Sky Credit Union Ennis MT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sky Federal Credit Union, where we prioritize our members' financial well-being above all else. Nestled in the heart of Ennis, MT at 4939 Us Highway 287 N, our branch has been serving the community since 1935. With a proud membership of over 12,500, we understand the unique financial needs of our local families and businesses. At Sky, we are committed to offering you a range of personal banking solutions from checking and savings accounts to auto loans and mortgages. Our total assets stand strong at $194,411,466, reflecting our ability to support your financial goals while maintaining a robust community presence. While members can visit us at our physical location, official correspondence should be sent to our mailing address at 111 N B St, Livingston, MT 59047. Our dedicated team is here to assist you with any inquiries you might have. You can reach us easily at (406) 577-8420 or send a fax to (406) 222-1786. Led by our CEO, Annamarie DeYoung, and Board President, MaryAnn Duffy, we take pride in fostering a culture of trust and reliability. We are not just about numbers; we are about people our employees work tirelessly with a total of 60 staff members ready to help you every step of the way. With total deposits reaching $3,241,052 and net worth standing at $14,910,412, Sky Federal Credit Union is in a strong position to offer competitive loan products and excellent member services. We currently have around 6,082 loans and leases helping fulfill dreams within our community. Join us today! Explore more about how we can assist you by visiting our website at skyfcu.org or stop by for a chat we're excited to be part of your financial journey!

Branch History & Mission

Community Commitment

Our commitment extends into the heart of Ennis through various partnerships and outreach efforts. We actively engage in community events and initiatives aimed at supporting local families and businesses. By working together with community organizations, we help enhance the quality of life for those around us. Moreover, as technology evolves, so do we! Our digital advancements ensure that you can manage your finances anytime and anywhere through online banking and mobile applications. We prioritize ADA compliance so that everyone can enjoy seamless access to our services. Sky Federal Credit Union is not just a bank; it's a place where you belong. Join us today and experience the benefits of being part of a cooperative institution that genuinely cares about its members and community. Visit us or call us at (406) 577-8420 to learn more about how we can help you achieve your financial goals!

Our Mission

At Sky Federal Credit Union, our mission is clear: We strive to provide exceptional financial services while fostering a sense of community. We believe that everyone deserves access to affordable banking options, which is why we offer a range of products including personal banking accounts, auto loans, mortgage financing, and credit cards with rewards. Our goal goes beyond just transactions; we aim to build lasting relationships with each member we serve. While members can visit us at 4939 Us Highway 287 N Ennis Mt 59729, official correspondence should be sent to our mailing address at 111 N B St, Livingston, MT 59047 if different from the branch address. This ensures your communications reach us without delay.

Branch Location & Accessibility

Call to Action

We invite you to visit Sky Federal Credit Union today and experience banking with a personal touch! Whether you're looking for financial advice or simply want to learn more about membership benefits, we're excited to welcome you into our community. Come see how we can help you achieve your financial goals!

Nearby Landmarks and Accessibility

Located near scenic landscapes and community hotspots, our branch is just a stone's throw from the beautiful Ennis Lake and a short drive from downtown Ennis. We pride ourselves on making banking easy for everyone. Our location features ample parking and is ADA compliant, ensuring that all members can access our services comfortably.

Operating Hours

We understand that life can get busy! That's why we offer flexible hours to meet your needs. Visit us Monday through Friday from 9 AM to 6 PM and join us on Saturday from 10 AM to 2 PM for any assistance you may need.

Services Offered

At Sky Federal Credit Union, we offer a variety of services tailored to fit your financial journey. From personal checking and savings accounts to auto loans and mortgages, we have something for everyone. Although we don't have a drive-thru service available, we do have an ATM on-site for quick cash withdrawals and balance checks. Our dedicated team is ready to assist you with any inquiries or services you may need. Feel free to give us a call at 406-577-8420 if you have questions or want to know more about what we offer.

