Solidarity Community Credit Union Kokomo IN | Best Auto Loans & Business Banking

Introduction

Welcome to Solidarity Community, where our commitment to you runs deep. Located at 201 E Southway Blvd, Kokomo, IN 46902, we have proudly served our members since 1954, growing alongside our community. As a member-driven credit union, we focus on providing personalized financial solutions tailored to your unique needs. With a membership of over 24,614 individuals and total assets exceeding $350 million, Solidarity Community stands as a pillar of strength in the Kokomo area. We offer a range of services, from checking and savings accounts to auto loans and mortgage refinancing, all designed with you in mind. Our total deposits amount to an impressive $21,515,655, reflecting the trust our members place in us. While you can visit us at our main office for face-to-face interactions, feel free to send any official correspondence to our mailing address at P.O. Box 2499, Kokomo, IN 46904-2499. Our team of dedicated professionals, led by CEO Amy Benner and Board President Vince Holt, is here to support your financial journey every step of the way. At Solidarity Community, we understand that banking is about more than just transactions; it's about building relationships and supporting each other. With a strong net worth of $39,663,213 and cash in hand totaling $6,531,325, we ensure that we are well-equipped to meet your financial needs now and in the future. Ready to experience the difference? Contact us today at 765-453-4020 or visit our website at solfcu.org to learn more about how we can help you achieve your financial goals!

Branch History & Mission

Welcome to Solidarity Community, a credit union with a rich legacy that dates back to its opening in 1954. Located at 201 E Southway Blvd, Kokomo, IN 46902, our branch has been a cornerstone of financial services in the community for nearly seven decades. Over the years, we have grown alongside our members, evolving into a trusted partner for more than 24,600 individuals and families who have chosen us as their financial home. From our humble beginnings, Solidarity Community has always been driven by a mission to empower our members through accessible financial services and unwavering support. We aim to create an inclusive environment where everyone can achieve their financial goals. Our commitment goes beyond banking; we strive to enrich the community through partnerships and outreach initiatives that make a real difference in people's lives. Our total assets stand strong at $350,243,978, reflecting our dedication to responsible growth while providing value to our members. We are proud of the diverse array of services we offer ranging from personal banking products like checking and savings accounts to auto loans, mortgage loans, and business banking solutions. Additionally, we prioritize digital advancements that ensure convenience and accessibility for all members. At Solidarity Community, we understand that your time is valuable. That's why we offer various ways to access your accounts and conduct transactions easily. Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. If you prefer drive-thru service or need ATM access, both are available for your convenience. While members can visit us at 201 E Southway Blvd for all banking needs, official correspondence should be sent to P.O. Box 2499, Kokomo, IN 46904-2499 if different from our branch address. Our dedicated team is here to assist you; feel free to reach out at (765) 453-4020 with any questions or concerns. Solidarity Community believes in giving back to Kokomo and surrounding areas through various community programs and outreach efforts. By working together with local organizations and initiatives, we aim not only to support our members but also uplift the entire community. Join us today at Solidarity Community! Experience firsthand how we can help you achieve your financial dreams while being part of something bigger a supportive community where your success is our mission. Visit us online at solfcu.org or stop by for a chat about how we can serve you better!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch complies with ADA standards and features ramps to ensure everyone can enter comfortably. Ample parking is available right outside our building, so you won't have any trouble finding a spot.

Convenient Services and Hours

At Solidarity Community, we prioritize your convenience. Our friendly staff is here to assist you Monday through Friday from 9:00 AM to 5:00 PM, with extended hours on Fridays until 6:00 PM. If you're looking for drive-thru banking options, we're happy to offer this service Monday through Thursday as well! Need cash? We have an ATM available for quick withdrawals and balance checks. For those who prefer face-to-face interactions or need assistance with transactions like deposits or withdrawals, our drive-thru service is designed for your ease.

Visit Us Today!

Solidarity Community is more than just a credit union; it's a place where you can feel at home while managing your finances. Whether you're looking for personal banking options like checking and savings accounts or business services such as loans and merchant services, we're here to help. Feel free to give us a call at 765-453-4020 if you have any questions or would like more information about our services. We invite you to visit us today and discover how we can support your financial journey!

Member Eligibility

Becoming a member of Solidarity Community is like joining a caring family that supports your financial journey. If you're looking to join us, you'll be pleased to know that eligibility is straightforward and welcoming. At Solidarity Community, we invite individuals who live, work, or worship in our community to apply for membership. This means if you're part of the vibrant Kokomo area, you're likely eligible! We believe in fostering a sense of belonging and empowerment among our members, offering them access to a range of personalized financial services designed just for you. Ready to start your journey with us? Opening an account is easy! Just visit our website at https://solidaritymortgageteam.zipforhome.com/loanapplication/contact?language=e for all the details on how to get started. Should you have any questions or need assistance, feel free to reach out to us at (765) 453-4020. For more comprehensive information about membership eligibility, check out this helpful resource: https://www.solfcu.org/become-a-member/. We can't wait to welcome you into the Solidarity Community family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services tailored to fit your business needs. Imagine being able to accept payments quickly and securely, whether you're at a storefront or on the go. Our merchant services can streamline your payment process, allowing you to focus on what matters most growing your business. With an outstanding commercial loan portfolio of $1,133,072, we continue to drive economic growth by financing new and expanding businesses right here in Kokomo, IN. Ready to take the next step? Visit us at 201 E Southway Blvd Kokomo In 46902 or call us at (765) 453-4020 to learn how we can support your business goals today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to expand their operations, hire more staff, and serve their communities better. For those outside our membership, we also provide flexible financing solutions, ensuring everyone has access to the capital they need.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without stepping into a branch. Plus, our drive-thru service makes quick transactions hassle-free.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options make it simple for you to get behind the wheel of your dream vehicle. We provide competitive rates and flexible terms, ensuring that you can find a loan that fits your budget.

