Introduction
Welcome to Skel-tex Credit Union, your trusted financial partner located at 404 Main St, Skellytown, TX 79080. Established in 1964, we have been dedicated to serving our community for nearly six decades. With a growing membership of 547 individuals, we pride ourselves on fostering strong relationships built on trust and transparency. At Skel-tex Credit Union, we understand that financial needs vary from person to person. That's why we offer a wide array of services designed to meet the diverse needs of our members. Whether you are looking for personal banking solutions like checking and savings accounts, or financing options such as auto loans and mortgages, we're here to help you achieve your financial goals. Our commitment is reflected in our robust financial standing, with total assets amounting to $5,755,613 and total deposits reaching $510,996. We are proud to maintain a net worth of $1,246,641, ensuring that your savings are secure with us. Additionally, our total loans stand at 212, demonstrating our dedication to empowering members through responsible lending. While members can visit us at our branch location for personalized service, official correspondence should be directed to our mailing address: PO Box 660, Skellytown, TX 79080. Our friendly team is ready to assist you during lobby hours from 9 AM to 5 PM, Monday through Friday. Under the leadership of CEO Terri Cone and Board President Larry Brown, we strive to create an inclusive environment where every member feels valued. Our small but dedicated team of 3 employees is committed to providing exceptional service tailored to your unique needs. If you're looking for a credit union that prioritizes your well-being and community involvement, look no further than Skel-tex Credit Union. We invite you to reach out by calling us at 806-848-2413 or visit us in person. Join us today and experience the difference that comes with being part of a community-focused credit union!
Branch History & Mission
Skel-tex Credit Union has been a cornerstone of financial support in Skellytown, Texas, since it first opened its doors in 1964. With a rich history spanning nearly six decades, we have grown from a small community-focused institution into a trusted credit union that proudly serves over 547 members today. Our total assets now stand at an impressive $5,755,613, reflecting our commitment to providing quality financial services tailored to the needs of our members. Located conveniently at 404 Main St, Skellytown, TX 79080, Skel-tex Credit Union is more than just a bank; it's a hub for community growth and connection. We are dedicated to empowering our members through personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and much more. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 660, Skellytown, TX 79080. Our mission extends beyond offering financial products; we aim to foster community well-being. We believe that by supporting local initiatives and being actively involved in the lives of our members, we can create a positive impact that resonates throughout Skellytown. The heart of our mission lies in enhancing the financial literacy of our community and ensuring everyone has access to the resources they need for a brighter future. In addition to traditional services, we are committed to embracing advancements that improve member experience. While we currently do not offer ATM services or drive-thru banking, we are focused on customer-centric initiatives that prioritize ease of access during our operating hours from 9 AM to 5 PM, Monday through Friday. As part of our dedication to helping individuals achieve their financial goals, Skel-tex Credit Union actively seeks partnerships and outreach programs within the community. Our vision is built on trust and integrity values that guide us as we provide personalized service to each member who walks through our doors. We invite you to join the Skel-tex family today. Experience firsthand how we can help you navigate your financial journey while becoming part of a community that cares about your success. Together, let's build a brighter future! For inquiries or assistance, feel free to reach out at 806-848-2413.
Branch Location & Accessibility
Conveniently Located
Our branch is situated near local landmarks, making it easy to find. Whether you're stopping by after a visit to the local park or while running errands in town, we are just around the corner. Parking is readily available right outside our doors, and our location is designed with accessibility in mind. We meet ADA compliance standards to ensure that everyone can comfortably access our services.
Get in Touch!
We invite you to visit us or give us a call at 806-848-2413 if you have any questions about our services or want more information on how we can help you achieve your financial goals. At Skel-tex Credit Union, we're not just about banking; we're about building relationships within our community. Come see us today!
Operating Hours
We understand that convenience is key when it comes to banking. That's why we offer flexible lobby hours from 9 am to 5 pm, Monday through Friday. Whether you need assistance with personal banking services like checking and savings accounts or have questions about auto loans and mortgages, our dedicated team is ready to help during these hours.
Services Tailored for You
At Skel-tex Credit Union, we offer a variety of services tailored to fit your financial needs. From personal loans and credit cards with rewards to business banking solutions, we strive to provide everything you might require under one roof. While we currently do not have an ATM or drive-thru service available at this location, our team is always on hand to assist with cash withdrawal services or any inquiries you may have.
Member Eligibility
At Skel-tex, we believe that everyone deserves a place to feel at home, and becoming a member is your first step into our welcoming community. If you live, work, or go to school in the Skellytown area, you're likely eligible to join us! We're here to support you with a range of personal banking services tailored just for you. Plus, as a member, you'll enjoy perks like competitive loan rates and personalized service that big banks can't offer. For the most accurate and up-to-date eligibility details, feel free to check out our resource. Opening an account with us is simple! Just visit our branch at 404 Main St Skellytown Tx 79080 or give us a call at (806) 848-2413. Our friendly team will guide you through the process so you can start enjoying all the benefits of membership right away. We can't wait to welcome you into the Skel-tex family!
