can enjoy our services without barriers.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch is designed with ADA-compliant features to ensure everyone can visit us comfortably. There are ample parking spaces available right outside the entrance, including accessible spots for those who need them.

Call To Action

Ready to experience exceptional banking? We invite you to visit us at Solutions First Federal Credit Union or give us a call at 334-347-9000. Our team looks forward to serving you and helping you achieve your financial goals!

Operating Hours

We're here for you during convenient hours: Monday through Friday from 8:45 AM to 4:45 PM and Saturday from 8:30 AM to 12:00 PM. Whether you're looking to open an account or discuss loan options, our friendly staff is ready to assist you during these times.

Services Offered

Solutions First offers a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, we have something for everyone. You can also take advantage of our drive-thru service for quick transactions without leaving your car.

Member Eligibility

Becoming a member of Solutions First is like opening the door to a welcoming community that values you. If you're looking to join, it's quite simple! Membership is available to anyone who lives, works, or worships in the local area around our branch at 1108 Boll Weevil Cir Enterprise Al 36330. This means that whether you are just starting out in your financial journey or are seeking better options for banking services, we have something for you. At Solutions First, we offer fantastic benefits, from competitive rates on loans and savings accounts to personalized service that makes banking feel easy and approachable. To learn more about the specific eligibility requirements, you can check out our website for detailed information at . Once you're ready to join us, opening an account is a breeze! Just give us a call at (334) 347-9000, and our friendly team will guide you through the process. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Merchant Services

In addition to loans, our merchant services simplify payment processing, allowing you to accept transactions easily and efficiently. Picture your customers enjoying a smooth checkout experience while you manage your cash flow seamlessly. From credit card processing to online payment solutions, we have the tools that cater to your business needs. Located at 1108 Boll Weevil Cir, Enterprise, AL 36330, we invite you to discover how our business banking services can empower your enterprise. For more information or assistance, call us at 334-347-9000. Let's work together to achieve your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $24,146, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Support

For entrepreneurs and business owners, we offer specialized Business Banking services, including merchant services and business loans. We're here to help your business thrive with financial tools designed specifically for small business needs.

Convenient Access

We prioritize convenience with our Online & Mobile Banking features. Access your accounts through our user-friendly website or mobile app, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on-the-go. Plus, enjoy the ease of cash withdrawals and deposits at our ATM and drive-thru services. At Solutions First, we believe banking should be straightforward and accessible. Whether you're looking for basic transactions like deposits and withdrawals at our drive-thru or need assistance with more complex financial products, we're here for you every step of the way. If you're ready to experience personalized service and a comprehensive suite of financial offerings, give us a call at (334) 347-9000 or visit us today! Let's work together towards achieving your financial goals!

Credit Cards with Benefits

With our Credit Cards with Rewards, not only do you get the purchasing power you need, but you also earn points on every dollar spent. It's an easy way to reward yourself while managing daily expenses.

Loans Made Easy

Need a new car? Our Auto Loans & Vehicle Financing options help you drive away with confidence without breaking the bank. If you're dreaming of homeownership, explore our Mortgage Loans & Refinancing services designed to make your dream a reality. For those unexpected expenses or consolidating debt, our Personal Loans provide the flexibility you need.

Personal Banking

We understand that managing your finances can be overwhelming. That's why we offer Personal Banking services like checking and savings accounts that fit your lifestyle. You can easily monitor your accounts online or through our mobile banking app, making it simple to keep track of your money anytime, anywhere.

Digital & Online Banking

Key Services

Our online banking platform is accessible 24/7, giving you the freedom to check your balance, pay bills, and transfer funds whenever it suits you. Simply visit us at https://www.solutionsfirstcu.com/ to get started. You'll find a user-friendly interface that makes navigation a breeze. Need to send money to a friend? Our person-to-person transfer feature lets you do just that in seconds. Plus, with electronic signature authorization available, signing documents has never been easier or safer. You can manage all your transactions with confidence knowing we prioritize your security. If you're looking for quick access to your account statements, our e-statements feature allows you to view and download your statements from anywhere. No more waiting for mail just instant access at your fingertips.

Mobile Convenience

For those who prefer banking on the go, our mobile application is here to help! It's packed with features that let you perform all your banking tasks directly from your smartphone or tablet. While we currently don't offer mobile payments, our app ensures that you can still enjoy all other essential services right from the palm of your hand. With Solutions First's commitment to providing accessible and easy-to-use digital banking tools, managing your finances has never felt so effortless. Join us today and experience how convenient banking can be!

Financial Strength

Growing Together

We are pleased to report that our total share accounts stand at 6,257, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending amount to $0, which further strengthens our capacity to support your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Solutions First is your trusted partner. Visit us at 1108 Boll Weevil Cir Enterprise Al 36330 or call (334) 347-9000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $19,130,240 in share certificates and $2,811,748 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; currently, we have no non-member deposits, which means all our resources focus on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees who are always ready to assist you with their knowledge and dedication.

Reinvesting for Your Benefit

With $2,885,479 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being is evident as we support your goals with $583 in used auto loans and a total of $25,514,143 in loans and leases.

Strong Financial Health

With a net worth of $2,984,213, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $645 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,884,894 in used vehicle loans and $3,170,492 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable pre-owned vehicle, our competitive rates and flexible terms make it easier than ever to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $24,146 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to offering tailored solutions that meet your specific needs. At Solutions First located at 1108 Boll Weevil Cir, Enterprise, AL 36330, we pride ourselves on our commitment to community and member service. For any inquiries or assistance regarding our loan products, don't hesitate to reach out at (334) 347-9000 during our operating hours: Monday through Friday from 8:45 AM to 4:45 PM and Saturday from 8:30 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $79,720, making buying or refinancing simple. We offer straightforward processes and dedicated support to guide you every step of the way. If you're considering refinancing your current mortgage, we can help you explore eligibility options that may suit your financial situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $421,468 in loans helping members manage their finances effectively. Enjoy competitive rates and benefits that make it easier to handle unexpected costs or consolidate existing debts.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are viewing legitimate loan options.

SOLUTIONS FIRST FEDERAL CREDIT UNION - Enterprise, AL