Solidarity Community Credit Union Kokomo IN | Best Auto Loans & Business Banking

Introduction

Welcome to Solidarity Community at the Westside Branch, your trusted partner in financial well-being located at 214 N Dixon Rd, Kokomo, IN 46901. Established in 1954, we have proudly served our community for decades, growing alongside our members and offering them a safe place to manage their finances. With a strong membership of 24,614 individuals, our commitment to providing personalized services is reflected in our robust total assets of $350,243,978. At Solidarity Community, we believe in empowering our members with the tools they need for financial success. This includes everything from personal banking solutions like checking and savings accounts to auto loans and mortgage options. We understand that each member's journey is unique, and that's why we offer tailored services designed to meet diverse needs. Our dedicated team, led by CEO Amy Benner and Board President Vince Holt, is passionate about fostering community relationships. With a skilled workforce of 61 employees, we ensure that every member receives the attention and support they deserve. Whether you're visiting us in person or accessing our online banking services, we're here to help you navigate your financial goals. For any official correspondence, please note that while members can visit us at 214 N Dixon Rd, all mail should be directed to our mailing address at PO Box 2499, Kokomo, IN 46901. We invite you to explore how Solidarity Community can assist you on your financial journey. Feel free to call us at 765-453-4020 or visit our website at solfcu.org for more information on membership eligibility and the wide range of services we provide. Your financial future is important to us let's build it together!

Branch History & Mission

Commitment to Excellence

As technology advances, so do we. Our digital banking options allow members to manage their finances conveniently through online banking and mobile applications. We prioritize accessibility by ensuring ADA compliance across all platforms. Additionally, with services like shared branches and drive-thru banking available during operating hours (M-F 9:00 am-5:00 pm; Drive Thru M-Th 9:00 am-5:00 pm & F 8:30 am-6:00 pm), we make it easy for you to access your funds whenever needed.

Join Us

As we look toward the future, we invite you to be part of this incredible journey. Join us at Solidarity Community and experience firsthand how we can help you achieve your financial goals while making a positive impact in Kokomo. Together, let's build a brighter future for ourselves and our community! For more information about becoming a member or accessing our services, please call us at 765-453-4020 or visit our website at solfcu.org.

Our Journey

From our humble beginnings at 214 N Dixon Rd, we have evolved to meet the changing needs of our members while staying true to our mission. The journey has been marked by significant milestones that reflect our commitment to providing exceptional financial services and fostering community connections. We pride ourselves on being more than just a financial institution; we are your neighbors, friends, and advocates. Our location is easily accessible for anyone in Kokomo and beyond. While you can visit us at our branch address, official correspondence should be sent to PO Box 2499, Kokomo, IN 46901. Whether you're stopping by for personal banking or utilizing our ATM services, we are here to serve you.

Our Mission

At Solidarity Community, our mission is simple yet profound: to empower individuals and families through reliable financial services while actively contributing to the betterment of our community. We understand that financial well-being goes hand-in-hand with community support. That's why we engage in various outreach programs and partnerships aimed at enhancing the lives of those around us. We provide a wide array of services tailored for everyone checking and savings accounts, auto loans, mortgage loans, personal loans, business banking solutions, and much more. Our focus extends beyond transactions; it's about building relationships that foster trust and loyalty.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch is designed with everyone in mind, featuring ADA-compliant entrances and ramps for easy access. Plus, there's ample parking available right outside the branch, so you won't have to worry about finding a spot.

Call to Action

Our team at Solidarity Community is eager to assist you! Whether you're looking for information on accounts or need help with loans, don't hesitate to reach out by calling us at 765-453-4020 or just drop by during our operating hours. We look forward to welcoming you soon!

Operating Hours

At Solidarity Community, we strive to make banking as convenient as possible. Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. If you're in a hurry or prefer not to enter the building, take advantage of our drive-thru services during these same hours!

Services Offered

We're proud to offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash quickly? Our ATM is available on-site for your convenience. We also provide shared services for partner credit union members so you can handle deposits and withdrawals seamlessly.

