Solarity Credit Union Yakima WA | Best Auto Loans & Business Banking

Introduction

Welcome to Solarity, your trusted partner in financial well-being since 1951. Located at 110 N 5th Ave, Yakima, WA 98902, our North 5th Ave Branch is dedicated to serving you and the community with a personal touch. With over 49,500 members and total assets exceeding $827 million, we pride ourselves on being a reliable resource for all your banking needs. At Solarity, we believe in the power of community. Whether you're looking for a simple checking account, an auto loan, or a mortgage, we offer a range of services tailored to help you achieve your financial goals. Our total deposits stand at $37,196,364, reflecting the trust our members place in us. Furthermore, our strong net worth of $136,610,228 ensures that we are well-equipped to support your financial journey. Our CEO, Mina Worthington, alongside Board President Merrilou Harrison, leads a dedicated team of 133 employees who are ready to assist you. We understand that every member's needs are unique; that's why we strive to provide personalized solutions whether through our online banking options or face-to-face interactions. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 2922, Yakima, WA 98907. We invite you to explore what Solarity can do for you! Feel free to reach out by phone at 509-248-1720 or visit us online at solaritcu.org to learn more about how we can assist you today. Join us and experience the difference of community-focused banking!

Branch History & Mission

At Solarity, we are proud of our rich legacy that dates back to 1951 when our doors first opened in the heart of Yakima, Washington. Over the years, we have evolved from a small credit union into a thriving community-focused institution, now serving over 49,500 members. Our branch at 110 N 5th Ave Yakima WA 98902 stands as a testament to our commitment to providing accessible financial services tailored to the needs of our community. Our mission is simple yet profound: to empower our members by offering exceptional financial services while supporting the local community. We believe that everyone deserves access to quality banking solutions, and we strive to create an environment where financial growth is attainable for all. This mission drives us not only in our banking practices but also in our community outreach efforts. We actively partner with local organizations and initiatives to uplift those around us and foster a spirit of collaboration. While you can visit us at our main branch location for personalized service, please note that official correspondence should be sent to our mailing address: PO Box 2922, Yakima, WA 98907. As part of our commitment to modern banking, we offer various digital services such as online banking and mobile payments. We ensure that all our facilities comply with ADA standards, making banking accessible for everyone. Our operating hours are designed with your convenience in mind: we're open Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. With total assets exceeding $827 million and a range of services including personal banking, auto loans, mortgage options, and business loans we are dedicated to meeting the diverse needs of our members. Our friendly staff is always ready to assist you with any inquiries or financial goals you may have. Join us at Solarity and discover how we can help you achieve your financial dreams while being part of a caring community. Together, let's build a brighter future! For more information or assistance, don't hesitate to call us at 509-248-1720 or visit our website.

Branch Location & Accessibility

Welcome to the Solarity branch located at 110 N 5th Ave in Yakima, WA! Our branch is conveniently situated in the heart of Yakima, making it easy for you to stop by whether you're running errands or just passing through. You'll find us near popular local spots, offering a warm atmosphere where you can take care of your banking needs. While members can visit us at our physical location, official correspondence should be sent to PO Box 2922, Yakima, WA 98907. We want to ensure that your experience with us is as smooth as possible. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and parking spaces for those who need them. At Solarity, we pride ourselves on providing excellent service during our operating hours: Monday through Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. Whether you're looking to open an account or need assistance with loans or credit cards, our friendly staff is here to help you every step of the way. We also offer convenient ATM services right on-site, allowing you to withdraw cash or check your balance with ease. While we currently do not have drive-thru banking available at this location, our team is always ready to assist you inside the branch. If you're interested in learning more about our services ranging from personal banking options like checking and savings accounts to auto loans and business banking solutions feel free to reach out. You can give us a call at 509-248-1720. We invite you to come visit us at Solarity on N 5th Ave! Your financial journey starts here, and we're excited to be a part of it.

Member Eligibility

Joining the Solarity community is a warm and welcoming experience, designed to make you feel right at home. To become a member, you simply need to meet a few friendly criteria that reflect our commitment to serving individuals in our local area. If you live, work, or worship in Yakima County, or if you are related to someone who does, you're already on your way to becoming part of our family! Our members enjoy a range of benefits including competitive rates on loans, personalized service, and access to various financial resources tailored just for them. Opening an account with us is straightforward and inviting. You can find all the information you need about eligibility details by visiting this link. If you're ready to take the next step or have any questions, don't hesitate to reach out to us at (509) 248-1720. We're excited to help you join the Solarity family at our branch located at 110 N 5Th Ave Yakima Wa 98902!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to accept payments easily and securely, allowing you to focus more on running your business. Our merchant services provide that convenience, making transactions smooth for both you and your customers. From card processing to e-commerce solutions, we're here to help streamline your operations. Located at 110 N 5Th Ave Yakima Wa 98902 in Yakima, WA, we invite you to explore how our business banking solutions can benefit you. For more information, contact us at (509) 248-1720 or visit our website at https://www.solaritycu.org/. Let's work together to turn your business dreams into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $221 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $250,585,572, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility & Convenience

