SMART CHOICE CREDIT UNION

Welcome to Smart Choice Credit Union, where your financial well-being is our top priority! Located at 1075 Blythe Ave SE, Cleveland, TN 37311, we have been serving our community since 2003 with a commitment to providing reliable and affordable financial services. With a strong membership base of 937 individuals, we pride ourselves on fostering relationships built on trust and integrity. At Smart Choice, we understand that every member has unique needs. That's why we offer a variety of services, including checking and savings accounts, auto loans, mortgage options, personal loans, and even business banking solutions. As of now, our total assets stand at an impressive $3,517,220, allowing us to support our members effectively. With total deposits amounting to $823,386 and a net worth of $370,613, our financial health reflects our dedication to serving you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1075 Blythe Ave SE, Cleveland, TN 37311-2948. You can reach us directly at (423) 559-1181 during our lobby hours from Monday to Friday, 9 AM to 5 PM. Our leadership team is committed to ensuring you receive the best possible service. Led by CEO Denis Collins and Board President James Neaton, we work tirelessly to create an environment where members feel valued and supported. Join us at Smart Choice Credit Union today! Visit our website at smartchoicecreditunion.com or give us a call. We look forward to helping you achieve your financial goals!

Welcome to Smart Choice Credit Union, a cornerstone of the Cleveland community since its founding in 2003. Nestled at 1075 Blythe Ave SE, Cleveland, TN 37311, our branch has been dedicated to providing financial services that truly meet the needs of our members. With a commitment to growth and community support, we proudly serve a membership base of 937 individuals, helping them achieve their financial goals. Over the years, Smart Choice has evolved significantly. We started small but have grown into a trusted institution with total assets reaching an impressive $3,517,220. Our journey reflects not just numbers but real lives transformed through accessible financial options. From auto loans to personal banking services, our mission has always centered around empowering our members with the tools they need for success. At Smart Choice Credit Union, we believe in being more than just a financial service provider. Our mission statement emphasizes our role as a community partner. We strive to foster financial well-being while supporting local initiatives that uplift and strengthen Cleveland. By focusing on personal relationships and understanding our members' needs, we work diligently to provide tailored solutions that make a difference in their lives. While you can visit us at our branch for friendly service during our operating hours of Monday to Friday from 9 AM to 5 PM, we encourage you to reach out anytime at 423-559-1181 for any inquiries or assistance. If official correspondence is necessary, please send it to our mailing address: 1075 Blythe Ave SE, Cleveland, TN 37311-2948. As we look ahead, Smart Choice continues to embrace modern advancements while ensuring that all members feel welcome and valued. Although we currently do not offer ATM services or drive-thru banking, we are committed to enhancing your experience through innovative solutions in the future. Join us on this journey! Become part of a credit union that puts people first and actively contributes to the vibrant fabric of Cleveland. Experience the benefits of membership with Smart Choice Credit Union today! Visit us online at smartchoicecreditunion.com for more information on how you can get involved and take advantage of our services.

Joining Smart Choice means becoming part of a welcoming community where your financial goals are supported and nurtured. To be eligible for membership, you simply need to live, work, or worship in the area around us, as well as meet a few other friendly criteria that prioritize inclusivity. This means that whether you're a long-time resident or new to the Cleveland area, you have the opportunity to experience all the benefits we offer. From personalized banking services to competitive loan rates, being a member opens up a world of financial possibilities tailored just for you. To get started with your membership at Smart Choice, simply check out our detailed eligibility criteria at https://smartchoicecreditunion.com/membership/ . If everything looks good, we make it easy for you to open an account online or in person just visit our account opening page at https://smartchoicecreditunion.com/memberform/ . If you have any questions or need assistance along the way, feel free to give us a call at (423) 559-1181. We're excited to welcome you to our family!

At Smart Choice, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle, giving you the freedom to bank whenever and wherever you need. You can access your accounts with ease through our online banking platform at https://smartchoicecreditunion.com/ . This service allows you to check balances, view transactions, and manage your money right from the comfort of your home or on the go. While we currently do not offer features like e-statements or electronic signature authorization, we prioritize keeping your information safe and secure with every transaction. Although we don't have mobile payments or a dedicated mobile application yet, you can still enjoy convenient banking through our website. We believe in making financial management accessible for everyone, which is why our platform is user-friendly and designed with your needs in mind. If you need to send money to friends or family, please note that person-to-person transfers aren't available at this time. However, our commitment to providing quality service means we're continually looking for ways to enhance your banking experience. At Smart Choice, even if our online banking services are limited right now, our team is always here to assist you during regular business hours. We invite you to visit us or call us at (423) 559-1181 for any questions or assistance you may need. Your financial well-being is our priority!

At Smart Choice, we understand that financial needs can vary greatly among our members. That's why we offer a diverse range of loan products to help you achieve your goals, whether it's purchasing a vehicle, buying a home, or managing your day-to-day expenses. Our commitment to serving you is reflected in our robust lending portfolio. With over 253 loans issued, we've helped thousands of members achieve their financial goals. If you're looking to buy a new car, our auto loans offer some of the lowest rates in the industry, with over $749,904 in used vehicle loans and $368,488 in new vehicle loans already helping members get on the road. These auto loans are designed to make your purchase affordable and straightforward, so you can focus on what matters most driving your new ride. Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently have no Junior Lien 1-4 Family Residential Properties loans totaling $0, we are dedicated to helping you find the right solution when you're ready. For those who need flexible financing options, we also offer unsecured credit card loans with total amounts currently at $0. This means that when the time comes for you to manage unexpected expenses or make purchases, we'll be here with options tailored just for you. If you're interested in exploring refinancing or eligibility options, we encourage you to reach out to us directly at (423) 559-1181. Our team is here to answer any questions and help guide you through the process. Located at 1075 Blythe Ave Se, Cleveland TN 37311, Smart Choice is committed to providing personalized service and competitive rates on all our loan products. We invite you to visit us during our lobby hours from Monday to Friday, 9 AM - 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here with Smart Choice, where we prioritize your success and satisfaction above all else!