Solon Credit Union OH | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Solonchagrin Falls, where community banking meets personalized service. Located at 33600 Inwood Dr, Solon, OH 44139, our credit union has been proudly serving our members since 1963. With a total membership of 689, we are dedicated to providing financial solutions that meet your unique needs. At Solonchagrin Falls, we believe in building strong relationships with our members. Our commitment is reflected in our impressive financial standing, boasting total assets of $9,733,314 and total deposits of $135,471. We currently manage a diverse portfolio of 194 loans and leases, ensuring that we can support you whether you're looking for an auto loan, mortgage, or personal loan. While you can visit us at our main office, official correspondence should be sent to the same address: 33600 Inwood Dr, Solon, OH 44139-4132. Our team is led by CEO Kirk Miller and Board President Cheryl Ockunzzi, who work tirelessly to ensure that every member feels valued and supported. With a net worth of $1,761,087 and cash reserves of $0, we maintain a solid foundation to help you navigate your financial journey with confidence. Our services include everything from checking and savings accounts to business banking solutions. We invite you to reach out to us at 440-349-6257 or explore our website at soloncu.com for more information on how we can assist you today. Come experience the difference that a community-focused credit union can make!

Branch History & Mission

At Solonchagrin Falls, we are proud of our rich history and commitment to serving the community since we opened our doors in 1963. From humble beginnings, our credit union has grown significantly, now boasting a total membership of 689 and assets totaling over $9.7 million. Located at 33600 Inwood Dr, Solon, OH 44139, we have become an integral part of the local community, supporting families and businesses alike. Our mission is straightforward yet powerful: to provide exceptional financial services while fostering a strong sense of community support. We understand that financial well-being is essential for everyone, and we strive to make banking accessible and beneficial for all our members. Whether it's personal banking services like checking accounts or auto loans, or business solutions such as merchant services, our focus remains on meeting the diverse needs of those we serve. Over the years, Solonchagrin Falls has made significant strides in enhancing member experiences through various initiatives. We've embraced digital advancements like online banking and mobile payments to ensure that managing finances is easy and convenient for our members. Our branch may not offer drive-thru services or ATMs at this time; however, we are dedicated to providing personalized service during our operating hours from 12:30 PM to 4:30 PM on Mondays, Tuesdays, Thursdays, and Fridays. While members can visit us at our branch address for their banking needs, official correspondence should be sent to the same address: 33600 Inwood Dr, Solon, OH 44139-4132. As part of Cuyahoga County's vibrant community, we believe in giving back through partnerships and outreach efforts that uplift our neighborhoods. As we look towards the future, we invite you to join us on this journey. Experience the benefits of being a member at Solonchagrin Falls. Together, we can build a stronger financial foundation for you and your family. For more information or to become a member today, please give us a call at 440-349-6257 or visit us online at soloncu.com. Let's grow together!

Branch Location & Accessibility

Accessibility Features

At Solon/chagrin Falls, we prioritize accessibility for all our members. Our facility complies with ADA standards, ensuring that everyone can access our services comfortably. We have ramps available and ample parking so you can come in without any hassle.

Call to Action

Have questions or need assistance? Don't hesitate to give us a call at (440) 349-6257. We can't wait to serve you at Solon/chagrin Falls! Come visit us today and let us help you achieve your financial goals.

Operating Hours

We understand that your time is valuable. That's why we offer convenient lobby hours from 12:30 PM to 4:30 PM on Monday, Tuesday, Thursday, and Friday. These hours allow you to stop by after lunch or during your afternoon break for any banking needs.

Services Offered

While you're here, take advantage of our range of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Our dedicated staff is always ready to assist you with business banking needs as well.

Member Eligibility

Becoming a member of Solon/chagrin Falls is like joining a family that truly cares about your financial well-being. If you're looking to experience a supportive community, you're in the right place! To be eligible, you simply need to live, work, worship, or attend school in the Cuyahoga County area. This makes it easy for many to join us and take advantage of the personalized services we offer. Our members enjoy benefits like competitive loan rates, easy access to online banking, and friendly service from our dedicated staff. Ready to take the next step? Opening an account with us is straightforward! You can easily start the process by visiting our website at https://www.realtimehomebanking.com/enroll.aspx?clientid=15451. If you have any questions or need assistance, feel free to call us at (440) 349-6257. For more detailed eligibility criteria, check out our resource page. We can't wait to welcome you into our Solon/chagrin Falls family at 33600 Inwood Dr Solon Oh 44139!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that make daily transactions easier for your business. Imagine having a reliable partner who can help streamline your payment processes, allowing you more time to focus on what you do best running your business. Our services can enhance customer experiences and improve operational efficiency. Located at 33600 Inwood Dr Solon Oh 44139 in Solon, OH, we're here to guide you every step of the way. Reach out today at (440) 349-6257 to explore how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we look forward to offering flexible financing solutions in the future. This can empower you to seize opportunities, manage cash flow, or invest in new equipment.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We offer competitive rates and flexible terms that cater to your budget. Picture yourself cruising in your dream car, knowing you've secured an affordable loan right here at Solon/chagrin Falls.

