Skyla Credit Union Spindale NC | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Skyla, your trusted financial partner located at 126 Gateway Commerce Ct, Spindale, NC 28160. Since opening our doors in 1962, we have proudly served our community, growing to a membership of over 103,354 individuals who trust us for their banking needs. Our commitment to providing exceptional service and support is reflected in our robust financial standing, with total assets reaching an impressive $1,561,839,642. At Skyla, we understand that each member's financial journey is unique. That's why we offer a wide range of services designed to meet your specific needs from personal banking options like checking and savings accounts to auto loans and mortgages. With a total loan portfolio of 54,547 loans and deposits totaling $160,963,222, we are here to help you achieve your financial goals while ensuring your peace of mind. Our leadership team is dedicated to fostering an environment where members can thrive. Under the guidance of CEO Eric Gelly and Board President Adrienne Dellinger, we prioritize transparency and community involvement. You can count on our knowledgeable staff of 288 employees to provide personalized service that makes banking easy and accessible. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: 3700 South Blvd, Suite 400, Charlotte, NC 28209. We invite you to explore what Skyla has to offer! Feel free to call us at 704-375-0183 or visit our website at skylacu.com for more information. Let's embark on this financial journey together!

Branch History & Mission

Welcome to Skyla, where our roots run deep in the heart of Spindale, NC. Since opening our doors in 1962, we have proudly served our community with dedication and integrity. Over the years, we have grown from a small credit union into a thriving financial institution that now boasts over 103,000 members and total assets exceeding $1.5 billion. Our branch is located at 126 Gateway Commerce Ct, conveniently situated near local landmarks that make it easy for you to find us. At Skyla, our mission is simple yet powerful: to provide exceptional financial services while supporting the well-being of our community. We believe that everyone deserves access to quality banking services that empower them to achieve their financial goals. This commitment drives us to offer a wide range of products from personal checking and savings accounts to auto loans and mortgages tailored to meet the diverse needs of our members. While members can visit us at 126 Gateway Commerce Ct Spindale Nc 28160, official correspondence should be sent to our mailing address at 3700 South Blvd, Suite 400, Charlotte, NC 28209. This ensures that your important documents reach us without delay. As technology has evolved, so have we. At Skyla, we prioritize digital advancements to enhance your banking experience. Our online and mobile banking platforms allow you to manage your finances anytime, anywhere. Whether you're making payments or checking balances, we've made it easier than ever. We also understand the importance of accessibility. Our branch is ADA compliant and offers drive-thru banking services for those who prefer convenience without leaving their vehicles. Additionally, we participate in shared service center programs that enable members from partner credit unions to access basic services at our location. Our commitment extends beyond banking; we actively engage in community outreach efforts through partnerships with local organizations and initiatives aimed at improving the lives of those around us. We believe that when our community thrives, we thrive together. Join us on this journey! Experience the benefits of being part of a credit union that values its members and prioritizes community support. Whether you're looking for a new account or seeking financial advice, Skyla is here for you every step of the way. Reach out today at 704-375-0183 or visit us online at Skyla's website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Get in Touch!

If you have questions or need assistance before your visit, don't hesitate to give us a call at 704-375-0183. Our friendly staff is ready to assist you! Come visit us today at Skyla's Forest City branch we can't wait to welcome you!

Nearby Landmarks and Accessibility

Situated just off the main road and close to local landmarks, our branch is easy to find. You'll find ample parking available right outside the entrance, making visits hassle-free. We're committed to accessibility and have features like ramps for those who need them.

Operating Hours

We want to make banking as convenient as possible for you! Our lobby hours are designed around your schedule: we're open from 9 AM to 5 PM Monday through Thursday and extend our hours until 6 PM on Fridays. Feel free to stop by during these times; we look forward to seeing you!

Services Offered

At Skyla's Forest City branch, we offer a range of services tailored to fit your financial needs. Enjoy personal banking options including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. For business members, we provide merchant services and business loans. Plus, take advantage of our online and mobile banking services for added convenience. For those who prefer drive-thru banking, we have that covered too! You can easily handle deposits, withdrawals, and simple transactions without leaving your vehicle. And if you're a member of a partner credit union, don't forget about our shared branch services.

Member Eligibility

Becoming a member of Skyla means joining a friendly and supportive community that's dedicated to helping you achieve your financial goals. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We warmly welcome individuals and their families who meet these simple criteria. Not only will you gain access to a variety of financial services designed with your needs in mind, but you'll also benefit from lower fees and better rates compared to traditional banks. Starting your membership is easy! You can find all the details about eligibility on our website at https://www.skylacu.com/about-skyla/overview#eligibility, where we've laid out everything you need to know. When you're ready to open your account, just visit us online at https://www.skylacu.com/enroll or give us a call at (704) 375-0183. We're located at 126 Gateway Commerce Ct Spindale Nc 28160, and our team looks forward to welcoming you into the Skyla family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $300 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $246,716,185, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having a reliable partner that simplifies your transactions while boosting customer satisfaction. Our merchant services offer easy payment processing solutions, allowing you to focus on what you do best running your business. Whether you're a small shop or a larger enterprise, our services are designed to streamline your operations, making it easier for customers to pay and for you to manage your finances. Located at 126 Gateway Commerce Ct Spindale Nc 28160 in Spindale, NC, we're here to support your business every step of the way. Contact us at (704) 375-0183 to learn more about how we can help you achieve your goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options offer competitive rates and flexible terms to help you drive away in the vehicle you desire. From new vehicles to used ones, we ensure that the loan process is straightforward so you can focus on what matters most enjoying your ride.

