Sky Credit Union Bozeman MT | Best Auto Loans & Mobile Banking

Introduction

Welcome to Sky Federal Credit Union, your trusted financial partner located at 1500 N 7Th Ave, Bozeman, MT 59715. Established in 1935, we have proudly served our community for over eight decades, fostering a culture of trust and support among our 12,528 members. With total assets reaching an impressive $194,411,466, we are dedicated to providing you with reliable banking solutions tailored to meet your needs. At Sky, we understand that financial decisions can be overwhelming. That's why our friendly team is here to guide you every step of the way. Under the leadership of our CEO, Annamarie DeYoung, and Board President, MaryAnn Duffy, we are committed to creating a welcoming environment where you feel valued and secure. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1690, Livingston, MT 59047. Our financial services include everything from personal banking and auto loans to mortgage refinancing and business loans ensuring that you have access to the resources you need for your financial journey. With a strong foundation built on community values and a net worth of $14,910,412, we take pride in offering competitive rates and personalized service. We also maintain robust cash reserves with $5,030,853 in hand to support our members' needs confidently. Whether you're looking to open a new account or explore loan options totaling over 6,082, our knowledgeable staff is ready to assist you. Don't hesitate to reach out! Call us at 406-587-6111 or visit our website at Sky Federal Credit Union for more information. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Join Us

As we look towards the future, we invite you to be part of our story. Experience firsthand how membership at Sky Federal Credit Union can benefit you and your family. Enjoy personalized service from friendly staff who genuinely care about your financial well-being. Visit us today or reach out at 406-587-6111 to learn more about how we can help you achieve your dreams! Together, let's build a stronger community one member at a time.

Our Journey

Sky Federal Credit Union was founded with the mission to provide accessible financial services to our members while fostering a sense of community. As we navigated through changing times, we've remained committed to this mission. From our first days in the heart of Bozeman, we have expanded our offerings to include a variety of personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards. Our headquarters in Livingston, MT continues to guide us in making impactful decisions for our members. With an unwavering focus on service quality and community involvement, we've established partnerships that enrich local life and support various outreach efforts. While members can visit us at 1500 N 7th Ave, official correspondence should be sent to PO Box 1690, Livingston, MT 59047.

Our Mission

At Sky Federal Credit Union, our mission is clear: We are dedicated to empowering our members by providing them with superior financial services while actively engaging in community support. We believe that when our members succeed financially, so does our community. This belief drives us to offer educational resources and assistance tailored to help everyone achieve their financial goals. We understand the importance of staying connected in today's world. That's why we have embraced technology with features like online banking and mobile payments making it easier than ever for you to manage your finances on your terms. Our commitment extends beyond just banking; we ensure that our facilities are ADA compliant and accessible for all.

Branch Location & Accessibility

Convenient Access and Amenities

At our Bozeman location, we prioritize accessibility for all members. Our facility features ADA-compliant entrances and parking spaces, ensuring everyone can easily visit us. If you need to send any official correspondence, please note that our mailing address is PO Box 1690, Livingston, MT 59047.

Operating Hours Tailored for You

We know your time is valuable. That's why we've designed our operating hours to fit your busy schedule: we're open from 9 AM to 7 PM Monday through Friday, 9 AM to 4 PM on Saturdays, and even from 10 AM to 2 PM on Sundays. Whether you're stopping by during lunch or on the weekend, we're here when you need us.

Reach Out Anytime

Have questions? Feel free to call us at 406-587-6111. Our friendly staff is always ready to help you navigate your financial journey. We invite you to visit us at our Bozeman branch soon where exceptional service meets community spirit!

Services Designed with You in Mind

At Sky Federal Credit Union, we offer a variety of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts or seeking financing solutions such as auto loans or mortgages. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it.

Member Eligibility

Becoming a member of Sky is like joining a caring community that supports your financial journey. If you're looking to take advantage of our personalized services, you're in the right place! You can become a member if you live, work, or worship in the areas we serve or if you have family who are already members. This inclusivity makes it easy for many to join our supportive network. Plus, as a member, you'll gain access to fantastic benefits like competitive loan rates and tailored financial advice. For more detailed eligibility criteria, feel free to check out our dedicated page at https://www.skyfcu.org/about-us/become-a-member.html. Opening an account is straightforward; just visit us at http://www.skyfcu.org/loans/personal-loans or give us a call at (406) 587-6111. We're excited to welcome you into the Sky family at 1500 N 7Th Ave Bozeman Mt 59715!