Business Banking & Commercial Services
Business Loans for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. These loans provide the necessary capital to invest in equipment, expand operations, or manage cash flow effectively. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, offering flexible financing options to meet diverse needs. Our outstanding commercial loan portfolio of $0 showcases our dedication to driving economic growth by financing new and expanding businesses.
Merchant Services That Matter
In addition to loans, we offer merchant services designed to simplify payment processing and enhance customer experiences. Imagine a busy retail day where your customers can pay easily whether by card or mobile payment. This convenience not only boosts sales but also builds customer loyalty. By choosing Skel-tex, you gain access to tools that help streamline transactions and keep your focus on what matters most: growing your business. Visit us at 404 Main St Skellytown Tx 79080 in Skellytown, TX, or call us at (806) 848-2413 to learn more about how our business banking and commercial services can benefit you today!
Comprehensive List Of Services
Accessible Cash Withdrawal Services
While we currently do not have ATM facilities or drive-thru service at our branch, we ensure ease of access through local partnerships for cash withdrawal services whenever needed. For any questions about our services or how we can assist you further, feel free to reach out at 806-848-2413 during our lobby hours from 9 AM to 5 PM, Monday through Friday. We invite you to visit us at Skel-tex Credit Union, where we're always ready to help you navigate your financial journey!
Auto Loans & Vehicle Financing
If you're considering buying a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing options can help make that dream a reality. With competitive rates and flexible terms, we strive to ensure you get the best deal possible while making your purchase stress-free.
Convenient Online & Mobile Banking
In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. Check balances, pay bills, and transfer funds from the comfort of your home or on-the-go.
Mortgage Solutions for Home Buyers
Buying a home is one of the biggest decisions you'll ever make. Our Mortgage Loans & Refinancing services are here to guide you through the process. We provide personalized support and various loan options to find what works best for you, whether it's your first home or an investment property.
Personal Banking Made Easy
We understand that managing finances can be challenging. That's why we offer Personal Banking services that include checking and savings accounts designed for everyday use. Whether you're saving for a vacation or simply need a secure place for your funds, our accounts are tailored to meet your needs.
Personal Loans When You Need Them
Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services offer quick access to funds when you need them most. We work with you to develop a repayment plan that suits your budget, helping you regain control over your financial situation.
Rewards with Every Swipe
With our Credit Cards with Rewards, every purchase can bring you closer to exciting rewards. Whether you're buying groceries or planning a getaway, enjoy benefits that add value to your everyday spending.
Supporting Local Businesses
At Skel-tex, we recognize the importance of small businesses in our community. That's why we offer Business Banking solutions that include merchant services and business loans aimed at helping entrepreneurs thrive.
Digital & Online Banking
Always Here for You
At Skel-tex, we're dedicated to making banking convenient and accessible. Even if some digital features aren't part of our offerings yet, we encourage you to reach out with any questions or feedback about how we can better serve you. We're always ready to assist you in navigating your financial journey! For more information or assistance, feel free to contact us at (806) 848-2413. Your financial well-being is our priority!
Key Features for Your Convenience
We prioritize your security and ease of use. While electronic signature authorization is not available at this time, rest assured that your information remains protected with our secure systems. You can manage your account in real-time without having to visit the branch during business hours. While e-statements and person-to-person transfers are not available right now, we are always looking for ways to improve and expand our services. For those who value 24/7 access, even without extensive features, our online banking is here to support you when you need it most.
Financial Strength
At Skel-tex, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and proven performance. That's why we're proud to share our financial strength with you. With a net worth of $1,246,641, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 21.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $293,485 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,246,641 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $104 in used auto loans and $3,171,275 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our $5,146, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 2 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team. The strength of our member base is evident with a total of 649 share accounts. This growing community trusts us with their finances, reinforcing the reliability of Skel-tex as your financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Skel-tex is your trusted partner. Visit us at 404 Main St Skellytown Tx 79080 or call (806) 848-2413 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,682,855 in used vehicle loans and $1,209,279 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle.
Mortgage Options
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0. Our team is here to guide you through every step of the mortgage process, ensuring that you find the right fit for your needs.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These credit cards can be an excellent way to build or improve your credit score while enjoying various rewards. If you're considering refinancing any of your existing loans, our team can help evaluate your options to ensure you're getting the best deal possible. We're dedicated to finding solutions that work for you. For more information or if you have any questions about our loan offerings, feel free to reach out to us at (806) 848-2413. Our friendly staff is ready to assist you from 9 am to 5 pm on weekdays at our branch located at 404 Main St Skellytown Tx 79080, Skellytown, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
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