Skyla Credit Union Salisbury NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Skyla, your trusted credit union located at 940 Jake Alexander Blvd W, Salisbury, NC 28147. Since our establishment in 1962, we have been dedicated to providing exceptional financial services tailored to meet the needs of our growing community. With over 103,000 members and a solid foundation reflected in our total assets of $1,561,839,642, we pride ourselves on being a reliable partner for your financial journey. At Skyla, we understand that every member is unique. That's why we offer a diverse range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our commitment to supporting you goes beyond just transactions; we strive to build lasting relationships rooted in trust and transparency. Our leadership team, headed by CEO Eric Gelly and Board President Adrienne Dellinger, embodies our mission to serve with integrity and dedication. Together with our team of 288 employees, we work tirelessly to ensure that every interaction is positive and impactful. While members can visit us at our branch location in Salisbury, official correspondence should be sent to our mailing address: 3700 South Blvd, Suite 400, Charlotte, NC 28209. With total deposits amounting to $160,963,222 and net worth standing at $148,055,249, we are financially sound and ready to help you achieve your goals. Whether you're looking for loans or simply need a safe place for your savings with cash readily available at $7,778,227, Skyla is here for you. Explore all that we have to offer by visiting our website at www.skylacu.com or call us at 626-440-7000 today. Join the Skyla family and let us help you reach new heights!

Branch History & Mission

At Skyla, located at 940 Jake Alexander Blvd W in Salisbury, NC, we take pride in our rich legacy that dates back to 1962. Since our inception, we have been dedicated to fostering financial wellness and community support. Over the years, we have grown significantly, now serving over 103,000 members and holding total assets of approximately $1.56 billion. Our journey reflects our commitment to not just providing financial services but also enriching the lives of those in our community. Skyla was founded with a mission to empower individuals and families by offering accessible financial services tailored to their needs. Our goal is simple: to help our members achieve their dreams through responsible banking practices and personalized service. As a member-owned credit union, we believe in putting people first, ensuring that every decision we make aligns with the best interests of our members. Our branch operates Monday through Thursday from 9 AM to 5 PM and on Fridays from 9 AM to 6 PM, making it convenient for you to visit us for your banking needs. We also offer drive-thru banking and ATM services for added convenience. While members can visit us at the branch address, official correspondence should be sent to our mailing address at 3700 South Blvd, Suite 400, Charlotte, NC 28209. As part of our commitment to innovation and accessibility, Skyla has embraced digital advancements that ensure all members can manage their finances easily. With online banking and mobile payment options available, you can conduct transactions anytime and anywhere. We strive to maintain an inclusive environment with ADA compliance so that everyone can access our services without barriers. Community involvement is at the heart of what we do. We actively engage in partnerships with local organizations and participate in outreach efforts that benefit Salisbury and surrounding areas. Whether it's through financial education programs or supporting local events, we aim to give back to the community that has supported us for so long. Join us at Skyla today! Experience firsthand how being a member of our credit union can make a positive impact on your financial journey. Together, let's build a brighter future for you and our community. For more information or to become a member, visit our website or call us at 626-440-7000!

Branch Location & Accessibility

Accessibility Features

Skyla ensures that all members can comfortably access our services. Our location features ADA-compliant facilities and ramps, allowing everyone to enjoy a hassle-free banking experience. Ample parking is available right outside the branch, so you won't have to worry about finding a spot.

Banking Services

At Skyla, we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. You can also take advantage of our convenient ATM services and drive-thru banking for quick transactions without leaving your vehicle. If you're a member of another credit union, feel free to utilize our shared service center for basic transactions as well.

Call to Action

We invite you to visit us today! Stop by Skyla at 940 Jake Alexander Blvd W in Salisbury or give us a call at 626-440-7000 if you have any questions. Join us in experiencing how easy and rewarding banking can be!

Operating Hours

We understand that life can get busy. That's why we're open Monday through Thursday from 9 AM to 5 PM and extend our hours on Friday until 6 PM. Whether you need assistance with personal banking or wish to discuss loan options, our friendly staff is here to help during those hours.

Member Eligibility

At Skyla, we believe that everyone deserves access to a financial community that supports their goals. Becoming a member is an exciting step towards better banking, and it's simpler than you might think! To join our friendly family at Skyla, you need to meet some basic eligibility criteria. Generally, if you live, work, worship, or go to school in the areas we serve, you're likely eligible for membership. Our goal is to welcome as many people as possible into our community! For more specific details about eligibility, feel free to check out our website at https://www.skylacu.com/about-skyla/overview#eligibility. Once you're ready to open an account, the process is straightforward and can be done online. We offer a range of services tailored to your needs, including checking and savings accounts, loans, and credit options that are designed with your financial well-being in mind. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (626) 440-7000. Join us today at 940 Jake Alexander Blvd W Salisbury Nc 28147 and take the first step towards a brighter financial future!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine simplifying transactions for your customers while keeping your finances organized. Our merchant services do just that. They allow you to accept various payment methods seamlessly, making it easier for customers to shop with you. Whether you run a local café or a retail store, having reliable merchant services helps ensure that your cash flow remains steady and your customers leave satisfied. Join us at Skyla, located at 940 Jake Alexander Blvd W Salisbury Nc 28147 in Salisbury, NC, and discover how our business banking solutions can help your venture thrive! For more information, call us at (626) 440-7000.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $300 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $246,716,185, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime

Our branch features an ATM and cash withdrawal services, ensuring you can access your funds when needed. For quick transactions, we also offer basic drive-thru banking for deposits and withdrawals, making it easy to handle your banking on the go. Additionally, if you're a member of another credit union participating in shared branching, you can conduct basic transactions at our location as well.