Business Banking

For entrepreneurs and business owners, Skyla provides tailored business banking solutions. From merchant services that simplify transactions to business loans that fuel growth, we understand what it takes to run a successful venture.

Convenient Access Services

Our commitment extends beyond just traditional banking hours. With ATM availability and drive-thru services for deposits and withdrawals, accessing your funds has never been easier. Plus, if you're a member of another participating credit union, our shared branch transactions allow you to perform basic operations like deposits and withdrawals seamlessly. We invite you to experience all that Skyla has to offer at our Spindale branch. For any inquiries or assistance, feel free to call us at 704-375-0183. Join us today as we work together towards achieving your financial goals! Explore more about our services at Skyla and see how we can support you on this journey!

Credit Cards with Rewards

Maximize your spending power with our credit cards that offer rewards! Whether it's cashback on everyday purchases or points for travel and shopping, our credit cards are designed to give back while meeting your lifestyle needs.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Skyla, we provide mortgage loans tailored to fit your budget. If you're considering refinancing your current mortgage, our team can guide you through the options available, helping you find the best solution for your situation.

Personal Banking

Whether you're looking to open a checking or savings account, Skyla has you covered. Our personal banking options make it easy for you to manage your finances effectively. You can access your accounts anytime through our user-friendly online and mobile banking platforms. This means you can check balances, transfer funds, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes unexpected expenses arise. With our personal loans, you can cover those costs without stress. Additionally, if you're juggling multiple debts, our debt consolidation services can simplify your finances by combining them into one manageable payment.

Digital & Online Banking

Mobile Banking Features

With our mobile application, available for both iOS and Android devices, banking is literally at your fingertips. Use it for mobile payments to make purchases easily and securely. Want to send money to a friend? Our person-to-person transfer service lets you do just that with ease.

Online Banking Made Simple

Our online banking platform is available 24/7 at https://www.skylacu.com/, giving you the freedom to check balances, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, managing your money has never been more convenient. Plus, our electronic signature authorization feature allows you to sign documents digitally, making transactions smoother and quicker.

Safety First

We prioritize your security with robust measures in place for all our digital services. You can bank with confidence knowing that your personal information is protected while you enjoy real-time access to your accounts. At Skyla, we are committed to providing member-friendly digital solutions that enhance your banking experience. Join us today and explore all the ways we can help simplify your financial life!

Stay Organized with E-Statements

Say goodbye to cluttered mailboxes! With our e-statements feature, you can receive your account statements electronically. This not only helps the environment but also keeps your financial information organized and accessible whenever you need it.

Financial Strength

A Growing Community

We are pleased to report that our member base continues to grow steadily. Total Share and Deposit Accounts stand at 204,139, showing a strong trust among our members who choose us for their financial needs. Additionally, net shares (funds available for lending and investments) amount to $37,415, giving us the flexibility to support your dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Skyla is your trusted partner. Visit us at 126 Gateway Commerce Ct Spindale Nc 28160 or call (704) 375-0183 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Member Services

Our commitment to our members is reflected in our substantial earnings. With $87,327,100 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; we have $12,449 in used auto loans and a total of $1,245,374,936 in loans and leases available to help support your financial goals. In addition to these figures, our operational efficiency is showcased by our net income of $2,050,911, which allows us to keep providing competitive loan rates and solid financial products for you. We also take pride in having 284 full-time employees and 4 part-time employees dedicated to serving you with expertise and care.

Secure Savings Options

Members' savings are secured through $429,057,394 in share certificates and $229,724,663 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,124,850, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $148,055,249, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.46% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,832,967 in used vehicle loans and $114,913,120 in new vehicle loans already helping members get on the road. Whether you're eyeing a new model or a reliable pre-owned vehicle, we have financing solutions tailored to your needs.

Commercial Loans

For business owners, our outstanding commercial loans totaling $246,716,185 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and are here to support your entrepreneurial journey. We also offer refinancing options for most of our loan products, allowing you to adjust your payments according to your current financial situation. To find out more about eligibility requirements for our various loan offerings, please visit our eligibility page. At Skyla, we are committed to empowering our members through accessible and affordable financial solutions. Explore how we can assist you today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $179,612,127, make buying or refinancing simple. We're committed to making your journey toward owning a home as smooth as possible.

Unsecured Credit Cards

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. With a total of $64,630,077 in loans helping members manage their finances effectively, you can enjoy the convenience and rewards that come with our credit card offerings.

Loan Aggregator

Call to Action

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Ensuring Accurate Comparisons

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SKYLA FEDERAL CREDIT UNION - Spindale, NC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Spindale, NC (28160)

Introduction

Branch History & Mission

Branch Location & Accessibility

Get in Touch!

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Options for Growth

Merchant Services That Matter

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access Services

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Mobile Banking Features

Online Banking Made Simple

Safety First

Stay Organized with E-Statements

Financial Strength

A Growing Community

Commitment to Member Services

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Commercial Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Call to Action

Ensuring Accurate Comparisons

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