Softite Community Credit Union Mingo Junction OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Softite Community Federal Credit Union, where we believe that financial services should empower you and your community. Located at 100 Longview Ave, Mingo Junction, OH 43938, our branch has been serving members since 1969. With a strong commitment to helping our 3,870 members thrive, we are proud to manage total assets of $35,421,214. At Softite Community, we understand the importance of trust and reliability in your financial journey. That's why we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to specialized loans for vehicles and mortgages. With total deposits reaching $3,124,840, our members can rest assured that their funds are secure and working for them. Our dedicated team, led by CEO Pam Fankhouser and Board President James Lepic, is here to provide personalized service with a smile. We have a combined workforce of 13 employees who are passionate about making your banking experience as seamless as possible. Our branch also features convenient drive-thru services and an ATM for quick access to your funds. While you can visit us at our physical location for all your banking needs, please note that any official correspondence should be sent to the same address: 100 Longview Avenue, Mingo Junction, OH 43938. Join us today and discover how Softite Community Federal Credit Union can help you achieve your financial goals. Call us at 740-314-8965 or visit our website at softitecfcu.com for more information. Your journey towards better financial health starts here!

Branch History & Mission

Welcome to Softite Community Federal Credit Union, a pillar of support and trust in Mingo Junction, Ohio, since 1969. Over the years, we have grown from a small credit union into a vital financial institution serving a diverse community of over 3,870 members. Our journey reflects our commitment to providing exceptional service while fostering a sense of belonging and empowerment. Located at 100 Longview Ave, Mingo Junction, OH 43938, our branch stands as a welcoming space for all who seek reliable financial services. Whether you're looking to open a checking account or secure an auto loan, our dedicated team is here to guide you every step of the way. While members can visit us at this address, official correspondence should be sent to 100 Longview Avenue, Mingo Junction, OH 43938 if necessary. At Softite Community FCU, we believe that our mission goes beyond traditional banking. We strive to offer personalized financial solutions that cater to the needs of each member while supporting our local community. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We are also proud to provide business banking services that help local businesses thrive. Our assets now total an impressive $35,421,214, allowing us to continue expanding our offerings and enhancing member experiences. With advances in technology, we have implemented online and mobile banking features so members can manage their finances conveniently from anywhere. In addition, we ensure accessibility through ADA compliance and provide basic drive-thru banking for those who prefer face-to-face interaction during transactions. We take pride in being actively involved in community outreach initiatives that foster connections and uplift those around us. Through partnerships with local organizations and engagement in community events, we aim to give back and strengthen the fabric of Mingo Junction. As part of our commitment to accessibility and convenience, we offer ATM services at our location along with drive-thru banking options. Our operating hours are designed with your schedule in mind: Monday through Thursday from 8 AM to 5 PM and Friday from 8 AM to 6 PM. Join us today at Softite Community Federal Credit Union! Experience the difference of being part of a community-focused financial institution where your needs come first. Together, let's build a brighter financial future for you and your family! For more information or assistance, feel free to call us at 740-314-8965 or visit our website at softitecfcu.com.

Branch Location & Accessibility

Accessibility Features

Our branch is equipped with features that make banking easier for everyone. We offer ample parking spaces right at the front, ensuring that you can park without hassle. For those who need additional assistance, our building is ADA compliant with ramps and accessible entrances so that everyone can enjoy our services comfortably.

Get In Touch!

For any inquiries or if you'd like to learn more about how we can assist you financially, feel free to give us a call at 740-314-8965. We look forward to welcoming you into the Softite Community family! Come visit us today!

Operating Hours & Services

At Softite Community, we value your time. Our lobby hours are conveniently set from 8 AM to 5 PM Monday through Thursday and extend to 8 AM to 6 PM on Fridays. This means you have plenty of opportunities throughout the week to come in for personal banking services like checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. In addition to our friendly staff ready to assist you inside the branch, we also provide ATM availability for quick cash withdrawals and balance checks whenever you need them. If you're in a hurry or prefer not to enter the building, take advantage of our drive-thru banking service for simple transactions like deposits and withdrawals.

Member Eligibility

At Softite Community, we believe that everyone deserves a place in our community, and becoming a member is your first step to experiencing all the benefits we offer. Membership is open to anyone who lives, works, worships, or attends school in the Mingo Junction area. This means you're not just joining a credit union; you're becoming part of a supportive network where your financial needs matter. With services like personal banking, auto loans, and online banking at your fingertips, you'll find that membership comes with great perks designed to make your life easier. Getting started is simple! Just visit us at 100 Longview Ave Mingo Junction Oh 43938 or give us a call at (740) 314-8965 to learn more about how you can join. For detailed eligibility criteria, check out our resource. We can't wait to welcome you to the Softite Community family!

