SMARTCHOICE CREDIT UNION

Welcome to Smartchoice, your trusted financial partner located at 1 Les Buzz Way Ste A, Spring Valley, IL 61362. Since our establishment in 1957, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the needs of our members. With a total membership of 261, we focus on building lasting relationships based on trust and reliability. At Smartchoice, we're not just about numbers; we're about people. Our assets total an impressive $857,662, while our deposits amount to $178,019, reflecting the confidence our members have in us. We understand that financial security is crucial, which is why we maintain a net worth of $236,202 and ensure our members have access to a wide range of services including personal banking, auto loans, mortgage loans, and business banking solutions. Led by our dedicated CEO, Vickie Chiesi, and Board President, Robin Pufahl, our small but passionate team of just one employee is here to serve you. We take pride in offering personalized service that makes every member feel valued. You can reach us at (815) 481-3537 during our lobby hours from Monday to Friday, 9 AM to 5 PM. While members can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to 1 Les Buzz Way, Spring Valley, IL 61362. Whether you're looking for guidance on loans or want to explore savings options, Smartchoice is here for you every step of the way. Join us today and experience a credit union that puts your needs first! Visit us or give us a call to learn more about how we can help you achieve your financial goals.

At Smartchoice, we take pride in our rich history and commitment to serving the community of Spring Valley, Illinois. Established in 1957, our branch has grown from a small credit union into a trusted financial partner for many individuals and families. Located at 1 Les Buzz Way Ste A, our branch is easily accessible and is surrounded by local landmarks that reflect the vibrant spirit of our city. Over the years, Smartchoice has evolved significantly. We have expanded our services to cater to the diverse needs of our members while maintaining our core mission: to provide affordable financial solutions that promote economic well-being and foster community growth. With a total membership of 261 and assets amounting to $857,662, we are dedicated to creating a positive impact in the lives of those we serve. Our mission statement encapsulates our purpose: "To empower our members through personalized financial services while actively supporting the community." This means we strive not only to offer competitive rates on products like checking accounts, auto loans, and credit cards but also to engage in meaningful partnerships and outreach efforts within Spring Valley. While members can visit us at 1 Les Buzz Way Ste A Spring Valley Il 61362, official correspondence should be sent to 1 Les Buzz Way, Spring Valley, IL 61362. Our operating hours are Monday through Friday from 9 AM to 5 PM, making it convenient for you to meet with us or access our services. Smartchoice is also proud to provide modern conveniences such as online banking options and shared service center availability. Although we currently do not have ATM or drive-thru services, we ensure that all interactions are customer-centric and designed for your ease. As we look toward the future, we remain committed to upholding our values and expanding our offerings. We believe in transparency, integrity, and accountability principles that guide every decision we make. Join us at Smartchoice today and discover how we can support your financial journey while contributing positively to the Spring Valley community. Whether you're looking for personal banking solutions or business financing options, we're here for you every step of the way! If you have any questions or wish to learn more about becoming a member, don't hesitate to reach out at (815) 481-3537.

Welcome to Smartchoice, your friendly neighborhood credit union located at 1 Les Buzz Way Ste A in Spring Valley, IL. Our branch is easy to find and perfectly situated near popular local landmarks, making it a convenient stop for all your banking needs. Whether you're coming from the nearby schools or heading back home after a busy day, we're here to serve you with open arms! At Smartchoice, we know that accessibility matters. Our branch is designed to be welcoming for everyone, featuring ADA-compliant entrances and ramps to ensure smooth access. You'll also find ample parking available right outside, so you can quickly pop in without any hassle. We're proud to offer a range of services tailored just for you. From checking and savings accounts to auto loans and personal financing options, our team is ready to assist you during our operating hours: Monday through Friday from 9 AM to 5 PM. Although we currently don't have an ATM or drive-thru service, our shared service center is available for basic transactions like deposits and withdrawals for partner credit union members. If you need assistance or have questions about our services, don't hesitate to reach out! You can give us a call at 815-481-3537. We look forward to seeing you soon at Smartchoice where your financial journey begins!

Joining the Smartchoice family is like becoming part of a close-knit community where everyone looks out for one another. To become a member at our branch located at 1 Les Buzz Way Ste A, Spring Valley, IL 61362, you'll need to meet a few simple eligibility criteria. Generally, we welcome anyone who lives, works, or worships in the area and their immediate family members. It's all about creating connections and supporting each other. You can find more detailed information on eligibility by visiting our website at . Opening an account with us is straightforward and welcoming. Whether you're looking for personal banking services like checking and savings accounts, auto loans, or even business banking options, we are here to assist you every step of the way. If you have questions or want to start your membership journey, feel free to give us a call at (815) 481-3537. We look forward to having you as part of our community!

At Smartchoice, we understand that managing your finances should be easy and secure, no matter where you are. Our digital and online banking services are designed to give you the freedom to bank on your terms, providing 24/7 access to your accounts. While we currently don't offer online banking at , our commitment to security remains a top priority. You can trust that your financial information is safe with us, as we follow strict security protocols to keep your data protected. Although we do not provide features like electronic signature authorization or mobile payments at this time, we focus on making your banking experience smooth and straightforward. You can easily manage your account with basic shared branch transactions like deposits and withdrawals if you're visiting our location at 1 Les Buzz Way Ste A Spring Valley Il 61362. If you're looking for a way to send money quickly, our current offerings don't include person-to-person transfers either. However, we're always exploring ways to enhance our services to better meet your needs. To stay updated on any future enhancements or services that may become available, feel free to reach out to us at (815) 481-3537. Your convenience is important, and we're here to support you every step of the way!

At Smartchoice, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. The strength of our financial foundation allows us to provide a range of services designed to meet your needs while ensuring peace of mind. With a net worth of $236,202, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,754 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $223,082 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $29 in used auto loans and $747,672 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $13,120, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 296, showcasing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $0, indicating further stability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Smartchoice is your trusted partner. Visit us at 1 Les Buzz Way Ste A Spring Valley Il 61362 or call (815) 481-3537 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*