Skyward Credit Union Independence KS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Skyward, your trusted partner in financial well-being right here in Independence, KS. Since opening our doors in 1941, we've dedicated ourselves to serving our community with integrity and commitment. Located at 3159 W Main St, we invite you to explore a world of financial possibilities tailored just for you. With over 21,000 members, our credit union stands strong with total assets amounting to an impressive $399,693,091. We are proud to offer a wide range of services designed to meet the diverse needs of our members, from checking and savings accounts to auto loans and business financing. At Skyward, we believe in empowering our members through personalized service and competitive rates. Currently, we have issued 14,330 loans and leases, demonstrating our commitment to helping you achieve your financial goals. Our total deposits exceed $5,547,166, reflecting the trust that our community places in us. Leadership is at the heart of what we do. Under the guidance of CEO Kevin Brittain and Board President Holly Dixon, our team of 67 employees is here to support you every step of the way. Whether you're looking for advice on personal banking or need assistance with business loans, we're ready to help. While members can visit us at 3159 W Main St, official correspondence should be sent to the same address for your convenience. If you have questions or need assistance, don't hesitate to call us at (316) 440-9690. Join us today at Skyward and experience firsthand how we can help you soar towards your financial aspirations! Visit our website at skywardcu.com or stop by our branch we can't wait to serve you!

Branch History & Mission

Skyward Credit Union, located at 3159 W Main St, Independence, KS 67301, has a proud history that dates back to its founding in 1941. Over the years, Skyward has grown from a small credit union into a vital financial institution serving over 21,000 members. With total assets reaching an impressive $399,693,091, we have established ourselves as a trusted partner in the community. From our humble beginnings, Skyward has always been committed to empowering our members through accessible financial services and education. Our mission is straightforward: to provide exceptional service while promoting financial well-being for our members and supporting the communities we serve. Whether it's through personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we aim to meet the diverse needs of our membership. Our branch offers convenient services such as ATM availability and shared service center access for even greater ease of banking. While we don't currently have drive-thru banking at this location, our lobby hours are designed to accommodate busy schedules open Monday through Thursday from 8:00 AM to 5:00 PM and Friday from 8:00 AM until noon. At Skyward, we understand that the success of our credit union is deeply tied to the well-being of our community. That's why we actively engage in various outreach efforts and partnerships that enhance local support systems and promote economic growth. We believe in giving back and ensuring that our community thrives alongside us. As technology advances, so do we. Our commitment to providing modern banking solutions includes online banking and mobile payment options that keep pace with today's digital world. We are dedicated to ensuring that all members can access their accounts easily and securely from anywhere. While members can visit us at our physical location on W Main St., official correspondence should be sent to the same address for your convenience. If you're looking for a financial partner that truly cares about your goals and aspirations, look no further than Skyward Credit Union. Join us today and experience firsthand how we can help you achieve your financial dreams! For more information or to become a member, call us at 316-440-9690 or visit our website at Skyward Credit Union. Let's embark on this journey together!

Branch Location & Accessibility

A Range of Services

At Skyward, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. If you're a member of another credit union, feel free to take advantage of our shared service center for basic transactions like deposits and withdrawals. For those on the go, we also provide ATM access right at our branch so you can manage your cash effortlessly. While members can visit us at 3159 W Main St, official correspondence should be sent to the same address for convenience. Ready to experience friendly service and comprehensive banking solutions? Don't hesitate to give us a call at (316) 440-9690 or stop by today! We look forward to welcoming you!

Banking Hours Made Easy

We understand that life can be busy, which is why our operating hours are designed to fit your schedule. Visit us Monday through Thursday from 8:00 AM to 5:00 PM, or stop by on Friday until noon. We want to make banking as convenient as possible for you!

Convenient Access

Our branch is just a stone's throw away from local landmarks, making it a breeze to visit us while you're out and about. With ample parking available, you can park with ease and step right into our welcoming lobby. Plus, our facilities are designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need them.

