Skyla Credit Union Rock Hill SC | Affordable Auto Loans & ATM Services

Introduction

Welcome to Skyla, your trusted partner in financial success! Located at 269 Harwich St, Rock Hill, SC 29730, our Riverwalk Branch has been serving the community since 1962. With over 103,000 members and a commitment to personal service, we pride ourselves on being more than just a credit union; we are a vital part of your neighborhood. At Skyla, we understand the importance of financial stability and growth. That's why we manage total assets exceeding $1.56 billion, ensuring that we have the resources to support your needs. Our dedicated team, led by CEO Eric Gelly and Board President Adrienne Dellinger, is here to guide you through everything from auto loans where we've facilitated over 54,500 loans to mortgage options tailored for your unique situation. Our branch is not just a place to bank; it's a hub of community engagement and support. We believe in empowering our members with financial education and resources that help them thrive. With total deposits amounting to $160,963,222 and cash reserves of $7,778,227, you can trust us to keep your finances secure while providing competitive loan rates that can make dreams a reality. While members can visit us at our Rock Hill location, official correspondence should be sent to the same address: 269 Harwich St, Rock Hill, SC 29730. Whether you're looking for checking and savings accounts or considering business banking services, we're here for you. Feel free to reach out at 704-375-0183 or explore more about us on our website: Skyla Credit Union. Come see how we can help you achieve your financial goals today!

Branch History & Mission

Skyla, located in the heart of Rock Hill, SC, has been serving its community since 1962. From our humble beginnings, we have grown into a trusted financial partner for over 103,000 members. Our branch at 269 Harwich St is not just a place to conduct transactions; it is a cornerstone of support and trust for our members. Over the years, Skyla has evolved significantly. We started with a small group of dedicated individuals who believed in the power of community banking. Today, with total assets exceeding $1.5 billion, we are proud to provide a wide range of services including personal banking, auto loans, mortgages, and business solutions. Our commitment to improving the financial well-being of our members has remained steadfast throughout this journey. At Skyla, our mission is simple yet profound: to empower our members by providing exceptional financial services while actively contributing to the local community. We believe that when our members thrive, so does our community. This mission drives us to engage in various outreach efforts and partnerships that make a real difference in people's lives. While members can visit us at 269 Harwich St, official correspondence should be sent to the same address. Our branch features an ATM for convenient access and offers drive-thru banking for those on the go. Our operating hours are designed with your convenience in mind Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM. In addition to traditional banking services, we've embraced technology to enhance member experiences. With online and mobile banking options available, members can manage their finances anytime, anywhere. We also offer shared service center availability for added flexibility. As we continue to grow and innovate, we invite you to join our Skyla family. Experience the benefits of being part of a credit union that genuinely cares about its members and community. Together, let's build a brighter financial future! For more information or to become a member today, call us at 704-375-0183 or visit our website.

Branch Location & Accessibility

Convenient Access

Our branch features ample parking space and is fully equipped with ADA-compliant accessibility options, including ramps for easy entry. We strive to ensure all members of our community can access our services comfortably. Plus, with an ATM available on-site and drive-thru banking options, your banking needs can be met quickly without ever leaving your car.

Operating Hours

Skyla's Riverwalk Branch operates Monday through Thursday from 9 AM to 5 PM and extends its hours on Friday until 6 PM. This schedule makes it easy for you to drop by when it's most convenient for you. Our friendly team is always ready to assist you during these hours with a smile.

Services Offered

At Skyla, we offer a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, we are here to help you achieve your financial goals. You can also enjoy the benefits of online and mobile banking for added convenience. If you're a member of a partner credit union, feel free to take advantage of shared service transactions at our branch as well! So why wait? Stop by Skyla's Riverwalk Branch today or give us a call at 704-375-0183 for more information. We look forward to welcoming you!

Member Eligibility

Becoming a member of Skyla is like stepping into a community that truly cares about your financial well-being. If you're looking to join us, you'll be happy to know that eligibility is straightforward and welcoming. Anyone who lives, works, worships, or attends school in the areas we serve can apply for membership. This means you could be part of our family if you're right here in Rock Hill or even nearby! Plus, as a member, you'll enjoy personalized service and a range of financial products designed just for you. For more detailed information on who qualifies, feel free to check out our eligibility criteria at https://www.skylacu.com/about-skyla/overview#eligibility. Opening an account with us is just as easy! You can start your journey by visiting our website at https://www.skylacu.com/enroll or give us a call at (704) 375-0183 if you have any questions. We're here to help you every step of the way at our branch located at 269 Harwich St Rock Hill Sc 29730. Join us today and experience the benefits of being part of the Skyla family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $300 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $246,716,185, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a payment solution that works as hard as you do. Our merchant services simplify transactions, allowing you to focus on what matters most your customers. With our tools, accepting payments becomes easier and more efficient, helping your cash flow remain steady. Located at 269 Harwich St Rock Hill Sc 29730, we're here to help your business thrive. Reach out to us today at (704) 375-0183 to explore how our tailored solutions can meet your needs!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our business banking services include merchant services and business loans tailored to support your operations and growth. We aim to help local businesses thrive by providing necessary resources and guidance.