At Solarity, we also prioritize convenience with ATM & Cash Withdrawal Services available for easy access to your funds whenever needed. Our basic ATM access allows for withdrawals and balance checks, ensuring you're always connected to your money. Our commitment doesn't stop at physical locations; we're here for you 24/7 through digital banking features including online banking and mobile payments. Plus, our person-to-person payment service makes it simple to send money directly to friends and family without any hassle. If you're interested in learning more about how these services can benefit you, don't hesitate to reach out! Call us at (509) 248-1720 or visit our website at North 5th Ave Branch. Let's work together toward achieving your financial goals today!

Business Banking

If you're a small business owner, our Business Banking services include merchant services and business loans tailored specifically for entrepreneurs like you. We know how hard it is to manage a business, so let us help lighten the load with financial solutions that support your goals.

Credit Solutions

Don't forget about building and maintaining good credit! With our Credit Cards with Rewards, you can earn points on everyday purchases while enjoying competitive rates and benefits. It's a great way to make your spending work for you!

Home Financing

For those looking to buy a home or refinance an existing mortgage, we provide Mortgage Loans & Refinancing options that cater to various budgets and financial situations. We'll help you find the best rates available so you can focus on making your house a home.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer Personal Banking services that include checking and savings accounts designed to fit your lifestyle. With our online and mobile banking options, accessing your accounts has never been easier. You can check balances, transfer funds, or even pay bills right from your smartphone or computer. If you're considering purchasing a new car or need help with vehicle financing, our Auto Loans & Vehicle Financing are here for you. Imagine driving away in your dream car without the stress of complicated financing processes. Our friendly team is ready to guide you through every step.

Personal Loans

Life can throw unexpected expenses your way. Whether it's medical bills or home repairs, our Personal Loans & Debt Consolidation services offer flexible solutions to help you get back on track. Our loan specialists work with you to create a plan that fits your unique situation.

Digital & Online Banking

Key Features

Our online banking platform at https://www.solaritycu.org/ is user-friendly and secure. You can enjoy 24/7 access to your accounts, allowing you to check balances, view transaction history, and make transfers whenever it suits you. One of the standout features is our electronic signature authorization; this means you can sign documents online without any hassle. Additionally, we offer e-statements for those who prefer a paperless option. You can receive your account statements directly to your email, making it easier to keep track of your finances while reducing clutter at home.

Mobile Convenience

For members who prefer managing their accounts on mobile devices, our mobile application is readily available. It supports mobile payments too! This allows you to make quick purchases right from your phone perfect for those busy days when you're out and about. If you ever need to send money to friends or family, our person-to-person transfer feature makes it simple and immediate. No more waiting for checks to clear! In summary, Solarity offers a comprehensive suite of digital banking services tailored for your needs. With our focus on accessibility and ease-of-use, managing your finances has never been more straightforward. Whether you're using a computer or a mobile device, we've got the tools to help you stay in control of your money effortlessly!

Financial Strength

At Solarity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on transparency, which is why we're proud to share our financial strength with you. With a net worth of $136,610,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,649 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $91,516,459 in share certificates and $178,600,903 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,083,632, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $110,285,858 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; we have $3,824 in used auto loans and $674,690,591 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency shines through with a $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 132 full-time employees and 1 part-time employees who are dedicated to serving you with knowledge and commitment. The numbers reflect our commitment: Total Share Accounts stand at 95,209, showing a strong and growing member base that trusts us with their finances. Moreover, net shares available for lending and investments amount to $0, further emphasizing our readiness to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Solarity is your trusted partner. Visit us at 110 N 5Th Ave Yakima Wa 98902 or call (509) 248-1720 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $44,906,195 in used vehicle loans and $4,245,871 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, our financing options make it easier than ever to drive away with confidence.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $250,585,572 provide the capital needed to expand operations and invest in future projects. We are dedicated to supporting local businesses and fostering economic growth in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $34,836,699, making buying or refinancing simple. We also provide personalized guidance throughout the process to ensure you understand each step.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility options for our products, we're here to help. Our experienced team can guide you through the process and help you find solutions that fit your current financial situation. At Solarity, we prioritize transparency and member satisfaction. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing you with the information necessary to make informed decisions about your finances. Feel free to reach out at (509) 248-1720 if you have any questions or would like more information about our loan offerings. Together, let's take steps toward achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,953,515 in loans helping members manage their finances effectively. This product provides an excellent way to handle unexpected expenses while enjoying rewards and benefits tailored for you.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources means that users can trust the loan offers they see. - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what lenders provide. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results so that users receive a fair comparison. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users stay informed about their options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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