Solarity Credit Union Yakima WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Solarity, your trusted financial partner located at 122 N 50Th Ave, Yakima, WA 98908. Since our establishment in 1951, we've dedicated ourselves to serving our community with integrity and care. With a proud membership of 49,537 members, we strive to meet the diverse financial needs of our local families and businesses. At Solarity, we believe that everyone deserves access to quality financial services. That's why we're committed to providing not only personal banking solutions like checking and savings accounts but also auto loans, mortgages, and credit cards with rewards. As part of our commitment to excellence, we've built a strong foundation reflected in our impressive total assets of $827,058,291 and total deposits amounting to $37,196,364. We understand the importance of reliability when it comes to your finances. Our CEO, Mina Worthington, along with Board President Merrilou Harrison, leads a team of 133 employees who are eager to support you on your financial journey. Whether you're interested in personal loans or business banking options, we're here to help you thrive. While members can visit us at our Yakima branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 2922, Yakima, WA 98907. Explore the many services we offer by visiting us online at solaritycu.org. If you have any questions or need assistance, feel free to call us at 509-248-1720. Join us today and experience the difference that a community-focused credit union can make!

Branch History & Mission

At Solarity, our story began in 1951 in the heart of Yakima, WA. Since then, we have proudly served our community, growing from humble beginnings to a thriving credit union with over 49,000 members and total assets reaching an impressive $827,058,291. Our branch, located at 122 N 50th Ave, Yakima, WA 98908, is more than just a financial institution; it's a hub for support and empowerment for our local community. Over the years, Solarity has evolved to meet the changing needs of our members. We started with a simple mission: to provide accessible and affordable financial services to everyone in Yakima. Today, we continue that mission with a focus on personal banking solutions such as checking and savings accounts, auto loans, mortgage financing, and business banking services. Our commitment to innovation has led us to offer online and mobile banking options, ensuring that managing finances is easier than ever. Our mission is clear: we aim to enhance the financial well-being of our members while actively engaging in community support. We believe that financial stability goes hand-in-hand with community growth. That's why we work hard to build partnerships with local organizations and participate in outreach efforts that benefit all residents of Yakima. While members can visit us at 122 N 50Th Ave Yakima Wa 98908, official correspondence should be sent to PO Box 2922, Yakima, WA 98907. We invite you to take advantage of our operating hours from Monday through Friday, 10 AM to 5:30 PM (Lobby Only), where our dedicated staff is always ready to assist you. With modern conveniences like ATM access and digital banking services available anytime, Solarity strives to create an inclusive environment where everyone feels welcome. Our ADA-compliant facilities ensure that all members can access our services comfortably. Join us on this journey! Become a part of Solarity today and experience firsthand how we can help you achieve your financial goals while contributing positively to the Yakima community. Together, we can build a brighter future! For more information or assistance, please call us at 509-248-1720 or visit our website at solaritycu.org.

Branch Location & Accessibility

Accessibility and Parking

At Solarity, we understand that accessibility is important. Our branch features ADA-compliant facilities, including ramps and designated parking spaces, ensuring that everyone can visit us comfortably. Ample parking is available right outside the entrance, making it easy for you to swing by during your busy day.

Get in Touch

Ready to experience personalized banking? Feel free to give us a call at 509-248-1720 if you have any questions or would like more information about our services. We look forward to seeing you soon at Solarity's Westside Branch!

Operating Hours

We invite you to visit us during our welcoming lobby hours from Monday to Friday, starting at 10 AM and closing at 5:30 PM. Whether you're stopping in for a quick question or a longer consultation about your financial needs, our team is ready to assist you with a smile.

Services Offered

Our Westside Branch offers a range of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options, we have everything you need under one roof. Plus, with ATM access available on-site, you can easily withdraw cash or check your balance anytime. While we currently do not have drive-thru service or shared service center availability at this location, our team is dedicated to providing exceptional service inside the branch.

Member Eligibility

Welcome to the world of Solarity! Becoming a member here means joining a supportive community that truly cares about your financial well-being. To be eligible for membership, you simply need to live, work, or attend school in our service area, or have a family member who is already a member. It's that straightforward! At Solarity, we offer a range of benefits including competitive loan rates, personalized banking services, and access to various financial products designed just for you. We believe in making the banking experience as inclusive and friendly as possible. If you're ready to take the next step, opening an account with us is easy! You can visit us at our location at 122 N 50Th Ave Yakima Wa 98908 or give us a call at (509) 248-1720 for more information. For detailed eligibility criteria, feel free to check out our website at . We're excited to welcome you into our Solarity family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $221 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $250,585,572, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to accept payments easily from customers, track sales, and manage cash flow all in one place. Our merchant services provide just that. By integrating technology into your daily transactions, you can focus on what truly matters: running your business. From credit card processing to point-of-sale systems, we help streamline operations so you can deliver excellent service without the hassle. Explore how our tailored solutions can meet your business needs at 122 N 50Th Ave Yakima Wa 98908, Yakima, WA. Let's take the next step together toward your business success! For more information, call us at (509) 248-1720 or visit us online at https://www.solaritycu.org/.

