Sixth Avenue Baptist Credit Union Birmingham AL | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Sixth Avenue Baptist Credit Union, your trusted partner in financial well-being since 1963. Located at 1101 Martin Luther King Jr Dr, Birmingham, AL 35211, we are dedicated to serving our community with a focus on personal relationships and exceptional service. With a total membership of 853 and assets reaching $5,177,001, we pride ourselves on being a solid financial institution that truly cares about the needs of our members. At Sixth Avenue Baptist, we understand that every member's journey is unique. That's why we offer a range of services designed to meet your individual financial goals, whether it's saving for a new car, buying your first home, or managing your everyday banking needs. Our commitment is reflected in our impressive portfolio of $575,667 in deposits and a lending capacity that includes 213 loans and leases tailored just for you. We believe that strong leadership is key to maintaining our values. Under the guidance of our CEO, Michele Days, and Board President, Ransom Davis, we strive to create an environment where trust and transparency flourish. Our small team of just 2 employees ensures personalized attention and quick responses to any inquiries you may have. While members can visit us at our branch location, official correspondence should be sent to the same address: 1101 MARTIN LUTHER KING JR DR, BIRMINGHAM, AL 35211-2841. We invite you to explore our website at sixthavebaptistfcu.org for more information on how we can assist you or call us directly at 205-322-6654 during our operating hours: Monday, Tuesday, Thursday, and Friday from 8:00 A.M. to 5:00 P.M., and Wednesday from 8:00 A.M. to 12:00 P.M. Join us today and experience the difference of banking with a credit union that puts its members first!

Branch History & Mission

Community Commitment

We understand that being a part of the community goes beyond offering financial products. We actively engage in outreach programs aimed at uplifting those around us. Through partnerships with local organizations and initiatives designed to enhance financial literacy, we work tirelessly to create opportunities for growth within Birmingham.

Join Us Today!

As we continue to grow and adapt, we invite you to be part of this remarkable journey. Join Sixth Avenue Baptist today and experience firsthand the dedication of our team as we help you achieve your financial goals. Together, let's build a brighter future for our community. For more information or assistance, please call us at 205-322-6654 during our operating hours: Monday, Tuesday, Thursday, Friday from 8:00 A.M. - 5:00 P.M., and Wednesday from 8:00 A.M. - 12:00 P.M. Visit us at sixthavebaptistfcu.org today!

Mission Statement

At Sixth Avenue Baptist, our mission is clear: We strive to empower individuals and families through quality financial services while fostering community well-being. We believe that everyone deserves access to fair banking options and support during life's financial challenges. Our team is committed to providing personalized service that makes every member feel valued and understood.

Modern Banking Solutions

In an ever-evolving world, we also embrace modern banking solutions. Our online and mobile banking services allow you to manage your finances conveniently from anywhere, making your experience with us both efficient and secure. Whether you need personal loans or business banking solutions, we are here for you with innovative tools tailored to your needs.

Our Journey

Since opening our doors at 1101 Martin Luther King Jr Dr, we've dedicated ourselves to understanding and meeting the needs of our members. With total assets now exceeding $5,177,001, we have built a solid foundation that allows us to offer competitive products and services. Over the years, we have expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our location on Martin Luther King Jr Dr is not just an address; it's a beacon for those seeking financial guidance and assistance. While members can visit us at this address, official correspondence should be sent to our mailing address: 1101 MARTIN LUTHER KING JR DR, BIRMINGHAM, AL 35211-2841.

Branch Location & Accessibility

Get in Touch!

If you have questions or need assistance before your visit, don't hesitate to call us at 205-322-6654. We invite you to stop by soon and experience the friendly service that makes Sixth Avenue Baptist more than just a credit union it's a community hub where your financial well-being comes first!

Nearby Landmarks and Parking

Our branch is just a short drive from notable landmarks like the Birmingham Civil Rights Institute and the historic 16th Street Baptist Church, making it a familiar stop for locals. Ample parking is available for your convenience, ensuring you can easily visit us without any hassle. Plus, our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances so everyone can enjoy our services comfortably.

Operating Hours

We know your time is valuable! That's why we offer flexible operating hours to fit your busy schedule. You can visit us Monday, Tuesday, Thursday, and Friday from 8:00 A.M. to 5:00 P.M., and on Wednesday from 8:00 A.M. until noon. Our friendly staff is ready to assist you during these hours with personal banking solutions tailored to meet your needs.

Services Offered

At Sixth Avenue Baptist, we provide a variety of services designed to help you manage your finances effectively. From checking and savings accounts to auto loans and mortgage refinancing, we have options that cater to individuals and families alike. While we currently do not offer ATM or drive-thru services, rest assured that our dedicated team is here to assist you directly in the branch.

Member Eligibility

At Sixth Avenue Baptist, we believe that everyone deserves a supportive community where they can thrive. Becoming a member is not just about opening an account; it's about joining a family that cares for your financial well-being. To qualify for membership, you typically need to be affiliated with our community or meet specific criteria outlined on our website. For the most up-to-date details, feel free to check out our eligibility information at . Once you're ready to take the next step, opening an account is a breeze! Just visit our simple online application at https://sixthavebaptistfcu.digitalaccountopening.net/ or give us a call at (205) 322-6654 if you have any questions. Our friendly team is here to help you every step of the way. Join us at 1101 Martin Luther King Jr Dr Birmingham Al 35211 and start enjoying the benefits of being part of the Sixth Avenue Baptist family today!

