Skyla Credit Union Kings Mountain NC | Low Mortgage Rates & Business Banking

Introduction

Welcome to Skyla, your trusted financial partner located at 114 E Gold St, Kings Mountain, NC 28086. Since our establishment in 1962, we have proudly served our community and built lasting relationships with our 103,354 members. With a robust total asset base of $1,561,839,642 and total deposits reaching $160,963,222, Skyla is committed to offering reliable and innovative banking solutions tailored to your needs. At Skyla, we understand that everyone's financial journey is unique. That's why we provide a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our dedicated team, led by CEO Eric Gelly and Board President Adrienne Dellinger, works tirelessly to ensure you receive the support and guidance you deserve. While members can visit us at our branch address in Kings Mountain, official correspondence should be sent to our mailing address at 3700 South Blvd, Suite 400, Charlotte, NC 28209. We take pride in our commitment to the community and the strength of our financial health. With over 288 employees, we are here to assist you every step of the way. Whether you're looking for loans over 54,547 already approved or exploring savings options with competitive interest rates backed by our net worth of $148,055,249, you can count on us. Ready to take the next step? Give us a call at 704-375-0183 or visit us online at skylacu.com today! Your future starts here with Skyla Credit Union where your financial success is our priority.

Branch History & Mission

Community Engagement

Skyla is more than just a credit union; we are an active participant in the Kings Mountain community. Through partnerships with local organizations and outreach programs, we strive to make a positive impact on those around us. Whether it's providing financial literacy workshops or supporting local events, we're dedicated to giving back. Our drive-thru service and ATM availability further ensure that banking with us is hassle-free. Additionally, we proudly offer shared service center options for members of partner credit unions who need assistance. As we continue on this journey together since 1962, we invite you to join us! Experience the benefits of membership at Skyla by visiting us at 114 E Gold St or calling us at 704-375-0183. Together, let's build a brighter financial future for you and the community!

Our Journey

Skyla's journey began with a simple mission: to provide accessible financial services while fostering community growth and support. From our humble beginnings at 114 E Gold St, we have expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Each milestone reflects our dedication to meeting the diverse needs of our members. Our branch is conveniently located near several local landmarks, making it easy for you to visit us. While you can reach us at our main address in Kings Mountain, official correspondence should be sent to our mailing address at 3700 South Blvd, Suite 400, Charlotte, NC 28209.

Our Mission

At the heart of Skyla's mission is a commitment to empower our members through exceptional financial services and community involvement. We believe that when our members thrive, so does the entire community. This belief drives us to offer personalized solutions tailored to individual financial goals while ensuring that we remain accessible and inclusive. In addition to traditional banking services like checking and savings accounts, we embrace digital advancements such as online banking and mobile payments. These tools are designed to enhance your experience and provide convenient access to your finances anytime, anywhere. We also prioritize accessibility by ensuring that our facilities comply with ADA standards so that everyone can benefit from our services.

Branch Location & Accessibility

Call to Action

We invite you to come visit us at the Kings Mountain branch or give us a call at 704-375-0183 if you have any questions. Our dedicated team is excited to assist you with all your financial needs!

Nearby Landmarks and Accessibility

Our branch is situated near popular local spots like the Kings Mountain Historical Museum and the scenic Kings Mountain Park, making it easy to combine your banking errands with leisure activities. We prioritize accessibility with features like ADA-compliant entrances and ample parking space, ensuring everyone can visit us comfortably.

Operating Hours and Services

We're open Monday through Thursday from 9 AM to 5 PM and extend our hours on Fridays until 6 PM, providing flexibility for your banking schedule. At Skyla, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. You can enjoy the convenience of drive-thru banking for quick transactions or take advantage of our ATM services available on-site for easy cash withdrawals and balance checks. Plus, as part of our commitment to community service, we also provide shared services for partner credit union members.

Member Eligibility

Becoming a member of Skyla is like joining a family that cares about your financial well-being. If you're interested in opening an account, you'll be pleased to know that eligibility is designed to be inclusive and straightforward. Generally, anyone who lives, works, or worships in the area around our branch at 114 E Gold St Kings Mountain Nc 28086 can apply for membership. Plus, if you have family members who are already part of our community, you're automatically eligible as well! This means that whether you're looking for a supportive place to save, take out a loan, or simply enjoy better banking services, Skyla is here for you. To learn more about specific eligibility criteria and ensure you meet them, check out our detailed guidelines at https://www.skylacu.com/about-skyla/overview#eligibility. Ready to get started? Opening an account is easy just visit us online at https://www.skylacu.com/enroll, or give us a call at (704) 375-0183 if you have any questions. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business with ease, knowing that your payment processing is seamless. Our merchant services allow you to accept payments effortlessly, whether in-store or online. This means more time focusing on what truly matters growing your business. Located at 114 E Gold St Kings Mountain Nc 28086, Kings Mountain, NC, we invite you to explore how our business banking solutions can empower your success. For more information, call us at (704) 375-0183 or visit our website at https://www.skylacu.com/. Let's work together to turn your vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $300 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $246,716,185, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash on the go? Our branch features an ATM, offering essential cash withdrawal services along with balance checks whenever you need them. Additionally, we provide basic drive-thru banking for quick deposits and withdrawals perfect for busy days when you're on the move.

