Soarion Credit Union Schertz TX: Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Soarion, your trusted credit union located at 6000 FM 3009 Ste 206, Schertz, TX 78154. Established in 1952, we have proudly served our community for over seven decades, growing alongside our members and adapting to their needs. With a current membership of 55,355 and total assets amounting to an impressive $631,268,843, we are committed to providing personalized financial solutions that empower you to achieve your goals. At Soarion, we believe in the power of community. Our dedicated team of 134 employees works tirelessly to ensure that every member receives the support they need. Under the leadership of our CEO, Ricardo Ledezma, and Board President, Sam Farace, we strive to create a welcoming environment where everyone can thrive financially. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: 1560 Cable Ranch Rd Ste 200, San Antonio, TX 78245. Whether you're looking for checking and savings accounts, auto loans, or business banking services, Soarion is here for you. We currently offer loans totaling 22,399, ensuring that you have access to the resources necessary for your personal and business ventures. With total deposits reaching $30,784,655 and a net worth of $44,610,638, our financial stability allows us to provide competitive rates and exceptional service. Take advantage of our online banking options or visit us during our lobby hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. For any inquiries or assistance, feel free to call us at 210-673-5610 or send a fax to 210-678-5292. Join us today at Soarion where your financial future takes flight! Explore more about our services by visiting our website or learn about membership eligibility here. We look forward to serving you!

Branch History & Mission

A Call to Action

We invite you to join Soarion today! Experience the benefits of being part of a credit union that truly cares about its members and the community. Discover how we can help you achieve your financial goals while making a positive impact in Schertz and beyond. Visit us online or give us a call at 210-673-5610 for more information on how you can become a member today!

Evolution and Milestones

Over the years, Soarion has evolved significantly. From humble beginnings, we have expanded our services and adapted to the changing financial landscape. Our total assets now stand at an impressive $631,268,843, reflecting our commitment to responsible growth and member support. We pride ourselves on being a member-focused credit union that prioritizes community involvement and financial education. Our operating hours are convenient for everyone Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. We offer essential services such as personal banking, auto loans, mortgage financing, and online banking options to ensure that members can manage their finances with ease. Additionally, with ATM availability and drive-thru banking services, accessing your funds is always hassle-free.

Mission Statement

At Soarion, our mission is clear: we aim to provide exceptional financial services while fostering a sense of community among our members. We believe that financial well-being goes hand-in-hand with community support. That's why we engage in outreach programs and partnerships that uplift local initiatives and encourage economic growth. Whether you're looking for checking accounts or seeking assistance with personal loans and debt consolidation, our dedicated staff is here to guide you every step of the way. While members can visit us at our branch location in Schertz, official correspondence should be sent to our mailing address at 1560 Cable Ranch Rd Ste 200, San Antonio, TX 78245.

Branch Location & Accessibility

Welcome to Soarion, your friendly neighborhood credit union located at 6000 Fm 3009 Ste 206 in Schertz, TX. We're nestled in a vibrant area, just a stone's throw away from the bustling community and nearby landmarks that make our location convenient for all your banking needs. Whether you're heading to the local park or enjoying a meal at one of the nearby eateries, you can easily swing by our branch. At Soarion, we prioritize accessibility and convenience. Our branch is equipped with ADA-compliant features to ensure everyone can access our services comfortably. Ample parking is available for our members, making it easy to visit us anytime during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. For those on the go, we offer drive-thru banking for quick transactions like deposits and withdrawals without leaving your car. Plus, with ATM availability on-site, you can access your funds whenever you need them. If you need to send official correspondence, please note that while you can visit us at our Schertz location, our mailing address is different: 1560 Cable Ranch Rd Ste 200, San Antonio, TX 78245. Our dedicated team is here to assist with a variety of services including personal banking, auto loans, mortgage options, and more. Don't hesitate to give us a call at 210-673-5610 if you have any questions or want to learn more about how we can help you achieve your financial goals. Come visit us today! We look forward to welcoming you into the Soarion family.

Member Eligibility

Becoming a member of Soarion is like joining a warm, welcoming family that supports your financial journey. If you're interested in opening an account with us, you'll be pleased to know that our membership is open to individuals who live, work, or worship in the communities we serve. This means that whether you're just starting out or looking for a better banking experience, you're likely eligible to join our community. We offer a range of benefits designed to help you thrive financially, including competitive rates on loans and savings accounts, personalized service, and access to helpful resources. To explore the specific eligibility criteria and see if you qualify, feel free to check out this detailed guide at https://soarion.org/connect/open-apply/membership-eligibility. When you're ready to take the next step, opening an account is straightforward! You can easily start the process online or reach out to us directly at (210) 673-5610 for assistance. Our branch is located at 6000 Fm 3009 Ste 206 Schertz Tx 78154, and we would love to welcome you into the Soarion family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services can simplify your transactions and enhance customer experiences. Imagine having a payment processing solution that not only accepts credit cards but also integrates seamlessly with your sales system. This means faster checkouts and happier customers. Whether you're just starting out or looking to expand, Soarion is here to provide the tools and support you need for a successful business journey. Connect with us today at (210) 673-5610!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