Business Banking & Commercial Services

Merchant Services for Everyday Transactions

In today's fast-paced world, efficient payment processing is crucial for success. Our merchant services help you handle transactions smoothly, enabling you to focus on what you do best running your business. Whether it's in-store payments or online sales, we provide reliable support to ensure you never miss an opportunity. Located at 100 Longview Ave Mingo Junction Oh 43938, Mingo Junction, OH, we invite you to reach out at (740) 314-8965. Let's explore how Softite Community can help elevate your business today!

Tailored Loan Options

Imagine securing funding that allows you to purchase new equipment, hire staff, or even move into a larger space. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have not extended any commercial loans yet, we are eager to grow with our community and provide valuable financing solutions as your needs arise.

Comprehensive List Of Services

Business Banking

For our local business owners, we offer robust solutions through our business banking services. This includes merchant services and business loans to help your enterprise thrive in the community.

Digital Banking Features

In today's fast-paced world, we know convenience is key. That's why we provide comprehensive online and mobile banking services so you can manage your finances anytime, anywhere. With features like ATM access for cash withdrawals, balance checks, and person-to-person payments, managing your money has never been easier.

Drive-Thru Services

For those on the go, our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. It's perfect for busy days when every minute counts. At Softite Community Federal Credit Union, we strive to make banking more accessible and enjoyable for all our members. Whether you're here for personal banking or business services, we're dedicated to meeting your needs with a smile. Ready to discover how we can help? Visit us today at 100 Longview Ave, Mingo Junction, OH 43938, or call us at 740-314-8965. Join our community and experience personalized service like never before!

Home Financing

If you're looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing options are here to help. Whether you're a first-time homebuyer or looking to upgrade, we guide you through the process with friendly support and competitive rates.

Personal Banking

When it comes to managing your money, our personal banking services are tailored just for you. Open a checking or savings account to help you save for the future or manage your day-to-day expenses with ease. We also provide various options for auto loans and vehicle financing, ensuring that you can get behind the wheel of your dream car without breaking the bank.

Personal Loans

Need some extra cash? Our personal loans can assist with debt consolidation or cover unexpected expenses, giving you peace of mind when life throws curveballs. For those who enjoy rewards while spending, check out our credit cards with rewards that let you earn points on your purchases.

Digital & Online Banking

Accessibility and Support

We aim to make banking accessible for everyone. Our services are designed with ease-of-use in mind, ensuring that you can manage your accounts in real-time without any hassle. If you ever have questions or need assistance, our team is just a phone call away at (740) 314-8965. Experience the freedom of modern banking with Softite Community today! Visit us online at https://www.softitecfcu.com/ to learn more about how our digital banking solutions can simplify your financial life.

Key Features

Our mobile banking app makes it even simpler to stay connected to your accounts. Whether you're making mobile payments or sending money through person-to-person transfers, everything is just a few taps away. You can also enroll in e-statements, allowing you to view your account statements electronically, which is not only convenient but also environmentally friendly! Security is a top priority for us. While we do not currently support electronic signature authorization, rest assured that our systems are designed with robust security measures to keep your information safe. With our user-friendly mobile application, managing your finances has never been easier. You can deposit checks, view transaction history, and even set up notifications for important account activities all from the palm of your hand.

Financial Strength

Commitment to Growth

With $4,518,203 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also significant; we have $454 in used auto loans and $18,203,811 in total loans and leases available to support your financial goals across various sectors.

Growing Trust

Our commitment to our members is evident as shown by our Total Share Accounts: 6,729, demonstrating a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments at $224,641, we ensure that your needs are always met. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Softite Community is your trusted partner. Visit us at 100 Longview Ave Mingo Junction Oh 43938 or call (740) 314-8965 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are in good hands with us. Members' funds are secured through $3,395,523 in share certificates and $1,986,709 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations are designed for efficiency, reflected by our $154,813. This means we can continue offering competitive loan rates and solid financial products for our members. We're also proud to have 10 full-time employees and 3 part-time employees dedicated to serving you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $4,964,853, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.02% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,372,802 in used vehicle loans and $2,124,658 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you can find a solution that works for you.

Credit Lines

For those who need extra flexibility in their finances, our total credit lines amount to $3,000,000. This option allows you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,649,752, providing you with the necessary support for your home purchase or refinancing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no outstanding unsecured credit card loans issued, our commitment remains strong in helping members manage their finances effectively when this product is available. At Softite Community located at 100 Longview Ave, Mingo Junction, OH 43938, our team is ready to assist you with all your lending needs. You can reach us at 740-314-8965 during our operating hours of 8 AM to 5 PM from Monday to Thursday and until 6 PM on Fridays. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us or explore our website at Softite Community for more information on how we can support your financial journey.

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SOFTITE COMMUNITY FEDERAL CREDIT UNION - Mingo Junction, OH

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