Sky Credit Union Bozeman MT | Best Auto Loans & Business Banking

Introduction

Welcome to Sky Federal Credit Union, where we believe in building a brighter financial future for our members right here in Bozeman, MT. Established in 1935, we have proudly served our community for over 85 years, growing alongside our members and their families. With a total membership of 12,528, we are committed to providing personalized service that meets your unique needs. Located at 777 E Main St Ste 102, Bozeman, MT 59715, our branch is more than just a financial institution; it's a hub of support and resources for all your banking needs. While members can visit us at this address, official correspondence should be sent to PO Box 1430, Bozeman, MT 59771. At Sky Federal Credit Union, we manage assets totaling $194,411,466, ensuring we have the strength and stability to support our community. Our dedicated team of 60 employees is here to assist you with everything from checking and savings accounts to auto loans and mortgages. In fact, we've issued over 6,082 loans, making dreams come true for many families in the area. Led by our CEO Annamarie DeYoung and Board President MaryAnn Duffy, we prioritize transparency and trust. Our net worth stands at an impressive $14,910,412, backed by strong member deposits totaling $3,241,052. We also maintain a healthy cash reserve of $5,030,853, allowing us to serve our members efficiently. We invite you to explore the range of services we offer including online banking and mobile payments designed to make your banking experience smooth and convenient. Whether you're looking for personal loans or business banking solutions, Sky Federal Credit Union is here to help you every step of the way. Ready to take charge of your financial future? Visit us today or give us a call at 406-587-1750. Let's work together towards achieving your financial goals!

Branch History & Mission

Community Commitment

Sky Federal Credit Union's commitment extends beyond mere transactions; it encompasses building relationships within Bozeman and the surrounding areas. We actively engage in community outreach efforts aimed at supporting local initiatives that enhance lives and strengthen connections among residents. While members can visit us at 777 E Main St Ste 102, official correspondence should be sent to PO Box 1430, Bozeman, MT 59771 if needed. As we look forward to the future, we invite you to join our growing family at Sky Federal Credit Union. Experience firsthand how we can assist you on your financial journey while being part of a vibrant community-focused organization. For more information about membership or services offered, please call us at 406-587-1750 or visit us online at Sky Federal Credit Union. Together, let's build a brighter financial future!

Our Journey

Since opening our doors nearly nine decades ago, Sky Federal Credit Union has been dedicated to providing exceptional financial services tailored to the needs of our diverse membership. We have witnessed significant milestones throughout the years, including substantial growth in total assets now exceeding $194 million. This progress reflects not only our financial stability but also our deep-rooted mission to empower our members with the tools they need to achieve their financial goals. Our headquarters in Livingston, MT, serves as a beacon of support as we extend our outreach through partnerships and community programs. From offering competitive auto loans and personal loans to providing essential banking services like checking and savings accounts, we strive to be more than just a credit union we aim to be a pillar of strength for all who enter our doors.

Our Mission

At Sky Federal Credit Union, our mission is simple yet profound: to provide exceptional financial services while fostering a spirit of community support. We believe that everyone deserves access to quality banking options that empower them to succeed financially. This mission drives us daily as we offer personalized service, innovative digital solutions like online and mobile banking, and an array of products designed to meet the unique needs of each member. In addition to traditional banking services, we proudly offer drive-thru banking for convenience and maintain ATM availability so members can access their funds effortlessly. Whether it's through face-to-face interactions or the latest technology in banking, we ensure that every member feels valued and supported.

Branch Location & Accessibility

Accessibility Features

At Sky Federal Credit Union, we believe that everyone should have access to quality banking services. Our location is fully ADA compliant, featuring ramps and accessible entrances to accommodate all members. Whether you're visiting us in person or using our drive-thru service for quick transactions, we strive to make your experience as smooth as possible.

Call To Action

We invite you to come visit us at Sky Federal Credit Union today! Experience the difference of a community-focused credit union where members come first. Whether it's opening an account or exploring loan options, we're excited to assist you on your financial journey!

Convenient Location

You can find us just a stone's throw away from local landmarks that make Bozeman special. Our branch is close to popular destinations like the Museum of the Rockies and downtown shops, making it easy for you to stop by while enjoying everything this vibrant city has to offer. Plus, ample parking is available right outside our doors, ensuring your visit is hassle-free.

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed with your schedule in mind. We're open from 9:00 AM to 5:00 PM Monday through Friday, giving you plenty of time to take care of your banking needs. If you need assistance outside these hours, don't hesitate to call us at 406-587-1750!

Services We Offer

Sky Federal Credit Union offers a variety of services tailored for both personal and business banking. From checking and savings accounts to auto loans and mortgages, we've got you covered. Our ATMs are conveniently located on-site for easy cash withdrawals and balance checks anytime. With drive-thru banking available for simple transactions, we're here to meet your needs however you prefer. If you need official correspondence sent our way, please use our mailing address: PO Box 1430, Bozeman, MT 59771.

Member Eligibility

At Sky, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is an exciting opportunity that opens doors to financial services tailored just for you. If you live, work, worship, or attend school in the area around our branch at 777 E Main St Ste 102 Bozeman Mt 59715, you're likely eligible to join us. We welcome individuals from various walks of life, making it easy for you to access benefits like lower loan rates and higher savings returns. To learn more about specific eligibility criteria, feel free to visit our dedicated page at https://www.skyfcu.org/about-us/become-a-member.html. Joining is as straightforward as it gets! You can start the account opening process online by visiting http://www.skyfcu.org/loans/personal-loans, or simply give us a call at (406) 587-1750 if you have any questions. Our friendly team is here to help you every step of the way. We're excited to welcome you into our Sky family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,708,678, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But financing isn't all we do. Our merchant services offer practical tools that can help streamline operations and enhance customer experiences. Imagine being able to accept payments quickly and securely, giving your customers more ways to pay while keeping your cash flow steady. From payment processing to point-of-sale solutions, we equip you with the resources you need to thrive. Visit us at 777 E Main St Ste 102 Bozeman Mt 59715 in Bozeman, MT, or call us at (406) 587-1750 to discover how we can help your business grow!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer specialized services like merchant services and business loans that can help grow your business. Our team is here to support local businesses by providing essential banking solutions tailored just for them.