Member Eligibility

At Skyward, we believe that everyone deserves a chance to be part of a warm and welcoming community. Becoming a member is simple and open to individuals who live, work, worship, or attend school in the area. If you meet any of these criteria, you can join us at our branch located at 3159 W Main St Independence Ks 67301. Membership means more than just access to financial services; it opens the door to personalized support and a range of benefits designed to help you thrive. For detailed eligibility requirements, feel free to visit our website at https://www.skywardcu.com/who-can-join. Ready to take the next step? Opening an account with us is straightforward and can be done online or in person. You'll find that we're here to guide you every step of the way. If you have any questions or need assistance, don't hesitate to call us at (316) 440-9690. We're excited for you to join our family at Skyward!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,451,963, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with easy payment solutions. Our merchant services allow you to accept payments quickly and securely, helping to enhance customer satisfaction while streamlining your operations. From point-of-sale systems to online payment processing, we provide tools that fit your needs, allowing you to focus on what you do best growing your business. Visit us at 3159 W Main St Independence Ks 67301 in Independence, KS, or call us at (316) 440-9690 to discover how our business banking and commercial services can unlock new opportunities for your enterprise!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our Business Banking services include essential features like Merchant Services & Business Loans. We understand the challenges of running a business and strive to provide solutions that help you grow and succeed.

Credit Cards and Rewards

For everyday purchases, consider our Credit Cards with Rewards program. This card not only provides a secure way to shop but also offers rewards that can be redeemed for travel, cash back, or other perks making each purchase work harder for you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms. Access your accounts anytime, anywhere with features such as mobile payments, person-to-person transfers, and e-statements all designed to keep your finances at your fingertips. Plus, our ATM services ensure that cash withdrawal is never a hassle.

Loans for Every Need

When it comes to financing your dreams, we have you covered. At Skyward, we offer Auto Loans & Vehicle Financing that can help you get behind the wheel of your new car without breaking the bank. For those looking to invest in their homes, our Mortgage Loans & Refinancing options provide flexible terms and competitive rates that can save you money over time. Need quick cash? Our Personal Loans & Debt Consolidation services can assist in consolidating debt or covering unexpected expenses.

Personal Banking Solutions

Whether you're starting your savings journey or managing everyday expenses, our Personal Banking options are designed to support you. We offer various Checking & Savings Accounts tailored to fit different lifestyles and financial goals. Imagine having a checking account that helps you manage your day-to-day spending while also offering savings options with competitive interest rates.

Shared Branch Transactions

If you're traveling or away from home, you can still access your funds easily with our Basic Shared Branch Transactions, allowing deposits and withdrawals at partner credit unions nationwide. We invite you to visit us at Skyward in Independence or give us a call at 316-440-9690 to learn more about how we can support your financial journey. Whether you're looking for personal banking solutions or need assistance with business finances, our friendly team is here to help every step of the way!

Digital & Online Banking

Key Features

We prioritize your security with features like electronic signature authorization, making it simple for you to sign documents securely from the comfort of your home. Plus, our mobile application is designed for ease of use, ensuring that all banking tasks from checking transactions to making payments are right at your fingertips. If you're looking to send money quickly to friends or family, our person-to-person transfer feature has got you covered. And if you're someone who likes to make purchases using your smartphone, you'll be pleased to know we support mobile payments too! At Skyward, we aim to give you real-time control over your finances with user-friendly tools that fit into your lifestyle. Experience the future of banking with us today!

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts: 44,713, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $3,244,878, underscoring our capacity to support member needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Skyward is your trusted partner. Visit us at 3159 W Main St Independence Ks 67301 or call (316) 440-9690 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $143,188,230 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $-1,472,924, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 66 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Services

With $57,972,021 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $5,153 in used auto loans and $199,768,140 in total loans and leases.

Solid Financial Health

With a net worth of $56,746,223, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,419 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $9,451,963 provide the capital needed to grow and expand. We're committed to supporting local businesses as they thrive. At Skyward, we believe in empowering our members with options that work for them. If you're considering refinancing or want to explore eligibility options for any of our products, please don't hesitate to ask our knowledgeable staff during your visit or call us at (316) 440-9690. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a focus on transparency and member service, we're here to help you succeed financially!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $88,101,831 in used vehicle loans and $18,741,803 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a pre-owned option, our competitive rates make it easier than ever to drive away satisfied.

Credit Lines

Our credit lines are another great option, with total credit lines amounting to $76,818,698. This product offers flexibility for those who need access to funds without going through a traditional loan process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,633,282, make buying or refinancing simple. We offer various programs that can suit different situations, so you can find the right fit for your family's needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,067,533 in loans helping members manage their finances effectively. These cards provide convenience and purchasing power without tying up your assets.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions. This verification process means that users can trust the accuracy of the information they receive. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This approach ensures that users receive unbiased results, focusing solely on finding the best rates available. Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This real-time data helps individuals make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping consumers navigate their financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Skyward