Skyla Credit Union Charlotte NC | Convenient ATM Services Only

Introduction

Commitment to Community

We believe in the power of community. As a member-focused credit union, we prioritize giving back to those we serve. Our team of 288 employees, led by CEO Eric Gelly and Board President Adrienne Dellinger, is dedicated to providing personalized service and building meaningful relationships with our members. Whether you're looking for a loan or seeking guidance on savings options, our knowledgeable staff is here to help you navigate your financial journey. We also maintain a strong net worth of $148,055,249, ensuring that we remain stable and reliable for years to come.

Why Choose Skyla?

Choosing a financial institution is an important decision. At Skyla, not only do you gain access to competitive rates and innovative services like online banking and mobile payments, but you also become part of a cooperative that prioritizes member benefits over profits. With cash reserves exceeding $7,778,227, we are well-equipped to meet your financial needs while supporting local initiatives. While members can visit us at 3700 South Blvd, official correspondence should be sent to the same address. For any inquiries or assistance, feel free to reach out via phone at 704-375-0183 or explore our website at www.skylacu.com. Join us today and experience the difference of being part of the Skyla family! Your future starts here let's build it together!

Branch History & Mission

Community Commitment

Skyla is more than just a financial institution; we are an integral part of the Charlotte community. Our drive-thru banking options make banking convenient for all members. Additionally, though we currently do not offer ATM services or shared service centers, we ensure that every interaction with us whether online or in person is seamless and satisfying. In today's digital age, we've embraced modern advancements like mobile banking applications and online account management. Our goal is to make banking easier while remaining compliant with ADA standards so that all members can access our services without barriers.

Join Us

As we continue on this path of growth and service excellence, we invite you to join Skyla. Experience firsthand how being part of our credit union can lead you toward greater financial health and community engagement. For more information about membership or services offered, please visit Skyla's website or call us at 704-375-0183. Together, let's build a brighter future!

Our Evolution

Skyla began its mission in the vibrant neighborhood of Charlotte at 3700 South Blvd, where we have built strong relationships with our members and local businesses alike. Over the years, we have expanded our services and embraced technology to meet the evolving needs of our members. Today, we proudly manage total assets of over $1.5 billion. This growth is not just a number; it represents the trust that our members place in us to provide them with reliable and accessible financial solutions. We are proud to say that we operate with a member-first approach. Our focus on building meaningful connections within the community has allowed us to adapt and innovate continuously. As we mark each milestone, we remain steadfast in our mission to empower individuals and families through exceptional financial services.

Our Mission Statement

At Skyla, our mission is simple yet impactful: to provide a broad range of financial products while fostering a sense of belonging among our members. We believe that everyone deserves access to quality financial resources that enable them to achieve their goals. Whether it's saving for a dream home or planning for retirement, we're here to help every step of the way. We also recognize the importance of giving back. Our community outreach initiatives aim to uplift those around us by supporting local events, offering financial literacy programs, and creating partnerships that benefit everyone involved. While members can visit us at 3700 South Blvd, official correspondence should be sent to 3700 South Blvd, Suite 400, Charlotte, NC 28209 if necessary.

Branch Location & Accessibility

Accessibility Features

At Skyla, we believe that banking should be accessible to everyone. Our branch complies with ADA standards and features ramps for easy access. Parking is available right outside, ensuring that your visit is as smooth as possible.

Operating Hours

We understand that life can get busy, so we offer flexible operating hours. You can visit us Monday through Thursday from 9 AM to 5 PM and on Fridays until 6 PM. Whether you're looking to open an account or need assistance with a loan, our friendly staff is here to help during these hours.

Services Offered

Although we currently do not have ATM services or drive-thru banking, our team is dedicated to providing excellent service inside the branch. From personal loans to savings accounts, we strive to meet your financial needs with care and attention. If you have any questions or would like more information about what we offer, please feel free to call us at 704-375-0183. We invite you to visit Skyla today your trusted partner in financial success!

