Introduction
Welcome to Smmh, your trusted credit union located at 815 Freeport Rd, Pittsburgh, PA 15215. Since our establishment in 1966, we have proudly served our community with a commitment to financial well-being and personalized service. With a growing membership of 818, we focus on building lasting relationships and providing valuable financial solutions tailored to your needs. At Smmh, we understand that every member's journey is unique. That's why we offer a range of services including personal banking, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. As of now, our total assets stand at an impressive $3,618,766, backed by total deposits of $328,323 and a solid net worth of $732,806. These figures reflect our strong foundation and ability to support our members effectively. Our dedicated team is led by CEO Susan Bonk and Board President Carl Anderson, both of whom are deeply committed to enhancing your financial experience. With only 2 employees, we maintain a personal touch that larger institutions often lack. We invite you to reach out at 412-784-4746 for any inquiries or visit us during our lobby hours from 7 AM to 3 PM on weekdays. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: 815 Freeport Road, Pittsburgh, PA 15215. Join us at Smmh today and discover how we can help you achieve your financial goals with confidence!
Branch History & Mission
At Smmh, we take pride in our rich history and commitment to serving the community of Pittsburgh, PA. Established in 1966, our branch has grown alongside our members, evolving to meet their financial needs while staying true to our core mission: to provide accessible and affordable financial services that empower individuals and strengthen our community. Located at 815 Freeport Rd, Pittsburgh, PA 15215, we are conveniently situated near local landmarks, making it easy for members to visit us. Our branch is designed with you in mind, offering personalized service with a focus on building lasting relationships. Over the years, we have welcomed over 818 members who trust us with their financial journeys. With total assets amounting to $3,618,766, we are proud to support our members' goals be it saving for a home or financing a vehicle. Our mission goes beyond just banking; it's about making a difference in the lives of those we serve. We strive to offer not only personal banking services like checking and savings accounts but also auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We understand that every member has unique needs, which is why we are dedicated to providing tailored solutions and exceptional customer service. While members can visit us at our branch location for all their banking needs during our operating hours from 7 AM to 3 PM, official correspondence should be sent to 815 Freeport Road, Pittsburgh, PA 15215 if different from our branch address. Even though we currently do not offer ATM or drive-thru services, rest assured that our friendly staff is always ready to assist you inside the branch. At Smmh, we believe in the power of community partnerships and outreach efforts. We actively engage with local organizations to help foster economic development and improve the quality of life in Pittsburgh. Our goal is to support initiatives that uplift families and promote financial literacy throughout the area. As we look toward the future, we remain committed to enhancing our digital capabilities while ensuring ADA compliance so that everyone can access our services easily. We want all members of the community to feel included and supported. We invite you to join Smmh today! Experience firsthand how we can assist you in achieving your financial dreams while being part of a supportive community. Together, let's create a brighter financial future for everyone in Pittsburgh! For more information or assistance, please call us at 412-784-4746.
Branch Location & Accessibility
Banking Services Tailored for You
Here at Smmh, we offer a range of services designed to meet your banking needs, including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Our dedicated team is ready to help you with business banking as well, offering merchant services and business loans.
Connect With Us
Have questions or need assistance? Feel free to give us a call at (412) 784-4746. We encourage you to visit us soon our friendly staff looks forward to welcoming you into our community-focused branch!
Convenient Operating Hours
Our doors are open Monday through Friday from 7 AM to 3 PM, allowing you to stop by before or after work with ease. We strive to accommodate your busy schedule while providing personalized service tailored to your financial goals.
Easy Access for Everyone
At Smmh, we prioritize accessibility for all members of our community. Our location features ADA-compliant entrances and ramps, ensuring that everyone can easily access our services. We have ample parking available, so you can focus on what matters most without worrying about finding a spot.
Member Eligibility
Joining the Smmh family is like stepping into a community where your financial well-being is our top priority. To become a member, you simply need to meet a few friendly eligibility criteria that focus on serving individuals who are connected to our values and mission. If you live, work, worship, or attend school in the Pittsburgh area, you're likely eligible! We aim to create an inclusive environment where everyone can benefit from our range of services, which include personal banking options, auto loans, and much more. Ready to start your journey with us? Opening an account at Smmh, located at 815 Freeport Rd Pittsburgh Pa 15215, is a breeze! Just give us a call at (412) 784-4746 for more information or visit our website for detailed eligibility requirements. We can't wait to welcome you aboard!
Business Banking & Commercial Services
Financing Solutions for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, our focus remains on building partnerships that empower local entrepreneurs.
