Social Security Credit Union Birmingham AL | Best Auto Loans & Business Banking

Introduction

At Social Security Credit Union, we understand that financial well-being is a cornerstone of a fulfilling life. Located at 1200 Reverend Abraham Woods Jr Blvd, Birmingham, AL 35285, our credit union has been serving the community since 1947. With over 2,700 members and assets totaling an impressive $33,487,951, we pride ourselves on being a trusted partner in your financial journey. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address: PO Box 937, Birmingham, AL 35201. Our dedicated team, led by CEO Angelic Pritchett and Board President Henry Williams, is here to support you with a range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. With total deposits of $3,173,980 and a net worth of $7,808,788, we are committed to maintaining the financial strength necessary to meet our members' needs. Our commitment to quality service is evident in our ability to facilitate 1,286 loans and leases, ensuring that you have access to the funds you need when you need them. We believe in investing back into our community and ensuring our members have the tools they need for success. Whether you're looking for checking accounts or planning for your future with savings options, we're here every step of the way. So why wait? Visit us today or give us a call at 205-323-7028. Explore how Social Security Credit Union can help you achieve your financial goals! For more information about our services or to apply for an account online, check out our website at ssacu.com.

Branch History & Mission

Welcome to the heart of Birmingham, where the Social Security Credit Union has proudly served our community since 1947. Established with a vision of fostering financial well-being, our branch has grown alongside its members, becoming a trusted partner in their financial journeys. Over the years, we have built a legacy grounded in trust, integrity, and a commitment to serving our members' needs. Located at 1200 Reverend Abraham Woods Jr Blvd, Birmingham, AL 35285, our branch is easily accessible for all. With a rich history of helping individuals and families achieve their financial goals, we currently serve over 2,700 members who benefit from our wide range of services. Our total assets have reached an impressive $33,487,951, reflecting our stability and dedication to member satisfaction. The mission of Social Security Credit Union is simple yet impactful: to provide exceptional financial services while fostering community support and empowerment. We understand that each member's journey is unique, which is why we offer personalized banking solutions tailored to meet your individual needs. Whether you are looking for checking and savings accounts, auto loans, or credit cards with rewards, we strive to make banking accessible and beneficial for everyone. While members can visit us at 1200 Reverend Abraham Woods Jr Blvd Birmingham Al 35285, official correspondence should be sent to PO Box 937, Birmingham, AL 35201. We are dedicated to making your experience seamless; that's why we offer modern conveniences such as online banking and mobile applications. You can also access ATMs conveniently located nearby for easy cash withdrawals. Our commitment extends beyond just providing financial services; we actively participate in community outreach efforts that strengthen the bonds within Birmingham. We believe in giving back and supporting local initiatives that uplift those around us. With operating hours designed for your convenience Monday, Tuesday, Thursday, and Friday from 8:00 am to 3:30 pm and Wednesday from 8:30 am to 3:30 pm our team is here ready to assist you with any inquiries or services you may need. You can reach us at (205) 323-7028 for any questions or assistance. Join us at Social Security Credit Union today! Experience the difference of being part of a community-focused organization that truly cares about your financial success. Together, let's build a brighter future!

Branch Location & Accessibility

Come Visit Us!

We invite you to explore all that we have to offer at Social Security Credit Union. Your satisfaction is our priority, so don't hesitate to reach out if you have any questions or need help with your account. Stop by today or give us a call; we look forward to serving you!

Nearby Landmarks and Accessibility

Our branch is ideally situated near local landmarks, making it a breeze to find us. If you're in the area visiting the Birmingham Civil Rights Institute or enjoying a day at Railroad Park, be sure to stop by! With ample parking available right outside our doors, accessing our branch is both simple and stress-free. We also prioritize accessibility for all members, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably.

Operating Hours

We know that your time is valuable, so we offer flexible hours to suit your schedule. Our lobby is open from 8:00 AM to 3:30 PM on Mondays, Tuesdays, Thursdays, and Fridays. On Wednesdays, we open slightly later at 8:30 AM but still close at 3:30 PM. If you have any questions or need assistance outside these hours, feel free to give us a call at 205-323-7028.

Services Offered

At Social Security Credit Union, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here for you every step of the way. Need cash? Our ATM is available for quick withdrawals and balance checks right on-site! Unfortunately, we do not currently offer drive-thru banking; however, our friendly staff is always ready to assist you inside the branch. While members can visit us at 1200 Reverend Abraham Woods Jr Blvd for all their banking needs, please send any official correspondence to our mailing address at PO Box 937, Birmingham, AL 35201.

