Skyla Credit Union Huntersville NC | Low Mortgage Rates & Auto Loans

Introduction

Community Commitment

Skyla isn't just about numbers; it's about making a positive impact in our community. With a net worth of $148,055,249 and cash on hand amounting to $7,778,227, we are well-positioned to provide valuable loans and services while ensuring the financial health of our members. Our dedication extends beyond transactions; we strive to empower you with financial knowledge and resources that can transform lives. Whether you're looking for advice on mortgages or planning for retirement, our experienced staff is ready to help you achieve your goals.

Visit Us Today!

We invite you to experience the difference at Skyla. Discover how our personalized service and range of offerings can enhance your financial well-being. Visit us during our lobby hours from 9:00 AM to 5:30 PM, Monday through Friday, or explore more about what we have to offer on our website at skylacu.com. Together, let's build a brighter financial future!

Branch History & Mission

Skyla has a rich legacy in the heart of Huntersville, NC, where it has proudly served the community since its opening in 1962. Over the years, this credit union has evolved and grown alongside its members, now boasting a total membership of over 103,000 individuals who trust Skyla for their financial needs. Located at 16614 Old Statesville Rd, Huntersville, NC 28078, our branch stands as a beacon of support for local residents. With convenient access to nearby landmarks and amenities, we are here to ensure that banking is both easy and accessible. Our operations have expanded significantly since our early days, and today we manage assets totaling over $1.5 billion. At Skyla, our mission is clear: we are dedicated to providing exceptional financial services while fostering community growth and development. We strive to empower our members with tools that promote financial wellness from personal banking options like checking and savings accounts to various loan products including auto loans and mortgages. Our commitment extends beyond just banking; we actively engage in community outreach initiatives that make a real impact on the lives of those around us. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 3700 South Blvd, Suite 400, Charlotte, NC 28209. This ensures that all communication remains seamless. We pride ourselves on being accessible not just physically but also digitally. With features like online banking, mobile payments, and e-statements available, managing your finances has never been easier. Our drive-thru service provides additional convenience for those who prefer quick transactions without leaving their vehicles. Skyla's commitment to ADA compliance ensures that all members can enjoy an inclusive banking experience. We also offer shared service center options for partners and maintain ATM availability for quick cash access. As we look to the future, we invite you to become part of our family at Skyla. Join us today and experience firsthand how we can help you achieve your financial goals while supporting our vibrant community in Huntersville and beyond. Together, let's build a stronger tomorrow! For more information or to open an account, please visit Skyla's website. You can reach us at 704-375-0183 with any questions or concerns you may have.

Branch Location & Accessibility

Banking Services

Skyla provides a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Additionally, if you're a member of a partner credit union, feel free to take advantage of shared branch services right here!

Connect with Us

Ready to experience exceptional service? We invite you to visit us at our Huntersville branch or give us a call at 704-375-0183. Let us help you achieve your financial goals with ease and confidence!

Convenient Access and Features

At Skyla, we believe in making banking as convenient as possible. Our branch features ample parking and is designed with accessibility in mind, including ADA-compliant ramps for those who need them. We also offer a drive-thru service for quick transactions without leaving your vehicle. If you need cash or want to check your balance, our ATM is available for your convenience.

Operating Hours

We're here to serve you during the week! Our lobby hours are Monday through Friday from 9 AM to 5:30 PM, so you can drop by when it fits best into your schedule. Whether you're looking to open an account or discuss loan options, our friendly staff is always ready to assist you.

Member Eligibility

At Skyla, we believe in creating a welcoming community where everyone can feel at home. Becoming a member is straightforward and designed to include those who live, work, or worship in our local area. If you have a family member already with us, that's another great way to join! We strive to support our members with personal banking solutions tailored to your needs, from checking accounts to auto loans and beyond. For more detailed information about eligibility criteria, feel free to check out this resource. Ready to open an account? It's as easy as visiting us at 16614 Old Statesville Rd Huntersville Nc 28078 or calling us at (704) 375-0183 for guidance. You can also start the process online by following this link: Account Opening. We can't wait to welcome you into our Skyla family!

Business Banking & Commercial Services

Business Loan Options

Imagine walking into your office one day and seeing your dream project take shape. With our support, this can be your reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $300 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $246,716,185, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop at loans. Our merchant services make transactions easy and efficient. Picture a bustling café where payments are processed seamlessly, allowing you to focus on serving customers instead of worrying about cash flow. Whether it's setting up credit card processing or managing online payments, we provide tools that simplify your operations. With us by your side at 16614 Old Statesville Rd Huntersville Nc 28078 in Huntersville, NC, you have a partner dedicated to making your business dreams come true. Let's grow together! Reach out at (704) 375-0183 to explore how we can assist you further.