Member Eligibility

At Solidarity Community, we believe that becoming a member is like joining a family where everyone supports each other. If you live, work, or go to school in Howard County, you're already on the path to membership! Our doors are open to individuals who share our community values and are looking for a financial partner that truly cares. To get started, simply check out our eligibility details at this link, where you'll find all the specifics on how you can join us. Once you're ready, opening an account is a breeze just visit this page for more information. If you have any questions along the way, feel free to reach out to us at 765-453-4020. We're excited to welcome you to our community located at 214 N Dixon Rd Kokomo In 46901!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer essential merchant services tailored for today's business needs. Imagine having access to payment processing solutions that streamline transactions and enhance customer satisfaction. Our services make it easy for you to accept payments anytime, anywhere whether in-store or online. This means fewer obstacles in managing your cash flow and more time focusing on what you do best: running your business. Located at 214 N Dixon Rd Kokomo In 46901 in Kokomo, IN, our team is ready to partner with you on your journey to success. Contact us at (765) 453-4020 or visit us today to discover how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. These loans have enabled local entrepreneurs to purchase new equipment, hire additional staff, and open new locations. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for anyone looking to strengthen their operations. - With an outstanding commercial loan portfolio of $1,133,072, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Services

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to fuel your growth while keeping operations smooth. We believe that supporting local businesses strengthens our community.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've made sure our members have access to cutting-edge online and mobile banking features. With just a few clicks or taps, you can check balances, transfer funds, or pay bills anytime, anywhere. Our ATM services allow for easy cash withdrawals and balance checks without the hassle of waiting in line.

Drive-Thru & Shared Branch Transactions

For those who prefer face-to-face interactions, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. Additionally, if you're a member of partner credit unions, take advantage of our shared branch transactions for deposits and withdrawals making banking easier when you're on the go. With all these services available at Solidarity Community, we're dedicated to meeting the needs of our members with warmth and professionalism. If you have questions or would like to learn more about how we can assist you further, don't hesitate to reach out at (765) 453-4020. Join us at Westside Branch today and experience personalized service that truly puts you first!

Home Financing

Thinking about buying your first home or refinancing your existing mortgage? Look no further. At Solidarity Community, we provide mortgage loans and refinancing options to help you navigate the housing market with confidence. Our experienced staff will work closely with you to find the right fit for your budget and lifestyle.

Personal Banking

We offer a variety of personal banking solutions designed to make managing your money simple and efficient. Our checking and savings accounts come with features that suit both everyday transactions and long-term savings plans. If you're looking to purchase a vehicle, our auto loans and vehicle financing options provide competitive rates that make it easier than ever to drive away in the car you want.

Personal Loans

Life can throw unexpected expenses our way. That's where our personal loans and debt consolidation services come in handy. Whether it's covering medical bills, home repairs, or other urgent needs, we're here to support you with flexible terms tailored to your situation.

Digital & Online Banking

Convenient Mobile Solutions

For those who prefer banking on their mobile devices, our dedicated mobile application is here to help. You can download it easily and enjoy features like mobile payments and person-to-person transfers right from your smartphone. Imagine sending money to a friend or paying for groceries without pulling out your wallet! With our mobile payment options, you can do just that.

Enhanced Security and Accessibility

We prioritize your security while providing these convenient features. Our systems are designed to keep your information safe so you can bank with peace of mind. Plus, e-statements are available for quick access to your account details without the clutter of paper statements. With all these tools at your fingertips, managing your finances has never been easier or more secure. Join us at Solidarity Community and take advantage of our digital banking services today!

Online Banking Features

Our online banking service is available 24/7 at https://solfcu.org/, allowing you to check your balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you can access your accounts whenever it suits you. Plus, our electronic signature authorization makes it easy for you to complete transactions securely without the hassle of paperwork.

Financial Strength

At Solidarity Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is strong and reliable is essential for your peace of mind. With a net worth of $39,663,213, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $66,033,253 in share certificates and $35,467,988 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $37,483,933 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,781 in used auto loans and $211,013,292 in total loans and leases. Our operational efficiency is evident in our net income of $1,800,176, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $16,747,698. Total Share Accounts: 47,069, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Solidarity Community is your trusted partner. Visit us at 214 N Dixon Rd Kokomo In 46901 or call 765-453-4020 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,159,871 in used vehicle loans and $46,540,627 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,133,072 provide the capital needed to grow and expand. We work closely with entrepreneurs to understand their needs and develop tailored solutions that support their ventures. If you're considering refinancing or want more information on eligibility options for any of these loan products, don't hesitate to reach out. Our friendly team is here to help guide you through every step of your financial journey. For more details or to start your application process, contact us at 765-453-4020 or visit us at our branch located at 214 N Dixon Rd Kokomo IN 46901. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Solidarity Community be your partner in achieving financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,616,929, make buying or refinancing simple. We provide guidance throughout the process to ensure you understand your options and can make informed decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This allows you to have quick access to funds without needing collateral.

Loan Aggregator

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