Member Eligibility

Welcome to the vibrant community at Sky! If you're looking to join a place that truly values its members, you'll be glad to know that becoming a part of our family is simple and welcoming. To qualify for membership at Sky, you need to meet a few friendly criteria. Generally, anyone who lives, works, worships, or attends school in the area can become a member. This means that many people in our community are eligible! You can find all the specifics about who can join by visiting our eligibility page at https://www.skyfcu.org/about-us/become-a-member.html . Once you discover that you're eligible, opening an account with us is an easy and straightforward process. We're here to help you every step of the way! If you have any questions or would like to get started, feel free to reach out at (406) 577-8420. Join us at our branch located at 4939 Us Highway 287 N Ennis Mt 59729, where we look forward to supporting your financial journey together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,708,678, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having the tools you need to handle transactions smoothly. Our merchant services provide practical solutions that allow you to focus on what matters most running your business. Accepting payments is easy, whether you're at a physical location or online. This means faster sales and happier customers. Located at 4939 Us Highway 287 N Ennis Mt 59729 in Ennis, MT, our team is ready to help you navigate your business financial needs. Connect with us at (406) 577-8420 today, and let's discuss how we can help turn your business goals into reality!

Comprehensive List Of Services

Additional Financial Solutions

Life can be unpredictable, and sometimes unexpected expenses arise. With our Personal Loans & Debt Consolidation options, you can tackle those unforeseen costs head-on or combine multiple debts into one manageable payment. We also offer Credit Cards with Rewards, giving you the chance to earn points for every purchase. Whether it's cash back for groceries or travel rewards for your next adventure, there's something for everyone.

Business Banking

For our business members, we provide Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to support your business growth.

Connect with Us

At Sky, we believe in making banking easier for you. If you're ready to explore these services further or have questions about how we can assist with your financial needs, don't hesitate to reach out! Call us at (406) 577-8420 or visit us in person at 4939 Us Highway 287 N Ennis Mt 59729. Let us help you take the next step toward achieving your financial goals!

Digital and Convenient Banking Options

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills all from the palm of your hand using our mobile application. Our ATM & Cash Withdrawal Services ensure that you have access to your money when you need it most. With basic ATM access for withdrawals and balance checks available at various locations, you'll never feel stranded without cash.

Personal Banking

When it comes to managing your finances, we understand that everyone has unique goals. That's why we offer Personal Banking options like checking and savings accounts tailored to help you save for that dream vacation or a new home. Our accounts come with features that make tracking your spending easy, allowing you to stay on top of your financial goals. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms. Imagine driving off the lot in your new car with a loan that fits comfortably within your budget. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing solutions are designed to simplify the process and help you secure the best rates possible. We're here to guide you through each step, making your homeownership dreams a reality.

Digital & Online Banking

Key Features for You

Imagine not having to visit a branch just to get things done. With our electronic signature authorization feature, you can sign documents digitally, saving you time and paper. Plus, we offer e-statements so you can keep track of your transactions without cluttering your mailbox. Not only does this help the environment, but it also ensures your financial information is secure. If you're always on the go, our mobile application provides another layer of convenience. You can manage your accounts right from your smartphone, making banking accessible anytime and anywhere. And if you enjoy making quick payments to friends or family, our person-to-person transfer option allows you to send money instantly with just a few taps.

Security Matters

At Sky, we prioritize your security while using our digital services. With encryption technology and secure login processes, you can trust that your personal information remains safe while managing your finances online. Whether you're at home or out and about, our digital banking tools empower you to take charge of your financial life effortlessly. Join us today and discover how easy banking can be!

Financial Strength

Commitment to Growth

With $14,286,369 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial needs; with $1,520 in used auto loans and $115,394,180 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our ability to generate income is reflected in our $571,430, showcasing our operational efficiency. This strength enables us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team for You

We also take pride in having 56 full-time employees and 4 part-time employees who are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 27,809, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sky is your trusted partner. Visit us at 4939 Us Highway 287 N Ennis Mt 59729 or call (406) 577-8420 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $38,323,973 in share certificates and $16,992,955 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $499,956, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $14,910,412, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $767 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,134,423 in used vehicle loans and $8,195,365 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our flexible terms can make financing easier for you.

Business Loans

For business owners, our outstanding commercial loans totaling $17,708,678 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to offering financial support that aligns with your business goals.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,582,473 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can help simplify your spending while keeping your budget on track.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,287,906, make buying or refinancing simple. We are here to guide you through every step of the mortgage process, ensuring that you find the right solution tailored to your needs.

Refinancing Options

If you're considering refinancing any existing loans, we invite you to explore our options. Our team is ready to assist you in determining eligibility and finding the best terms that fit your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you have questions about our loan offerings or want to discuss which option might be best for you, feel free to reach out at (406) 577-8420 or visit us at 4939 Us Highway 287 N Ennis Mt 59729 in Ennis, MT. We're here to help!

Loan Aggregator

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SKY FEDERAL CREDIT UNION - Ennis, MT