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash quickly? Our extensive network ensures easy access with ATM services available right when you need them. Plus, enjoy basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your car.

Business Banking Support

If you're a business owner, Skyla has you covered with specialized business banking services. Our offerings include merchant services that streamline your payment processes and business loans that provide the capital needed for growth.

Credit Cards and Rewards

To help you make the most out of your spending, we offer credit cards with rewards that allow you to earn points on every dollar spent. Whether it's for travel, dining, or everyday purchases, our credit card options cater to various needs while ensuring you're rewarded for your loyalty.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. Our robust online and mobile banking platforms make managing your accounts simple and convenient. You can check balances, transfer funds, pay bills, or even send money to friends through our person-to-person payment features, all from the comfort of your home or on-the-go.

Personal Banking Solutions

Our commitment to you begins with personal banking services that help you manage your everyday finances. We offer various checking and savings accounts designed for every lifestyle, whether you're saving for a big purchase or just need a safe place for your funds. If you're considering a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, making it easier than ever to get behind the wheel of your dream car. For those looking to invest in their future home, our mortgage loans and refinancing options are here to simplify the process. We understand that purchasing a home is one of life's biggest decisions, and we're committed to making it as smooth as possible. Additionally, our personal loans and debt consolidation services can assist you in managing expenses or consolidating debts into one manageable payment.

Shared Branch Transactions

As part of our commitment to service excellence, we also offer basic shared branch transactions for members of partner credit unions. This means you can handle deposits and withdrawals seamlessly across different locations. At Skyla, we're dedicated to ensuring our members feel valued and supported throughout their financial journey. With our range of services from personal banking solutions to business support and digital conveniences, we're here for you every step of the way. If you're ready to explore how we can help you achieve your financial goals or have any questions about our services, don't hesitate to call us at (704) 375-0183 or visit us at 16614 Old Statesville Rd Huntersville Nc 28078. Join us today at Huntersville, where your financial well-being is our priority!

Digital & Online Banking

Accessibility and Ease-of-Use

At Skyla, we prioritize making banking simple and accessible for everyone. Our user-friendly interface ensures that managing your finances doesn't have to be complicated. You can quickly navigate through our services without any hassle. In today's fast-paced world, real-time account management is essential. With our digital tools, you can keep track of your spending and savings effortlessly. We're committed to providing you with the best digital experience possible so that you can focus on what truly matters your life! Explore all these features and more by visiting us online at https://www.skylacu.com/ today!

Key Features

We know how important security is when it comes to managing your money. That's why we provide electronic signature authorization, allowing you to sign documents securely without needing to visit a branch. Plus, if you prefer going paperless, our e-statements are available for easy access and management of your account statements. Our mobile application makes banking even more convenient. With features like mobile payments, you can make transactions right from your phone. Whether you're splitting dinner with friends through person-to-person transfers or paying for coffee on the go, our app puts your banking in the palm of your hand.

Financial Strength

Growing Trust

We have built trust within our community, as seen by our total share accounts reaching 204,139. This indicates a strong and growing member base that trusts us with their finances. Additionally, the funds available for lending and investments amount to $37,415, further showcasing our commitment to supporting you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Skyla is your trusted partner. Visit us at 16614 Old Statesville Rd Huntersville Nc 28078 or call (704) 375-0183 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Your savings are secure with us! Members' deposits are fortified through $429,057,394 in share certificates and $229,724,663 in money market shares, which provide stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; our non-member deposits stand at $24,124,850, allowing us to focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is also evident in our $1,774,765, which reflects our operational efficiency. This enables us to keep offering competitive loan rates and solid financial products tailored for you. We take pride in having 284 full-time employees and 4 part-time employees who are always ready to assist you with personalized service.

Reinvesting for Your Benefit

With $87,327,100 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our portfolio: we have $12,449 in used auto loans and $1,245,374,936 in total loans and leases available to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $148,055,249, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,832,967 in used vehicle loans and $114,913,120 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, we have flexible financing options to suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $246,716,185 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges; that's why we aim to be your partner in success by offering tailored lending solutions. If you're interested in refinancing any of these products or want to check your eligibility for one of our loans, please feel free to reach out. You can contact us at 704-375-0183 during our operating hours from 9 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan products today and discover how Skyla can help you take the next step towards your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $179,612,127, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the mortgage process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $64,630,077 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make everyday purchases easier, our credit cards come with rewards that can benefit your lifestyle.

Loan Aggregator

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