Convenient Access & Support

Accessing your accounts has never been easier with our ATM services, including cash withdrawals and balance checks available at multiple locations. For those who prefer face-to-face interactions, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. Additionally, as part of our commitment to convenience, we offer basic shared branch transactions so members from partner credit unions can conduct their banking needs right here at Skyla.

Credit Cards & Rewards

Don't forget about our credit cards with rewards, perfect for everyday purchases that can earn you cash back or points toward travel. Using these cards responsibly can also help build your credit score over time.

Financing Your Dreams

When it comes to financing, whether you're buying a new car or refinancing your home, Skyla has you covered. Our auto loans and vehicle financing options provide competitive rates and flexible terms. If you're considering purchasing a home, explore our mortgage loans and refinancing options designed to help make your dream home a reality. For those unexpected expenses or consolidating debt, our personal loans can be an ideal solution. With straightforward terms and fast approval processes, we're here to help you regain control of your finances.

Get Started Today!

We invite you to visit us at our branch located at 269 Harwich St Rock Hill SC 29730, or give us a call at 704-375-0183 for any questions regarding our services. With flexible hours from Monday to Friday, we're here when you need us most. Explore how we can assist you in achieving your financial goals today! Visit us online at Skyla for more information on account opening and service details.

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts designed to fit different lifestyles. If you're saving for a vacation or simply want a secure place for your money, our accounts make it easy to track your finances. You can easily manage your funds through our online and mobile banking services, allowing you to check balances, pay bills, and transfer money anytime, anywhere.

Digital & Online Banking

Accessible and User-Friendly

All these features are designed with you in mind easy to navigate and user-friendly for all members. With real-time account management at your fingertips, you'll always know where your money stands. Join us today at Skyla and experience a new level of convenience in banking!

Key Features for Your Convenience

Our mobile application makes it even simpler to stay on top of your finances. You can use it for mobile payments, allowing you to make quick purchases without needing cash or cards. Plus, with person-to-person transfers available, sending money to friends or family is just a few taps away. Need to sign documents? Our electronic signature authorization feature streamlines the process, letting you complete transactions without the hassle of printing and mailing forms. And if you prefer going paperless, our e-statements keep your financial documents organized and accessible with just a click.

Online Banking Services

With our 24/7 online banking services, you can effortlessly check your account balances, pay bills, and transfer funds all from the comfort of your own device. Just visit us at https://www.skylacu.com/ to get started. We prioritize security, so you can trust that your information is safe while you manage your money.

Financial Strength

At Skyla, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing our commitment to providing reliable services and support. With a net worth of $148,055,249, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $429,057,394 in share certificates and $229,724,663 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,124,850, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $87,327,100 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $12,449 in used auto loans and $1,245,374,936 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through with a net income of $1,774,765, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 284 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust you've placed in us is reflected in our strong membership base boasting a total of 204,139 share and deposit accounts showing that more people are choosing Skyla as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Skyla is your trusted partner. Visit us at 269 Harwich St Rock Hill Sc 29730 or call (704) 375-0183 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,832,967 in used vehicle loans and $114,913,120 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you have access to reliable transportation.

Business Financing

For business owners, our outstanding commercial loans totaling $246,716,185 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funding at the right time.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $64,630,077 in loans helping members manage their finances effectively. Our credit cards come with rewards that can help you save while you spend.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $179,612,127, make buying or refinancing simple. Whether you're looking for your first home or considering an investment property, our team is here to guide you through every step of the process.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, ask about our refinancing options available across many of our loan products. We strive to provide solutions that work best for your financial situation. Our branch is conveniently located at 269 Harwich St, Rock Hill SC 29730. Feel free to reach out at 704-375-0183 during our operating hours: Monday - Thursday from 9 AM - 5 PM and Friday from 9 AM - 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Skyla, we're committed to helping you navigate your financial journey with confidence!

Loan Aggregator

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Skyla