Business Banking

For entrepreneurs and small business owners, Skyla provides robust business banking services including merchant services and business loans tailored to fuel your growth. We understand that running a business requires flexibility and support, so we're here to help every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, or pay bills right from your smartphone or computer. With features like mobile payments, person-to-person transfers, and e-statements, managing your finances has never been easier.

Loans and Credit Options

Life can bring unexpected expenses, which is why we also offer personal loans and debt consolidation services. These options help you gain control over your finances by combining high-interest debts into one manageable payment. Plus, our credit cards with rewards allow you to earn points on everyday purchases, making every swipe count towards something special.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that come with user-friendly features to help you manage your money effectively. For those planning to purchase a vehicle, our auto loans and vehicle financing options make it easy to drive away in style without breaking the bank. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans and refinancing solutions provide competitive rates and expert guidance.

Shared Branching

If you're a member of another credit union that participates in shared branching, you're in luck! We offer basic shared branch transactions for deposits and withdrawals. This means even if you're away from home, accessing your funds is still simple. With everything from personal banking to business solutions at your fingertips, Skyla is here to support your financial goals. If you have questions or want to learn more about how we can assist you further, don't hesitate to reach out at 704-375-0183 or visit us online at Skyla's website. Join us at Skyla today where we turn financial services into friendly experiences!

Digital & Online Banking

Accessibility and Security

With our commitment to security, you can feel confident when using our digital services. We take every measure to protect your information while providing easy access to what you need. At Skyla, we believe in making banking accessible for everyone so whether you're at home or out and about, managing your finances has never been easier. Explore all these features and more by visiting us at https://www.skylacu.com/ today!

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfers make it simple and fast. Plus, if you prefer the convenience of mobile payments, we've got you covered with options that let you pay directly from your phone. For those who want to stay organized, e-statements are available so you can review your account activity without the clutter of paper statements. And if you're looking for an extra layer of security, our electronic signature authorization ensures that your transactions are protected.

User-Friendly Experience

We know that banking should be easy. That's why our mobile application is designed with you in mind. It's user-friendly and packed with features that help you manage your money on the go. Whether you're checking balances or making deposits, everything is right at your fingertips.

Financial Strength

Comprehensive Lending Solutions

Our lending capacity is robust, with $12,449 in used auto loans and $1,245,374,936 across various sectors. Our ability to provide diverse loan options ensures that whether you're buying a car or taking out a mortgage, Skyla has you covered.

Member-Focused Savings

Your savings are secured through $429,057,394 in share certificates and $229,724,663 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,124,850, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance reflects our operational efficiency, as seen in our $1,774,765. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 284 full-time employees and 4 part-time employees dedicated to serving you with knowledge and commitment.

Reinvestment for Growth

With $87,327,100 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Solid Financial Health

With a net worth of $148,055,249, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to your financial well-being is reflected in our net worth ratio of $946, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Our total share accounts stand at 204,139, showcasing the trust placed in us by over 100,000 members who rely on us for their banking needs. We are proud of this growing member base and strive to exceed your expectations every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Skyla is your trusted partner. Visit us at 114 E Gold St Kings Mountain Nc 28086 or call (704) 375-0183 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

We understand that businesses need support too. For business owners, our outstanding commercial loans totaling $246,716,185 provide the capital needed to grow and expand. Additionally, our total credit lines amount to $342,093,999, giving you even more flexibility when it comes to managing your finances. If you're interested in refinancing or would like to learn more about eligibility options for any of these products, please visit our website at Skyla or check out our eligibility page. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Skyla in Kings Mountain, NC, we're committed to helping you navigate your financial journey with confidence and ease. Reach out today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,832,967 in used vehicle loans and $114,913,120 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $179,612,127. We make buying or refinancing simple so that you can focus on what truly matters making your house a home.

Unsecured Credit Card Loans

For those looking for flexible credit options, we also offer unsecured credit card loans totaling $64,630,077. These loans can help you manage your finances effectively while enjoying the benefits of competitive rates and terms.

Loan Aggregator

Benefits of Using LendMesh

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Skyla