Business Banking

For our entrepreneurial members, we have comprehensive Business Banking services. From merchant services that help you accept payments easily to business loans for expansion, we're here to support your business goals.

Credit Cards with Rewards

Our Credit Cards with Rewards offer more than just spending power; they come with benefits that give back to you. Enjoy perks like cashback or points that can be redeemed for travel or merchandise making every purchase count!

Digital Banking Features

With today's fast-paced lifestyle, convenience is key. That's why we prioritize digital banking features such as online banking, mobile payments, and person-to-person transfers. You can manage all aspects of your finances right from your smartphone.

Mortgage Loans & Refinancing

Whether you're buying your first home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are tailored to help you secure the best possible rates. With our knowledgeable staff by your side, navigating the mortgage process becomes less stressful.

Personal Banking

For those starting their financial journey or managing day-to-day expenses, we offer Personal Banking services that include checking and savings accounts. Imagine having easy access to your funds with online and mobile banking options, allowing you to transfer money, check balances, and pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Need extra cash for a big purchase or looking to consolidate debt? Our Personal Loans & Debt Consolidation options can help simplify your financial life. We work with you to create a manageable plan that suits your individual needs.

Shared Branch Transactions

As part of our commitment to accessibility, we also offer basic shared branch transactions for members of partner credit unions. This means deposits and withdrawals can happen anywhere there's a shared branch available! At Solidarity Community, we're dedicated to providing tailored financial solutions with a personal touch. If you have any questions about our services or need assistance, please don't hesitate to reach out at (765) 453-4020. We invite you to visit us at our location in Kokomo, IN, or explore more about what we offer on our website: Main Office. Your financial success is important to us!

Digital & Online Banking

Key Features

You can get started with our online banking platform at https://solfcu.org/. This service is available 24/7, allowing you to check balances, pay bills, and transfer funds at your convenience. We also provide electronic statements, so you can easily access your account information without the clutter of paper. Our mobile application takes banking on the go to the next level. With features like mobile payments and person-to-person transfers, sending money to friends or family is just a few taps away. Need to sign documents? Our electronic signature authorization makes it easy and quick.

Security and Accessibility

Your security is our top priority. All transactions on our platform are protected with advanced security measures, giving you peace of mind as you manage your finances online. Whether you're using a computer or your smartphone, our intuitive design ensures you can navigate through your accounts with ease. In today's fast-paced world, having real-time access to your financial information is crucial. At Solidarity Community, we strive to provide an accessible banking experience that keeps you informed and in control. Whether it's checking your balance or making an urgent payment, we're here for you whenever you need us. Join us today and discover how our digital banking services can simplify your financial life!

Financial Strength

Commitment to Efficiency

Our $1,800,176 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share Accounts: 47,069, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $16,747,698. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Solidarity Community is your trusted partner. Visit us at 201 E Southway Blvd Kokomo In 46902 or call (765) 453-4020 to learn more about how we can help you achieve your financial goals.

Reinvesting in Member Services

With $37,483,933 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,781 in used auto loans and $211,013,292 in total loans and leases.

Secure Savings Options

Members' savings are secured through $66,033,253 in share certificates and $35,467,988 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $39,663,213, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,131 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $46,540,627 in new vehicle loans and $91,159,871 in used vehicle loans, helping members get on the road with confidence. Whether you're financing a brand-new model or a reliable used car, our team is here to assist you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $1,133,072 provide the capital needed to grow and expand. We understand that every business has unique needs and we're committed to offering tailored solutions that work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $16,616,929. Our competitive rates and flexible terms can help you secure your dream home without breaking the bank.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, our knowledgeable staff is ready to guide you through the process. We want to ensure that you find the best financial solutions available. For more information about our loan offerings or to discuss your specific needs with one of our representatives, feel free to contact us at 765-453-4020 or visit us at 201 E Southway Blvd Kokomo IN 46902 during our operating hours: Monday to Friday from 9:00 AM to 5:00 PM (Drive-Thru hours may vary). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Solidarity Community, we're committed to helping you navigate your financial journey effectively and affordably!

Unsecured Credit Card Loans

Managing finances can be challenging. That's why we also offer flexible terms on unsecured credit card loans. While currently there is no outstanding amount in this category at our branch, our services are designed to assist you when you need it most.

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