Business Banking & Commercial Services

Business Loan Options

We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to expand your operations or invest in new equipment, our tailored loan solutions are designed to meet your unique needs. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for those seeking assistance outside of membership. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing for local businesses. Imagine being able to accept payments seamlessly from customers without any hassle. Our services ensure that you can focus on what you do best running your business while we take care of the payment side of things. Located at 1101 Martin Luther King Jr Dr Birmingham Al 35211 in Birmingham, AL, we're here to empower your business every step of the way. For more information, give us a call at (205) 322-6654 or visit our website at Sixth Avenue Baptist Fcu. Let's grow together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our Auto Loans & Vehicle Financing options make it simple to drive away in the vehicle you've always wanted. We provide competitive rates and flexible terms that can fit any budget. Plus, our friendly staff is here to guide you through the process and ensure you feel confident about your choice.

Business Banking

For our business members, we offer tailored solutions through our Business Banking services, including merchant services and business loans. We know running a business comes with its challenges, so we're here to provide the support you need.

Convenience at Your Fingertips

At Sixth Avenue Baptist, convenience is key. Not only do we offer traditional banking services like cash withdrawals through ATMs (though currently not available at this location), but our online platforms ensure that managing your finances is easy and accessible from anywhere. Whether you're in need of personal banking solutions or seeking assistance for your business ventures, Sixth Avenue Baptist has got you covered. Feel free to reach out at (205) 322-6654 for any questions or visit us at our branch in Birmingham, AL. Your financial success is important to us! To learn more about opening an account today, click here. Join us at Sixth Avenue Baptist Fcu, where we're committed to serving you!

Credit Cards with Rewards

If you're looking for a way to earn while you spend, consider our Credit Cards with Rewards program. Enjoy cashback on purchases or travel rewards that can make your next vacation more affordable.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, we offer comprehensive Mortgage Loans that cater to first-time buyers as well as seasoned homeowners. Our team will work with you every step of the way, helping you find the best loan option that suits your financial situation.

Personal Banking

Managing your finances should be easy and convenient. That's why we offer Personal Banking services that include checking and savings accounts designed for everyday use. Imagine having access to your funds anytime, anywhere through our Online & Mobile Banking features. With just a few taps on your smartphone, you can check balances, transfer money, and even pay bills without visiting a branch.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. Whether it's medical bills or consolidating credit card debt, we provide personalized solutions to help lighten your financial load.

Digital & Online Banking

Enhanced Security

We prioritize your security by offering features like person-to-person transfers, which let you send money directly to friends or family with just a few taps. While we currently don't support electronic signature authorization, rest assured that all transactions are protected with robust security measures to keep your information safe. For those who prefer paperless options, we provide e-statements, allowing you to access your financial statements online whenever you need them. This not only helps the environment but also keeps your documents organized and easily accessible. At Sixth Avenue Baptist, we're committed to providing you with a banking experience that is both secure and easy to use. Explore all our digital services today and see how they can simplify your life!

Key Features

With our online banking at https://www.sixthavebaptistfcu.org/ , you can access your accounts 24/7. This means you can check your balance, transfer funds, or pay bills from the comfort of your home or on the go. Our platform is user-friendly, ensuring that even those who aren't tech-savvy can navigate it with ease. Additionally, our mobile application makes banking even more convenient. Whether you're waiting in line or relaxing at home, you can manage your account right from your smartphone. Plus, if you love making payments quickly, our mobile payments feature allows you to send money securely without any hassle.

Financial Strength

A Solid Foundation

With a net worth of $406,443, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $785 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $269,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $81 in used auto loans and $3,422,393 in total loans and leases.

Growing Together

Total Share and Deposit Accounts: 1,214, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $22,629. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sixth Avenue Baptist is your trusted partner. Visit us at 1101 Martin Luther King Jr Dr Birmingham Al 35211 or call (205) 322-6654 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $467,737 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,574,362 in used vehicle loans and $401,827 in new vehicle loans already helping members get on the road. Our competitive financing options make it easy to drive away with the vehicle you want. Plus, if you're considering refinancing your current auto loan, we can help with that too!

Credit Lines

For those who prefer flexibility in managing their expenses, we offer credit lines totaling $190,000. This option gives you access to funds whenever you need them without the hassle of applying for a separate loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,685, make buying or refinancing simple. We guide you through each step of the process so that you can feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Though currently there are no available unsecured credit card loans totaling $0, it's important to know that when they become available, they can be a great way to manage finances effectively. Our commitment is to provide personalized service and support throughout your borrowing journey. If you're interested in exploring eligibility options or want more information about refinancing any existing loans, don't hesitate to reach out. For more details about our loan offerings or to discuss what might work best for you, please call us at (205) 322-6654 during our operating hours: Monday, Tuesday, Thursday and Friday from 8:00 A.M. - 5:00 P.M., and Wednesday from 8:00 A.M. - 12:00 P.M. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Sixth Avenue Baptist, we're here to help you navigate your financial future with confidence!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you can trust that the information is accurate and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You will see all options fairly represented, without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions. You won't have to worry about outdated information leading you astray. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the tool is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SIXTH AVENUE BAPTIST FEDERAL CREDIT UNION