Comprehensive List Of Services

Business Banking

For entrepreneurs, Solarity provides robust business banking solutions. From merchant services that simplify transactions to business loans that fuel growth, we're here to support your journey every step of the way.

Connect With Us

If you're ready to explore how Solarity can support your financial goals, don't hesitate to reach out! Visit us at 122 N 50Th Ave Yakima Wa 98908 or give us a call at (509) 248-1720. Our friendly staff is eager to assist you with any questions you may have about our services or how to become a member. Join us at Westside Branch today and experience personalized service that puts your needs first!

Convenient Access

With our ATM services available at multiple locations, accessing cash has never been easier. You can perform basic ATM functions like withdrawals and balance checks whenever you need them. In today's fast-paced world, digital access is crucial. Our online and mobile banking features ensure you can manage your finances anytime, anywhere. We offer secure person-to-person payment options so you can send money quickly to friends or family without hassle.

Loans and Financing

When it comes to financing, we understand that life's big moments often come with big expenses. That's why we offer auto loans and vehicle financing options that help you get behind the wheel of your dream car without breaking the bank. If you're looking to purchase a home, our mortgage loans and refinancing options make it simple to navigate the housing market. For those unexpected expenses or consolidating debt, our personal loans are designed with competitive rates that fit your budget. Plus, our credit cards come with rewards that let you earn while you spend perfect for everyday purchases or those special treats.

Personal Banking

One of our standout offerings is personal banking, where we provide various checking and savings accounts tailored for different lifestyles. Imagine having the flexibility to access your funds easily through our online and mobile banking platforms. You can check balances, make transfers, and pay bills all from the convenience of your smartphone or computer.

Digital & Online Banking

Accessibility and Real-Time Management

Our commitment to accessibility means that our online banking services are available 24/7. Whether you're checking transactions late at night or making payments during lunch, you have real-time access to your finances whenever you need it. Additionally, with mobile payments enabled, you can make purchases without needing cash or cards just use your phone! At Solarity, we strive to make banking straightforward and secure so that you can focus on what matters most in life. Join us today and experience the ease of managing your finances with our digital banking services!

Key Features

Managing your finances has never been easier. With our online banking service, you can check your account balances, pay bills, and transfer money all from the comfort of your home or on the go. Our mobile application takes this a step further, allowing you to manage your accounts right from your smartphone. Plus, if you need to send money to friends or family quickly, our person-to-person transfer feature makes it simple and fast. We also prioritize your security. With electronic signature authorization available, signing documents digitally is both safe and efficient. And for those who prefer paperless options, e-statements are readily available so you can keep track of your financial activity without the clutter.

Financial Strength

At Solarity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. The strength of our financial position reassures you that your money is in good hands. With a net worth of $136,610,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,649 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $91,516,459 in share certificates and $178,600,903 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,083,632, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $110,285,858 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $3,824 in used auto loans and $674,690,591 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 132 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 95,209, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Solarity is your trusted partner. Visit us at 122 N 50Th Ave Yakima Wa 98908 or call (509) 248-1720 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $44,906,195 in used vehicle loans and $4,245,871 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our financing options make it easier for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $250,585,572 provide the capital needed to grow and expand your business. We understand that running a business comes with its own set of challenges, and having access to funds can make all the difference. At Solarity, we're committed to helping you find the right financial solutions tailored just for you. Whether you're interested in refinancing existing loans or exploring eligibility options for any of our products, our knowledgeable staff is here to guide you through each process. Feel free to reach out to us at (509) 248-1720 or visit us at 122 N 50Th Ave Yakima Wa 98908 in Yakima, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Together, let's take the next step towards achieving your financial aspirations!

Credit Options

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $8,953,515 in loans helping members manage their finances effectively. This option is great for those looking to consolidate debt or cover unexpected costs without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,836,699, make buying or refinancing simple. We offer competitive rates and flexible terms, so you can find the right fit for your budget. Our team is ready to assist you every step of the way through the application process.

Loan Aggregator

Accurate Loan Comparisons

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Solarity