Business Banking

For entrepreneurs and small business owners, we provide business banking solutions including merchant services and business loans designed to help your venture thrive. We understand the unique challenges businesses face and are committed to supporting your growth with financial products tailored just for you.

Credit Cards with Rewards

Our credit cards come with rewards that allow you to earn while you spend! Use them for everyday purchases and watch the benefits add up whether it's cashback or travel rewards. This means every time you shop or dine out, you're moving closer to enjoying exciting perks.

Mortgage Loans & Refinancing

Homeownership is within reach thanks to our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, our team is here to guide you every step of the way. We aim to make the process as smooth as possible so that you can focus on what truly matters making memories in your new home.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking services allow you to manage your accounts anytime, anywhere. With features like person-to-person payments and instant access to account information, you'll always be in control of your finances. At Solon/chagrin Falls, we believe in building strong relationships with our members while providing essential financial tools. If you'd like to learn more about any of our services or need assistance with opening an account, don't hesitate to reach out! Give us a call at 440-349-6257 or visit us online at soloncu.com today!

Personal Banking

Understanding that managing your money is crucial, our personal banking services include various checking and savings accounts designed to fit different lifestyles. Imagine having an account that not only helps you save but also gives you easy access to your funds through online banking and a mobile app. With features like e-statements and mobile payments, keeping track of your finances has never been simpler.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's why we offer personal loans for those times when you need extra cash. Additionally, if you're struggling with multiple debts, consider our debt consolidation options that can simplify your payments and potentially lower your interest rates.

Digital & Online Banking

E-Statements and Mobile Payments

Say goodbye to paper clutter! With our e-statements feature, you'll receive your account statements electronically. It's not only eco-friendly but also ensures that you have quick access to your financial documents whenever you need them. Plus, if you're always on the go, our mobile payments feature allows you to make purchases directly from your smartphone making transactions fast and hassle-free.

Mobile Application and Person-to-Person Transfers

To make banking even more accessible, we offer a user-friendly mobile application. With it, you can monitor your accounts in real-time and execute transactions at your fingertips. Need to send money to a friend? Our person-to-person transfer service makes it simple to send funds instantly without any fuss.

Security and User-Friendliness

We prioritize your security with robust measures in place to protect your information while using our services. Although we currently don't support electronic signature authorization, rest assured that our systems are designed for ease of use without compromising safety. At Solon/chagrin Falls, we strive to provide all the tools you need for effective financial management right at your fingertips. Join us today and experience banking made easy!

Financial Strength

Commitment to Growth

With $1,748,995 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $45 in used auto loans and $3,396,045 in total loans and leases reflect our commitment to supporting your financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 732, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $34,740, further underscoring our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Solon/chagrin Falls is your trusted partner. Visit us at 33600 Inwood Dr Solon Oh 44139 or call (440) 349-6257 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $2,154,000 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $19,202 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,761,087, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.09% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $486,737 in used vehicle loans and $472,876 in new vehicle loans, helping members get on the road with ease. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our financing options can fit your budget and lifestyle.

Credit Lines and Personal Loans

Need flexibility in your finances? We offer total credit lines amounting to $1,000,000. This option allows you to access funds when needed without having to go through a lengthy application process each time. Additionally, if you're considering unsecured credit cards for everyday purchases or emergencies, we provide flexible terms as well.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,624,776, make buying or refinancing simple. We aim to support you throughout the process so that you can focus on what matters most your new home.

Refinancing Options

If you already have existing loans but are looking for better terms or lower rates, we also provide refinancing options tailored to your needs. Our team can guide you through the eligibility requirements and help you find the best solution for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to discuss how our loan products can benefit you further, feel free to contact us at 440-349-6257 or visit us at 33600 Inwood Dr, Solon, OH 44139. We are here to assist you every step of the way!

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SOLON/CHAGRIN FALLS FEDERAL CREDIT UNION - Solon, OH

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