Skyla Credit Union Charlotte NC | Top Auto Loans & Personal Banking

Introduction

Welcome to Skyla, your trusted financial partner in Charlotte, NC! Established in 1962, we have proudly served our community for over six decades. Located at 3700 South Blvd, Charlotte, NC 28209, our branch is dedicated to providing exceptional service and support to our 103,354 members. With a robust total asset value of $1,561,839,642 and total deposits reaching $160,963,222, we are committed to ensuring that your financial needs are met with care and expertise. At Skyla, we understand the importance of building strong relationships with our members. Under the leadership of CEO Eric Gelly and Board President Adrienne Dellinger, our team of 288 employees works diligently to offer a range of services tailored to your needs. From personal banking solutions like checking and savings accounts to auto loans and business financing options, we strive to empower you on your financial journey. While members can visit us at our branch location for their banking needs, official correspondence should be sent to the same address: 3700 South Blvd, Charlotte, NC 28209. We invite you to explore our website at www.skylacu.com for more information about our products and services or simply give us a call at 704-375-0183. Join us today and experience the Skyla difference where community focus meets financial strength!

Branch History & Mission

At Skyla, we take pride in our rich history and unwavering commitment to serving the community. Established in 1962, our Loso Branch has grown from humble beginnings into a trusted financial partner for over 103,000 members in Charlotte, NC. Located at 3700 South Blvd, right in the heart of Mecklenburg County, we are dedicated to providing exceptional service and support to all who walk through our doors. Our journey began with a simple mission: to empower individuals and families by offering accessible financial services that help them achieve their goals. Over the decades, we have evolved and expanded our offerings, now boasting total assets of over $1.5 billion. This growth reflects not only our success but also the trust placed in us by our members. Skyla's mission is clear: We aim to provide personal banking solutions while fostering a strong sense of community. Our services include checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. We believe that financial empowerment goes hand in hand with community support. That's why we actively engage in local outreach programs and partnerships that uplift those around us. While members can visit us at 3700 South Blvd, official correspondence should be sent to 3700 South Blvd, Suite 400, Charlotte, NC 28209. Our branch operates Monday through Thursday from 8:30 AM to 5 PM and on Friday until 6 PM, ensuring that we are available when you need us most. We also offer ATM services for your convenience. As we look towards the future, Skyla remains committed to adapting to the changing needs of our community. We've embraced digital advancements like online banking and mobile payments to make managing finances easier than ever before. Our dedication to customer service extends beyond traditional banking; we strive for ADA compliance and ensure that every member feels welcome. We invite you to join the Skyla family and experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future! For more information or to open an account today, please visit Skyla's website or call us at 704-375-0183.

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby hours are designed to accommodate your schedule. Visit us Monday through Tuesday from 8:30 AM to 5:00 PM and on Friday until 6:00 PM. Please note that we are closed on Wednesdays and Thursdays, but our ATM is available 24/7 for your convenience.

Convenient Access and Nearby Landmarks

Our branch is situated near popular local spots, making it easy to combine your banking visit with errands or leisure activities. Just a short drive from SouthPark Mall and close to several restaurants, you can take care of your finances and enjoy a day out in the community. For those driving to see us, ample parking is available right outside our entrance.

Services Tailored for You

Skyla offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options that work for everyone. You can also take advantage of our online and mobile banking services, which allow you to manage your finances anytime, anywhere. If you'd like more information or have specific questions about what we offer, please don't hesitate to give us a call at 704-375-0183. We're here to help! Come by Skyla at 3700 South Blvd today and discover how we can assist you on your financial journey!

Welcoming Environment

At Skyla, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps to ensure that all members can navigate comfortably. Our friendly staff is always ready to assist you with any questions or services you may need.

Member Eligibility

Becoming a member of Skyla is more than just opening an account; it's about joining a warm and welcoming community that truly cares about your financial well-being. If you're wondering whether you qualify, you'll be pleased to know that many people can join! Generally, anyone who lives, works, worships, or attends school in the area can become a member. This means if you're part of our vibrant Charlotte community or nearby, you likely meet the eligibility criteria. For a detailed look at all the requirements, check out our website at https://www.skylacu.com/about-skyla/overview#eligibility. Once you see how easy it is to qualify, getting started is simple too! You can open your account online by visiting https://www.skylacu.com/enroll, or if you prefer a personal touch, feel free to call us at (704) 375-0183. Our team at Skyla, located at 3700 South Blvd Charlotte Nc 28209, is always ready to assist you with any questions. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $300 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $246,716,185, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services empower you to accept payments seamlessly, manage transactions easily, and track sales efficiently. Picture this: You're at a trade show, and a customer wants to buy your product. With our merchant services, you can complete the sale on the spot using your mobile device making it easier than ever for your customers to support your business. Located at 3700 South Blvd Charlotte Nc 28209 in Charlotte, NC, we're here to help you navigate the journey of business ownership. Let's work together to turn your vision into reality! For more information, call us at (704) 375-0183 or visit our website at https://www.skylacu.com/.

