Sm Credit Union Olathe KS | Affordable Vehicle Loans & ATMs

Introduction

Welcome to Sm, your trusted financial partner since 1960. Nestled in the heart of Olathe, KS, at 250 S Rogers Rd, we pride ourselves on being more than just a credit union we're a community. With a total membership of 2,392 individuals, we strive to offer personalized banking solutions that meet the unique needs of our members. At Sm, we understand the importance of financial stability and growth. That's why we manage a robust portfolio with total assets amounting to $77,971,877 and total deposits reaching $6,297,859. Our focus on lending is evident as we have facilitated 675 loans and leases to support our members' dreams, whether it's buying a new car or purchasing a home. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: P.O. BOX 498, MISSION, KS 66201. This ensures that your important documents are handled with care and reach us promptly. Our dedicated team, led by CEO Lisa Wall and Board President Jerry Fennesy, is here to ensure you feel valued and supported in every interaction. With just 4 employees, we maintain a warm and welcoming atmosphere where you can discuss your financial goals openly. As we continue to grow, we remain committed to making a positive impact within our community. Our members benefit not only from competitive rates but also from our commitment to service excellence. We invite you to explore our wide range of services including personal banking, auto loans, mortgage options, and more on our website at www.smfederal.org. If you have questions or need assistance, don't hesitate to call us at (913) 254-8547. Your financial journey matters to us!

Branch History & Mission

Commitment to Excellence

With operating hours from Monday to Friday, 8:00 AM to 3:30 PM, we ensure that our members have ample opportunity to connect with us. While currently, we do not offer ATM services or drive-thru banking, we are dedicated to enhancing your experience through online and mobile banking options, making it easier than ever to manage your finances on the go. For official correspondence, please note that while you can visit us at 250 S Rogers Rd Olathe Ks 66062, you may also send mail to P.O. BOX 498, MISSION, KS 66201 if needed. If you're looking for a financial partner that values integrity and community spirit as much as you do, look no further than Sm. Join us today and discover how together we can build a brighter future for you and your family. For more information or to become a member, please call us at (913) 254-8547 or visit our website at https://www.smfederal.org/ .

Our Mission

At the heart of Sm lies a clear mission: to empower our members through personalized banking solutions while fostering community well-being. We aim to provide a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Our focus is not just on transactions but on building long-lasting relationships that help our members achieve their financial goals. We believe in being more than just a financial institution. Our commitment extends into the community where we actively engage in outreach programs and partnerships that uplift those around us. By participating in local events and supporting charitable organizations, we strive to make a positive impact in every corner of Olathe.

Branch Location & Accessibility

Banking Made Easy

Though we currently do not have ATM or drive-thru services available at this branch, we are committed to providing personalized service inside the lobby. Our team is eager to help you navigate your financial options and answer any questions you may have about our offerings. Whether you're looking for checking and savings accounts or exploring loan options for your next vehicle or home purchase, Sm has got you covered. We also provide online and mobile banking services so you can manage your finances conveniently from anywhere. We invite you to visit us at Sm or give us a call at (913) 254-8547. Experience firsthand how we can help you achieve your financial goals!

Convenient Access and Features

At Sm, we prioritize your convenience. While our physical address is 250 S Rogers Rd Olathe Ks 66062, if you need to send any official correspondence, please direct it to our mailing address at P. O. BOX 498, MISSION, KS 66201. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and parking facilities that accommodate all members of our community. We understand that busy schedules can make banking challenging, which is why we offer flexible operating hours. Visit us Monday through Friday from 8:00 AM to 3:30 PM, where our friendly staff is ready to assist you with personal banking, auto loans, mortgages, credit cards, and more.

Member Eligibility

Becoming a member of Sm is like stepping into a warm and welcoming community where your financial well-being is our priority. If you live, work, worship, or attend school in the area around Olathe, KS, you may already be eligible to join us! We believe that everyone deserves access to friendly banking services, and we're here to help you every step of the way. For more specific details about eligibility, feel free to check out our membership page at http://WWW.SMFEDERAL.ORG/membership.php . Opening an account with us is simple and straightforward just give us a call at (913) 254-8547, and our dedicated team will guide you through the process. Join Sm today at 250 S Rogers Rd, Olathe, KS 66062, and experience the advantages of being part of our family-oriented credit union. We look forward to welcoming you!

Business Banking & Commercial Services

Business Loan Options

Imagine needing extra capital to purchase new equipment or expand your storefront. Our commercial loan options can help turn those plans into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having efficient payment processing is key. Our merchant services make it easy for you to accept payments from your customers, whether they prefer credit cards, debit cards, or mobile payments. This means you can focus on what matters most growing your business. Partner with us at Sm for business banking solutions that work for you. Let's take your business to new heights together! For more information, call us at (913) 254-8547 or visit our website at https://www.smfederal.org/ .