Convenient Access and Support

We also prioritize convenience with our basic drive-thru banking for deposits, withdrawals, and other simple transactions ideal for members on the go! If you're ever unsure or need assistance, don't hesitate to call us at (406) 587-1750 or visit us at our branch located at 777 E Main St Ste 102 Bozeman Mt 59715. As part of our commitment to serving you better, we invite you to explore all these services today! Join us at Sky Federal Credit Union, where we put our members first every step of the way. For more information or to open an account online, visit us at Sky Federal Credit Union. Your financial journey is important to us, so let's take the next steps together!

Home Loans and Refinancing

For those looking to invest in real estate, our mortgage loans and refinancing options are designed with you in mind. Whether you're buying your first home or refinancing an existing mortgage for better terms, we aim to make the process as smooth as possible.

Personal Banking Services

Starting with personal banking, we offer a variety of checking and savings accounts that help you manage your day-to-day finances effectively. Imagine easily accessing your funds through our online and mobile banking platforms. You can check your balance, transfer money, or pay bills right from your smartphone or computer at your convenience. We also provide easy access to ATM and cash withdrawal services, so you never have to worry about getting cash when you need it.

Personal Loans and Credit Solutions

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation solutions come into play. We provide flexible options that allow you to manage those costs without added stress. Plus, our credit cards with rewards give you even more value for everyday purchases.

Vehicle Financing

If you're in the market for a new ride, look no further than our auto loans and vehicle financing options. We make it simple for you to secure financing tailored to your budget, helping you get behind the wheel without breaking the bank. Our competitive rates mean that you can focus on what really matters enjoying the drive!

Digital & Online Banking

In today's fast-paced world, having access to your finances at your fingertips is more important than ever. At Sky, we prioritize both convenience and security, ensuring that you can manage your money anytime, anywhere. Our digital and online banking services are designed to make your banking experience as smooth and user-friendly as possible. With our comprehensive online banking platform available at https://www.skyfcu.org/, you can easily check balances, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you're always on the go, you'll love our mobile application that allows you to manage your accounts from your smartphone or tablet. Security is a top concern for us, which is why we offer electronic signature authorization for a safe and efficient way to approve transactions without the hassle of paperwork. You can also enjoy e-statements, giving you access to your financial documents right on your device no more waiting for mail delivery! And let's not forget about the convenience of mobile payments. With this feature, you can make purchases directly from your phone, adding another layer of ease to your everyday transactions. We offer 24/7 online banking services so that you can stay connected with your finances whenever it suits you. At Sky, we strive to empower our members with the tools they need for real-time account management. Whether you're checking balances late at night or transferring funds during your lunch break, our digital banking services are here to support you every step of the way. Join us today and experience the future of banking!

Financial Strength

A Dedicated Team

We take pride in having 56 full-time employees and 4 part-time employees dedicated to serving you. Our knowledgeable team is always ready to assist with your banking needs. With net shares totaling $186,824, we have funds available for lending and investments that directly benefit our members. The strength of our organization is further evidenced by having a total of 27,809, showing a strong and growing member base that trusts us with their finances.

Member-Centric Savings

Members' savings are secured through $38,323,973 in share certificates and $16,992,955 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $499,956, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Services

With $14,286,369 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to constantly improve our offerings so that you can enjoy a more satisfying banking experience. We also have significant lending capacity with $1,520 in used auto loans and $115,394,180 in total loans and leases. This means we're here to support your financial goals across various sectors. Our $571,430 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Strong Financial Health

With a net worth of $14,910,412, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation empowers us to support our members effectively, ensuring you can rely on us for your banking needs. Our net worth ratio of $767 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. You can feel confident knowing that your credit union has the resilience to weather financial storms.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sky is your trusted partner. Visit us at 777 E Main St Ste 102 Bozeman Mt 59715 or call (406) 587-1750 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,134,423 in used vehicle loans and $8,195,365 in new vehicle loans already helping members get on the road. We make it easy for you to finance your vehicle purchase, whether it's new or pre-owned. Our team can guide you through the process and help you find an option that works for you.

Business Loans

For business owners, our outstanding commercial loans totaling $17,708,678 provide the capital needed to grow and expand. We understand the unique challenges faced by local businesses and are dedicated to offering personalized solutions to help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,287,906, make buying or refinancing simple. We offer flexible terms and competitive interest rates, ensuring you have the support needed to navigate the housing market confidently.

Refinancing Options

If you're considering refinancing any existing loans, our team is here to assist you in exploring eligibility options that could lower your monthly payments or consolidate your debt into one manageable loan. At Sky, we are committed to supporting our members' financial journeys with tailored loan offerings and expert guidance. You can reach us at (406) 587-1750 for more information or visit us at our location: 777 E Main St Ste 102 Bozeman Mt 59715 in Bozeman, MT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your path to better financial management starts here!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,582,473 in loans helping members manage their finances effectively. These credit cards come with rewards programs that can benefit your everyday spending while providing you with the financial flexibility you need.

Loan Aggregator

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