SMART FINANCIAL CREDIT UNION

Welcome to Smart Financial, your trusted partner in achieving financial wellness. Located at 2510 North Loop W, Houston, TX 77092, our branch has been serving the community since 1934. With a strong commitment to our members, we have grown to a total membership of 60,548 and manage assets exceeding $843,650,307. At Smart Financial, we understand that your financial needs are unique. That's why we offer a range of services designed to help you thrive from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our community-focused approach ensures that every member feels valued and supported. Under the leadership of our CEO, LeAnn Kaczynski, and Board President, Chad Greer, our dedicated team of 197 employees is here to provide personalized service that truly makes a difference. We take pride in our robust financial health, reflected by a net worth of $85,780,391 and total deposits of $101,339,425. While members can visit us at our branch location, official correspondence should be sent to PO Box 920719, Houston, TX 77292. If you have any questions or need assistance, don't hesitate to reach out at 713-850-1600. Join us on this journey towards financial empowerment visit us today or explore more about our services online at Smart Financial. Your future starts here!

Becoming a member of Smart Financial is like joining a close-knit community where your financial well-being is our top priority. We welcome anyone who lives, works, or worships in the Houston area to join us and enjoy a range of services designed with your needs in mind. Whether you're looking for personal banking solutions or business support, our doors are open for you. For full details on eligibility criteria, please visit this page. It's easy to get started! You can reach out to us at (713) 850-1600, and our friendly staff will guide you through the process of opening an account and becoming part of the Smart Financial family. Plus, being a member means enjoying lower fees and better rates, so don't miss out on the chance to enhance your financial journey with us at our branch located at 2510 North Loop W Houston Tx 77092.

At Smart Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a solid foundation that supports our commitment to you. With a net worth of $85,780,391, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,014 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $59,609,104 in share certificates and $92,762,155 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $81,243,028 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $531,597,914, with $6,231 dedicated to used auto loans alone. This lending capacity supports our members' financial goals across various sectors. Our operational efficiency is reflected in our $2,473,748, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 193 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 124,466, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Smart Financial is your trusted partner. Visit us at 2510 North Loop W Houston Tx 77092 or call (713) 850-1600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.