Member Eligibility

Becoming a member of Social Security is like joining a friendly family that's dedicated to supporting your financial journey. If you live, work, or worship in the area or have a family member who is already a member, you're likely eligible to join us! Our community thrives on inclusivity, and we welcome individuals from all walks of life. By becoming a member at Social Security, you'll enjoy personalized service, competitive rates on loans and savings, and access to a range of financial products tailored just for you. Opening an account is straightforward and designed with you in mind. Simply visit our branch located at 1200 Reverend Abraham Woods Jr Blvd Birmingham Al 35285, or give us a call at (205) 323-7028 for more information. You can also check out the detailed eligibility criteria on our website at . We can't wait to help you take this exciting step toward better financial health!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a hassle-free way to manage your transactions. Our merchant services are designed to simplify payment processing so you can focus on what matters most growing your business. From point-of-sale systems to online payment solutions, we equip you with the tools needed to accept payments seamlessly. Visit us at 1200 Reverend Abraham Woods Jr Blvd Birmingham Al 35285, Birmingham, AL or call us at (205) 323-7028 to discover how our business banking and commercial services can help turn your vision into reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? You can easily access funds through our ATM services available at our branch and other locations. This ensures that when you need cash in hand, it's just a quick withdrawal away. With a commitment to serving our community, Social Security strives to ensure that all members have access to the financial resources they need without hassle. If you're ready to take advantage of these great services or have questions about how we can assist you further, don't hesitate to reach out! Call us today at (205) 323-7028 or visit us during our operating hours from 8:00 am - 3:30 pm Monday, Tuesday, Thursday, Friday and 8:30 am - 3:30 pm on Wednesday. Let us help you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easy for you to drive away in the vehicle of your choice. We provide competitive rates and flexible terms, ensuring that you get the best deal possible.

Business Banking

At Social Security, we also cater to small businesses. Our business banking services include merchant services and business loans aimed at helping entrepreneurs thrive. Whether you're just starting out or looking to expand, we have the tools needed for your success.

Credit Cards with Rewards

Do you want to earn rewards while spending? Our credit cards come with various rewards programs that give you cash back or points for every dollar spent. This means every purchase can bring you closer to exciting perks!

Mortgage Loans & Refinancing

If homeownership is on your radar, we've got you covered with mortgage loans and refinancing options that can help turn your dream into reality. Our knowledgeable staff will work with you to find the right mortgage solution that fits your budget.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options so you can manage your accounts from anywhere at any time. Check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go.

Personal Banking

We understand that managing your day-to-day finances is crucial. That's why we offer various personal banking solutions, including checking and savings accounts designed to help you manage your money effectively. Whether you're saving for a vacation or just trying to keep track of your daily expenses, our accounts come with features that fit into your lifestyle.

Personal Loans & Debt Consolidation

For those unexpected expenses or if you're looking to consolidate debt, our personal loans can be a great option. We aim to provide affordable solutions that make sense for your situation, helping you regain control over your finances.

Digital & Online Banking

Go Green with E-Statements

Stay organized and reduce paper clutter by opting for e-statements! With this service, you can receive your account statements electronically available whenever you need them. It's not only convenient but also helps the environment.

Key Features

Our online banking platform allows you to view your account balances, pay bills, and transfer money between accounts with just a few clicks. Whether you're at home or on the go, managing your money has never been simpler. Plus, for those times when you need to send money quickly, our person-to-person transfer feature makes it easy to send funds directly to friends or family without any hassle.

Mobile App Convenience

For even more convenience, check out our mobile application available for download. With it, you can manage your finances right from your smartphone. Although mobile payments aren't offered yet, you'll still enjoy a user-friendly interface that lets you keep track of your transactions effortlessly. In summary, Social Security is committed to providing modern banking solutions that fit into your busy lifestyle while ensuring that your data remains protected. For more information about our digital and online banking services, visit us at https://ssacu.com/ today!

Security You Can Trust

We prioritize your security. While electronic signature authorization is not available at this time, rest assured that our systems are designed with robust security measures to keep your information safe. Your peace of mind is important to us.

Financial Strength

Continuous Investment in Growth

With $4,786,851 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $362 in used auto loans and $14,325,346 in total loans and leases.

Growing Membership Trust

Total Share and Deposit Accounts stand at 5,089, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $196,239. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Social Security is your trusted partner. Visit us at 1200 Reverend Abraham Woods Jr Blvd Birmingham Al 35285 or call (205) 323-7028 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $752,813 in share certificates and $1,238,752 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is evident through our $55,820, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Foundation

With a net worth of $7,808,788, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,332 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,104,555 in used vehicle loans and $1,227,044 in new vehicle loans already helping members get on the road. We provide flexible terms and options for both new and used vehicles, ensuring you find a loan that fits your budget.

Credit Lines

For those who need extra flexibility, our credit lines totaling $2,852,600 offer you access to funds when you need them most. Whether it's for unexpected expenses or planned purchases, this option provides peace of mind. At Social Security, we are committed to offering transparent and straightforward lending solutions. If you're considering refinancing options or want more details about eligibility, our team is ready to assist you with all the information you need. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to start your loan application process, feel free to reach out at (205) 323-7028, or visit us at our branch located at 1200 Reverend Abraham Woods Jr Blvd Birmingham Al 35285 in Birmingham, AL. We're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,213, make buying or refinancing simple. We aim to provide competitive rates and personalized service to help you secure your dream home without the hassle.

Unsecured Credit Card Loans

Managing everyday expenses can be tough, but our unsecured credit card loans are here to help. With a total of $1,118,691 in loans, we offer flexible terms that allow you to manage your finances effectively while enjoying the benefits of credit.

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Social Security