Business Banking & Commercial Services

Business Loans That Propel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,708,678, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Every Transaction

Imagine running your daily operations without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From accepting credit card payments to providing detailed sales reports, we help streamline your payment processes. This means faster checkouts and more satisfied customers. Visit us at 1500 N 7Th Ave Bozeman Mt 59715 in Bozeman, MT, or call us at (406) 587-6111 to learn how our tailored banking solutions can support your business journey today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options make it easier for you to get behind the wheel. With competitive rates and flexible terms, you can drive away in your new vehicle sooner than you think.

Business Banking

For our business members, we have a suite of services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're committed to supporting local businesses with personalized financial solutions.

Convenient Access

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features that let you manage your finances on the go. From paying bills to transferring money between accounts, everything is just a few taps away on your smartphone. Whether you're in Bozeman or nearby areas, Sky Federal Credit Union is here for all your banking needs. For any questions or assistance regarding our services, feel free to reach out at 406-587-6111 or visit us online at skyfcu.org. Join us today and experience how banking can be both easy and rewarding!

Credit Cards with Rewards

Make every purchase rewarding with our credit cards that offer rewards. Enjoy perks like cash back on everyday purchases while building credit at the same time. It's just one more way we strive to add value to our members' lives.

Mortgage Loans & Refinancing

Owning a home is a significant milestone. At Sky Federal Credit Union, we offer mortgage loans and refinancing solutions that can help you purchase your dream home or lower your current mortgage payments. Our experienced team will guide you through each step of the process, making it straightforward and stress-free.

Personal Banking

We understand that managing your personal finances can be challenging. That's why we offer a variety of checking and savings accounts tailored to fit different lifestyles. Need quick access to your cash? Our online and mobile banking services allow you to check balances and transfer funds anytime, anywhere. You can even use our ATM for quick withdrawals and balance checks.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans provide you with the financial support you need when times get tough. If you're juggling multiple debts, consider our debt consolidation options to simplify your payments into one manageable loan.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.skyfcu.org/, you can check your account balance, pay bills, and transfer funds whenever you need to day or night. Whether you're at home or on the go, you can manage your money from any device with internet access.

Go Paperless with E-Statements

We're proud to offer e-statements for those who prefer a clutter-free experience. This feature not only helps you keep track of your finances but also provides an eco-friendly way to manage your banking needs. You'll receive your statements quickly and securely, right in your inbox.

Secure Transactions Made Easy

Our electronic signature authorization ensures that all transactions are safe and authenticated. You can rest easy knowing that your personal information is protected every step of the way. Plus, if you enjoy making quick payments, our mobile payments feature allows you to make purchases directly from your smartphone.

Stay Connected with Our Mobile App

For even more convenience, download our mobile application. It offers all the features of online banking right at your fingertips, making it easy to stay updated on your accounts while you're out and about.

Transfer Funds Instantly

Need to send money to a friend? Our person-to-person transfer service makes it easy to send cash quickly without needing to visit a branch. Just a few taps on your phone or clicks on your computer, and you're done! At Sky, we prioritize accessibility and ease-of-use. Experience real-time account management like never before with our comprehensive digital banking options. Explore all that we have to offer by visiting us online today!

Financial Strength

Building Trust Together

Our net shares available for lending stand at $186,824, while our growing member base reflects trust boasting 27,809 total share accounts. This shows that more individuals are turning to Sky as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sky is your reliable partner. Visit us at 1500 N 7Th Ave Bozeman Mt 59715 or call (406) 587-6111 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

We believe in reinvesting in our community. With $14,286,369 in undivided earnings, we enhance our services with innovative banking tools and stronger lending options to serve you better. Our lending capacity is robust too with $1,520 in used auto loans and $115,394,180 in total loans and leases supporting various financial goals for our members.

Member-Centric Savings

Your savings are secure with us! Members' funds are backed by $38,323,973 in share certificates and $16,992,955 in money market shares, providing stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members first. With non-member deposits at $499,956, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident with a reported $571,430 which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees and 4 part-time employees ready to assist you with knowledgeable service.

Strong Financial Position

With a net worth of $14,910,412, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $767 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,134,423 in used vehicle loans and $8,195,365 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $17,708,678 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to offering support through various financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,287,906, make buying or refinancing simple. Our experienced staff will help you navigate the process, whether you're a first-time buyer or looking to upgrade your current home.

Refinancing Options

If you're considering refinancing any existing loans, our team is here to discuss eligibility options tailored specifically for you. We aim to provide solutions that can lower your monthly payments or reduce the total interest paid over time. When you choose Sky, you are not just securing a loan; you are partnering with a community-focused institution dedicated to helping you succeed financially. For more information on our loan offerings or to discuss your specific needs, please contact us at (406) 587-6111 or visit us online at https://www.skyfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,582,473 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your spending manageable.

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