Our branch offers basic drive-thru banking for simple transactions like deposits and withdrawals, making it easier than ever to bank without leaving your car. We also ensure basic ATM access so you can check balances and withdraw cash without hassle. At Soarion, we pride ourselves on understanding the needs of our members and providing personalized service every step of the way. Our knowledgeable team is here to assist you with any questions about our offerings or how they fit into your financial plans. Don't hesitate to reach out! Call us at (210) 673-5610 or visit us during our operating hours Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 1 pm to learn more about how we can help you achieve your financial goals. Join us today and discover the difference a community-focused credit union can make in your life!

Business Banking

For entrepreneurs and business owners, our Business Banking services offer tailored solutions including merchant services and business loans. We understand the unique challenges businesses face and strive to support local enterprises with flexible financing options that can help them thrive.

Digital Banking Services

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. Whether it's transferring funds between accounts or checking your balance on the go, our digital tools are designed for ease of use. You can also take advantage of our ATM & Cash Withdrawal Services at various locations for quick access to your funds.

Loans and Financing

When it comes to financing your dreams, our range of loan products is here to help. From Auto Loans & Vehicle Financing for that new car you've had your eye on to Mortgage Loans & Refinancing options that can make homeownership more affordable, we've got something for everyone. If you find yourself needing extra cash for unexpected expenses, our Personal Loans & Debt Consolidation options can provide the financial relief you need.

Personal Banking

For individuals seeking everyday banking solutions, we offer Personal Banking services that include checking and savings accounts designed to help you manage your finances effectively. Imagine having an account that not only keeps your money safe but also grows it through competitive interest rates. Plus, our Credit Cards with Rewards allow you to earn points on your purchases, turning everyday spending into exciting rewards.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://www.soarion.org/, you have the power to check your balances, pay bills, and transfer money whenever you need to. It's all about giving you real-time access to your accounts with just a few clicks or taps.

Mobile Banking Made Easy

Our mobile application brings banking right to your fingertips. You can make mobile payments with ease, so whether you're shopping or dining out, paying is simple. Plus, our person-to-person transfer feature allows you to send money to friends and family quickly and securely.

Security You Can Trust

We prioritize your security with features that keep your information safe while still being user-friendly. Although we do not currently offer electronic signature authorization, you can feel confident knowing that your transactions are protected through advanced security measures. In summary, Soarion provides a comprehensive suite of digital banking options that make managing your money straightforward and hassle-free. Embrace the convenience of modern banking today!

Stay Organized with E-Statements

Keeping track of your finances is easier than ever with our e-statements. Enjoy quick access to your account statements without the clutter of paper perfect for staying organized and environmentally friendly.

Financial Strength

At Soarion, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining the financial health that empowers you to achieve your goals, whether it's saving for the future or financing your next big purchase. Our financial data is sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $44,610,638, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 705 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $187,862,518 in share certificates and $95,478,655 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,320,734, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $42,702,683 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $11,321 in used auto loans and a total of $524,068,010 in loans and leases available across various sectors. Our operational efficiency shines through with a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 134 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 90,098, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Soarion is your trusted partner. Visit us at 6000 Fm 3009 Ste 206 Schertz TX 78154 or call 210-673-5610 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Offerings

For those looking for more options, we provide total credit lines amounting to $251,058,885, offering flexibility when managing larger purchases or unexpected expenses. We are always here to discuss refinancing options if you're looking to lower your current interest rates or modify existing loans. If you're ready to explore these opportunities, don't hesitate to reach out! You can contact us at (210) 673-5610 during our operating hours: M-F from 9 am - 5 pm and Saturday from 9 am - 1 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Soarion, we are dedicated to providing personalized service and effective financial solutions that empower our members. Let us help you take the next step towards achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $230,890,412 in used vehicle loans and $102,808,835 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable pre-owned vehicle, we provide competitive rates and flexible terms designed for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $100,323,676, make buying or refinancing simple. We are committed to guiding you through every step of the mortgage process, ensuring you have all the information needed to make informed decisions about your future home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,392,826 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to fit your lifestyle, making it easier for you to handle everyday expenses.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and accuracy, LendMesh serves as a reliable tool for consumers looking to make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the information they receive reflects genuine market conditions. LendMesh offers several key benefits to users: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of LendMesh as a loan comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*