SMART FINANCIAL CREDIT UNION

Welcome to Smart Financial, your trusted partner in achieving financial success right here at our Spring Marketplace branch, located at 7206 N Grand Pkwy W, Spring, TX 77379. Established in 1934, we have proudly served our community for decades, building strong relationships with our 60,548 members. With total assets of $843,650,307 and deposits totaling $101,339,425, we are committed to providing you with the financial support you need. At Smart Financial, we understand that every member has unique needs. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our team is dedicated to helping you navigate your financial journey smoothly. Our leadership team is passionate about fostering a welcoming environment. Under the guidance of CEO LeAnn Kaczynski and Board President Chad Greer, our staff of 197 employees is here to assist you with any inquiries or services you may require. Whether you're interested in personal loans or business banking solutions, we're here to help! For official correspondence, please note that while you can visit us at our branch address above, all mailing should be directed to: 7206 N Grand Pkwy W, Spring, TX 77379-1684. If you have any questions or need assistance, feel free to reach out to us at 713-407-8591. Join us at Smart Financial where we prioritize your financial well-being and work together towards a brighter future! Visit our website at smartcu.org for more information or stop by today!

Welcome to Smart Financial, your friendly neighborhood credit union located at 7206 N Grand Pkwy W in Spring, Texas! Our branch is conveniently situated near popular spots like the Spring Marketplace, making it easy for you to stop by for all your banking needs. With a focus on accessibility, we ensure that everyone can enjoy our services, offering features that comply with ADA standards and ample parking options right at our doorstep. While members can visit us at 7206 N Grand Pkwy W, official correspondence should be sent to our mailing address at 7206 N Grand Pkwy W, Spring, TX 77379-1684. At Smart Financial, we want to make your banking experience as smooth as possible. Our lobby hours are designed with your convenience in mind: we're open Monday, Tuesday, Thursday, and Friday from 9 AM to 5 PM, and on Wednesdays from 9 AM to 2 PM. Need assistance after hours? Feel free to give us a call at 713-407-8591; we're here to help! For those on the go, we offer ATM access so you can withdraw cash or check your balance anytime you need it. Unfortunately, we do not have drive-thru service available at this location. However, our friendly staff is always ready to assist you inside the branch. Whether you're looking for personal banking solutions like checking and savings accounts or need financing options such as auto loans and mortgages, Smart Financial has got you covered. We also provide business banking services and convenient online and mobile banking options for our members. We invite you to come visit us at Smart Financial! Experience personalized service and find out how we can support your financial goals. Your satisfaction is our priority!

At Smart Financial, we believe that becoming a member is about joining a welcoming community that supports your financial journey. If you're wondering whether you qualify, the good news is that eligibility is designed to be inclusive. Generally, anyone who lives, works, or worships in our local area can join us! We also welcome family members of existing members, so you can share the benefits of membership with your loved ones. For more detailed information on eligibility requirements, feel free to check out our website at http://www.smartcu.org/about-smart/membership . Joining Smart Financial means you'll enjoy a variety of financial services tailored to fit your needs, from personal banking and auto loans to business services. The account opening process is straightforward and friendly; all you need to do is reach out! Our team is here to help you every step of the way. You can call us at (713) 407-8591 for assistance or visit us at our branch located at 7206 N Grand Pkwy W Spring Tx 77379. We look forward to welcoming you into our community!

At Smart Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a solid foundation that ensures you can trust us with your financial needs. With a net worth of $85,780,391, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,014 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $59,609,104 in share certificates and $92,762,155 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $81,243,028 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,231 in used auto loans and $531,597,914 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $2,473,748, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 193 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 124,466, our growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Smart Financial is your trusted partner. Visit us at 7206 N Grand Pkwy W Spring Tx 77379 or call (713) 407-8591 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.