Member Eligibility

Becoming a member of Skyla means joining a welcoming community where your financial needs are understood and supported. If you live, work, or worship in the Charlotte area, or if you have family who are already members, you're likely eligible to join us! At Skyla, we believe in making banking accessible and friendly, so whether you're just starting out or looking for advanced services, we've got something for everyone. You can find detailed eligibility information at https://www.skylacu.com/about-skyla/overview#eligibility , which outlines the simple criteria for joining our cooperative family. When you're ready to take the next step, opening an account is a breeze! Just visit us at our branch located at 3700 South Blvd Charlotte Nc 28209, or check out the easy online process through this link: https://www.skylacu.com/enroll . If you have any questions or need assistance, feel free to give us a call at (704) 375-0183 we're here to help you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to make daily operations smoother for your business. Imagine seamlessly processing payments from customers or managing transactions with ease. Our merchant solutions provide you with the tools needed to enhance customer experiences while keeping your financial operations efficient. Visit us at 3700 South Blvd Charlotte Nc 28209 in Charlotte, NC, or call us at (704) 375-0183 to learn how our business banking and commercial services can elevate your enterprise. Together, we can turn your ambitions into reality!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $300 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $246,716,185, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Services

While our branch primarily focuses on providing ATM services only, we ensure that our members have access to their funds whenever they need them. While some traditional banking features may not be available at this location, the essence of our service remains centered on member satisfaction and convenience. We invite you to visit us at 3700 South Blvd Charlotte Nc 28209 or explore more about our offerings online at Loso. No matter what financial needs you have, let Skyla be your trusted partner in navigating your financial journey. For further information or to become a member today, please check out our website or give us a call! Join us at Skyla, where your financial wellness is our priority!

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why Skyla emphasizes digital banking features. With online banking and a mobile application, you can easily monitor your accounts, transfer funds, and pay bills anytime, anywhere. Plus, our person-to-person payment service allows for quick and easy transactions with friends and family, making it easier than ever to share expenses or pay back a loan.

Member Support

Have questions or need assistance? Our friendly staff is just a phone call away at (704) 375-0183. We're committed to ensuring that all your inquiries are addressed promptly and thoroughly.

Tailored Financial Solutions

Our services include essential banking options that help you manage your money efficiently. We understand that every member's financial journey is unique, which is why we offer personalized solutions. From checking and savings accounts to loans tailored for different life situations, we're here to support you every step of the way.

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.skylacu.com/ , you can access your accounts whenever you need to. Whether it's checking your balance, paying bills, or transferring funds, everything is just a click away. Our mobile application allows you to manage your finances on the go, ensuring that you're always in control of your money.

Modern Payment Solutions

Our mobile payments feature adds another layer of convenience. Whether you're shopping in-store or online, making payments has never been easier. With just a few taps on your smartphone, you can complete transactions securely. At Skyla, we're committed to providing an accessible and user-friendly banking experience that fits into your lifestyle. Explore all our digital and online banking services today by visiting https://www.skylacu.com/ and take control of your financial journey!

Secure Transactions Made Simple

Security is a top priority for us. We provide electronic signature authorization to ensure that your transactions are safe and verified. Plus, our person-to-person transfer feature makes it easy to send money to friends or family without any hassle. You can trust that your sensitive information is protected while you enjoy these convenient features.

Stay Organized with E-Statements

Say goodbye to paper clutter! With e-statements available at Skyla, you can easily access your account statements online. This not only helps you stay organized but also contributes to a more eco-friendly banking approach.

Financial Strength

Continuous Investment in Our Community

With $87,327,100 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $12,449 in used auto loans and $1,245,374,936 in total loans and leases, we support members' financial goals across various sectors.

Growing Member Trust

Total Share and Deposit Accounts stand at 204,139, showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $37,415. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Skyla is your trusted partner. Visit us at 3700 South Blvd Charlotte Nc 28209 or call (704) 375-0183 to learn more about how we can help you achieve your financial goals.

Member-Centric Focus

Members' savings are secured through $429,057,394 in share certificates and $229,724,663 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,124,850, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,774,765 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 284 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $148,055,249, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,832,967 in used vehicle loans and $114,913,120 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms can fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $246,716,185 provide the capital needed to grow and expand. We work closely with local businesses to understand their unique needs and provide tailored financing solutions. We invite you to explore all our loan offerings at 3700 South Blvd Charlotte Nc 28209, located in Charlotte, NC. If you have any questions or would like more information about eligibility or refinancing options, please don't hesitate to call us at (704) 375-0183. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply now or just gathering information, we're here to support you every step of the way!

Credit Lines

For those who require ongoing access to cash, our total credit lines amounting to $342,093,999 ensure that you have funds available when needed. These lines of credit come with flexible repayment options and competitive interest rates tailored for your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $179,612,127, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the entire process, ensuring you have all the information you need to make an informed decision.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $64,630,077 in loans helping members manage their finances effectively. This option provides you with immediate access to funds without needing collateral.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means you can trust the numbers you see when comparing loan products. LendMesh stands out in several important ways: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions about their borrowing needs.

User Trust and Testimonials

Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness of LendMesh in helping users secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SKYLA FEDERAL CREDIT UNION