Financing Solutions for Every Need

When it comes to financing, Skyla offers a variety of options to suit different lifestyles. If you're considering a new car or need repairs on your current vehicle, our auto loans and vehicle financing solutions can help you hit the road without breaking the bank. For those looking to purchase a home or refinance their existing mortgage, our mortgage loans provide competitive rates and flexible terms. In addition, we understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services to help you manage those costs effectively. Our credit cards with rewards are also available for those who want to earn while they spend.

Get Started Today!

With so many services designed with you in mind, we invite you to explore everything that Skyla has to offer. Whether you're interested in opening an account or discussing loan options, feel free to reach out at (626) 440-7000 or visit us at our branch. Join us in experiencing financial services that truly cater to your needs at Salisbury!

Personal Banking Made Simple

Our personal banking options include convenient checking and savings accounts designed to help you manage your money effortlessly. You can easily access your funds through our online and mobile banking platforms, which allow you to check balances, transfer funds, and pay bills from anywhere. Plus, with features like e-statements and mobile payments, keeping track of your finances has never been easier.

Support for Businesses

If you're a business owner, our range of business banking services includes essential tools like merchant services and business loans tailored to meet the unique needs of entrepreneurs. We strive to support local businesses in their growth by providing accessible financing options.

Digital & Online Banking

E-Statements and Security

Say goodbye to paper clutter! With e-statements available, you can receive your account statements electronically quickly and securely. This not only helps in keeping your information safe but also allows for easy access whenever you need it. Rest assured that security is a top priority at Skyla. We use advanced encryption technology to protect your data while ensuring that you have a user-friendly experience.

Mobile Payments and Person-to-Person Transfers

In today's fast-paced world, convenience is key. That's why we offer mobile payments so you can make purchases directly from your phone with ease. Want to send money to a friend? Our person-to-person transfer feature makes it simple and quick just a few taps on your mobile app!

Real-Time Account Management

With our digital banking services, real-time account management is at your fingertips. You can monitor transactions as they happen and stay on top of your financial health without any hassle. Need assistance? Our team is always ready to help should you have any questions about using our online services. Join us at Skyla today and experience how easy banking can be with our comprehensive digital offerings! Visit us at https://www.skylacu.com/ for more information or download our mobile application to get started now!

Financial Strength

At Skyla, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to serve our community from our location at 940 Jake Alexander Blvd W Salisbury Nc 28147 in Salisbury, NC. You can reach us at (626) 440-7000 for any inquiries or assistance. Our strong financial health is evident in our impressive net worth of $148,055,249. This solid foundation enables us to offer better rates, lower fees, and improved services tailored to your needs. Additionally, our net worth ratio of $946 showcases our commitment to maintaining a robust capital position, ensuring that we can continue providing loans and competitive savings options even during uncertain economic times. Members' savings are further secured through $429,057,394 in share certificates and $229,724,663 in money market shares. These options provide stable and rewarding financial growth opportunities for you as a valued member. Unlike traditional banks, we prioritize our members' interests. With non-member deposits amounting to $24,124,850, we focus our resources on benefiting you offering better loan rates, lower fees, and exclusive perks designed to enhance your banking experience. In addition to this, we have $87,327,100 in undivided earnings which allows us to reinvest in innovative banking tools and stronger lending options. This means we are continually enhancing the services available to you while ensuring your funds are secure. Our lending capacity is robust with $12,449 in used auto loans and a total of $1,245,374,936 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $1,774,765, which enables us to continue offering competitive loan rates and solid financial products for all members. We also take pride in having 284 full-time employees and 4 part-time employees, ensuring that our branches are always ready to assist you with knowledgeable service. The trust placed in us by our members is evident with 204,139 total share accounts, demonstrating a strong and growing member base who rely on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Skyla is your trusted partner. Visit us at 940 Jake Alexander Blvd W Salisbury Nc 28147 or call (626) 440-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,832,967 in used vehicle loans and $114,913,120 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make car ownership more accessible. Plus, if you're considering refinancing your current auto loan for better terms or rates, we have options available for you.

Business Financing

For business owners in our community, we also provide outstanding commercial loans totaling $246,716,185. These loans are designed to give you the capital needed to grow and expand your business operations. Our commitment at Skyla goes beyond just offering loans; we aim to foster financial health within our community. For more information on how our loan products can benefit you or to check eligibility requirements for any of these offerings, please visit us at Skyla's website or call us at (626) 440-7000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Credit Lines and Unsecured Loans

For those who prefer flexibility in managing expenses or emergencies, we offer credit lines totaling $342,093,999. Additionally, our unsecured credit card loans amounting to $64,630,077 help members manage their finances effectively without the need for collateral. This means you can access funds when you need them most while enjoying competitive interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $179,612,127, making buying or refinancing simple. We know that navigating the home loan process can be challenging; that's why our team is here to guide you every step of the way. If you have questions about eligibility or refinancing your existing mortgage, we're ready to assist.

Loan Aggregator

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Skyla