Comprehensive List Of Services

Additional Services

While we focus on core banking products, we also provide essential services like ATM access for cash withdrawals (though please note that we currently do not have ATMs on-site) which adds another layer of flexibility when managing your finances. At Sm, we strive not only to meet but exceed your expectations with every service we offer. If you're ready to explore how we can assist you further or if you have any questions about our offerings, don't hesitate to reach out! Contact us at (913) 254-8547, or visit us in person at our branch location in Olathe, KS. We look forward to helping you achieve your financial goals!

Business Banking

For entrepreneurs and small business owners, our business banking services include essential tools like merchant services and business loans. We understand the challenges of running a business, and we're committed to helping you thrive by providing financial resources tailored for success.

Loans and Credit Solutions

In addition to personal banking, Sm offers various personal loans and debt consolidation options. These can be especially helpful if you're looking to simplify your finances or manage unexpected expenses. We also feature credit cards with rewards, giving you an opportunity to earn while you spend. Our team is here to guide you through each step of the loan process, ensuring you find a solution that fits your lifestyle.

Online & Mobile Banking

In today's fast-paced world, convenience matters more than ever. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Check balances, pay bills, and transfer funds all from your smartphone or computer. With our easy-to-use digital platform, accessing your money has never been simpler.

Personal Banking

Our personal banking services are designed to support your everyday financial activities. From checking and savings accounts that offer competitive rates to help you grow your money, to auto loans and vehicle financing that make it easier to get behind the wheel of your dream car, we prioritize your needs. If you're considering buying a home, our mortgage loans and refinancing options can provide the financial flexibility you need to secure the right property.

Digital & Online Banking

Key Features

Our online platform includes e-statements, which means you can say goodbye to paper clutter and access your statements electronically. This not only helps the environment but also keeps your financial records organized and easy to retrieve. You'll also benefit from our person-to-person transfers, allowing you to send money quickly and securely to friends or family without any hassle. For those who prefer mobile transactions, our mobile payments feature lets you make purchases using just your smartphone. Even if you don't have our mobile application yet, you can still enjoy these services directly through your web browser. Security is a top priority for us. While we currently do not support electronic signature authorization, our systems are designed with multiple layers of protection to keep your information safe. We prioritize user-friendly experiences so that managing your money feels effortless rather than overwhelming. At Sm, we believe in providing accessible and real-time account management so you can focus on what matters most in life. Explore our digital banking options today at https://www.smfederal.org/ and experience the convenience firsthand!

Financial Strength

Committed Team

We also take pride in having 3 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team dedicated to your success.

Focused on You

Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates and lower fees. Our focus is evident as we have no non-member deposits, reflecting our dedication to serving our community.

Growing Together

Total Share Accounts stand at 3,756, showcasing a strong and growing member base that trusts us with their finances. Your trust fuels our mission to provide exceptional service every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sm is your trusted partner. Visit us at 250 S Rogers Rd Olathe Ks 66062 or call (913) 254-8547 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $111 in used auto loans and a total of $46,974,504 in loans and leases. This breadth of offerings ensures that whatever your needs may be whether buying a car or pursuing other financing options we're here to help.

Member-Centric Savings

Members' savings are secured through $31,238,365 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to our members allows us to prioritize your needs above all else.

Reinvestment for Growth

With $13,031,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment strategy allows us to provide more value while maintaining our operational integrity.

Solid Financial Health

With a net worth of $14,465,214, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,855 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,653,421 in used vehicle loans and $2,352,805 in new vehicle loans already helping members get on the road. We make it easy to get behind the wheel with flexible terms designed to fit your budget.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we offer credit lines totaling $27,590,833, providing additional flexibility for your spending needs. If you're looking for a straightforward way to manage expenses, our unsecured credit card loans are also available, although currently, there are no unsecured credit card loans issued.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,744,150, make buying or refinancing simple. We provide personalized service to help you navigate the home loan process smoothly.

Refinancing Options

If you're considering refinancing any of your existing loans, we can assist you in exploring eligibility options that might lower your monthly payments or reduce your interest rates. Our team is here to guide you through every step of the process. Our commitment at Sm is not just about providing funds; it's about empowering our members to achieve their financial dreams. For more information on our loan offerings or how we can assist you further, feel free to reach out at (913) 254-8547 or visit us at 250 S Rogers Rd Olathe Ks 66062 in Olathe, KS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Aggregator

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SM FEDERAL CREDIT UNION - Olathe, KS