Comprehensive List Of Services

Additional Lending Options

Sometimes life throws unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions. You can consolidate existing debts into one manageable payment or secure funds for personal needs, giving you financial freedom when it matters most. If you're looking to earn rewards while spending, check out our credit cards with rewards program. It's perfect for those who want to enjoy benefits like cash back or travel points on everyday purchases.

Business Banking Services

For entrepreneurs and business owners, we provide comprehensive business banking services, including merchant services and business loans tailored to support your growth. Imagine having the right tools at your fingertips to help your business thrive in today's competitive market.

Connect with Us

We're here to support you every step of the way! If you have questions or need assistance with any of our services, don't hesitate to reach out at 704-375-0183. Our friendly team at Skyla is ready to help you navigate your financial journey. Ready to take the next step? Visit us online at Skyla to learn more about our offerings or stop by our Loso Branch today!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With just a few taps on your smartphone, you can check balances, transfer funds, or pay bills without stepping foot into the branch. Additionally, our ATM services ensure you can access cash quickly whenever needed. We know how important it is for you to have quick access to your funds; that's why we provide basic ATM access for withdrawals and balance checks.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options can help make your dream a reality. With personalized assistance throughout the application process, you'll feel confident as you take this significant step towards homeownership.

Personal Banking

Our personal banking services are crafted with you in mind. We offer checking and savings accounts that are easy to manage and come with competitive interest rates. Imagine effortlessly accessing your funds while enjoying the peace of mind that comes from knowing your money is working for you. For those considering a new vehicle, our auto loans and vehicle financing options provide flexible terms and competitive rates. Picture yourself cruising down the road in that new car you've been eyeing, all thanks to our straightforward loan process.

Digital & Online Banking

Convenience at Your Fingertips

Our mobile application brings banking directly to your pocket. With it, you can make person-to-person transfers effortlessly, allowing you to send money to friends or family in seconds. Plus, if you're someone who enjoys cashless transactions, our mobile payments feature makes it easy to pay for purchases right from your phone.

Secure Transactions Made Easy

Safety is our top priority. We provide electronic signature authorization for all your transactions, ensuring that everything you do online is protected. You can feel confident knowing that your personal information is safe with us.

Stay Updated with E-Statements

Say goodbye to paper clutter! With e-statements available at Skyla, you can receive monthly statements electronically. This not only helps the environment but also allows you to keep track of your finances without any hassle. With user-friendly features and real-time account management, our digital banking services are tailored to meet your needs. Whether you're looking to simplify bill payments or just want instant access to your account details, we've got you covered! Explore all that we offer today and take control of your financial journey with Skyla.

Financial Strength

Commitment to Growth

With $87,327,100 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $12,449 in used auto loans and $1,245,374,936 in total loans and leases. Our impressive $1,774,765 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 284 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust Among Members

With total share accounts reaching 204,139, it's clear that more people trust us with their finances every day. Our net shares (funds available for lending and investments) stand at $37,415, showing our readiness to support your needs as they arise. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Skyla is your trusted partner. Visit us at 3700 South Blvd Charlotte Nc 28209 or call (704) 375-0183 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $429,057,394 in share certificates and $229,724,663 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,124,850, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $148,055,249, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,832,967 in used vehicle loans and $114,913,120 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find a solution that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $246,716,185 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are committed to helping them thrive.

Credit Lines and Unsecured Loans

For those who need flexibility in their finances, we provide credit lines totaling $342,093,999 to help cover unexpected expenses or major purchases. Additionally, our unsecured credit card loans amounting to $64,630,077 allow members to manage their spending effectively without the need for collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $179,612,127. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we also offer refinancing options across all our loan products. This means you can take advantage of better rates or terms that suit your current financial situation. At Skyla in Charlotte NC (3700 South Blvd), we're dedicated to providing personalized service and tailored solutions for all your lending needs. If you have questions or want to explore eligibility options for any of our loan products, feel free to call us at 704-375-0183 or visit us online at Skyla. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial dreams!

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers, reflecting the most current market conditions.

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