Merchant Services That Matter
Imagine being able to accept payments effortlessly while focusing on what you do best running your business. Our merchant services provide you with the tools needed to process transactions smoothly, allowing you to enhance customer experiences and streamline operations. Whether you're a start-up looking for your first loan or an established company seeking to expand, Smmh is here to guide you every step of the way. Visit us at 815 Freeport Rd Pittsburgh Pa 15215 in Pittsburgh, PA or call us at (412) 784-4746 for more information about how we can support your business goals.
Comprehensive List Of Services
Accessing Cash When You Need It
While we currently do not have ATMs or drive-thru services at Smmh, our friendly staff is always available during lobby hours from 7 AM to 3 PM to assist you with cash withdrawal services or any other banking needs. We invite you to visit us at 815 Freeport Rd Pittsburgh Pa 15215 in Pittsburgh, PA or call us at (412) 784-4746 for more information about how we can serve you better. Let's work together towards achieving your financial goals!
Business Banking Made Simple
For our business members, we provide essential banking services like merchant services and business loans. Running a business comes with its own set of challenges, but with our support, you can focus more on what you do best while leaving the banking details to us.
Convenient Digital Banking Features
In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills all from the comfort of your home.
Credit Options That Reward You
At Smmh, we also offer credit cards that come with rewards designed for everyday spending. Whether it's cashback on groceries or points for travel, our credit cards give you more than just purchasing power they reward you for being a valued member.
Personal Banking Solutions
For individuals and families, our personal banking services are designed to make managing your money straightforward and accessible. We offer checking and savings accounts that cater to various lifestyles, ensuring that you can easily keep track of your finances. If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to fit your budget. Homeownership is within reach with our mortgage loans and refinancing solutions. We understand that buying a home is one of the biggest decisions you'll make, so we're here to guide you through every step of the process. And if you're facing unexpected expenses or want to consolidate debt, our personal loans can offer the support you need without added stress.
Digital & Online Banking
24/7 Accessibility
Even without round-the-clock online banking services, you can rely on us during our operating hours from 7 AM to 3 PM on weekdays for any assistance you need. Our friendly team is ready to help you navigate your banking needs in person or over the phone at (412) 784-4746. At Smmh, we believe that everyone deserves an easy way to manage their money. We're dedicated to enhancing our digital offerings so that you can enjoy even more convenience in the future. Your financial journey matters to us, and we're here to support you every step of the way!
Key Features
With our online banking platform, accessible, you can easily check your account balances, review transactions, and manage your finances with just a few clicks. Although we currently do not offer features like electronic signatures or e-statements, our commitment to security remains strong. We prioritize keeping your personal information safe while providing an easy-to-use experience. While mobile payments and a dedicated mobile application are not available right now, our members can still enjoy the convenience of managing their accounts from any device with internet access. You can initiate person-to-person transfers with ease, ensuring that sharing funds with friends and family is hassle-free.
Financial Strength
A Growing Community
Total Share Accounts: 818, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Smmh is your trusted partner. Visit us at 815 Freeport Rd Pittsburgh Pa 15215 or call (412) 784-4746 to learn more about how we can help you achieve your financial goals.
Commitment to Efficiency
Our operational efficiency is evident in our $6,774. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Member-Centric Savings
Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Reinvestment for Better Services
With $732,806 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide financing is reflected in our $17 in used auto loans and $1,179,059 in total loans and leases, supporting your financial goals across various sectors.
Strong Financial Foundation
With a net worth of $732,806, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 20.25% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
At Smmh, we understand that life is full of financial needs, whether you're buying a car, purchasing your first home, or managing day-to-day expenses. That's why we offer a range of loan products designed to help you achieve your goals. Located at 815 Freeport Rd Pittsburgh Pa 15215 in Pittsburgh, PA, our team is dedicated to providing personalized service and support. With over 176 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, with a total of $34 in loans granted. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $272,248 in used vehicle loans and $666,958 in new vehicle loans already helping members get on the road. Thinking about homeownership? While we currently do not have mortgage options available, we are committed to helping you find the best solutions for your financial needs. For those looking for flexible spending options, we also offer unsecured credit card loans totaling $74,652, which can help you manage your finances effectively. If you're interested in expanding your business, our outstanding commercial loans can provide the capital needed to grow though at this time, we do not have any commercial loan offerings. However, if you're looking for credit lines, we provide up to $50,000, allowing you more freedom with your finances. Don't forget that refinancing options may be available for many of our loan products; please reach out to us directly at (412) 784-4746 for more information on eligibility and how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us at Smmh, where our knowledgeable staff is ready to help you navigate your borrowing options!
Loan Aggregator
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Ensuring Accurate Comparisons
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Take Action Today
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